Chapter 300 Two Conditions for the Family to Borrow Grain
Datang Bank has only been open for less than a day, and it is full of customers.
Although it is not necessarily necessary to borrow money or borrow food now, it is a good thing that someone is interested in this, this is what Lu Heng said to Li Chengqian.
Lu Heng also specially said that when a new thing appears, it will definitely not be able to have business so soon, and everyone should be allowed to stay on the sidelines.
As long as someone is willing to wait and see, then there may be customers.
Li Chengqian was very busy at the bank, but he never tired of it.
And the other end.
The restaurant has a guest.
Lu Chengqing came again with his servants.
"Hey, your food is ready so soon?"
Lu Heng was lying on a rocking chair in the courtyard basking in the sun, and when he saw him, he was surprised.
A bottle of wine costs a hundred stone of grain.
The family will definitely not buy only one or two bottles, and it is impossible for Lu Heng to agree to sell such a small amount.
Can a large amount of food be raised so quickly?
Is this Fan Yang Lu's method so powerful?
He was puzzled.
I heard Lu Chengqing arch his hand with a smile and said:
"Lu Luma, my family has prepared 10,000 stone of grain, and now it is stored in Zhuangzi in the eastern suburbs."
"I wonder when you will send someone to inspect it?"
"After all, 10,000 stone of grain is too difficult to transport into Chang'an City."
"It's still just outside the city, and it's more convenient for you to send it elsewhere from the official road."
Lu Heng breathed a sigh of relief.
It turned out that there was only 10,000 stone of grain, so it's no wonder.
This amount is not too much, but it is one of the five surnames and seven hopes, and it is not very tricky for Fan Yang Lu to come up with so much in a short period of time.
He nodded and smiled:
"This is naturally possible, you can leave the address of Zhuangzi, and I will send someone to pick it up tomorrow."
"When the time comes, the wine in exchange for this will also be sent there, and we will clear our goods and goods, how about it?"
The smile on Lu Chengqing's face was brighter than Lu Heng's.
He arched his hand and said:
"Okay, well, the place is next to the Huangzhuang, and when the horse arrives, he will send someone to ask, and there is my Zhuangzi in addition to the Huangzhuang."
"Before you settled the homeless, my family was also out of the place."
Lu Heng suddenly realized.
Come to think of it.
He himself has been to the Zhuangzi of the Lu family, and it is indeed very close to His Majesty Li Er's Imperial Village.
It's a lot easier......
Anyway, the grain was going to be sent to Huangzhuang.
………………
Next.
Dozens of horse-drawn carriages for transporting goods drove mightily to the eastern suburbs.
Lu Chengqing personally handed over the goods——
It is mainly in a hurry to accept the ten years of Zhenguan sent in the spring.
The wine was all put away in just one cart, and the rest of the wagons were all used to carry the 10,000 stone of grain.
The person in charge of the delivery is Ho De.
For the arrival of this father-in-law, Lu Chengqing was not very surprised.
After all, Lu Heng is a concubine, and he has a close relationship with the eunuchs in the palace, and it is normal to even ask them to help him do things.
"Alright, Duke Fanyang, this is all the wine."
He De lifted the cloth covering the cart.
There are several large wooden boxes on it!
Lu Chengqing couldn't help but be excited, and opened the lid of the box to look at it.
There are indeed many glass bottles inside.
One hundred bottles of Zhenguan ten years of spring!
Because it is made of glass, it is very fragile, and between the bottles in the box, a large number of cloth strips and straw are stuffed to prevent bumping.
Sure enough, not a single bottle of wine broke.
Lu Chengqing was overjoyed, and there was no wave of the ancient well on weekdays.
Where is this alcohol?
It's just a few boxes of gold and silver treasures!
And that's not all.
In the spring of the tenth year of Zhenguan, it is much more valuable than the same amount of gold and silver!
Lu Chengqing smiled at He De:
"Father-in-law has worked hard, the people you brought are carrying grain in the granary, I guess I have to wait a little longer."
He De also smiled very well, and his smile was kind.
"It's okay, there's a lot of food, it's okay to wait for a while."
"Our old arms and legs, it's not a bad thing to rest for a while!"
Seeing He De so good-tempered, Lu Chengqing couldn't help but be moved.
It's not trying to make things difficult.
Instead, I wanted to ask him a question that he had been pondering for a long time.
Lu Chengqing pulled He De to the side and asked in a low voice:
"Father-in-law, you are from the palace, you must know the one that His Majesty opened on Suzaku Street...... What is it called, Datang Bank's. ”
"What does this Datang Bank say?"
"I heard that if you borrow money or food there, you only receive one cent of interest a year, can you make money with such a little interest?"
He De glanced at him quietly.
What this Fan Yang County Duke was thinking, he knew what he was thinking.
Doesn't you just think that Lu Heng here wants to exchange grain for wine, and on the other hand, His Majesty will immediately open a bank where you can borrow grain and money, worried about what is the connection between the two, or will there be a pit here?
can be the closest chamberlain by His Majesty Li Er's side, He De is of course a good person.
He paused, and immediately smiled:
"The county prince is too worried!"
"Your Majesty opened this bank, naturally to make money, but making money is not the only purpose."
"In recent years, there have been many natural disasters in Datang, didn't there be a big one last year?"
"He is taking precautions, so that everyone can save the food they have on hand first, and the imperial court also has tax income that can be used as interest, if there is a famine within this year, the imperial court will not need to temporarily raise grain."
"You might think that if it's just that, it's a loss-making business."
"However, every family has a difficult time."
"If you borrow more money and food, the interest will be higher."
"For example, ordinary people really can't survive anymore, so if they borrow a few taels of silver, as long as it is within ten taels, the interest will be one cent, unchanged."
"But if a large family wants to borrow, there are two conditions."
Speaking of this, He De suddenly stopped, with a trace of embarrassment and panic on his face, as if he felt that he had said too much.
Lu Chengqing listened energetically, but he also noticed this.
He hurriedly said:
"Oh, Grandpa He, you can be blunt if you have something to say, rest assured, you will never reveal it to the outside world!"
The two were very close to each other.
At the same time, Lu Chengqing secretly stuffed a purse into the sleeve next to them very respectfully.
Here are a few taels of silver.
He De was a little embarrassed, but finally nodded and continued.
"If a noble family like you borrows a lot of grain, then correspondingly, the risk that the imperial court has to bear will be much greater."
"If you want to borrow grain, you need to mortgage it with a title deed or a grange of equal value."
"In the event of an accident, if there is not enough food for the next year, then a part of the land will have to be compensated."
"Well, you can understand that?"
Lu Chengqing suddenly realized.
"Understand, understand, you continue!"
He De continued:
"Secondly, there is the issue of interest."
"If you borrow more than 1,000 stone of grain and more than 10 taels of silver, the interest will increase a lot!"