100,000,000,000 silver

In other words, banknotes with a total face value of 100 million.

The amount of loan proposed by Emperor Zhu Youzhen this time is simply an astonishing number.

The money borrowed by the royal family in the previous few times, combined, was only 30 million silver dollars, and the debt was not very much, but Zhu Youzhen often felt anxious, always thinking about repaying the money in advance, and wanted to return to the state of being debt-free and light.

However, in the past few years, Zhu Youzhen's ideology has undergone major changes, and he doesn't want to repay his original debts, or he is not in a hurry to repay them, and now he wants to borrow a little more, and the opening is a terrifying figure of 100 million, and I don't know how many tens of thousands of low-level people's family property is combined, even if they are hard workers, I don't know how long it will take to earn so much money.

But Zhu Youzhen still had no mental pressure, so he wanted to borrow so much money, and he didn't seem to be worried about not being able to repay the money in the future, and his mentality was unexpectedly good.

As for the conditions of the loan, the right to use the holy decree, the judicial power of the imperial court, and the conditions for the handling of criminals, it means that in the future, Xujiazhuang can borrow the name of the royal family at will to do some unsupervised things, and can deal with those criminals who have infringed on the interests of Xujiazhuang at will, and even those criminals who have not harmed any interests of Xujiazhuang, are also handed over to Xujiazhuang to manage, and free labor such as criminals is sent, and even used for overseas development, which is equivalent to the right to investigate, arrest, try and convict in the judicial field. The right to punish and other rights are all in one, you can do almost whatever you want, if you offend Xu Jiazhuang, there will definitely be no good end, even if you don't offend, you have to try your best to please, otherwise you will accidentally fall into the hands of Xu Jiazhuang, and the end will undoubtedly be very bad.

But this kind of right representing the core of the imperial court, in order to borrow money, Zhu Youzhen is still willing to make concessions, or choose to nod, even if he himself feels extremely inappropriate.

But there is no way, since the anointed land in the Jiangnan region is occupied by Xujiazhuang one-third, since the right to do business freely, the right to fight back freely and other rights have been given away, why not compromise more? Anyway, dealing with the criminals will not bring much benefit to the imperial court, and there is no loss in letting it out, but it will save a lot of things, and you can save a small amount of expenses.

Secondly, there is another core reason why Zhu Youzhen borrowed so many factories to set up factories, that is, many people's concepts have changed a lot.

In the past, people lived a life as much as possible to avoid borrowing money in debt, and did not want to bear too much burden, which would seriously affect their mental health, and they would not be able to eat and sleep well, so they would do their best to avoid debt, after all, the creditor is the uncle, in case you suddenly want to repay the money, suddenly come to the door to force, and how to do if you do not repay the money, it will lead to a lot of tragic development.

But after the establishment of Tianxiatong Bank, the first to announce that the sky has fallen, is those usury non-governmental groups, their way of life was suddenly cut off, what nine out of thirteen, what cut off loans, interest rolling, etc., all become history, to find the world to borrow from the bank, the conditions are less and the threshold is low, the interest is generally only 5% to 10%, if it is a long-term cooperation with good credit users, enjoy 3.5% preferential interest rate, there are partner model, investor model, extremely flexible, greatly reducing the risk not to mention, The bank is simply kind and generous to the point of being ridiculously low, and I don't know how many loan shark groups have been driven to a dead end, and even forced them to choose to take risks, and finally died under the guns of the bank's security team.

Therefore, when it becomes easy to borrow money, and even the bank's salesman, begging high-quality customers to borrow money, many concepts have changed dramatically, and the relationship between the creditor and the borrower has been reversed, resulting in the debtor becoming the uncle, who will get all kinds of care and support from the bank, even if it fails and has nothing, the bank may also take some measures to help the debtor get out of trouble, and even continue to increase investment until it succeeds, it will not be easy to give up, let alone withdraw easily, and force the debtor to go to a dead endThis is not something that Tianxia Tong Bank has done.

For example, several scientific research institutions invested by Tianxia Tong Bank will burn a lot of money every year and lose countless R&D projects, but as long as some projects are successful, make huge breakthroughs, and can go to the market, then Tianxia Tong Bank will also share unimaginable benefits from it.

Therefore, the overall profit is still greater than the loss.

In short, driven by the Tianxia Tong Bank, borrowing money to consume and borrow money to do big things has become the choice of many people, and it has become an increasingly common thing, and even people who are not short of money will occasionally borrow some money to cultivate credit history and facilitate borrowing money in the future.

There are some rich people who are particularly rich, but a survey of debts, only to find that they owe a huge amount of money to the bank, but the more they owe, the faster the development of the business, the ten richest businessmen of the Ming Dynasty, more than half, are people who have borrowed very much, but in addition to the debt, the remaining net assets are enough to maintain their status as a wealthy man, which is still much stronger than traditional businessmen.

The existence of these vivid examples made Zhu Youzhen quickly figure it out, since borrowing more money can help faster development, like inserting a pair of wings, then borrow 100 million at a time, and then earn 500 million, replace the principal and interest, and not repay the net profit of more than 300 million, which is much stronger than the hard work to make up 10 million, and then slow development, I don't know how much, even slow step by step, the consequences of losing the opportunity are extremely heavy, Zhu Youzhen is unwilling to give up the advanced, so that others have robbed the benefits.

In the end, the royal family wants to borrow 100 million, in fact, it is related to one thing, that is, some time ago, Queen Zhou Yufeng, in October, went to Xujiazhuang Harbour City, booked in advance to purchase a batch of goods for the New Year, and also went to the Red Fort by the way, met the imperial sister-in-law Zhang Yan, learned about her recent situation, and lived in the Red Fort for a few days, and then the Empress Zhou Yufeng was greatly stimulated, and after returning to the capital, she told the emperor Zhu Youzhen about the shock she received.

So in the evenings of those days, Zhou Yufeng whispered in his ear:

"Your Majesty, I have been worried before, whether the imperial sister-in-law will be wronged in the Red Fort, whether she will be left out in the cold, not very happy, wash her face with tears every day, will she be blushing, aging is not good, I can't recognize it, in short, before going to the Red Fort to see her, I was extremely worried, worried that she would be wronged and sad, worried that she was very unhappy, like living in a cage, after all, whether she admits it or not, she has become a canary that we gave to that Xu Yuan."

"But when I saw her, I was taken aback, I almost didn't recognize her, young, she became younger, like she was several years younger, radiant, and her skin was better than mine, it can be seen that the water and soil in Jiangnan raise people, I envy all those who want to move to Jiangnan to live, but I think wrong, I found that the cosmetics used by the imperial sister-in-law are the top noble Mayan queens, the price is 80,000 silver dollars a small bottle, save a little use, they can only be used for two months, and it is not that you can buy it with money, because this cosmetics, even in the fairy world, It is also very popular and in demand, and it costs a lot of money to buy it, but the imperial sister-in-law is on the dresser, there are eight bottles of the noble Mayan Queen, and she gave me a bottle casually, and said that she didn't like this, saying that Xu Yuan was too unromantic, and only knew to send her some repetitive things, there were no surprises, and it was perfunctory her feelings...... At that time, I was in a mood, hehe, I didn't know how to describe it, anyway, I felt that the imperial sister-in-law had changed, not only became young and beautiful, but also made me a little jealous, I felt that she was too hypocritical, a little bit in the blessing and didn't know the blessing, I didn't understand the outside world."

"In addition, she lives in the Red Castle, what she usually eats, wears, and consumes, all of which are the most high-end, much better than ours, those top-level organic rice, Your Majesty and I eat it occasionally, and you don't dare to eat too much, it is estimated that it is only half a bowl, but the royal sister-in-law eats top-notch organic rice, and there are countless delicacies from the mountains and seas, and even the seafood from the tropical areas of the South China Sea is airlifted by transport plane, and even before slaughtering, it is all alive and kicking, and the taste is even more delicious, But our royal family, it is impossible to eat those tropical seafood, let alone buy it, we lost in this area all of a sudden, it is impossible to catch up, only Xujiazhuang has so many transport planes, can fly all over the world, can enjoy food from all over the world, such as all kinds of tropical fruits that are difficult to eat in our north, the imperial sister-in-law also often eats, eats every day, and people are obviously mellow."

"In terms of things used, the game console has been played, even if we want to watch a TV, but there is no sufficient and stable power supply, if you are lucky, you can watch it for two hours, if you are unlucky, you will run out of power immediately after watching it, in short, the power supply is very unstable, but in the red castle where the royal sister-in-law lives, there are solar panels

There is a wind turbine, and there is a room full of storage batteries, which can charge up to 8,000 kilowatt-hours of electricity, enough for a whole castle, and all kinds of electrical appliances can be turned on when they want, and there has never been a problem of lack of power or power failure, and the whole Red Fort is often lit up all night, but there is always electricity available."

"Xu Yuan also gave the imperial sister-in-law three electric cars of different styles, as well as a relatively large diesel engine RV, an 800-ton yacht, a small rotorcraft, and an electric motorcycle...... More than 10 vehicles, you can choose any one, the license plate number is 8888 and other easy-to-remember numbers, especially electric vehicles, spacious and comfortable, especially easy to drive, can go to many places for a ride, the range is six or seven hundred kilometers, especially easy to use."

"But even in terms of food, clothing, transportation, etc., the quality of life of the imperial sister-in-law is much higher than ours, but the imperial sister-in-law is still in the blessing and does not know the blessing, and complains a lot in front of me, saying that Xu Yuan has begun to snub her, and can only accompany her for ten days a month, and it is still decreasing, saying that Xu Yuan is not very good in any way, he failed to give her a child, and he is unwilling to pay more attention to her, and he may not love her anymore, if he doesn't have a child again, he will not be able to live a good life in the future, and he is ready to be lonely and old-aged, and he always feels sorry for himself in front of me, but Xu Yuan came over to accompany her, and she showed a bright smile again, like a twenty-year-old girl, dressed herself carefully, cooked two side dishes by herself, and put her heart on Xu Yuan......

"In addition, I have roughly estimated that the value of jewelry, electrical appliances, furniture, cars, decorations, ceramics, celebrity calligraphy and paintings, jade and jade, smart phones, maintenance fees and other things in the Red Fort together exceeds at least five million silver dollars, that is, in most of the year, Xu Yuan's money spent on the imperial sister-in-law has reached a terrifying level, and the money spent on it is nothing more than that, and my monthly routine for a year plus rewards and bonuses, a year together, it is less than 100,000 silver dollars, and I always live a tight life. I can't buy the clothes I like often, so there are ministers who impeach me and say that I am not enough to be a model for women in the world, and I want to get rid of my arrogance and luxury, and I should be frugal and simple, but compared with the imperial sister-in-law, I can't compare to her in fifty-hundred, I hate to have to be this queen and set an example in the world, I just want to be chic and free~ If the imperial sister-in-law is willing to change with me, I am a hundred willing, and I want to change it very much."

"Your Majesty, I think the imperial sister-in-law is really no problem now, even if she has complained many times in front of me, but in fact she is much more free and happy than me, such a canary, women all over the world are willing to be, she just doesn't know what to do, she is spoiled by that Xu Yuan, if she is not too favored in the future, it is also normal, she will one day understand what is good and what is really valuable."

Eat one's heart out.

Zhou Yufeng said in a jealous tone.

And also came to his own insights, and said: "Your Majesty, this time I have figured it out, this person is just like the country, he really can't go without money for a day, and he has to ask for as much money as possible, only when he has more money, can he afford to save face, can he do what he wants to do, and he can be chic and happy, don't pay attention to anyone's cynicism, sarcasm and ridicule, if he really can't bear it, he will teach him a hard lesson and cut off his head, anyway, he can't suffer any more grievances, he must establish the majesty of the royal family, so that people dare not show it lightly, And this is based on money, so if the royal family wants to revitalize and revitalize, it has to find a way to get a lot of money, which is the real inside, and it can bring a lot of face."

listened to Zhou Yufeng's nagging words.

Unexpectedly, Zhu Youzhen listened to all of them and nodded very approvingly.

"Zitong, what you said is completely right, I have seen through these, especially after Xujiazhuang's "Oriental Times" made a wealth list last year, those interest groups that have developed well and think that they are richer than the royal family have begun to despise the imperial court and the royal family, and they all feel that they are very remarkable, and they are all forces that can wrestle with the imperial court...... I think that unless they can overwhelm them financially, they will stop a little, and they have to pay attention to the court and come up with an appropriate attitude to deal with it, instead of all of them being unruly and dying, hmph, sooner or later, I will teach them a good lesson, so that they can understand who the master of the Ming is?"