Soon.

Fang Yizhi successfully borrowed money from Tianxiatong Bank in his personal name and the royal family's guarantee.

The amount borrowed is 5 million silver dollars.

10% p.a.!

And the principal and interest must be repaid within five years.

The borrowing conditions are quite harsh, and the interest rate is particularly high, if the emperor Zhu Youzhen comes to borrow, the conditions will definitely be much more relaxed, and the interest will be low to almost zero, but even if the interest rate is high, even if the cost of borrowing money is very high, Zhu Youzhen does not want to borrow it personally, for fear of falling into the Xujiazhuang routine and losing greater benefits.

This caused Fang Yizhi to personally take a certain risk, if there was a serious harvest failure in the Royal Farm next year, and he could not make ends meet, the pressure on his shoulders would be even greater.

However, Fang Yizhi firmly believes that he will succeed, he is sure enough, and even this loan will be repaid with interest next year.

"Your Majesty, I'll give you a surprise next year."

Fang Yizhi said secretly.

……

In the seventh year of Chongzhen, September 8, morning.

Nanzhili, Xinghua County, Fengle Village, Zeng's Cattle Farm.

Today is a very important day for Zeng Tianshun, a cattle farmer.

Because the second batch of Angus beef cattle raised in his Zeng's cattle farm, after nearly 700 days of careful breeding, it is time to slaughter today.

Under the busyness of the staff sent by Xujiazhuang, except for two who accidentally died in the process of feeding, the remaining 88 bulls all survived and grew up, reaching the slaughter standard, and the weight was about 720 kilograms.

"Yes, Lao Zeng, your cattle are well raised, and the quality is very high." The staff of Xujiazhuang, who was in charge of weighing, gave a thumbs up and said.

"It's okay, it's okay." Zeng Tianshun nodded modestly, and his sons Lu Wen and Lu Wu next to him, as well as his wife Wang Yingniang, who was holding a child in his hand, also had a sense of accomplishment, because these cattle were the result of their family's efforts and the crystallization of their countless sweats.

"The weight is out."

The words of another staff member holding a calculator in his hand made Zeng Tianshun feel shocked, and he said: "There are a total of 88 beef cattle, and the total gross weight is 63,628 kilograms, but these cattle are fed with forage in the morning, and they have to deduct 264 kilograms, and the actual gross weight is 63,364 kilograms, I don't know if you have any questions?" ”

"No, no."

Zeng Tianshun shook his head and glared at his wife Wang Yingniang next to him, it was this mother-in-law's blind idea to take advantage of Xujiazhuang, but is this little clever useful, isn't it seen through at a glance? And Wang Yingniang opened her mouth and wanted to come forward to argue, saying that the cow didn't eat so much forage in the morning, and it was only four or five catties at most, but Zeng Tianshun glared back and asked her not to make any more trouble.

"Steward Zhao, how is the market for the purchase of these cattle this year? How much is the price per kilogram? ”

Zeng Tianshun asked very nervously, asking a question that he was most concerned about.

I want to know if his cattle can be sold for a high price, or if the price is not too low.

Because now in Yangzhou Prefecture, give up the traditional farming, choose to plant grass to raise cattle and sheep more and more farmers, in Xinghua County, there are more than 300 cattle households, more than 200 sheep households, the entire Yangzhou territory is more, and even many landlords have joined in, invested a lot of money, opened a large breeding plant with a stock of 500 heads, thousands of cattle, is not at all comparable to retail households like him.

"Invincible Begins with Sacrificing to the Ancestors"

A terrible scene ensued.

There are cattle and sheep farmers everywhere, and there are cattle and sheep everywhere, and the number is so large that Zeng Tianshun feels worried and anxious.

If there are too many of them, the price will plummet, which is common knowledge that ordinary people know.

Now Zeng Tianshun is most afraid of two years of hard work, but the cattle raised cannot be sold, which is very unacceptable.

And he's not alone now.

He had two and a half sons.

has a wife Wang Yingniang, and she was pregnant with his Tianshun child last year, and gave birth to a daughter in April this year, but Zeng Tianshun was happy, although this is a daughter, but he has a descendant Tianshun, his bloodline has been passed down, as long as he makes persistent efforts, maybe he can give him another son.

But the number of people in the family has increased.

It means that the economic pressure has also increased, and he has to prepare a dowry for his daughter and a bride price for his son, which costs money in many ways, and requires him to make more money.

If you want to lie flat like when you were young, it is absolutely not possible, even if he is about to be fifty years old, he has to continue to work hard, even harder than young people! Because he doesn't have much time to spend.

So 70 wen/kg.

This is the bottom line of the price expected by Zeng Tianshun, which is 20 Wen/kg less than the 90 Wen/kg two years ago, and it is really not good to go any lower, you must know that in order to raise these cattle well, he has bought a lot of soybean meal and corn feed in the past two years; The cattle farm has also been renovated to improve the living conditions of the cattle; the cost of treating cattle, etc...... In short, 70 Wen/kg, this is the bottom line price that is difficult to retreat.

"The gross weight is 63,364 kilograms, according to the seventy percent meat rate, our purchase price is 80 Wen/kg, so a total of 3548384 Wen, count you 3550 silver dollars, Boss Zeng, can you accept this price?" Xujiazhuang's accountant said.

3550 silver dollars?

Zeng Tianshun was stunned, this income, excluding various costs, in the past two years of raising cattle, wouldn't he have made a net profit of more than 2,000 silver dollars?

What surprised him the most was that the purchase price did not fall much, which was ten cents higher than the bottom line price in his heart.

This, this......

"Boss Zeng, are you satisfied with this price?" Seeing that he was in a daze, the accountant asked again.

"Satisfied, very satisfied, I can accept it." Zeng Tianshun hurriedly said.

"Boss Zeng, 3550 silver dollars are a large number, inconvenient to carry, we can only give 550 silver dollars in cash, as well as this 3000 silver dollar draft of Tianxia Tong Bank, you only need to sign your real name, press your fingerprint, and write down the eight-digit secret deposit, you can go to the bank to withdraw money, even if you accidentally lose it, you can take it out, and the security is very high......," said the staff of Tianxia Tong Bank.

"Okay, it's okay to put money in the bank, it's not safe to have too much money on you." Zeng Tianshun nodded again and again, Tianxia Tong Bank is trustworthy, and now more and more people choose to deposit money in the bank, because it is easy to steal at home (Zeng Tianshun's family has been burglars and lost a small amount of property), and the bank is much safer, and there is interest to earn.

Soon.

A bag of rattling 550 silver dollars, along with a bill of exchange, was handed to Zeng Tianshun's hand, but before it was hot, Wang Yingniang next to him immediately took it over and took it to his home and hid it, after all, there were many villagers watching the excitement at the scene, and his wealth could not be exposed.

Zeng Tianshun also breathed a sigh of relief, after two years of hard work, he finally settled in the bag, and he made a lot of money, good, good!

"Lao Zeng, our Xujiazhuang, for old partners like you, have recently launched long-term cooperation services, I don't know if you are interested?" However, the matter was not over yet, and the leading steward Zhao spoke again.

"Long-term cooperation, what do you say?" Zeng Tianshun's eyes lit up and asked.

"That is the cattle raised after Zeng's cattle farm, Xujiazhuang is all inclusive! Shall not be sold to other merchants, in return, in the future, your cattle, the purchase price will not be less than 65 Wen/kg, in addition to provide you with insurance services, in the future if there is a force majeure situation of a large number of cattle death, will give you a subsidy of 20 silver dollars per cow, improve the ability to resist risks, I wonder if you are interested in becoming a long-term partner? Steward Zhao asked.

"Yes! I am willing to cooperate for a long time! ”

Zeng Tianshun blurted out and agreed without hesitation, which can be said to be exactly what he wants, even if the lowest price of 65 wen/kg is 5 wen less than the bottom line price in his heart.

But stable.

Long-term and stable!

There is no need to worry about drastic changes in the market, and the price of his cattle has plummeted, and he has lost a lot of money.

Even if he may earn less, it is much better than worrying every day, so that he doesn't have to care about how many cattle others raise, and just do his own thing with peace of mind.

Therefore, the "long-term cooperation agreement" will be signed immediately!

"Lao Zeng, we will cooperate happily in the future."

After collecting the contract, Steward Zhao shook hands with him and smiled very happily, and if he knew Zeng Tianshun's inner worries, he might laugh at him for worrying about nothing, because at least in the next ten years, there is no need to worry about the price of beef and mutton will plummet, but how much meat the farmers slaughter, how much meat can be consumed in the market, as for the reason, Steward Zhao is not very clear, but this conclusion is drawn by the owner, then it must be 100% right, there is absolutely no problem.

This Zeng Tianshun can still make a fortune for many years, and the breeding industry in Yangzhou will continue to show explosive development, and it is impossible to be saturated in the short term.

……

He refused many villagers' invitations to eat and borrow money, ignoring their jealousy and abuse.

On the way back to his two-and-a-half-story brick house.

"Daddy, is it okay to eat mutton hot pot at home today, I want to eat mutton?" Lu Wu, who was holding his sister who was a few months old, said.

"Yes, I'll buy it later!" Zeng Tian said by the way and reached out to take his daughter.

"Also, my brother said that he wanted to buy a Jinlong brand bicycle, and it only cost 500 silver dollars to buy this car at Xujia Manor, and my brother said that as long as he has a bicycle, Su Huiniang in Suzhuang Town will definitely be willing to marry him." Lu Wu said again.

"This ...... Buy! There is exactly a bicycle needed at home. Zeng Tianshun gritted his teeth and said, it's only five hundred silver dollars, and it is not too expensive to afford it.

"Daddy, I like a girl in the No. 3 manor of the Xu family, but she said that she would not marry someone outside the village, what do you say I should do to marry her into the door, I really like her." Lu Wen said his thoughts again, although he is only 14 years old this year, he is already the age of young Mu Ai, and the girl in the Xu family manor is only 13 years old, according to the regulations that Xu Jiazhuang must be 18 years old before he can get married and have children, Lu Wen feels that he still has a chance.

"This is really a bit difficult to do, a paradise like Xujiazhuang, you don't want to marry your daughter out and suffer, they call this 'down to earth', called 'self-shackles', you don't have a chance." Zeng Tian passed by.

"Can't you have money? I will try to make lots and lots of money! Lu Wu clenched his fists and said, still unwilling to give up.

"No, Xu Jiazhuang has money, and there is no shortage of you."

"Then can I join Xujiazhuang? I've seen a lot of people do that, and they don't feel ashamed. Lu Wu said again.

"Poof~"

Zeng Tianshun almost squirted out, he was surprised, this simple stupid boy, in order to marry the fairy of Xujiazhuang, actually took into account it, it seems that he is indeed serious, but this stupid boy is not his own son, so he said to him: "You can get rich if you want to, I have no opinion, but your mother may break your legs, you are not afraid of this." ”

"I—I'm not afraid! I am a man of the Lu family, and it is the face of the Lu family that I have lost, and she will not beat me! ”

Lu Wu said loudly, but he couldn't help but shrink his neck, which showed that he was not as fearless as he looked.

Zeng Tianshun shook his head amusedly.