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The holy city of Estali.

The first bank began to function normally, and in the minds of the public, it had a memorable and concise name - First Bank. As the construction of the other five banks was nearing completion, the relevant personnel came to the First Bank for advanced training to learn how to handle the bank's general affairs.

Of course, these people are not elves, but the forces that have been instructed by the goddess to build the bank, and the people in their hands or related people. The believers of the goddess of gold coins are converted to religion one by one. But in practice, only they themselves understand.

Everything in the bank seems to be on track, but that doesn't make it easy for someone. Just as all undertakings are in the development stage, they are the most laborious. The hope that the goddess shares with someone is to expand the territory of the bank to a completely obsessed land. The current results can only be regarded as a beginning.

The situation in the Imperial City of Nineveh was completely different from the sprawling Grand Duchy of Kaveh. At the emperor's behest, only the temple of the goddess of gold coins in the temple area carried out the function of a bank, and no new bank was built in a location. And the nobles' statements on the bright side are also holding a wait-and-see attitude.

The old priests in the temple were the first bank clerks, of course, but it was Efren who was in charge? The Knight of Muhashebesi, a nobleman of the Empire. Co Yin did not object to such an appointment, which can be said to be the beginning of a good cooperation between the divine right and the imperial power. On the one hand, it is also because the old priests are far less absorbent of new knowledge than the young ones.

However, such a force alone is certainly not enough to maintain the normal operation of the bank. You must know that no matter where you are, in the early days of a bank's business, the initial demand comes with a wave of people, which is comparable to the ferocity of a mob.

For this reason, the emperor sent a personal guard army to maintain order, so that the gate of the temple was not demolished by a bunch of powerful people. Even if they concealed their respective family crests in a low-key manner, but when a cart of coins arrived, the emperor who got the news wanted to order a robbery......

This wave was robbed, not to mention three years of fat.

Although some people disagree with First Bank's behavior of classifying users into three categories, such as the Great Magician, the Magician, and the first two, and giving them different treatment. But at least these three types of people do not apply to the rules of the three banks, all of them are the same fair and reasonable rules, but they differ in the convenience of using the bank.

The Imperial City of Nineveh certainly faced the same problem. The nobility between different ranks, the nobles and the commoners, and even the nobles and the emperor's personal ministers, were constantly filthy. Although the Keyin Temple under the Imperial City had dozens of Great Saint Emblems for everyone to handle the business of opening accounts, saving money, and withdrawing money from the beginning, it still couldn't digest the huge crowd in the early days for a while.

And the big drama is not only between these few ethnic groups, don't forget, it is the temple area of the imperial city, where all kinds of gods gather. Isn't there no money to deal with in a church that belongs to various gods?

Therefore, it is not difficult to imagine that the situation of the Temple of the Gold Coin Goddess in the Imperial City of Nineveh is even more treacherous than that of the Holy City of Estali. Not only did the Emperor's personal guard corps send troops to stand guard, but even the Templars of other temples also sent people to jointly guard the order of the Temple of the Gold Coin Goddess.

And according to unknown rumors of 'high-level', the gods of other churches have also shown some dissatisfaction because of the riots in the temple area of the Imperial City of Nineveh. It's not that the churches that are jealous of the goddess of gold have a large number of potential believers, but that the churches they belong to are dissatisfied with the fact that they are also charged a storage fee if they want to save money!

Although the things of the gods belong to the gods, the affairs of the church on earth belong to the world. But sometimes once the issue of face is raised, it is difficult to get around. Therefore, I heard that many gods came to the door and asked Ke Yin for an explanation.

In the end, how the gods negotiated with each other, someone does not know. Anyway, it's the money that should be paid, and not a penny will be less. It's as if the 'higher-ups' never moved.

The opening of the Temple Bank in the Imperial City of Nineveh will have an impact on the overall situation, and it is not clear for the time being. What the emperor planned to lay out, someone didn't have a clue for the time being. The construction of banks in the Duchy of Kawi has only just begun, and although it has caused heated discussions at the forum, it has not yet had any real impact.

During this period of time, what really caused the crazy behavior was not the queue of people at First Bank, but a wave of external development of the Technology Guild!

Loot all the basic labor force in the holy city of Estari, and cooperate with the efficiency of the guild to saturate the supply of non-magical jobs and goods in the holy city. It can be said that guild members make a lot of money quickly, but this may be the result of condensing the workload of the past three or five years into one year.

In the past, people may have to wait a long time before they can get a suitable job; Now, thanks to the technical guild, I can find a suitable job almost every day. However, with the exception of those who produce consumables, most people's work results can be sustained for a long time. There will also be an end to the need to replace the old with the new within the Holy City.

So some time ago, the head of the Technical Guild, Uzov? Gandhia once complained to someone that there was already a sign of competition within the guild for business. This does not bode well for the development of the guild. Lin Yecai proposed to guide the members of the guild to make a pilgrimage outside the city.

But he wanted to develop outward, but he was discouraged by robbers and bandits, and rumors that I don't know if it was a real traitor. That's what motivates someone to push for the bank, and for many people to use the bank's features.

However, this alone did not arouse the idea of expanding the business of the members of the Technology Guild. After all, the business inside the Holy City is closer to each other, and the work is safer, so you don't have to worry about being attacked by monsters or robbers in the field.

Even if it is to increase the inducement, there is an additional bonus to the journey for work outside the Holy City. But in fact, there are additional costs associated with working outside of the Holy City. Even if the pay for working outside the Holy City would be better, it would be no worse after adding or subtracting.

The real reason for them to keep their eyes on outside the Holy City is still in the ratio of currency to currency.

In the Holy City, the process of commissioning work by the technical guild is that the delegator gives all or part of the remuneration to the guild. After the work is completed and accepted, the remuneration will be handed over to the technical team that takes over the entrusted work.

However, outside of the Holy City, due to the distance, most of the delegators will not send the remuneration to the technical guild in advance. Instead, after the team completes the work, they receive the remuneration directly from the delegator.

It is this kind of process that in the past became an opportunity for robbers and thieves to take advantage of it. But now, after the technical team on a business trip has completed its work, everyone is watching, except for the necessary travel expenses, all the other coins are deposited into the divine kingdom of the goddess of gold coins, and no one can grab it.

The point is, the money is still old coins! This means that in addition to the travel bonus, there is also the difference in currency exchange to be earned!

This greatly stimulated the enthusiasm of the members of the Technical Guild, and they were all actively looking for jobs outside the Holy City, and they didn't mind no matter how far away. After all, it is an indisputable fact that the demand for work within the Holy City has decreased. And there is also a basis for the fact that you can earn more by working outside the home.

According to the calculations of well-intentioned people, the profit of working outside the Holy City is between 1.5 and 2 times that of working in-house. And predictably, this bonus is not forever. So if you want to take advantage of the good time to make a fortune, you have to put in more effort.

The reason why dividends are not eternal is because people are profit-seeking by nature, and they also love to show off. The advantages of using the bank were quickly publicized by the craftsmen sent by the Technical Guild.

For the mystical natives of this era, it may be very difficult for them to learn how to manage their finances carefully. However, the benefits of bank currency exchange are easy to see. Then the interest rate difference between the old and new coins will be transferred from the entrusting party to the hired party at the moment when the old currency is handed over as transaction remuneration.

This is difficult for some stingy aristocrats to accept. In particular, they have a noble status, but those who come to work for him are just mud legs without any noble blood, and it is inevitable that they will have some thoughts about this situation. And there are many such people in the group of small nobles.

On the contrary, there are those who think that it must be paid at a reduced price. Even before he understood the operation of the bank's Boyin Emblem, he thought that if he withheld someone, he would be able to loot the money stored in the emblem of the other party.

However, for the former, there is no established formula for price reduction. After all, the exchange between the old and new coins mainly depends on the weight of the precious metal. And the craftsmen who are good at modern mathematics and are good at calculations are of course unlikely to accept the general idea of cutting prices by 20% or 30% in the past.

When there is a dispute over the situation of the former and no consensus can be reached, the way to deal with it is actually the same way as to deal with the latter's situation, which is to ask the thugs hired by the Tech Guild to come forward to solve it. The Mercenary Guild is happy to take on this kind of business.

At the same time, the Tech Guild will also spread the news of a nobleman's breach of contract, and shrink its staff, stopping its dealings with that nobleman. Attack from the three aspects of force, economy and public opinion, and confront those who they only deserve to look up to and have noble blood.

Faced with robbers, thieves, or moles with no solid evidence, the guild has no good means to deal with these nights of hiding in the shadows. You can only passively strengthen the power of protection, or find someone familiar with the underground society to solve the problem afterwards. However, no one can guarantee that the person who committed the poison is the same person who was approached to solve the problem.

But people who have a fixed base, have obvious goals, and value reputation are much easier to deal with.

The biggest reliance of these aristocratic lords is the use of power. Before the matter is publicized to the public, the insider is completely resolved to protect his reputation.

However, this method is difficult to implement today, when forums are so popular. People are not yet aware of its evil, but the power that belongs to the Forum has come to the fore.

As long as any nobleman does not do what he agreed, then he and the people around him will be baptized by overwhelming news. From the ridicule of the same aristocratic class, from the contemptuous gaze of the subordinates.

Even if the latter can be suppressed by its own power, there is no good way to solve it for the former. And this kind of mental bullying is more painful for the nobles than any punishment.

So when there are a few precedents where a reputation has been discredited, others will think twice before acting irrationally.

Then, in order to prevent the benefits of currency exchange from being monopolized by the craftsmen of the Technical Guild, whether or not to accept the establishment of a bank in their own territory became a question for the nobles.