At ten o'clock in the evening, outside the Jiang family's mansion, Jiang Nansun accompanied Zhang Anren to go out, Zhang Anren originally planned to send her back to Binjiang Yipin, but Jiang Nansun wanted to talk to his father today, so he could only accompany him to the outside of the alley, and let Zhang Anren drive his own car back to Sanlin.

Seeing this, Zhang Anren didn't want to say anything, but Zhu Suosuo accompanied Dai Yin, and the two followed behind Zhang Anren and Jiang Nansun, talking quietly while walking.

Although Jiang Pengfei is very optimistic about the stock market, he does not dare to guarantee that he can last until the dawn, so he is counting on Han Tao to help now, because he wants Zhang Anren to sell the house to support himself, and there is no hope in a short time.

Seeing that he and Jiang Pengfei were left in the living room, Han Tao went straight to the point and said: "Uncle, since you left me behind, you must have some ideas, just say it!" ”

Hearing this, Jiang Pengfei let out a long sigh, hesitated for a while, and then said in a low voice: "Xiao Han, I won't hide it from you, the Jiang family is bankrupt, and the Jiang family has been an empty shell since a year ago, and it has always been tearing down the east wall and making up the west wall."

This year's bull market came, and in order to keep up with the momentum, I even borrowed a large amount of money from some social lending companies.

I originally planned to use this leveraged bull market to make a lot of money, and I did make a lot of money at the beginning, including the first time we talked about stocks, I also made money, but the more I made money, the more I didn't make enough, and then the more the principal was invested, it became the current situation.

If the stock market keeps going up and breaks above 5,000 points, I can turn over. However, today the stock suddenly fell to the limit, and I didn't have time to buy it.

It's okay if the market goes up at the beginning of next week, but once it falls again, the principal I borrowed from the two falling limits will be completely gone, and I really can't help it.

Can you lend me a sum of money as a margin, this is an opportunity, the stock market will definitely rise again, I must hurry up to open more positions, once successful, I can return the principal to you. ”

Seeing him look at himself pleadingly, Han Tao did not answer, but asked again: "Uncle, even if the stock market can rise back, are you sure that you will accept it when you meet it and clear your position in time?" Or if you can't reach the height you expect in a short period of time, are you sure that your stock returns can pay off?

Ten percent of the annual interest rate of the lending company is good, this is a typical income and risk are not proportional, the Jiang family is already in debt, I just don't use it to waste money no matter how much money I have, even if it is for welfare, I can have a good reputation, right! ”

After that, Han Tao shook his head and looked at Jiang Pengfei, this is a complete gambler, I thought he was just taking out mortgages and borrowing money from acquaintances, but I didn't expect that there were other channels, the so-called lending companies in the society, that is, loan sharks, no wonder he sold hundreds of millions of foreign houses in the original plot.

What is Loan Shark? That is, eating people without spitting out bones, "borrowing 19 out of 13", this compound interest calculation method, was first used in pawn shops, and then private capital lending, also adopted this method.

That is to say, according to the loan of 10,000 (9,000 in hand), and 10,003 has not been repaid when due, then the total amount to be repaid after the overdue is 169,000, and then the overdue is cumulatively calculated, which is the way to roll profits. If the first period is three months, that is to say, four months will have to pay back so much,

Because this kind of interest calculation is particularly high, under the exploitation of heavy profits, people will be bankrupt if they cannot pay it back for a while, and people are helpless about those who calculate interest in this way.

Hearing Han Tao say this, Jiang Pengfei immediately said excitedly: "I can mortgage the house to you, as long as you lend me 5,000 to 70 million, you have earned so much from the stock market, it's not bad for these tens of millions, right, I can pay you back at ten percent interest, it's better than putting you in the bank." ”

Han Tao looked at him with a frown and shook his head: "Uncle, I guess you have already used the real estate certificate to take out a loan, right?" What's more, no one knows what will happen to the stock market next, and once it continues to fall, this house does not know whose it is. ”

Hearing Han Tao say this, Jiang Pengfei still did not give up and said: "No, the stock market cannot suddenly fall to the bottom, the national team will save the market, I still have a chance."

However, I have increased leverage, so I must have sufficient margin, otherwise the securities company will be forced to close the position if it does not wait for it to rise, and the principal I borrowed will really be gone. ”

Looking at Jiang Pengfei, who was a little depressed, Han Tao said helplessly: "Uncle, you still have a chance now, wait for the opening of the market to clear the position, even if it is forced to close by the securities company, it is much better than carrying it to death, if you cut the meat now, even if you have debts, before you are overdue, it is enough to sell the house, right?" ”

Jiang Pengfei shook his head and begged again: "Xiao Han, if I blow up the warehouse, before I buy a house, those creditors will come to the door, they will do everything, then the last dignity of the Jiang family is gone, you just look at the face of Suo Suo and Nansun, help my uncle once!" ”

Hearing this, Han Tao frowned and said, "Uncle, tell you the truth, how much money did you borrow?" How much is regular and how much is usury? ”

Jiang Pengfei was silent for a long time, and said on the sofa in a decadent manner: "I owe more than 10 million conventional loans, and 30 million usury, if I don't pay it back in a month and a half, the house will be gone, so you only need to lend me 70 million."

No, no, no, just borrow 50 million, as long as you borrow 50 million from me and repay the loan shark, I can get through this and survive until the stock recovers. ”

"Uncle, no one knows what the stock market is, not to mention that you have increased leverage, if the stock continues to fall to the limit, you have no hope of turning over, and then my 50 million will be lost, after all, for the sake of Nansun and Suosuo's face, I can't force you like a lending company.

And the Jiang family can't repay my money at all, in the end, you live in the house, I can't get the money, I lose hundreds of millions of funds inside and out, and you are a white wolf with empty gloves, I don't think we have such a big friendship. ”

Hearing Han Tao's words, Jiang Pengfei lost his mind for a while, not to mention his girlfriend's best friend, even if he was a brother, how many of them turned against each other because of money.

What kind of friendship will lend tens of millions to himself, Han Tao has money, but in addition to the husband and wife, there are only children left who have the right to share, and he is the green onion?

"Child, yes, it's husband and wife and child!"

Jiang Pengfei, who was still laughing at himself, thought of this, like a drowning man grasping the last straw, looked at Han Tao with a longing face and said:

"Xiao Han, I can tell that you like Nansun, right? Uncle can help you, Nansun is a character who eats soft and does not eat hard, and when the Jiang family is in a desperate situation, or even forced to pay debts, I will understand her reason, and she will not leave the Jiang family alone.

Then you are a charcoal in the snow, she will be grateful to you, in fact, I am also relieved to hand her over to you, after all, you sold a house for tens of millions of dollars for Suo Suo before you got married, and my uncle knows that you are a responsible person. ”

Looking at Jiang Pengfei, who gave his daughter away, Han Tao couldn't wait to give him two punches, but he also sighed that if people encounter a desperate situation, they don't know what they will become.

However, Han Tao will not sympathize with him, but despise him, or the poor person must have something to hate, his good life has been ruined by himself, and a good hand of cards has been played poorly, and he even has to rely on his daughter to get out of the predicament.

………………