At this moment.

The backyard of the restaurant.

Li Chengqian and Lu Heng are both here to read the account books.

Recently, whether it is the Zhenguan 10th spring sold by the restaurant, or the grain lent to the family by Datang Bank, the accounts are very good.

But Li Chengqian still didn't understand much.

As the emperor said, if the price of drinks is raised a little more, they will naturally make a lot of money, and it will not be the turn of those families to make the difference.

Lu Heng is not such a kind person, let the family eat meat and drink soup by himself.

There's something clearly wrong here......

But Li Chengqian was stunned and didn't see it!

He had already sought out the best arithmetic teacher in the palace and tried to see any clues from the account books, but found nothing.

At this point, he finally couldn't help it.

"Sunrise."

Li Chengqian tentatively spoke:

"Can you just tell me a little bit about how you're going to trick people?"

"Just a little! I promise not to tell my father! ”

Lu Heng glanced at him.

This guy is very clean.

Knowing that His Majesty Li Er is a quick temper, no matter what plans he has, it is best not to tell him first.

He thought for a moment and asked:

"What do you want to know, Tibet, or the family?"

Li Chengqian was overjoyed when he saw that Lu Heng finally had the meaning to explain to himself.

"Anything!"

"Still, I still want to know more about what you're going to do with the family."

"After all, they're making too much money right now......"

"Even I'm so unloving about money, it's a little distressing to watch them make money that should be made by us, let alone my father?"

Lu Heng was silent for a moment and waved his hand.

He called Li Mingyu and Wu Zhao, who were sorting out the rest of the account books in the house.

Both of these little girls are extremely intelligent people.

After just a few months of teaching, the two of them got together and were able to sort out all the accounts of the restaurant and the glass workshop.

"What's the matter, husband, what do you want us to do?"

Li Mingyu still had some undried ink on his hands, obviously still writing just now.

Wu Zhao was even more anxious.

"Teacher, my wife and I are calculating the cost of this batch of wine, and we have calculated the accurate data, so that we can deduct the cost from the food they gave."

"I'm busy, if you have anything important, just tell me quickly!"

Originally, Wu Zhao was used to being bound by the rules.

However, since they followed Lu Heng to Chang'an and escaped from her mother's control, she jumped out like a bird out of the cage.

The attitude of talking to Lu Heng has changed from being cautious when he was apprenticing at the beginning to being unrestrained.

As a teacher, Lu Heng didn't care.

He just smiled and said:

"I called you here to test you."

"Brother Gao Ming asked me how I wanted to pit the family."

"You've been studying for so long, can you guess some?"

As soon as he heard that he was going to test himself, Wu Zhao's eyes suddenly lit up.

She frowned.

After pondering for a moment, try to say:

"I always feel that it seems to have something to do with the laws of the market that you said earlier......"

"But I can't figure out what the relationship is."

"Now that the market is hot, it should be in short supply, and it belongs to the seller's market."

"The production of wine and glass has increased, but even if you give some of it to the family, you have always controlled the quantity, and you have a lot of backlog of goods that you have not taken out."

"This hoarded part must be useful, but I can't guess."

Lu Heng looked at Li Mingyu with a smile.

"Yu'er, what do you think?"

Li Mingyu also frowned, and then shook his head.

"I have the same opinion as Xiaozhao, but I can't think of what you want to do in the future."

Lu Heng paced slowly in the courtyard.

As he walked, he spoke.

"Actually, the principle here is very simple."

"The family mortgaged land to the bank to borrow grain, and the fundamental reason for them to do so was that they believed that Zhenguan would definitely make money in the spring of the tenth year."

"That's exactly what is happening now."

"As long as they make money, they will resell the wine, and they will invest all the money and food again to buy the wine again."

"To put it bluntly, it's increasing leverage, selling, buying, selling, and so on."

"As long as the price of alcohol does not fall, they can continue to make money, and the cost is very low."

"They also know that there may not be so much grain to be returned to the bank next year, but they still dare to borrow because they feel that the bank is also willing to charge silver as capital and interest."

"As long as you pay the equivalent of grain, you are not afraid that the mortgaged land will not be returned."

"But the problem is ......"

"There is a limit to the amount of food in this world and the money in the market."

"When the water is full, it overflows, and when the moon is full, it loses."

"No one is stupid, and when the wine keeps going up, they'll just sell a few bottles when they need it to recoup their costs, and then put all their money into buying more."

"Until one day, everyone in the market is like that."

"And then, no one has the money to buy alcohol anymore."

There was a dead silence in the courtyard.

The other three all looked at Lu Heng blankly with hellish expressions on their faces.

What a horrible scheme......

What a poisonous strategy!

Originally, they also thought that Lu Heng was giving the family a taste of sweetness, and there were other preparations.

But what I never expected was ......

Where is the sweetness of this.

It's arsenic coated in sugar!

Lu Heng's method is to empty all the assets in the family's pockets, let them mortgage the land, buy it with grain, and hoard a large amount of Zhenguan ten years.

Wait until no one has the money to buy Zhenguan ten springs.

Prices, naturally, will plummet.

The wine that the family hoarded became worthless waste!

You can't sell it, you can't make money.

A year later.

The mortgaged land naturally went to the bank.

That is, it returned to the imperial court.

The family has worked hard for hundreds of years to earn the family business.

It was all gone overnight!

Li Chengqian muttered:

"Oh my God......"

"If you do this, I'm afraid you'll drive a lot of people crazy......"

Lu Heng pursed his lips and smiled.

Crazy?

You've probably never seen a stock exchange during the financial crisis, or a company whose P2P explosion was blocked.

The wind on the rooftop is very strong!

"After all, it won't harm ordinary people who are honest and dutiful."

Lu Heng smiled and shook his head:

"My purpose is only for the family."

"The bank's ladder interest is because of this."

"The people, if you borrow less than ten taels of silver or ten stones of grain, it will be one cent of interest."

"Even if it's between ten taels and one hundred taels, that's just three points."

"One year is enough time for them to pour wine and earn some wives."

"As long as ordinary people are not greedy, even if they still have some inventory in their hands, they will not lose all their money."

"But if the people's hearts are not enough to swallow the elephant, holding the gambler's mentality, tsk, then I can't do it!"