About the calculation of claims,It's been said in the work.,Some settings.,The original text has also been modified.,Some students didn't see it.,I'm talking about it again here.,Easy to better read.。

The insurance amount determines the upper limit of the claim, and the maximum compensation is 10,000 times.

For example, if you buy insurance for 100 yuan, you can pay up to 1 million, and if you buy 1,000 yuan, you can pay 10 million if you buy it.

But how much you can actually lose depends on the specific situation.

The defense index determines the compensation multiplier, but there is a minimum value, which is one.

In other words, the minimum is the original price compensation, and when the actual calculation is made, the compensation coefficient is one percent of the defense index, so the default is one for the defense index below 100, and one percent for more than 100 percent.

But there is a special situation, that is, the defense index is zero, if it is zero, it means that there is no defense, it deserves to be robbed, and the system does not compensate.

Let's talk about actual losses.

There must be a loss to be compensated, and there is no compensation without a loss, and the insurance will not be returned.

First assess the damage, determine the actual loss, and then calculate the amount of compensation according to the compensation multiple, if it does not exceed the maximum limit, and then slightly amend, it is the final compensation.

Reference formula: compensation = loss × defense index ÷ 100 + guarantee.

To put it simply, it is more appropriate to keep gold coins to be robbed in the early stage, and in the later stage, it is more appropriate to increase the security deposit when the defense index is up.

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