Chapter 134: 3 Cents per Month (Subscription Requested!! )
"You want to borrow money?"
At Villa 17 in Regent's Park, Arthur's arm holding a wine glass shook, and he looked at Mavi and Yunia who suddenly came to visit in shock.
In addition to Arthur, there was also a newly hired old butler, Clifford, in the room - this is what Gawain looked like after his disguise.
"Didn't you just raise a lot of money?" Arthur was puzzled and asked, "Why do you want to borrow money?" ”
At the private investment meeting held at Kensington Palace at noon, the news had already spread, and the second prince himself did not think that these bank staff could keep secrets, and the news leaked and leaked, and he could make calculations.
The eldest prince received the news, and Arthur also received it, so he was confused by Mavi's move to borrow money.
It is no exaggeration to say that with 7.7 million gold pounds.... Ma Wei, who is still liquid, can be ranked in the top ten even if he is not the richest man in London - only counting liquidity, if you count assets, there are too many rich people in London.
With so much money, there is no problem at all to walk sideways in London, and you have to borrow money .... What is this trying to do?
"Manstein's Potions will be available next Monday." Ma Wei, who knew that Arthur had obtained the news, did not hide anything: "I'm afraid that someone will get in the way of it when the time comes, so I have to prepare enough funds to recover the equity, just in case." ”
"But in this way, the liquid funds in your hands have decreased, Father!" Arthur frowned: "There is not enough liquidity, what about the bidding?" I heard that the third prince, Andrew, prepared tens of millions of gold pounds! ”
The private property of the third prince Andrew, even if it is all mortgaged to the bank, will not be able to make up tens of millions of gold pounds, this money, he must have embezzled military funds, everyone knows in their hearts, but there is nothing to do with him.
Report him?
When the investigation is over, it is estimated that it will be a few months later, and at that time, the third prince Andrew has already made up for the misappropriation, what can he convict?
"That's why I came to you to borrow money." Ma Wei said: "The eldest prince and the third prince will prepare a lot of money, and I need more on my side, only in this way can I crush them.... Your Highness, you have lived in New Ross for so long, don't you have any money? ”
"I've never used my position to make money."
Arthur took a sip of whiskey and asked, "But the Knights of the Round Table should be able to come up with some funds, how much are you going to borrow?" ”
"How much can you come up with?"
“.... Do you want to borrow them all? ”
"The more the merrier."
Hearing this, Arthur had a headache, he knocked on the door of his head, pondered for a long time, and turned his head to look at the butler Colyford on the side, that is, Gawain: "How much cash can you come up with?" ”
"The last batch of projects has just been completed, and the government's project payment will be settled in the last two days, almost 1.5 million gold pounds." Gao Wen said: "But this money is the wages of the workers, the final payment of the steel mills and sand and gravel factories of all parties, and the dividends of other shareholders...."
"So how much can you come up with?"
"1.7 million, counting my own private account." Gao Wen said expressionlessly: "I can postpone the settlement of the payments from all parties, but the time can't be too long, the workers will riot if they don't receive their wages for a long time." ”
1.7 million, Gawain alone, took out cash comparable to several nobles.
Is he richer than these old London aristocrats?
Not necessarily....
In fact, Ma Wei knew in his heart that neither the second prince, nor Smith, nor the nobles did their best, and they hid a lot of mortgageable assets.
Why....
Who knows?
Keeping a hand in everything is a normal thought that many people will have, but according to the current situation....
Ma Wei suspected that the second prince was preparing for next Monday's listing.
On the other hand, Arthur's side really took out all the old bottoms, and the 1.7 million gold pounds are the lifeblood of Benjamin's construction company, once Ma Wei does not pay back, Benjamin's construction company will face bankruptcy.
"In addition to Gawain, the other knights should be able to scrape together a lot of money, and I need to inform them so that they can lend you all the cash without pledging their assets."
Arthur looked into Mavi's eyes: "Father, although we are an unbreakable alliance, I need to fight for some rewards for such a high-risk matter." ”
There is no free lunch in the world, let alone money lent out in vain, and no matter how strong the alliance is, we must exchange with each other.
Even if Arthur didn't mention it, Mavi would have compensated the Knights of the Round Table.
"I'll write them an IOU with a monthly interest of 3 cents, how about it?"
The monthly interest rate of 3 cents refers to the monthly interest of 3%, and on this basis, the interest rollover, not counting the additional interest, is 36% interest for one year.
That is to say, if Ma Wei borrows 1 million gold pounds and repays the loan after one year, on the basis of the principal of 1 million, he will have to repay an additional 360,000 gold pounds plus interest on the rolling interest.
The normal bank interest rate is 12% per year, with a monthly interest rate of 3 cents, which already belongs to the category of usury.
Ma Wei used the Church of Truth as a guarantee, and behind it is the Romanov Kingdom, which will definitely not do anything in this kind of thing, and its credibility is guaranteed, how can a pope not pay it back?
"Actually, I originally wanted a stake in the Potions Company." Arthur smiled: "We only need 1% equity." ”
The funds that Arthur can raise for Ma Wei are far more than 2 million gold pounds, after all, Gawain alone took out 1.7 million, and the rest of the Knights of the Round Table, can't they even take out 300,000?
This is obviously impossible.
1% of the equity, according to the company's valuation of 20 million, is exactly 200,000 gold pounds, Arthur does not want interest, only wants 200,000 gold pounds worth of equity, and the price is also very reasonable, it cannot be regarded as a lion's mouth.
But....
This 1% equity will be more than 200,000 gold pounds after listing.
"Let's calculate it according to the interest rate." Ma Wei said: "It's simpler, get the interest, Your Highness, you can also buy 1% of the equity, the result is the same, isn't it?" ”
"Well, then follow your proposal, Father."
Arthur asked Gawain to draft an IOU, and after confirming that it was correct, Ma Wei signed his name on it and pressed his fingerprint, which was only 1.7 million gold pounds, and the rest of the funds would not be too late to sign the IOU after it was raised.
"I'll do it as soon as possible, and I'll get the money to Father Priest by next Monday."
"Okay, then we'll take our leave."
Putting on his hat, Mavi picked up Yunia, activated the mud shadow magic, and left the villa.
After they left, Gawain asked, "Your Highness, aren't you planning to buy some shares in the Manstein Potions Company?" ”
"I did think so at first." Arthur stared at the burned charcoal in the fireplace, and said quietly: "But I value the alliance with Father Mavi more than equity, and arouse his suspicion for a little current benefit.... Worth. ”
"Father Mavi did all these things to put me on the throne, and I was still making trouble for him behind my back, which is really unjustifiable...."
"Not only for you, Your Highness, but also for himself, for the Church of Truth." Gawain said.
"That's right, but didn't he write an IOU and give interest?" Arthur picked up the IOU on the table and looked at the handwriting on it through the firelight: "With the Church of Truth as a guarantee, the money will definitely be repaid, and at this juncture, we must wear a pair of pants with the priest and drag our feet.... Not my Arthur's style! ”
9 p.m., 27 Flower Street, Potions Grocery Store.
"Big brother, isn't 3 cents too high?"
Hearing that Ma Wei wrote an IOU for Arthur with a monthly interest of 3 cents, Daniel was a little undecided, "Tell me if you are short of money!" I wrote to my mother, and she would definitely be able to come up with a lot of money! Why send money to others! ”
"First of all, it's going to be on the market next Monday, and it's too late for you to write to your family now, and secondly, Arthur is not an outsider." Ma Wei put the kettle on the stove and prepared to make tea and drink: "Besides, if I borrow money from the royal family of Frederick, even if William V lends it to me, he will definitely ask for payment, Daniel, you don't want it, it doesn't mean that your father doesn't want them either." ”
"I know what you're thinking, big brother."
The source who was waiting for supper suddenly said: "3 cents per month, it sounds like a lot, but that is the price after the interest roll, if we pay back the money within a month, the interest rate will only be 3%, and it won't cost much." ”
"A month?" Daniel was slightly stunned: "Earn millions of gold pounds a month? Isn't this a dream? ”
"It's not a dream."
Ma Wei's eyes narrowed, and he said word by word:
"As long as we can win the bid and start international trade, the profit dividends just every month will be more than a few million gold pounds...."