"Boom ......"

With a loud bang, the palace collapsed.

"Ahh

Princess Madeleine, who realized it later, let out a burst of exclamation, and the scene in front of her was completely unexpected. When did her casual blow have such great power?

"Your Royal Highness Princess, are you alright?"

The maid asked tremblingly.

The rumors of the "Doom Girl", they have heard it countless times. However, in the past, the master in front of him was only a scourge of special people, as long as he didn't marry her and didn't pursue her, there would be no danger.

As it stands, bad luck has a clear tendency to spread.

Even the famous Marshal Hudson, because of his proximity to Princess Madeleine, had an accident when he left just now, which directly caused the two guards to suffer an unjustified disaster.

Now that the palace has suddenly collapsed again, if it weren't for their luck and coincidental errands, they don't know if they would be able to stand here.

"It's fine!"

As she spoke, looking at her hands, Princess Madeleine was still a little incredulous.

Vaguely, she felt a hidden force in her body, which was constantly expanding.

Tried to manipulate her, but the force ignored her. It's as if only when you are angry can you mobilize it.

Before she could figure out the ins and outs, the palace guards had already arrived. Just by glancing at the scene, the young guard hurriedly shouted, "Catch the assassin!" ”

"Your Royal Highness Princess, we are late for escort ......"

Obviously, this is a misunderstanding. Princess Madeleine was about to say that she had accidentally done it, but she glanced at the ruins and swallowed back the words that came to her mouth.

She is a powerless little magician, there are no magic fluctuations on the scene, and the power in her body is uncontrollable, so she can't prove that she did it herself.

If it's misunderstood that she's covering up the truth, that's a big problem. To live in the court, you must have a few more eyes.

Suddenly, there was an idea.

"No need to make a fuss, there are no assassins here. As Marshal Hudson was leaving, the dragon wagged its tail and guessed what the mischievous dragon had done. ”

The genius-style throwing pot directly blocked the guard's full stomach.

There is no way to verify this kind of thing. Even if it was proved that the dragon had done it, it would not have been possible to hold him accountable for such a trivial matter.

Of course, the "little things" are only for the dragon, and if others dare to damage the palace, they will also lose their heads.

Having succeeded in fooling the past, Princess Madeleine secretly breathed a sigh of relief.

The palace collapsed, such a trivial matter, report to the palace minister to arrange someone to repair it.

If there were Assassins in the palace, it would be a storm in the city. A group of powerful people in the kingdom came to check, and Princess Madeleine didn't dare to guarantee that she wouldn't find out.

In order to reduce trouble, the best option is to find a backer who can carry the blame. It just so happens that the dragon's ability to cause trouble is as well known to the whole continent as their strength.

Compared to the other dragons who often make trouble, Maxim is an outlier. This is one of the reasons why Hudson is considered to be powerful.

After all, the dragon knight's right to speak is directly proportional to his own strength. If you want to make the dragon obedient, you can either spend a lot of money to buy it, or rely on your fists to reason.

……

The most sensitive thing in the world is interests, and the tax policy for the financial industry has not yet been officially implemented, and it has been in a uproar in the royal capital.

Then, Count Rinares was bitter. Usually I don't even dare to go out of the door, so in order to be able to go to work smoothly, I specially borrowed a team of city guards to protect it.

If you are not careful, there is no simple thing to do if you dare to lend these days. When it touches on the core interests of others, who knows if someone will take risks?

The consequences of assassinating the king's ministers are very serious, and once they are found out, it is a counterinsurgency. But the king has someone who dares to assassinate, let alone a minister.

Frankly, Count Rinares was also quite wronged.

He proposed a heavy tax on the financial sector, but after all, he did not really adopt a high tax rate. The policies of those who pit people in the back have nothing to do with him.

Theoretically, the kingdom taxes the financial industry, and everyone can pass on this part of the cost to the debtor, and they should still earn a lot of money.

What really kills people is the maximum interest rate limit. Isn't it a joke that twelve per annum is considered usury?

Before the advent of the Development Bank of the Near East, private borrowing had never had such a low interest rate, and now it has become a "usury".

If it's just a name, it doesn't matter. As long as you can make money, it's not a big deal to be scolded.

But the problem is that the royal government's position on usury is clearly to exterminate everything. Just by reporting it, they can harvest half of their family property.

As you can imagine, the news got out. How excited those who are forced to sell their children because they can't afford it yet.

……

In the suburb of Fit Manor, a group of financial practitioners from the royal capital gathered together to discuss countermeasures.

"Everyone has almost arrived, and those who haven't come here yet, and we are not all the way, so we can't force ourselves to get together.

Today, we invite you to come over to discuss the important matters of our life and death.

Judging from the intelligence gathered by all sides, the rumors of the past few days are not groundless.

The Kingdom's new policy will not only impose financial taxes, but also drive us to a dead end!

If there is a choice, who wants to be a loan shark in the face of infamy?

But there is no way, those high-ranking nobles need high returns. If we can't satisfy their appetites, we people will have no value in existing! ”

Viscount Fithorn said with an aggrieved expression.

It is also a nobleman, and it is also divided into three, six, nine and so on. They also seem to have knighthoods on their heads, but this is bought from some small countries and can only be used for window dressing.

Within the kingdom, the true magnates never looked at them squarely. Even the poor jingle country knights were able to despise them spiritually.

In the era of feudal farming, there were not many ways to make money. In addition to agricultural production, lending to the freedmen and the petty aristocracy was also an important benefit.

The great nobles cherish their feathers and do it themselves, the interest rate naturally cannot be too high, otherwise it will damage the reputation of the nobles.

In order to earn more profits, the underground bank was born. The magnates put a sum of money in it, gave it to professionals like them to lend, and withdrew a fixed income every year.

In return, these behind-the-scenes manipulators will be responsible for handling the troubles on the official side, and they only need to make money with peace of mind.

Originally, everything was fine, but with the introduction of the new policy, everything has changed.

According to the new regulations, there are still profits from carrying out loan business. But after so many years of operation, the appetite of the bigwigs behind the scenes has long been fed.

If you say that you will have no money to share in the future, it is estimated that people will be able to kill people in a matter of minutes, and then swallow up the family business they have worked so hard to accumulate.

"Rabbits and dogs are cooked, and birds are hidden."

It is not only politically applicable, but also more widely used in private. From the day they were defined as "doing the dirty work", it was difficult for them to wash their hands and go ashore.

"Your Excellency the Viscount, everyone is an insider, so there is no need to hide it. Invite us over today, what do you want to do? ”

A large man with a beard was the first to ask.

Everyone is a peer, and there is no less friction on weekdays because of the relationship between business. They couldn't be more familiar with each other, and they could see at a glance that Viscount Fithorn wanted to do something.

"Brutebeard, you're still so impatient. Let's get straight to the point!

I'm sure you've all heard about the Kingdom's upcoming policies. If we really follow the above regulations, we will not do any business.

There are two paths left for us: either rely on the relationship behind each other, and ignore the policies of the kingdom; Either follow the trend and change our business model.

The emergence of the Development Bank of the Near East proves that large-scale lending is the future of the industry.

On our own, we simply can't compete with the big banks. If you don't want to be on the streets one day, the best option is to join forces.

Not only us, but also our colleagues scattered all over the kingdom can be united! ”

Fithorn's words were well thought out.

Under the new policy of the kingdom, they simply could not survive. If you want to fight against the New Deal, it is obviously an egg hitting a stone.

Without the big banks like the Development Bank of the Near East taking the lead, how can these usurers have such a strong force!

Even if there is the support of the powerful people of the kingdom behind him, but they are only for profit, and the cooperative relationship between them can be terminated at any time.

It is obviously a dream to want people to support them at the risk of ruining their families and to compete head-on with the royal government.

Transformation has become the only reliable choice at the moment. Once this step is taken, it will be possible to open up a more lucrative aristocratic market, and there will be no need to stare at the poor free people every day to gather wool.

It's not clear what the specific profits are, anyway, everyone now knows that the Development Bank of the Near East makes a lot of money.

A newly emerged financial institution can make so much money, and it makes no sense that these veteran players who have been working hard for many years can't do it.

"Humph!"

"It's all to blame for the idiot of Rinares, if he hadn't had nothing to do, everyone would have done business step by step, how could there be today's trouble?

If you have the chance, you will definitely give him some color! ”

The black-robed old man's shout, and everyone did not disagree. Although the policy against them was not led by Count Rinares, who made him a soft persimmon?

Whether it was King Caesar IV, who made the decision, or Hudson, who detailed the specific plan, they did not dare to provoke.

The only one they dared to move, and had the ability to do, was Count Rinares. He has to carry these hatreds even if he doesn't carry them.

"Revenge, don't worry about it for the time being.

The bill has not yet been approved by the Parliament, and if we take drastic measures, it is easy to arouse the resentment of the Royal Government and formulate more stringent policies.

At present, it is imperative to learn the operation of the bank first and complete the business reform as soon as possible.

This is a crisis, but it is also an opportunity. Compared with the loan sharks that everyone shouts about, the reputation of the bank is still much better.

If we run it well, we can all wash our hands and even become real kingdom nobles! ”

Fithorn preached hard.

This cake must be drawn, and it must be drawn as far as possible. If there is no common goal, how can we unite as one?

Fithorn doesn't think that his personality charm can convince everyone!

In the era of extensive growth, there were no formalities, and it was too simple to set up a bank.

Many small and medium-sized banks on the mainland are the products of the hot minds of the big people, and they are pure grass platform teams.

However, even the grass platform team survived. It's not because the bank is so profitable, but the shareholders behind it have enough energy!

Their gang of loan sharks have long had a bad reputation, and they are afraid that they will not die fast enough when they come out to take the lead!

Fithorn's real purpose is to pull the kingdom magnates behind everyone. It is not an extravagant expectation that the shareholders of the Development Bank of the Near East are spread over a small half of the continent, but at least they must be able to speak in the kingdom.

For example, this time, if their power in the court is strong enough, it is absolutely impossible for these proposals against them to pass without waves.

Unfortunately, although there are people behind everyone, these forces are scattered. Let them spray Count Rinares, I guess they can barely give it a try.

If you meet Hudson, the top magnate in the kingdom, and be able to go up and say a few words, it is a proper responsibility. Confrontation head-on, that is impossible.

Even if you don't think about yourself, you have to think about your family. In a country like the Alpha Kingdom, where all the people are soldiers, if there are few people in the family to serve in the army, then don't say that you are a nobleman.

If the boss is offended to death in advance, when a new round of war breaks out, no one knows what will happen next.

"Your Excellency, I have to admit that your offer is very tempting.

Those of us who are not conspicuous when we go out alone. If they can join forces, they will immediately be able to step into the second echelon of the banking world.

The experience of our people is definitely not comparable to those grass-roots team banks. At the very least, we have a very good advantage in customer screening, risk assessment, and overdue debt collection!

Catching up with the Near East Development Bank may not be an extravagant hope, but surpassing other commercial banks, the probability of success is still very high.

The interests involved are so great, so how should the equity be divided? ”

The words of the purple-robed old man suddenly pulled everyone back from fantasy to reality.

They want a piece of the pie, and the magnates behind them also have a share, and there are more people involved in sharing the cake, so how to divide the cake has become a problem.

"Naturally, it depends on who has more real money!

Don't forget that the Development Bank of the Near East is in the process of development, but it has been continuously financing all the way to become today's giant.

We want to strive to become the second largest bank in the kingdom, and it is impossible not to burn money in the middle, and even for a long time in the future, we will not be able to see profits! ”

This is not only for everyone present, but also for those behind them. If you want to make a lot of money from the beginning, there is no need to cooperate in this business.

As half of his peers, Fithorn has studied the profit model of the Development Bank of the Near East, and finally came to a conclusion - scale!

Whether it is the size of the bank, the number of customers it serves, or the cost of adding a branch, it is actually about the same.

If you want to dilute the cost, you can only build up the scale first, and then compete with your peers at a lower cost.

……

(End of chapter)