Chapter 66 Yunchu's official house

The lamb soup is really good!

Cui Niangzi also lined up at the front of the line with a bowl, laughing with some women and women while filling herself with mutton soup.

You can see that the women here like her very much.

Naha also wanted to fill a bowl of mutton bone soup to drink, but was dragged to the side of the small stove by Cui's and filled her with a bowl full of almost all meat of mutton bones, and asked her to eat slowly in the house with Yun Chu.

Naha was very envious that Cui Shi could eat meat and drink soup in a circle with a group of women with a large bowl, and several times she wanted to go over, but Yun Chu pressed her beside her, and honestly put the bowl on a low table that was obviously borrowed to eat meat.

The lynx always likes to climb high, and always likes to bring food to a high place and enjoy it slowly.

After eating the morning food and having a short rest time, Cui Shi came to Yun Chu's side and whispered: "The concubine has asked, there are guest monks in the Great Ci'en Temple." ”

Yun Chu said strangely: "What about the temple that doesn't have a guest monk?" ”

Cui Shi looked at Yun Chu's ignorant eyes and said, "There are only women and children in our family, and it is not appropriate for Lang Jun to put so much gold at home." ”

Yun Chu frowned and said, "You mean that it can be handed over to the Zhike monk of the Great Ci'en Temple?" ”

Cui Shi nodded again and again: "The Great Ci'en Temple has a Zhike monk who specializes in putting the "Monk's Mansion Su", as long as Lang Jun gives these gold to the Zhike monk at home, just the money that the Dacien Temple gives to our family at the end of the year is enough for our family to chew." ”

Yun Chu said sluggishly: "Monk Di Su"? Usury? ”

Cui Shi nodded and said: "But all the things that the larger temples have, it is a means of compassion for Buddhism, if the people, businessmen, and eunuchs have no money in hand, they can borrow the "monk's mansion" from the monk and agree to repay the money at the end of the year, which can solve the people's worries."

Our family is rich, we can put the money in the hands of the Zhike monk of Daci'en Temple, let him use our family's money to borrow "monk's mansion millet" for people in need, and then give money to our family. ”

Yun Chu coughed and said, "What is the annual interest rate of usury?" ”

Cui Shi blinked his eyes and said: "Daxingshan Temple is borrowing grain and benefiting fifty percent, money, one times four, Qinglong Temple borrowing grain and profit sixty percent, money, one times five, Fuying Zen Temple borrowing grain fifty percent profit, money is one time four, only Da Ci'en Temple is the least, borrowing grain is forty percent, and the money is double." ”

Yun Chu sighed and said, "These monks should be killed!" ”

Cui's eyes widened and said, "This is doing a good deed, why should I kill it?" When Emperor Taizong was still there, he specially appointed nine officials in the yamen at all levels of the imperial court to take 50,000 yuan from the imperial treasury, and these officials were called "Catching Money Lingshi".

Each "money grabbing order history" had to borrow 50,000 wen from the imperial court and pay 48,000 wen yuan in interest to the imperial court every year.

If you do a good job, the court will still do it for the big officials. ”

Yun Chu's mental arithmetic is very good, and as soon as the Cui family finished speaking, he came up with a usury system instigated by the government with an annual interest rate of 90%.

"Why hasn't it been in a few years? I haven't heard of this thing in the Western Regions? ”

"That's the benefit of ruining this door by Chu Suiliang, I heard, Chu Suiliang said to Emperor Taizong: If you continue to let the history of catching money be flooded, after a long time, the position of the official will be occupied by the "history of catching money".

At that time, the students cultivated by the imperial court, the talented people selected by the local government, and the filial piety and honesty selected by the best of the best will have no place to be officials.

Emperor Taizong was good at accepting advice, so he agreed to Chu Suiliang's suggestion and stopped "catching money and making history".

The imperial court stopped the "history of catching money", and the monks and temples in various places could not see the suffering of the people who had no money, so they began to distribute a large number of monks' residences.

There is no way, there is less money in the temple, there are many people who borrow money, and the temple has raised the interest rate in order to let people borrow less money, but I didn't expect that there are still so many people who borrow money, even more than before.

Lang Jun, the presiding officer of the Great Ci'en Temple is Master Xuanzang, who has an excellent reputation in the capital, and it will not be wrong to put the money in the hands of the Zhike monks of the Great Ci'en Temple. ”

Yun Chu fell into a long thought......

He used to think that the maximum interest rate of 17 percent set by the state was already a bit vicious, but now he ......

At noon, Yun Chu drove the carriage around his courtyard and went to the Great Ci'en Temple with Cui Shi and Naha.

He didn't think about making usurious money, he just wanted to know how this thing worked.

The monk is good, white and fat, and his smile is often like Maitreya Buddha, listening to Yun Chu's explanation, a fat face suddenly drooped down, like a bully dog.

"Please come along."

Yun Chu, Cui's family, and Naha came to a place called Xiangji Kitchen, where the monks didn't recite scriptures much, and most of them were settling accounts with calculations.

The monk sat cross-legged on a futon and said to Yun Chu: "Master Xuanzang has a lot of complaints about the Xiangji Kitchen, and the donor puts the money in the Xiangji Kitchen, please don't make a noise, so as not to ruin the reputation of Master Xuanzang." ”

Yun Chu's face was full of smiles, and he nodded again and again: "This is nature, this is nature, we are here for Master Xuanzang's compassion." ”

The monk nodded and said: "The world is difficult, and mortals are insatiable, always thinking about everything, but I don't know what to do."

They are obsessed, even if they know that Huangquan Road is in front of them, they only want to play again, and always think that they will be the most different one on Huangquan Road, pitiful, pitiful. ”

Yun Chu nodded and said, "It's really self-defeating." ”

The monk clasped his hands together and said, "My Buddha is merciful!" ”

Yun Chu also folded his hands and said, "My Buddha is compassionate." ”

Yun Chu's loan shark process was very peaceful, merciful, and two thousand taels of gold of different colors were sent to the Xiang Ji Kitchen.

Zhike monk gave Yun Chu a document, the treaty on the document is very detailed, meticulous, and the three items of rights, responsibilities and interests are also very clear, on this contract about money, Yun Chu found that there is almost no difference from the documents of later generations, it can be seen that as long as it is related to property, people's degree of evolution is always very high.

Yun Chu originally wanted to enjoy the seventy percent of the profits from the spring loan and the autumn loan, but unfortunately, this money was not only his, but also Fang Zheng, He Yuanshan, Liu Xiong, and the five palms of the property, Yun Chu could only sign an agreement with the monk to get back the money at any time, which allowed him to only enjoy thirty percent of the interest.

Originally, he wanted to take a good turn in the Great Ci'en Temple, but since signing this contract, Yun Chu didn't like this splendid temple very much, even if the host of this temple was Master Xuanzang, who had an affair with him.

It was much easier to go home again, because the family workers had deliberately opened a gate in the courtyard wall of the back house that was large enough for carriages to enter and exit.

This made Yun Chu very unhappy, why did the door of his back house face a monk's temple?

You must know that Xuanzang's eldest disciple is a real flower monk, although this guy has been beheaded by Emperor Taizong, it is estimated that his legacy will not be dispersed for a while and a half.

Although there is only one girl in the family, a middle-aged and elderly woman, it is still necessary to guard the door.

When he returned home, Yun Chu was still very satisfied with the work efficiency of the workers, at least, his family's two wells were now brand new, and the water in the wells was as clear as jade pulp.

Now that I think of the idea that Cheng Chumo came up with, it really failed and made sense, Datang is not without banks, people do, the interest rate is higher, and the outlets are all over the north and south of the river, on both sides of the Yellow River.

The reason why Yun Chu thinks so is completely what the monk said, the money that exists in the Great Ci'en Temple can be withdrawn in the White Horse Temple of Luoyang Temple, or it can be withdrawn from the Daming Temple in Yangzhou.

This is the famous exchange and exchange!

This made Yun Chu, who thought he was a civilized person, ashamed.

Half a month passed, and Yun Chu got an antique home, that is, the family was also recruited by the Cui family fifty or sixty needlemen to prepare soft decoration for Yun Chu's new home.

After being washed with clean water, the gray tiles turn a bright blue, albeit with a thin layer of ice, which, according to the craftsmen, actually makes the house warmer.

These days, Yun Chu takes Naha to the West Market non-stop, and as long as it is the things that the family needs, he buys them all.

It can be said that spending money is like water.

The Cui family is also spending money, and it is a lot of money, taking advantage of the slaves and maids of the Yeting Palace, and the big auction, she actually spent one hundred and nine yuan to buy ten subordinates for the Yun family, among these ten subordinates, seven women, the oldest is thirty-seven years old, the youngest is nine years old, and the average age is thirty-three years old...... And the girl who was only nine years old was worth fifty times!

None of the three men looked neat, one was as powerful as an ox, but he seemed to have a problem with his brain, and the other didn't say a word all day, and he wanted to drink wine for the first time after seeing Yun Chu, the head of the family.

As for the last one, he is still a normal person, with a well-proportioned figure and fair skin, but the pockmarks on his face don't seem to be born.

The older women seem to be retired palace maids from the palace, because they have no home, and because they are too old to have children, no one wants them, so they are half sold and half given away by Cui's family.

The little girl is very smart, she doesn't look like she came from an ordinary family, she stands with Naha, and she is more like a little lady in the family than Naha, a rough child.

When Mazi closed the door of the Yun family, he also closed the wind and snow outside.

A group of people followed Yun Chu, the head of the family, and inspected the house together.

The piles of firewood, the charcoal of a warehouse are enough for the thirteen members of the family to eat a whole year's rice grain, the seven or eight large vats of sesame oil, and the three skinned sheep hanging from the beams of the house all show the wealth of the family.

The windows are covered with peach blossom paper soaked in oil, and according to the merchants, the biggest advantage of this new bast paper is that it is not easy to break, even in the event of heavy snowstorms.

Yun Chu recognized the merchant's statement, because the merchant tore it with his hands in front of him, and he didn't tear it, although he was torn by Yun Chu hard, he still recognized the use of such a thing to paste the window, because after this bast paper was soaked in oil, it could be slightly transparent.

The whole house is spotless, and even if there is snow falling in the yard, it seems to be clean enough to pick up and put in your mouth.

The whole house was new, including the clothes and bedding of the eleven subordinates.

After looking at the new home, Yun Chu stood under the eaves and looked at the ten newcomers: "Live here with peace of mind, no one will hurt you, your existence is to make all of our lives better, not sad."

I don't want this family to have evil people and bad people, and I don't want anyone in this family to have anything unfinished besides me and Yun Na, or use me here as a place to make a comeback.

Otherwise, the punishment will be severe! ”