The eleventh year of Chongzhen, April.

Shaanxi, Xi'an City.

After several years of development and recuperation, Xi'an has bid farewell to the dilapidated and chaotic and has achieved very good development, and the population has increased to more than 500,000.

It has become a very bustling and lively city, and you can see a lot of changes every year.

In terms of economy, due to the location of Xi'an, which is located as a major transportation route, the average annual growth rate is more than 30%, and a large number of rich people will be created every year to enjoy the dividends of the rapid development of the city.

Up to now, some people have made statistics and concluded that among the more than 500,000 people in Xi'an, the wealthy class accounts for about 10%, there are about 10,000 households with family assets of more than 10,000 silver dollars, and there are only a few hundred with assets of more than 100,000 silver dollars.

Rich.

Today's Xi'an City can indeed be described as rich, resulting in the city's atmosphere is quite impetuous and money worshipping, and even the imagination of laughing at the poor and not laughing at prostitutes, and the traditional moral concept has declined significantly.

But it's also something that can't be helped.

Who makes Xi'an's geographical location so important and crucial.

And Li Zicheng, Gao Yigong, Liu Zongmin and others who settled in this city, and co-founded the logistics and transportation caravan "Tiancheng Logistics" with them, which has been done for more than three years.

At the beginning of the year, Li Zicheng and more than a dozen of his old brothers sat together for a discussion meeting, summed up the harvest of the previous year, and found that their achievements were quite good.

The net profit was 280,000 silver dollars.

Deduct interest and loans repaid to the bank.

With an average score of one point, each old brother can just get more than 10,000 silver dollars, successfully achieving Li Zicheng's previous goal of bringing the old brothers to make a fortune and achieving an annual income of more than 10,000 silver dollars.

In a big city like Xi'an, even if there is a problem of high prices and high consumption, but with an annual income of tens of thousands of silver dollars, you can definitely live a very happy and chic life, and you don't have to pin your head to your waist, take risks like you used to be a rogue, and live an exciting but precarious life.

Now I am tired of doing logistics, but I am steady, I have a hard work and a harvest, which is very fair, and there is nothing to complain about.

Satisfied.

For such a state of existence, Li Zicheng and them are still relatively satisfied.

In addition, one by one started a family, had children, and had dragged down and worried, so they all settled down, and did not dare to come up with those lawless ideas, but they all wanted to work steadfastly, complete one logistics list after another, work safely and steadily for ten or twenty years, and then choose to retire after saving enough pension and pension, so that the children and grandchildren can take their place and take over the baton.

The logistics industry is a rigid demand industry in the rigid demand, and it is an industry that will always exist in thousands of years and tens of thousands of years, so it has a very high stability.

But......

After the dividend.

Li Zicheng also quickly discovered some problems, felt bad, and had a great sense of crisis.

That is the logistics industry, and there have been several big difficulties.

First, there are more and more people joining this line, after all, the threshold is too low, as long as there is a highway, there can be a few loaded carts, a new logistics caravan will be established, and it can start to operate, plus the income level is not bad, every year there are hundreds of thousands of millions of young people in the Ming Dynasty, joining the industry, and new people continue to pour in.

Then the situation of involution appeared, in order to get the logistics list, they will lower the price of each other, and begin to engage in vicious competition, resulting in lower and lower costs of waybills, and declining profit margins. It will be immediately suppressed and taught a lesson, so this road will not work.

only

I can roll it.

The volume that has to reduce the profit will be rolled until everyone is not moving much, and when a certain equilibrium point is reached, it will shake hands and make peace and achieve coexistence.

As a result, the profit margin is getting lower and lower, the income is significantly reduced, and the good days like last year's are just not many, and it is very, very difficult to achieve an annual income of tens of thousands of silver dollars, and even an annual income of five or six thousand, seven or eight thousand may not be maintained.

Finally, there is a huge problem, that is, Xujiazhuang initiated and has begun to build the heavy-haul railway plan, this year has entered the vigorous construction, the efficiency is very fast, it is simply visible to the naked eye construction speed, next year to achieve the completion of the railway, there is no problem at all, the year after tomorrow will definitely be put into use.

The transportation capacity of heavy-haul railways is much, many times stronger than that of logistics and transportation fleets, and there is no comparison at all.

In terms of speed, even if the heavy-haul train runs at a speed of 80 kilometers per hour, it is faster than the speed of any logistics transportation team, and the longer the distance, the greater the advantage of the heavy-haul railway.

Therefore, when the heavy-haul railway is put into use next year or the year after next, the business of ordinary logistics caravans will definitely be affected to a certain extent, and the waybill may drop by one or two percent, or it may be more, anyway, it will definitely bring a certain impact.

So.

Three factors are combined.

Li Zicheng came to a conclusion: the logistics industry will change from a profitable industry to a job that exchanges hard work for money, and it will be exchanged for greater hard work in exchange for constant income.

This trend in the future made him frown and feel difficult.

But after thinking about it for a long time, I can't find a better way to deal with it, or in other words, I need to pay a greater cost in order to be more competitive.

For example, the purchase of Xujiazhuang's internal combustion engine truck, it is said that it is driven by a diesel engine, 120 horsepower, a maximum load of ten tons, and a speed of 30 kilometers per hour, a run is a whole day, if you can buy this kind of truck for running logistics in the future, then the efficiency will be greatly improved, and the income will increase a lot.

It's just that the price of biodiesel is too expensive, which is equivalent to constantly burning grain, as well as the purchase, maintenance, and repair of trucks, which will offset the benefits brought by efficiency improvement, so that trucks do not have obvious cost-effective advantages.

And so on and so forth.

Li Zicheng thought a lot.

Although the upcoming involution dilemma made him feel not very optimistic, he had no intention of quitting the industry, and there was still motivation to keep going.

But considering that profits will be reduced with a high probability, it is time to open up some new ways to make a fortune, not just one industry entirely, but to diversify risks and prepare a few more baskets of eggs.

After so many years of traveling south and north, I have seen a wide range of things, and the newspaper "Oriental Times" has also been published, and I often read the news above, and I have learned a lot of valuable information through investigation, and I have a very good vision.

So on this day, he called all the old brothers together and said what he thought:

"I feel that the logistics industry will become more and more difficult to do, the income will be less and less, and even a thankless end, although Tiancheng logistics is our foundation, it has to be done for 50 years, 100 years, hundreds of years, even if the profits are meager in the future, but it is better to be stable, to support the family, is an industry that cannot be given up."

"But relying on the foundation of logistics alone, we can get rich a little, it is difficult to get rich, and in the future, we will be opened up by those powerful people to open up a bigger and bigger gap, we can only look up to them, envy them for eating meat every day, we can't even grab bones, we can mix food and clothing, but we can never catch up with them."

"The only better way is to enter another industry, take out the savings we have accumulated over the years, start a real estate development company, and then bid to buy land, and then build houses and villas on the land, and enter the field of real estate with higher profits, I have studied, real estate will be a promising industry in the future, the profit margin, conservatively estimated not less than 30%, 50% under normal circumstances, and 100% if it is good, which is much higher than the profit of less than 20% of our logistics."

"In addition, after the house is built, in addition to selling it, we can live in it ourselves, and we can rent it to migrant workers or students from other places and collect them

Rent, or change into some shop fronts, do a little business, not only can solve the employment of their own people, but also bring additional income, and when the logistics industry is not in a good mood in the future, when you can't make any money, these houses are our back road, to ensure that life can be more nourishing, I don't know you brothers, do you have different views?"

Li Zicheng, who sat on the top, swept the old brothers.

"Big brother, it takes a lot of money to invest in real estate, a five-story reinforced concrete red brick building costs more than 2,000 silver dollars, and the price of buying land is not cheap, if you really want to make hundreds of houses and facades, at least 500,000 silver dollars must be needed, we haven't made much money in recent years, can we draw so much money?" Liu Zongmin said.

"Yes, big brother, how can we have so much spare money, we can't come up with the money, how can we put our eggs in multiple baskets." A high level of merit.

"Forget it, the income from running logistics is actually okay, it's enough for us to be chic, and there is no need to toss any real estate."

"We still owe the bank a loan of 300,000 silver dollars, and when we pay off all the money we owe to the bank, we will consider mixing it with other fields."

"Big brother, you're a little too anxious, you can't calm down, this is not good, I think it's better to do a good job of logistics first, so that you can have the capital and energy to enter other industries, and you can't do something else before you get it here."

Hear these voices of persuasion and disapproval.

Li Zicheng thought about it and had to say:

"Brothers, we have to take a long-term view, the logistics industry, the threshold is really not high, there are too many new entrants, even those farmers in the slack period, can also follow the logistics for half a year, earn fifty or sixty silver dollars, are easy, we, go south and north, often face all kinds of blackmail and difficulties, kill a lot of bandits and robbers, often pin their heads to their belts, but throughout the year, the income may be less and less."

"No, this is not a long-term solution, we must prepare a good back road, so that when we are old and retire, when we can't run at all, we can have a place to settle down, and we can earn a certain income, instead of becoming a drag on our children, because by that time, running logistics will still be hard, and they may not earn more than us, and there is such and such pressure, if we don't share more, can they live happily?"

"In terms of funds, I also thought of a way, that is, to find a loan from Tianxiatong Bank, and then borrow 300,000 silver dollars, find a way to get a piece of land with a good location, and then develop it little by little, and build a complete residential community.

"I understand that we already owe 300,000 to Tianxia Tong Bank, and if we borrow another 300,000, that is, 600,000, and we have to repay 30,000 silver dollars with 5% interest per year, which is not very much, we grit our teeth, we can still bear it, and then use another five to ten years to repay all the bank loans, and then build a house, the price is the dividends of each of us, which will be reduced to 5,000 silver dollars, but I think this is affordable, this money is enough for our expenses, as long as we save a little."

Hear that.

Liu Zongmin, Gao Yigong and others thought about it and didn't know how to say it.

If you want to say something against it, what the eldest brother said is still a little reasonable, after all, these old brothers, will grow old one by one, the logistics industry can not continue to work, it is estimated that when you are forty or fifty years old, you have to consider retirement, let the children take over, in order not to drag down the children in the future, it is necessary to find a job for the elderly, so the real estate project, you can consider it.

But if you want to say yes, they can't say anything they agree, because once they agree, they will have to find a bank loan, and they will have to bear a lot of burden, resulting in their year-end dividends, which will drop from 10,000 to about 5,000, and directly cut it in half, which is very difficult to accept for them who like to spend money and spend lavishly, which means that the quality of life is lowered by a grade, but the eldest brother also said that suffering now is for better enjoyment in the future, and you can't just think about the present.

Li Zicheng had to intensify his persuasion, state his reasons in detail, and then analyze the development of the real estate industry in Xujiazhuang Harbour City, and came to the conclusion: the next ten years to

In the past 20 years, real estate in big cities may be the most worthy of investment, and there is no one, if you don't seize this opportunity and act early, when other forces take action, they don't even want to drink a mouthful of soup.

"Okay, what the eldest brother said makes sense, let's listen to the eldest brother."

"There must be something going on in the real estate in Xi'an, but try it."

"Okay, I have to quit going to Chunxiang Mansion to drink flower wine, and I can't give a generous reward." Liu Zongmin said.

"Hey, I can only grit my teeth and live a hard life."