With Hudson's acquiescence, truckloads of ordnance were sent to the docks to be loaded and left.

Since the Kingdom Wizards began to clean up the coastal reefs, the smuggling trade has gradually transitioned to the 2.0 era, from the original land smuggling to the sea and land parallel.

Compared with traditional land transportation, sea transportation is not only cheaper, but also greatly improved.

It's a common rule not to attack caravans, but there are so many orc tribes, there are always a few who don't follow the rules.

As long as it is done cleanly, the smugglers will die in vain, and no one will stand up for a group of dead people.

The price to be paid is nothing more than a route that often has accidents, and there will be no caravans passing through it in the future, which is equivalent to a desperate transaction.

Without a caravan, it becomes extremely difficult to procure supplies, and the cost of trading with other orc tribes is often higher.

Generally, those who do this kind of thing are small tribes who can't get by. In order to survive, they tried their best, and they did not have the time to think about the future.

In contrast, the larger tribes, which are more resilient to risks, consider the issues more comprehensively. For the sake of the long-term development of the tribe, it is generally forbidden to rob caravanserans.

The nimble orc tribe will even take the initiative to cooperate with the caravan and open a mutual market on their own territory, attracting small tribes from the vicinity to trade and extract commissions.

With the rise of the smuggling trade, many smugglers have also spontaneously cleaned up coastal reefs in order to facilitate transportation.

Affected by this, the coastal area, which was not valued by the orcs, suddenly became a battleground for all races.

For their own safety, many smugglers have moved inland with their convoys and instead have chosen to transport supplies to coastal areas and trade directly with local tribes.

Some cautious teams even asked to trade at sea. Ships usually stop a few hundred meters off the coast and land in small boats to deliver supplies after a deal is concluded.

In particular, some sensitive commodities have all been switched to sea routes, and the trade volume of land transportation has shrunk sharply.

As the Beamon clan bordering the Snow Moon Collar, they naturally became the biggest victims. Originally, just by extracting tolls, he could make a lot of money, but now he could only look at the scattered caravans in a daze.

As a good neighbor, it stands to reason that there should be trade facilitation. Even if you buy the materials yourself and then resell them back, you can make a lot of money.

It's a pity that it is precisely because they are neighbors that the Beamon family is hard. Smugglers have no bottom line for profit, but they are definitely not fools.

After a little inquiry, I found out that Lord Hudson's policy towards orcs. Out of the need for long-distance and close attacks, the Beamons have never been the object of support.

What ordinary smugglers know, the Kingdom's intelligence organization knows even better. So much so that the little friends who challenged the four royal families were able to buy ordnance at a high price, but the Beamon family didn't get any hair.

"What's the matter, didn't I ask you to contact the Terran caravan?

Could it be that Beamon took advantage of it and forced the smugglers to stop doing business! ”

Butzweig asked sharply.

The decline of overland trade is also directly related to the policies previously implemented by the Bishmon.

Thinking stuck in the last era, the Beamons take it for granted that as long as they occupy the transportation arteries, they can make a lot of money.

After migrating, the Beamon clan directly imposed a 50% tax in kind on the caravan, which was later protested by other races in the Orc Empire and forced to reduce it to 20%.

On this basis, Beamon, who is responsible for enforcement, often asks for a benefit fee.

As a smuggler, what you do is to put your head on your waist to buy and sell. They didn't want to pay Lord Hudson's taxes, let alone pay them to Beamon.

High taxes + unsafe routes have directly contributed to the vigorous development of maritime smuggling trade.

After the reduction of the caravans in the past, the income of the Beamon clan also decreased sharply at a rate that was visible to the naked eye.

As a last resort, Butzweig had no choice but to clean up the interior and prohibit Beamon from secretly exploiting business travel.

"Patriarch, this time the situation is different. We've spoken to the heads of several Terran caravans, and none of them buy or sell weapons.

It is said that the Alpha Kingdom has strengthened the control of weapons, and every time they leave the customs, they will be inspected, and the smuggling of small batches is okay, but if the quantity is large, it cannot be shipped at all.

Even if we promised a lot of profits, these guys still didn't take it. It's as if it's killing them! ”

Elias complained helplessly.

It is too difficult for a race where all the people are soldiers to select a few management talents.

Elias is the tallest man from the shorter, who oversees the internal affairs of the Bimon and oversees foreign commerce.

It sounds awesome, but it's actually not a lot of power. In the tribal era, the tribes were self-governing, and Elias actually managed the headquarters.

Among the many orc races, the Beamon clan, which used to be a royal family, is still ranked high in terms of weapons and equipment.

It's a pity that no matter how thick the foundation is, it can't stand the weapon is a consumable. The daily training alone, the loss of ordnance is not small.

Having lost his royal status, the weapons produced within the Orc Empire no longer have his share, so he can only find a way from the Terran caravan.

In fact, even if there is a share, it is useless. If you want to build weapons and equipment, you have to smuggle iron ingots from the Terrans.

In order to pass the level, smugglers usually turn iron ingots into pots and pans, which are then smelted after being delivered to orcs.

"Small batches are small batches!

It was decreed that any caravan that sold weapons to us would receive a corresponding tax deduction.

Under the heavy reward, there will be brave men.

As long as the stakes are big enough, those smugglers will be able to get us weapons. Now is not the time to take care of profits! ”

Butzweig said helplessly.

Knowing that he was being targeted, there was nothing he could do. With the relationship between the Alpha Kingdom and the Orc Empire, it is too normal to block them.

At the critical moment of fighting for the throne of the royal family, he didn't want to provoke a border conflict and cause trouble for himself.

……

Snow Moon Leader, Hudson, who was closely following the situation in the prairie, had sensed the smell of gunpowder.

Under the trend of interests, two major camps have emerged in the Orc Empire. It's a pity that these races are not the material for conspiracy, and they are connected everywhere with great fanfare, as if they are afraid that the four royal families will not find out.

It seems that the team is constantly expanding, and the situation is very good, but unfortunately the internal contradictions of the group are also intensifying.

Standing together temporarily for the common good, no one knows what the future will hold.

Intuition told Hudson that the four royal families would inevitably take action to fight back.

It is not clear whether it will use thunderous means to pick an unlucky egg to kill the chickens and monkeys, or use political means to divide and disintegrate.

The situation within the Orc Empire is tense, and the military pressure in the Near East has been greatly reduced. The Beamons, who were busy with internal strife, didn't even have the heart to cause trouble for the kingdom.

A rare period of peace created favorable conditions for the development of the Near East. Some bold aristocrats have already begun to build fiefs with immigrants.

As the leader of the nobility of the Near East, Hudson naturally could not disappoint everyone, and also developed several ranches.

Farmland is considered for the time being, and the development of animal husbandry in a vast and sparsely populated area is more economically valuable.

In the event that the situation is not right, it is also convenient to make a strategic shift. Directly turning livestock into military rations will not lose much.

After the fermentation of time, the originally inconspicuous Development Bank of the Near East has become the most eye-catching cub.

Originally, the three major branches were said to be operating at the same time, but the final result was that the Xueyueling branch was "overcrowded", and there was an endless stream of customers waiting in line for review, while the other two branches had a mediocre response.

The reason Hudson also knew that it was nothing more than a year after the end of the war, and the nobles had already gone through the most difficult time.

There may still be some nobles who lack money for emergencies, but most of the nobles have raised funds to tide over the difficulties through personal connections.

The traditional aristocracy did not like to toss, and were engaged in ancient agricultural production, and there were not many projects to invest in.

As long as there are no disaster years and wars, there will basically be no need for funds for these major changes.

After more than two months of loan business, Wangdu Branch undertook a total of 36 orders of business and issued loans of 200,000 gold coins.

Thirty-three of them were for nobles, and only three were for merchant lending.

It's not that the merchants in the royal capital are not short of money, but those who lack money can't take out the corresponding collateral.

It is clear that under the ancient system of aristocratic lords, the development of industry, commerce and manufacturing in the continent of Aslant was slow.

In addition, banks are a new thing, and the instinct of human nature is to have a rejection of unfamiliar things. Even if you are short of money, you may not dare to take out a loan.

The situation of the mountain collar branch was better, with a total of 147 loans issued with a total amount of 860,000 gold coins, and the customers were all noble lords.

If you don't consider the network base, this performance is already very beautiful. It's a pity that the business of the Mountain Collar Branch is all for Hudson's name.

Having dealt with each other, everyone knows enough about the Coslow family to think that Hudson will not pit them for the sake of thousands of gold coins.

Even if there is a hole in the bank, everyone is also related to the past, and if there is a problem later, you can also find someone to make peace.

The performance of the two branches is not as expected, but it does not mean that it is not profitable, at least there is more than 10,000 gold coins of interest income per month on the books, which successfully covers the bank's operating costs.

Xueyueling Branch had the highest performance, with a total of 314 loans issued with a total amount of 1.86 million gold coins.

There are still hundreds of loans under review, and almost all the nobles of the Near East and most of the lords of Northern Xinjiang have submitted loan applications to the Development Bank of the Near East.

It's like borrowing is earning, and when the noble lords borrow money, if they can borrow more, no one will borrow less.

If Hudson hadn't personally verified the identity of the customer, Hudson would have wondered if his bank had encountered a "loan party".

More than a fifth of the more than 300 loans were borrowed by members of the Coslow family. Before you know it, the Coslow family has taken root in the Near East and Northern Xinjiang.

For the remaining more than 200 loans, customers can also relate to him. Either it is the old family and friends, or the old department of the past, and the main thing is the acquaintance business.

The money lent out is like a stream, but the new deposits are not optimistic. In the past two months, the three branches have increased deposits by only 1 million gold coins.

The fact that this number can be reached is entirely the result of policy guidance. Thanks to the regulations on the transfer and payment of bulk commodities in the territory, businessmen have opened bank accounts to deposit money.

"The business of Wangdu Branch and Shandiling Branch will be further excavated and expanded, which will be an important foundation for banks to fight risks.

Xueyueling's situation is special, there is no shortage of loan customers at all, and the focus of follow-up work is to absorb savings.

The Near East is a black hole of money, which can be swallowed up by any amount of money. The loans we issued in the early stage can only be regarded as trial operation.

With the development of the territory, the funding gap faced by these noble lords will only get bigger and bigger.

Even if you take out the quota of 10 million gold coins, you will be immediately swept away by the nobles outside.

At present, the turnover of bank funds is not high enough. Judging from the data, for every 10,000 gold coins of loans issued, 6,000 gold coins will be withdrawn within a month.

We have to add more affiliates and reduce this withdrawal ratio, preferably to less than 30%.

As long as the gold coins are piled up in the treasury, we are not afraid of the risk of runs, and the business can continue to expand.

The Ministry of Government can cooperate and introduce subtle favorable policies when necessary to guide smugglers to deposit their money in banks.

In the future, the territory's taxes and budget revenues and expenditures will also be transferred directly from the bank.

Including the payment of government projects, you can also choose to transfer money, or settle with golden tickets, so that they can withdraw money from the bank by themselves.

For a single account, the daily withdrawal limit is 5,000 gold coins; For large withdrawals of more than 50,000 gold coins, make an appointment five days in advance; For huge withdrawals of more than 200,000 gold coins, one month's notice will be given in advance; For withdrawals of more than 1,000,000 gold coins, 3 months' notice.

Rudolph, you have a big task ahead. In addition to ensuring the normal operation of the bank, it is also necessary to increase the bank's performance as much as possible.

This year's gross profit on the books, we must achieve 500,000 gold coins, and the net profit must be guaranteed at 200,000 gold coins. ”

Hudson commanded without changing his face.

The requirements are not made by him, and banks, as an emerging industry, enjoy a lot of dividends of the times.

In addition to the leading business model, the key is that there is no tax. Both the Mountain Collar and the Snow Moon Collar are Hudson's territory, and whether or not to collect taxes depends entirely on his mood.

On the side of the Wangdu branch, the outside world can't figure out how profitable the bank is, and there are many branches operating together, and everyone can't understand how to distribute the profits.

If it is an ordinary person's business, it is enough to estimate and collect taxes. But as the property of Hudson, the marshal of the kingdom, and under the banner of raising funds for the development of the Near East, the royal tax department did not dare to act rashly.

After all, it is not a profit to give out a loan, but to recover it.

This kind of long-term, superimposed high-risk business model in the Near East, whether it can make money or not, people outside simply can't understand it.

At present, only three outlets have been opened, mainly due to a lack of talent. If there were enough menpower, Hudson wouldn't mind spreading outlets to every major city in the kingdom.

"Duke, it is simple to increase the bank's book profits, as long as you increase the amount of loans issued.

However, it is somewhat difficult to absorb large quantities of savings. It's not that the smugglers don't buy it, it's that they don't have enough cash in their hands.

In the last war, the Orc Empire did not grab enough wealth. In trade with the kingdom, their currency was always flowing out.

The output of the mine alone is simply not enough to make up for this hole. The current orc empire has returned to the traditional era of barter.

The smugglers return with a full load every time they return, but what they harvest is in kind, which they need to transport back to the kingdom to sell.

According to our observations, in the recent period, the prices of many commodities in the kingdom have declined to varying degrees, especially the price of special products of the Orc Empire has fallen the most fiercely.

Especially in the last two months, many smuggling caravans have returned with cattle, sheep and horses. In the past, they didn't bother to sell low-margin goods. ”

As soon as Rudolph finished speaking, Jacob added:

"Duke, Rudolph is right. The economy of the Orc Empire is indeed in trouble right now.

Years of conquest have exhausted the ancient empire. If the current situation continues, the future trade prospects will not be optimistic.

The smugglers sell cattle, sheep and livestock, but in fact we have to develop animal husbandry and buy livestock on a large scale in the market.

It's not just the orc empire that's in trouble, it's the kingdom that's in trouble.

Judging from the data collected, the Ministry of Administration believes that there are also problems in the kingdom's economy. The kingdom was also at a disadvantage in trade with the countries of the South.

Coupled with the aftermath of the war, in order to pay off the international debt, the kingdom paid a large amount of gold and silver to various countries.

The rapid decline in prices after the war may not be due only to changes in supply and demand, but also to the fact that there is not enough gold and silver in circulation.

This is reflected everywhere. As a new development zone, Xueyueling's performance is more obvious.

The crisis did not erupt, in large part due to the emergence of the Development Bank of the Near East. Whether it is a transfer transaction or the golden ticket we issue, it has played the role of currency to a certain extent.

However, this is limited to the Crescent Harbor, where ancient bartering is also occurring in some of the Kingdom's remote aristocratic territories.

Similar money shortage crises have occurred frequently in the history of the kingdom. Almost every orc invasion is followed by an appearance. ”

Hearing the "money shortage", Hudson's brows instantly tightened. He had been vaguely aware of this problem since the last orc invasion.

It's just that the situation was far less serious than it is now. Even if the kingdom had to pay off a huge foreign debt, it would not be paid all at once.

What should have been a recovery was met with a continental war. The sky-high price of strategic materials once again led to a massive outflow of wealth from the kingdom.

When the war ended, the crisis began to brew. The smuggling trade with the Orc Empire has alleviated the kingdom's money shortage crisis to a certain extent.

With the launch of the Near East development strategy, a large amount of money was swallowed up by the Near East, and the "money shortage" crisis hit the kingdom again.

(End of chapter)