"Seventy-five, what do you mean by that? Tell me more about it! ”

Zhu Han's words were extremely serious, which made Zhu Yuanzhang's heart sink slightly.

If it was just to deal with the Chen Youliang regime in the southwest, there was no need to make a big move and borrow money from the people in the name of the imperial court.

Zhu Han naturally has his deep meaning in doing this.

"Brother, now the Ming Dynasty is thriving, although there are many places to spend money, but they can also make more money from many places, so the officials of the Ming Dynasty don't have to worry about the imperial court not being able to pay the money, and the soldiers everywhere don't have to worry about the delay and harsh deduction of military salaries, and the imperial court can operate effectively no matter what! But have you thought about it, if one day in the future, the Ming Dynasty's finances will not be able to make ends meet, and every place needs to spend money, but the imperial court will not be able to take out excess money from the treasury, and even, if there is a lack of money, the rebellion in a certain place will not be extinguished, and the Ming Dynasty will be in danger, so what should the king who governs the country do at that time? ”

After Zhu Han said this, Zhu Yuanzhang suddenly felt a chill on his back, and cold sweat broke out all over his body.

Such a terrible scene, just thinking about it, will make Zhu Yuanzhang, who wants his children and grandchildren to enjoy peace for all generations, be afraid.

"Seventy-five, what you said is too exaggerated, this can't happen, right?" Zhu Yuanzhang said curtly.

His voice was extremely slight, and it was clear that he didn't have much confidence to say this.

"Brother, I don't think it's an exaggeration, and it can even be said that at that time, I'm afraid it will be even more ridiculous and embarrassing!" Zhu Han still maintained his serious expression.

Zhu Han's remarks are not nonsense.

In the late Ming Dynasty, the Ming Dynasty in history had fallen into a serious financial crisis, and by the time of Emperor Chongzhen, he could not even take out a million taels of military expenses, so he could only watch Li Zicheng's tens of thousands of peasant troops like a snowball, from Shaanxi all the way to Beijing, destroying the Ming Dynasty for 267 years.

Emperor Chongzhen, who was desperate, if he had been able to have the basis and measures to issue bonds earlier, he might have been able to save the Ming Dynasty.

"What you said is really a good way, if future generations don't fight in the future and want to turn over, they really have to count on the people of the world to borrow money!" Lao Guo Zhu Yuanzhang said a little helplessly.

"We issue this Pingxi bond, in order to make the people feel at ease, do not have to worry about the money they have lent or not, we can provide some sufficient collateral, if we cannot receive the interest and principal paid by the imperial court when due, then these collateral can automatically become the property of the creditor!" Zhu Han said.

"Okay, but what do you use as collateral?" Zhu Yuanzhang hurriedly asked.

"Brother, what do you think is the favorite thing of our people in Daming?" Zhu Han said with a smile.

Zhu Yuanzhang touched his beard and pondered, "Is it gold or silver?" ”

Zhu Han shook his head, "No. ”

Zhu Yuanzhang's eyes lit up, and he suddenly thought of something.

"Land!?"

Zhu Han smiled and nodded, "That's right, it's land, our people in the Ming Dynasty love gold and silver, but they love to buy land even more!" ”

As a land power empire since ancient times, Huaxia's preference for land from the bottom up is incomparable.

If the land can be taken out as collateral, then the credit of the bonds issued by Daming must be very high.

Even, when the time comes, many people would rather ask for land than the court to spend money to redeem bonds.

"But my Daming doesn't have so much land now, except for the Xuetian Guantian that has been allocated to the land, the rest is the clan's grange, no matter which one is taken out as a countervail, it is not suitable." Zhu Yuanzhang said regretfully.

When the Ming Dynasty was founded, it was like peasants and soldiers distributing large quantities of land, so that they could quickly stabilize the situation in the whole world.

It is precisely because of this that there are not many idle lands in the hands of the imperial court, or they have long been used for special purposes in the planning.

"Our Ming land, that's too many, how can we say it's not enough, it's just that these apprentices may not be in the Central Plains!" Zhu Han said with a smile.

"What, what do you mean?" Zhu Yuanzhang immediately asked.

The places Zhu Han was talking about were naturally the undeveloped lands that the Ming had just conquered.

The land in Zhuhai that is going to be used as bond collateral is basically located in Liaoyang Province, as the famous Beidacang in later generations, there are still large tracts of black land that have not yet been developed at this time.

Zhuhai's use of the black soil of the Great Northeast as collateral not only allowed the Ming court to get the benefits of issuing bonds, but also led many people to go to Liaoyang to reclaim land.

"The Pingxi bond of the imperial court, for every two taels of silver, there are ten acres of land in Liaoyang Province as collateral!"

"The interest is one cent a year, that is, one or two silver, and you can eat one cent of silver every year by eating dividends, and you can receive it once a year with bonds, for a total of five years."

"If you can't get the silver from the imperial court when it expires, it will be automatically converted into a land deed, and with this creditor's right or land deed, you can directly talk to land in Liaoyang Province!"

"All the forests, mountains, rivers and lakes on the acquired land belong to the owner of the title deed!"

"Even if it is gold, as long as you pay taxes and fees according to the mining tax of the imperial court, then the gold can be mined by him!"

Zhu Han's flat bond can choose to receive the principal and interest after maturity, or he can take the initiative to go to Liaoyang Province to collect the land.

Although the historical movement of the beautiful country into the western region did not have the name of Pingxi bonds, the issue of land ownership was basically handled in the same way as Zhu Han.

Don't look at the Ming Dynasty, it is not long after the founding of the country, and under the rule of the Mongols, the population of the Central Plains has suffered a great loss.

However, because Zhu Han formulated a very suitable national policy for the Ming Dynasty, as well as the promotion of a large number of high-quality and high-yield crops, coupled with the use of various advanced medical drugs, the population explosion in the Central Plains will definitely be greatly earlier than in history.

If we can't take precautions earlier and plan for the future, once we wait until the population of the Central Plains exceeds the carrying capacity of the land, and there will be contradictions between people and land, then there will inevitably be a terrible uprising.

Once caught in the midst of a terrible war, the pace of modernization that the Ming Dynasty has finally stepped on the right track may have to stop.

If the current Pingxi bond experiment is successful, then the Imperial Court of the Commission for Discipline Inspection has developed a new channel for raising funds, and has provided a new method for developing the black soil of Liaoyang and avoiding the overpopulation of the Central Plains.

In the future, the Ming Dynasty will be able to use this bond land deed method to develop a large number of lands in the South Seas, the Western Regions, and the New World.

After learning of Zhu Han's good intentions, the elder brother Zhu Yuanzhang agreed to the issuance of this Pingxi bond without hesitation.

After some discussion, the two brothers decided to issue Pingxi bonds in Yingtian, Beiping, Xi'an, Kaifeng, Hangzhou, Suzhou, Guangzhou, Quanzhou, Hanyang and other places.

The first phase of the Pingxi bonds of the Ming Dynasty issued a total of five million taels of silver, with a minimum face value of one tael of silver and a maximum face value of one thousand taels of silver.

This bond of the Ming Dynasty not only has the fertile land of Liaoyang Province as collateral, but also can give a penny of silver interest every year.

You must know that many hard-working businessmen, excluding the eating, drinking and lazar of the whole family and partners, may not have one-tenth of the profit throughout the year, after all, many businessmen have a loss.

However, these Pingxi bonds of the imperial court are so attractive, you only need to buy a hundred taels of silver bonds, and you can get a dividend of ten taels of silver every year.

When the bond matures, if you are not very short of silver, you can also go to Liaoyang Province to receive a large piece of land.

I heard that Mr. Liaoyang is full of rare beasts, fertile black soil, and rivers and mountains full of gold mines.

As soon as the Daming Pingxi bond was launched, it immediately detonated the focus of all the people's topics in these cities.

Some people feel that the imperial court borrows money from the people, no matter what the purpose and use, and no matter what mortgage there is or not, it is all a loot of the people's fat and people's ointment.

However, only a small percentage of those who hold this view will be despised and ridiculed by the majority.

"The Ming Dynasty is different from the previous dynasties, I heard that the gold and silver in the treasury of Jingshi Yingtian have been piled up, but they still changed their names to make this Pingxi bond, what is it for? Did you know? ”

In the teahouse of Suzhou, a group of well-dressed and wealthy people sat at their tea tables and listened to an elegant businessman talking.

Just listen to this businessman who has attracted everyone's attention, and continue.

"This is not that the court cares about the people, obviously there is no shortage of silver, but it made such a Pingxi bond, in order to benefit the people, who is willing to lend money to the court, that is a big righteous people, let one get some benefits, then there will be more righteous people in the future!"

In the center of public opinion in various big cities, these well-informed people are all talking about the good intentions of the imperial court in issuing Pingxi bonds.

Many of them are truly insightful, and some of them are deliberately arranged by Zhu Han.

Public opinion is very capable of influencing people's hearts, and it can be regarded as an invisible battlefield.

If you don't take this battlefield into your own hands, the vacuum created will inevitably be occupied by others.

In the issuance of Pingxi bonds, the public opinion guidance arranged by Zhu Han played a very important role.

The Pingxi bonds, which cost five million taels of silver, were sold out in less than three days.

There are also large numbers of "righteous people" who have silver in their hands, but are unable to buy these bonds.

The elder brother Zhu Yuanzhang Gen Zhu Han paid a private visit to the Yamen of Yingtianfu's bond issuance, and witnessed hundreds of righteous people queuing up to buy bonds.

Five million taels of silver is simply insignificant for a huge group of righteous people.

Therefore, in order to meet the enthusiasm of the people for supporting the imperial court, the Ming court successively issued the second and third phases of Pingxi bonds.

There are three tranches of bonds, totaling 15 million taels of silver.

In other words, the Ming court was ready to use fifteen million taels of silver to eliminate Chen Youliang, who occupied the southwest.

Fifteen million taels of silver, which is almost equivalent to the regular tax income of the Ming Dynasty for a year.

With such a huge amount of military spending, it is almost clear to tell the people of the world that the Ming Dynasty intends to use a large amount of military and financial resources to eat Chen Youliang steadily.

The news of the issuance of Pingxi bonds in the Ming Dynasty has already spread quickly to Chen Han in Xichuan.

Emperor Chen Youliang of the Han Dynasty almost fell from the dragon chair in the Chengdu Palace in fright when he learned that Zhu Yuanzhang was sweating and planned to attack him with fifteen million taels of silver.

"Fifteen million taels of silver?"

"My big man's annual tax income is only five million taels of silver!"

"At most, the military budget is only two million taels!"

Chen Youliang's heart was already in self-doubt about defending the Ming army.

On the border with the Ming Dynasty, Chen Youliang arranged a large number of fortresses, which were still not completed.

The soldiers who were originally intended to be stationed in the fortress were not recruited and trained.

And the Ming army has now prepared a sky-high military expenditure of 15 million taels of silver!!

Fifteen million taels of silver, not to mention that it was used to train the soldiers of the Ming army, even if the news was released, using these silver to buy some Chen Han generals on the border was enough to completely collapse Chen Youliang's defense line.

Chen Youliang's situation has fallen into an extremely dangerous situation.

At this time, there were successive incidents of Han army generals fleeing and surrendering to the Ming Dynasty in Wanxian County, Yuzhou and other places.

Chen Youliang was completely panicked in his heart, which showed that many people in Chen Han's army had no confidence in the future defense of the Ming army.

He must hurry up to find a way to stabilize the morale of the military and the people at the top and bottom of the Chen Han regime.

If we want to stabilize the morale of the army and the people, there are only two ways.

One is to cultivate internal strength, so that Chen Hanjun will have the same hatred for the enemy, and will not be bought and disintegrated by the Ming army.

Another way is to attract strong reinforcements from outside, find a strong force that can ally with themselves to resist the Ming army, or find other troubles for the Ming army, so as to achieve the goal of bringing disaster to the east, so that the Ming army cannot deal with itself with all its strength.

Cultivating such a thing as internal strength is nothing more than throwing money to pull people's hearts.

Chen Youliang immediately annexed the land in Sichuan, Yunnan, and then distributed the land to the soldiers and generals of the Chen Han regime under his command.

A large number of soldiers and generals who have obtained land, in order to protect the huge property they have acquired, naturally have to work hard with the Ming army.

It's just that the matter of attracting strong reinforcements from outside made Chen Youliang a little embarrassed.

Regardless of the direction, Chen Youliang felt that there were no suitable potential allies.

In a hurry to seek medical treatment, Chen Youliang even sent people to Yunnan to contact Duan Gong, who had fled west, and wanted to make peace with Duan Gong with trade and rewards, so that Duan Gong would not disturb his Yunnan rear again.

If Duan Gong could stop, Chen Youliang would also be able to draw more troops from Yunnan to participate in the defense of the engagement zone with the Ming army.

。。。。。。

Duan Gong, who was far away in Bangladesh, didn't know that Chen Youliang was planning to extend an olive branch to him.

Duan Gong now had a great headache because he himself finally had to face the most powerful enemy in the Indian subcontinent.

The Delhi Sultanate, which occupied the entire north, successively issued warnings to Duan Gong to withdraw from the Bengal region after resolving the rebellion in the Sindh region.

Of course, Duan Gong couldn't be obedient, and this immediately annoyed, Firuz Shah, the ruler of the Delhi Sultanate!

Firuzisha felt that he had been very restrained before, and had never waged a final war against these Orientals.

Now that Duan Gong was so ignorant of current affairs, Delhi Sultan Firuzisha felt the need to start a war.

He must lead the warriors of the Heavenly Sect to kill these Orientals who have offended their majesty.

Delhi Sultan Firuz Shah is very hostile to the sudden emergence of Oriental forces in the Bengal region!

"That person named Duan Gong, in the name of the Emperor of the Oriental Peach Blossom Stone, occupies our land, and it is absolutely intolerable!"

In the city of Delhi, Firuzisha said to his generals and prime ministers.

(End of chapter)