Chapter 1477: The Bank Heading the Way Wrong
The state of the Karlsruhe Empire was the focus of attention of the mysterious, especially the aristocracy. But no matter how much attention is paid to it, its influence is only slowly spreading outward, let alone any substantial changes.
To put it another way, the revolution is only a stage of piling up firewood. The noble lords were carrying firewood, dismantling bonfires, and carefully preventing any sparks from splashing over. Everyone is not blind, and they know what this thing will look like when it is really ignited.
What has really changed drastically about the whole world, but everyone takes it for granted and quickly gets used to it, is the development of the bank.
The belief of the goddess of gold coins, Keyin, according to the original plan, spread smoothly to every corner of the lost land. Even the underground world of the evil god camp has set foot in it, and it has successfully taken root.
But as soon as the money is gathered, it is easy to arouse the covetousness of those who have a heart.
The reason why the bank in the underground world can be stable is more because the moment each depositor deposits money, the coins are transferred to the divine kingdom of the goddess. If it were like someone's hometown, relying on cash trucks to dispatch, the banks in the underground world would not be trusted, and I am afraid that they would be robbed twice in three days.
As for breaking into the kingdom of God and robbing money...... Let's not talk about the Lord of Guardians. If you want to break into Keyin's kingdom, you must be led by other gods. When ordinary people enter the kingdom of God, they will only be suppressed.
However, the looted coins were of no use to the gods, only the mortal church. This feeling is like the little brother wants to eat a lollipop, and the boss takes the lead in killing other old families, so he only grabs a lollipop to satisfy the little brother's desire! Is this possible?
If the difficulty of attacking the Kingdom of the Gold Coin Goddess is the same as in the past, and you can grab something else, then forget it. But as the banks spread all over the land, the power of the gold coin goddess also increased step by step.
Some gods believe that the goddess of gold coins should be enough to enter the powerful divine power sequence. However, it is not certain which level it is located at the upper, middle and lower reaches.
In short, no god continues to treat Ke Yin as a medium or weak divine power. Because even without the protection of the Lord of Guardians, she herself beat a few guys who broke into her divine kingdom and planned to tie her up as a divine concubine. There are both evil gods and demons.
The covetousness of the gods is easy to solve. The vast majority of gods didn't actually covet that money, it was just that the goddess of red gold coins had been rushing up with power in just over a decade.
Some gods want to take her place, and some gods want to take her as a pet and squeeze the part out of her that they need. But these actions can easily be stopped by more powerful violence, whether from the Lord of the Guardians or from Coin himself.
The worldly world's coveting of money is even easier to solve. The series of settings of the Lost Lands Bank, as well as the elite force of the Wood Elves that can be put into various parts of the Lost Land at any time in the hands of the World Tree, are all measures to resist mortals.
From the very beginning, Lin did not design the structure of the entire bank's operation on the premise that the locals would obediently cooperate.
How to react quickly in the event of a robbery, how to deal with those who stop outside the bank and collect tolls, and how to prevent the lord from paying harsh taxes when he sees the people using the bank. Banks and Wood Elves have a whole set of corresponding criteria.
And once the Wood Elf is dispatched, it can be killed and never injured! Can be ruthless! It can be said that the thing has been completely done.
If the churches of other gods dared to act like this, it was estimated that the nobles would be united in their hatred and would have a complete suppression and clean-up. But when the goddess of gold coins did this, no one said anything, but some people applauded.
Even if at first, some people were dissatisfied with the goddess's behavior, but after getting Ke Yin's explanation, everyone unanimously stood behind the goddess.
Corin said, 'It is your money that is deposited in the kingdom of my God.' Your money is robbed, and I want to watch it happen, and then do nothing. Is the part of the loss to pick a few unlucky ghosts and directly clear their accounts, or is it shared equally among all of them, deducting a robbed fee? Or am I going to beat these people to death? ’
It's best to kill!
No one thinks that since the bank is in custody, the bank should be responsible for the loss of any abnormal transactions. This is also because most people are not qualified to hold a goddess accountable and are not capable of ......
If you can beat those guys who want to grab money to death, why not do it? It's their money that has been robbed! If the goddess is not responsible for the loss, then the loss is theirs.
So after forcibly killing a few chickens to show the monkey, the noble lords of the lost land finally stopped a little and did not dare to continue to fight the bank. No one wants to see a legion of wood elves descending from the sky like a divine soldier, directly hitting themselves by surprise and mercilessly.
However, just because there is no way to grab it does not mean that there are no other means.
So far, the bank only has access to the business, and its function is similar to the ancient flying money and handover in the hometown, which is convenient for ordinary people to travel light and long distances. Instead of really having a 'waist wrapped around 100,000 yuan, riding a crane down to Yangzhou. ’
What level of 100,000 guan is the number? Regardless of the weight of the holder, 100,000 copper coins can be strung into a thick gold threaded garment. It can be used as armor, and it is considered a heavy tank level on the battlefield.
But after countless small sums of money are gathered together to form a considerable amount of money, they can do some things that they would not otherwise be able to do, and such a function is difficult to ignore. For example, crowdfunding, stock listing, etc., the original intention is like this.
It's just that crowdfunding and the stock market need a more mature financial environment and a stable society to function. Most people still focus on the business that the bank of the goddess of gold does not intend to operate, that is, 'lending'.
In fact, there are many people who are puzzled by the behavior of the goddess of gold coins who does not plan to lend to earn interest after collecting savings. They are jealous that such a huge amount of money is placed there, and since there is no way to rob it, they can always borrow it. It's just that the goddess doesn't play borrowing yet.
For this reason, many lobbyists have approached the goddess to lobby and even find a certain original electorate, trying to convince this powerful magician.
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Unfortunately, in the bank, in front of the emblem of the goddess of gold coins, these lobbyists can only get a mechanical canned reply. There is no good or bad, and of course it is impossible to promise or refuse anything, it is just meaningless nonsense that is said again and again.
Still, the goddess was somewhat tempted by the proposals of these people. The reason is simple: in their planning, lending is part of helping people. And those who are helped will of course be grateful to the goddess, and the collection of the power of faith will not explode yet.
It's just that most people's planning is immature, and the lack of security issues alone makes the money lent out very insecure. In addition, when someone is a goddess's voter, he warns three times and twice about the danger of lending to earn interest, so Ke Yin has not let go in this regard.
The magician in the holy city of Estali was even simpler, saying that he had lost his identity as a voter and could no longer influence the goddess. No matter how much you talk to him, it's a waste of saliva. Then drop off the guest.
There really is no one who dares not to leave. Because if you don't want to go straight out, you'll go out sideways.
Midi, who is not very sympathetic to the situation of offending a powerful person and encountering misfortune, will not be polite to the strong. It is true that protecting the weak is the consensus of all, but this is not a reason for the weak to bully the strong in turn. Respect is fundamental and comes from both directions.
But!
Eventually, someone will come up with a plan to impress the goddess. It's as if someone used to take a bank-related proposal and make the goddess of gold coins, who was a weak divine power at the time, resolutely promote this cause that is considered to have an unknown future. Now there are proposals of the same level.
The exact operation is very complex. But to put it simply, it is to elevate the goddess of gold coins to the status of a gold reserve bank, and then put on the shell of a second-tier bank, also collect savings, and issue banknotes!
The second-tier bank opens an account in the bank of the goddess of gold coins in the name of a private bank, and deposits all the savings funds collected into the goddess's kingdom.
The savings solicited here will provide interest, and there will be current and fixed deposits. The custody fee to be deducted for the funds entering the kingdom of the goddess of gold coins is fully borne by the second-tier bank. Use this as a way to attract capital.
And the money solicited is the reserve of the second-tier bank. While retaining reserves to meet withdrawal needs, second-tier banks will print banknotes and lend money.
These actions are to establish a gold-standard economic structure and prepare for a credit-based structure.
On the surface, paper money called 'vouchers' allows people to move around without carrying heavy money bags; And the bank's lending business also helps those who are in urgent need, or in need.
But in fact, what is going on behind this whole set of things can still be seen to someone who understands. As a traverser who has been pitted by capital to the ground and turned to the sky, if you are not familiar with this set, it will be in vain to pay so much tuition.
And the familiarity of this whole set of operations also gave a certain magician a kind of understanding: I'm afraid I'm a fellow again.
No matter how talented you are, people have limitations. Sometimes it is limited by vision and experience, and sometimes it is limited by environment and reality. Under such a premise, any proposal that challenges the unknown future will always have some immature and risky elements in it.
However, when Lin learned that someone wanted to set up a second-tier bank and get specific services and business scopes, he quickly made the judgment that he had met his peers, that is, another traverser. Because this whole set of methods is quite mature and quite familiar.
But it's not without its flaws.
One of them was that the second-tier bank was not run by a noble lord or a king, but by a powerful businessman. Although the chamber of commerce under its jurisdiction is not at the level of multinational groups, it is also at the level of the local people.
The root of this mysterious self-confidence comes from nowhere, the belief that capital can simply be above power?
Second, this can be regarded as the old yellow calendar. That is, the design is too complicated, and it is clear that people don't want to understand it. If any business wants to be completed smoothly, it requires very professional financial talents.
What will happen if you want to learn this whole set and mix it up?
It's all about playing basketball, what happens when elementary school students play basketball with NBA stars? People just stand still, just raise the ball to their heads, and elementary school students don't want to play with others.
Therefore, this whole set of design is clearly intended to trick people.