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Time series winter.

Since I found the goddess of gold coins half a year ago and negotiated a plan to start a bank, the Ninth Power plan related to the World Tree has entered a period of rapid progress. It's like someone is being pushed by things, and they can't be idle for a moment.

Now half a year has passed, and for the promotion of the bank, the relationship with a certain magician has been used. It's like a freshman who has just graduated from college and entered the insurance industry, and when his family and friends have bought insurance policies, he is basically fine, and he can prepare to find other jobs.

Now that all the relationships that I can use have been activated, it is not the turn of a certain magician to go out to find strangers to run business. On the contrary, it is Lin's current job to observe the development of banks in various places, make suggestions and adjustments in a timely manner, or sort out a set of teaching and warfare rules.

If you want the talent who plans and leads the whole plan to spend your time and energy on people who don't know anything again and again, and popularize the basic knowledge of banking, this practice is not called a waste, then you don't know what to do.

The above reason is that someone makes a counter-argument in a high-seat meeting, and no other high-ranking person can make a counter-argument, so that someone does not have to run like a dog pointing and sticking out his tongue. Using people to death, using them to cripples, and then kicking them away, is not an idea that only the usual boss will fight, and it is the same wherever he goes.

The overall layout of Grand Duke Kaveh's territory can be regarded as the earliest to begin. At the end of the year, during the agricultural slack time, the old duke's caravan took advantage of the heavy snow to transport the surplus supplies in the territory to the small northern countries by caravan. The money obtained from the sale was used to buy armor and coarse grain in the local area, and to equip an army similar to that of the peasants, and to train in this winter.

Because of the food and shelter, for ordinary people, it is a beautiful thing to be able to reduce the expenditure of rations in winter.

Even after this winter passes, this group of people will have to fight for their lives, and there will be a shortage of labor at home. But most ordinary people still only look at the things in front of them, and don't care about the future too long.

Of course, these actions were only guessed because someone knew the old duke's strategy. According to Kaya, most people on the forum still don't know what the reason for Kavi Gong is to do this.

The most outrageous speculation is that the old duke intends to break away from the empire and unite those small countries and nobles to hold high the royal banner. It is not difficult to guess who the source of this rumor is. However, rumors are just rumors, and as long as the emperor cannot be trusted and the real ruler of the empire defines the archduke as a traitor, the situation within the empire will not change drastically.

Moreover, there is no market for such arguments among the aristocracy. The title of an imperial grand duke is more valuable than the king in any ravine.

Coupled with the dispute between the two archdukes, Duke Carvey has the upper hand. He had a brain drain to abandon his martial arts, give up the resources of the empire to the Duke of Lisa, and start a new business to confront an empire? If these two reversed their roles, more people might still believe it.

As for the banking of the Gwana Empire, it was no longer limited to the Temple Bank in the Imperial City of Nineveh. But it was not His Majesty the Emperor who supported the expansion of the bank, but other nobles. And they are also nobles other than the Risa family system.

When the Imperial Prime Minister, the crown prince, ambiguously expressed his opposition to the construction of the bank, the emperor nodded and opened the way for the temple of the goddess of gold coins under the imperial city to function as a bank. This means that the emperor does not oppose it, but he does not support it with the strength of the national policy hierarchy.

In that case, let's do it yourself!

The characteristic of the feudal system is that it has the final say on one's own one-third of an acre of land. Even if he was an emperor, as long as he was not involved in a rebellion, the ruler of the empire was not qualified to interfere with the actions of the nobles in his own domain. That's why everybody is crazy about building banks.

In addition to the attractive advantages of currency exchange, what is more important is the use of the Imperial City's temple bank, every move will fall under the emperor's nose. How uncomfortable will it be to be told by your boss how much money you have? That's heart-wrenching and disgusting!

Just look at the Imperial guards who help maintain order, staring at the wagons and men transporting coins, even if they are wearing covered helmets, you can still see those red eyes. If the emperor is short of money one day, he will find an excuse to pick a fat pig and slaughter it, where can he go to cry out for injustice.

So after the first wave of nobles who couldn't hold their breath showed their crazy moves, the use of the temple bank in the Imperial City of Nineveh immediately returned to normal levels. Those who live in the imperial city for a long time and have needs will go to the bank. As for the nobles, they all put their minds back on their own territory.

Only the Risa family jumped up and down, in response to all kinds of criticism of the bank, trying to resist the general trend by themselves. The reason why the Risa Guild can't think of it is because there is a certain magician behind the bank, and the Kaveh family is still strongly supportive.

As a political enemy and a bitter enemy of the Blood Banner's revenge, Risa Gong can only choose to confront the bank instead of accepting it, and use it to transform itself. On the one hand, the Risa family's finances were dragged into the quagmire due to the war, and there was no room for financial reform.

On the other hand, if the other side accepts the bank, it may be seen by others as a sign of surrender. Then the supporters he has won over with great difficulty, whether they are overt or dark, may reconsider their respective positions. That's more than worth the cost.

The development of the banks in the Five Elven Kingdoms, Lin didn't care too much. Because with the support of the World Tree, the elves themselves completed the coin reform from top to bottom, and at the same time introduced the banking system.

Next, it will take time to wait for the influence of the elven kingdom to ferment and let the bank naturally expand outward. And because the Homo sapiens race in the Lost Lands today is dominated by humans, if the elves are too active in promoting the bank, it may be counterproductive. Instead of rushing for quick success and making the surrounding human kingdoms wary, it is better to take your time.

The development of banks in the southwest peninsula is neither fast nor slow. After the Kingdom of Hulva, the second to build a bank was the combination of the Kingdom of Frank and the Tower of the Great Sage.

The Siga district, where the Kingdom of Frank is located, was originally the place where the mall sprung up, and someone was involved for a while. Although it is not the main operator, but when there is a problem with the mall, the president of the Magician Association branch at that time, Orange Fruit? Eaton would call someone and ask them.

It can be said that the merchants in Xijia District are the most aware of the application and shortcomings of the mall. The other three districts are mere followers, and the courage to pioneer and try is not as good as that of the people of Sicca.

Against this background, banks entered the South-West Peninsula, and the Siga district congress unsurprisingly became a supporter. The reason why they were a step behind the kingdom of Verva was because they couldn't find a way to contact the magician.

Using the forum to contact the elves of First Bank, the demand for bank clerks in the Southwest Peninsula has to be postponed and postponed. In other words, Juan used his relationship with someone to complete the queue cut! That's how quickly the bank was set up.

Of course, the first bank in the southwestern peninsula of the lost land is far from the biggest gain of Juan and the Huelva kingdom. The implementation of the policy of 'Leshi Leza' is.

Just as a certain magician predicted, lowering the barrier to entry into business does give some people who have skills but no stage to see an opportunity. Of course, there are many people who are just passable, but dare to come out and try. These people also benefited from the policies of the Kingdom of Huelva.

In fact, it is the easiest to make money at the stage when the economy begins to develop. As long as you are bold and dare to do something, even if you don't do illegal things, there are opportunities everywhere.

Whoever says that if you are above board, you can't start a business. With the blessing of the dividends of the times, even if it is a pig, as long as it dares to get out of the pigsty, it can fly to the sky.

The Southwest Peninsula, which itself developed relatively late, is under such a wave. With just some right guidance, it's like finding an opening in the accumulated pressure and surging out potential.

It wasn't capacity or technology that constrained the original business environment, but intelligence. I want to buy something, I don't know where it is; I want to sell something, but I don't know where the demand is. The primitive merchants used this information to make money while helping society communicate with each other.

But after the rise of the forum, the monopoly of business intelligence was broken, which was equivalent to releasing a large amount of demand into the market. The next constraint has become the inability to keep up with supply and output, as well as problems in transportation and logistics.

Leshi Lezuo is to lower the threshold to allow more people to join the ranks of supply. Perhaps the output of a single person will not be looked at by the merchants; But when these weak individuals come together, they become a very considerable force.

However, the bank seems to have played an optional role in the policies pursued by the Kingdom of Velva. However, under the guidance of the crown prince, the coin became the designated currency in the kingdom's market. It has added a restriction to the liberalization of Leshi Lezao.

Lin thought that this restriction might discourage some people and return to their original poor life trajectory. But he still ignores the appeal of a standard coin that can be judged to be a good standard for everyone.

Although the Southwest Peninsula has not yet reached the level of not collecting bad money, how to use the money at a discount has always been a science for buyers and sellers. Equivalent to an ordinary coin, then the seller suffers a loss. The discount is geometric, and the discount is more or less, which will be related to the question of who makes and who loses.

Then there is a coin that will not wear out with use, and the value of the coin must be the same as long as it is the same precious metal. This is a gift from the gods to the inhabitants of the peninsula, who often suffer from bad money.

And then there is another point to promote the construction of the bank in the southwest peninsula, which Lin did not expect. That's bad traffic, and lots of unexplored natural areas.

Frequented monsters, uncivilized races, bandits, and more, these threats can strike travelers or caravans on the move. Then the bank's remote access function may not be able to prevent the loss of goods and commodities, but at least the loss of coins will be minimized.

To do this, it is necessary to have banks at the starting and ending points of the caravan. The Southwest Peninsula relies on shopping malls to activate transactions, so that the Chamber of Commerce is determined to invest in the layout of banks.

For a time, banks were everywhere in the Southwest Peninsula. The halfling goddess Ke Yin really wakes up laughing when she dreams.