- "Yes! Linna, I've always thought so. ”

Andrei looked at me and continued:

- "David is not only very good at seizing the opportunity, but I am even more impressed by his ability to integrate resources, really giving him a lever to pry the earth." It's no wonder he had the idea of setting up an investment bank. ”

- "Oh, by the way, Andrey, I thought it was strange that you said that Sergei's investment consulting and you were all in line! How did your firm get involved with the investment business?

Your father is an accounting major, David is in finance, and you study marketing in the market. What is this combination of your company? I asked, puzzled.

- "Oh, you mentioned Sergei, what industry is his investment holding company involved in?" ”

- "I don't know much about this, it seems that Sergey still started from logistics, warehousing. Later, it involved the investment and financing of the construction of warehouses, wharves and airports.

Now, it seems that there are also cooperation with airlines and cold chain logistics companies.

However, these are all things that I learned by the way when I chatted with Katya.

I didn't ask Sergei himself, I think he must have done more than I knew. I replied.

- "Linna, I remember, Sergei studied business management, right? Shouldn't I also study this major? Andrei said thoughtfully.

- "Honey, you run around all day, you must not be doing accounts for customers, you are responsible for developing customers, right?" That's where your profession comes in. I asked

- "Hahaha...... Lina, I didn't say exactly what I do, you know. Andrei smiled

- "I guessed, actually, I still have to guess?" Explicitly. I said proudly

- "That! Lena, tell me, is my job important? ”

Andre stared at me for confirmation.

- "Nonsense! If you don't have a client, will your firm settle accounts for the monkeys? I said

Hearing my words, Andrei suddenly came to his senses, and he looked at me with bright eyes and said:

- "Linna, when I first started my business in the United States, I was in financial trouble with our client. I never dared to tell you this.

Not only were our two largest clients unable to pay our company's service fees, but all of their financial statements showed that their businesses were already heavily indebted......

The reality at the time was that if their business really collapsed, it would inevitably cause serious losses to our firm, and for this, I, the head of the American branch, would definitely be to blame. ”

- "Andrey, it was the subprime mortgage crisis that spread all over the world, and even the Federal Reserve couldn't do anything about it, how can I blame you for this!" ”

- "That being said, but, Linna, in the end, the world only looks at the results, and no one needs to listen to your explanations of failure.

Do you know? I wanted to see you at that time, but I was afraid to see you worry about me, and I knew it was enough to break me......

During that time, I was really at the limit.

I told my father that we couldn't let our clients in the U.S. go bankrupt, and that would be devastating for our firm. We have to help them get through this!

But my father thought I was crazy, and he told me to stop all business with them immediately......

Seeing that I was bent on going my own way, he even planned to close the branch in the United States.

At the time, only David thought I was right. He also used his connections to help American companies raise money in Europe, despite my father's objections. You must know that no bank in the United States dares to lend to these companies in the United States!

It was David who saved me, Linna, I do have a good brother!

What I didn't expect was that the news that we had helped these two groups raise money was spreading on Wall Street, and more companies approached us......

Later, David told me that they were indeed making a risky move, but once they succeeded, their influence was immeasurable!

These achievements can give us the opportunity to participate in mergers and acquisitions, investment and financing of other enterprises. Expand the scope of our practice. After that, I started going back and forth between Europe and the United States......"

- "Hahaha...... Andrey, you do this, does your father know? I laughed.

Andrei looked at me and said:

- "You're right, my father has always been skeptical of what we do. He himself was not interested in investing at all, saying that it was too speculative. He prefers traditional, low-risk, sustainable industries.

However, David and I thought that this was a once-in-a-lifetime opportunity!

The subprime mortgage crisis left American businesses suddenly short of money.

Hehe...... Still, Wall Street people seem to know where to look for money.

Looking at the Americans who came to borrow money like hungry wolves, Swiss banks took the opportunity to raise the threshold for borrowing, and the interest rate on loans became higher and higher each time. In this way, those companies that they think are at risk of repayment are still rejected by them.

Linna, some American companies actually still have a lot of potential for development, but they have encountered such a sudden external environment, which has caused them to fall into a serious financial crisis.

We saw the moment and persuaded some European companies to buy them. ”

- "How do you know what kind of companies will buy these companies?" I asked, puzzled

- "Hehe...... Linna, have you forgotten what our office does? We have been in business for more than 30 years and our customers are some of the most powerful in Europe. On top of that, we know almost everything about the profit margins of their businesses. Their business advice is not tempting.

It's just that...... Alas! It took me so much effort to drool over our business plans and hesitate at the same time. You can't imagine how painful it can be.

On two occasions, David even advised me to give up on these old clients, and he could try it from an investment bank in the UK. ”

- "Then why don't you listen to David?" I asked.