Huang Ni Gang.

The potholed asphalt road has become a pothole one meter deep and more than 20 meters wide

Many engineering vehicles transformed by heavy tank chassis are constantly coming and going in it.

There are ploughers, creavers, bulldozers, vibro-rammed rollers, heavy-duty transport trucks......

In the area where materials are hoarded, more than 10 crushers will crush the stones, broken bricks and tiles obtained from the demolition into granules and transport them to more than 10 mixers.

The latter mixes these hard materials, along with alkaline soil and quicklime, to form an alternative "triad" that is transported to the area where the potholes are filled.

The Iron Toy Factory and Daze Power have not yet started, and the people of Huangnigang are idle and have nothing to do, and they have come to watch.

At this time, a tall young man, led a vicious dog the size of a calf, accompanied by a burly and strong man, walked slowly.

"Hello Director Xiao Xu!"

"Did Director Xiao Xu eat it?"

"Director Xu, tomorrow on the fifteenth, will you set off fireworks?"

"Let's play something different this year!"

Xu Fei smiled brightly and looked left and right, "What about the credit union?"

"It's demolished."

"It's impossible, it's not within the scope of the levy."

"It's a heavy transport truck, maybe the driver is a novice, he accidentally drove in and knocked the small building in half, but fortunately it was closed that day, and there was no one inside."

"How dangerous it is."

Xu Fei had stopped saving money in the credit union for a long time, and his salary was changed to ICBC.

Because some time ago, Liu Sixi, the township secretary, asked him to join the credit cooperative.

Because I didn't know much, I learned about my own finance, that is, TEP accounting firm.

Then I found that I had always thought that the credit cooperatives that belonged to the national chain were the same as the supply and marketing cooperatives and the post and telecommunications bureaus, but it was not the case.

In other words, each credit union is an independent financial institution, and it may be the only one, or it may belong to one in the county.

For example, Huangnigang Credit Cooperative, which is formed by members of Huangnigang, can be invested at will, with a maximum individual holding 2%, which was previously managed by the Agricultural Bank of China, and later reformed and operated independently.

At that time, Gou Sheng held 2% of the shares, and then continued to hold shares, Gou Sheng's eldest son held 2% of the shares, Gou Sheng's second son held 2% of the shares, Gou Sheng's daughter-in-law held 2% of the shares, Gou Sheng's father held 2% of the shares, Gou Sheng's mother held 2% of the shares, and Gou Sheng aunt held 2% of the shares......

Xu Fei calculated, Huangnigang Credit Union should be called the bank of the dog Sheng family.

Who is Dog Sheng?

The head of Xujia Village.

No, it's the evil village tyrant Xu Sheng.

So, the closure of the credit union has become a good thing.

After all, Gou Sheng hasn't shown up for three years, and the ghost knows if he went overseas to live happily.

Of course, Xu Fei did not deposit in the credit union, not because Gousheng secretly controlled it.

It's that the credit unions don't have the money we have.

If you were a billionaire, would you give your savings to a 10,000-dollar account for safekeeping?

The risk is too great.

As for Huangnigang, there is no bank, where do you go to deposit and loan.

Xu Fei thought of another kind of "bank".

Whoever is short of money in the township should find Director Xiao Xu so that he can borrow it and repay it.

Whoever saves money in the township is looking for Director Xiao Xu, so that it is easy to save and withdraw.

If you have a deposit here in Director Xu, you can keep an account when you buy things from the supply and marketing cooperative, and then settle it at the end of the year. In addition, deposits continue to eat interest, and bookkeeping does not generate interest.

In this way, the wages paid by TEP and Daze Power will soon be returned to us.

If you rely on the privilege of the supply and marketing cooperatives to sell anything, this model will be promoted to the whole of Dongshan......

The wealth in his hands is unimaginable.

Therefore, Xu Fei finally gave up this idea.

He was worried that he would go abroad one day, and others said that he went overseas to have a good time.

Although a large amount of red money cannot be brought out of China, unless he has privileges or a way, for the sake of harmony, his superiors will definitely restrict him from going abroad.

"It seems that this time I went to the big bank to count zero, and I want to talk to the other party about spending money in Daze."

"Especially when selling and buying a car, there are several bank branches at the door, which is also convenient for transactions."

Xu Fei thought about it and came to the supply and marketing cooperatives next to him.

Huangnigang Supply and Marketing Cooperative, which is equal to the template of Dongshan Supply and Marketing Cooperative.

The agricultural machinery service center on the left, selling tracks, selling chassis, will also sell agricultural three-wheeled and agricultural four-wheeled in the future, and repair agricultural machinery by the way, the price is one-fifth cheaper than agricultural machinery stations and auto repair shops, but it must belong to the "supply and marketing society".

The middle belongs to the supply and marketing cooperatives, affected by the industry, there was nothing to sell before, but now there are suddenly more goods.

Tofu, stationery, tools, knives, nail clippers, embroidery needles, labor protection clothing, gold and silver jewelry, military models, steel pipes and wires, beverages and food, bullet shells, gasoline, diesel, foreign oil, ......

Whether you've seen it or not, it has the right to sell.

The right side belongs to the computer room, hundreds of computers are lined up side by side, toy display cabinets are set up around, two cashiers sit at the door, and are responsible for printing and copying, logistics and express delivery, etc., open 24 hours a day, and will help supply and marketing cooperatives sell goods at night.

In the past, I felt that the supply and marketing cooperatives were quite large, but now they have been revitalized, and more than a dozen doors are a little small, and the whole has expanded backwards to extend the iron home playground.

At present, the three major industries subsidize each other, the supply and marketing system reduces taxes and refunds, and the stores that have repaid the loans are considered to be balanced.

But if it continues, it will cover the whole country one day, and then complete the transformation, which is definitely the world's largest chain supermarket.

The old lady of the council called during the Spring Festival and said that she hoped to see it in her lifetime......

All the way to the flowers, arrived at the Huangnigang iron toy factory.

Lou Xiaohu was on duty during the Spring Festival, and when he saw this, he opened the iron fence, "Factory director, there has been a rumor in the township recently."

"I'm in love with your sister?"

"I wish so."

「？？？」

"Well, that's the inside word that you're going to be fired from the TEP."

"I'm fired?" Xu Fei was a little confused, and he didn't remember that he had made this kind of personnel arrangement for himself.

"Yes, I arranged for someone to follow the vine and touch the melon, and finally found the source, it was the youngest son of the old Liu family, who hung him on the river embankment last night and blew a small north wind overnight, and explained everything, saying that there was a decent businessman, give him 500 yuan in cash, let him spread the matter, and if it is done, give him another 500."

"I'm thinking, Lao Liu's son betrayed Director Xiao Xu because of 500 yuan... No, it's a betrayal of the entire Huang Ni Gang, isn't this price too low?"

"Don't worry, the factory director, even if someone pays 100,000 or 1 million in the future to buy off our Huangnigang people, I will let the person who collects the money take the initiative to confess everything to me."

"Don't be too hard, let's overcome rigidity with softness."

"Yes."

Xu Fei still values Lou Xiaohu very much, and some things are thorough, but he is too young to do things, and he can't let go.

Finally, he patted him on the shoulder, "You are the captain of the security team, not only responsible for the security of all our factories, but also for the reputation of the factory director."

"Yes, Director!"

"Last time, you were asked to investigate and slander my maid, did you make any progress?"

"This... Not yet."

"Get it done as soon as possible, I don't want to be said to be a dog, a child, three wives and four concubines, I still want to be a leader."

"Okay, don't worry, there will never be such rumors in the future."

"That's good, I have two jars of wild honey from Chief Sun in my workshop office, you can take them back to your parents."

"Thank you, Director."

Xu Fei waved his hand and got into the big gold cup that came from Malaysia.

Rumors are likely to be Audi toy factories.

After all, Strauss is coming soon, and it is estimated that the other party will contact the founder of TEP......

It just so happens that we can see who is behind the scenes.

In order to ensure the transportation of toys and production lines, the east gate section of Huangnigang and the west side of Daze have not started for the time being, and Dajinbei has gone all the way east, straight to Xiaohu Town, and then entered Gucheng County.

may be because Nanwa County was revoked, or because of the Xiaoya Fan Factory, or because Gucheng is really dilapidated, Xu Fei does not have much sense of belonging to this small county.

But if the county compound is pulled to Daze, it will definitely be poorer here.

There will be no highways, no national highways, and no enterprises will settle down......

Perhaps, this is the reason why Zeng Dahe's father and Zeng Dahe's father-in-law all went in, but Zeng Dahe didn't have any.

Xu Fei once thought about investing here to replace Zeng Dahe, but the transportation environment of Gucheng County is not even comparable to Huangnigang.

However, when Daze is developed, the entire Gucheng can be moved over and the population of Huangnigang can be increased......

Going back and chatting with Liu Sixi, the other party must be interested.

Long.

The big gold cup stopped at the entrance of the Huaxia pedestrian line.

The People's Bank of China, different from the Bank of China, is also called the central bank.

In China, if it is not involved in foreign affairs, it only conducts business with financial institutions, and units and individuals cannot handle deposits and loans.

If it is involved in foreign affairs, it is responsible for the management and operation of China's foreign exchange reserves and gold reserves, maintaining the normal operation of the payment and clearing system, analyzing and predicting the trend of the financial industry, and engaging in international financial business.

The M8 order is delivered, and Raymond will pay the bill nine times out of ten.

Within a week, if GM does not pay $3.15 billion, the mortgage agreement will take effect immediately, and Daewoo Plant, 50% of Modu GM's shares, Nambangzi Hanwha's 2% shares, and Citibank's $1 billion bonds will all be transferred to TEP.

Because the old man had predicted that Raymond would repay his debts, he had negotiated cooperation with General Motors to obtain more collateral for TEP (Huaxia) as much as possible.

All things combined, these things are worth about $4 billion.

Xu Fei didn't want the physical object and planned to exchange for money.

The old man didn't want it either, because he didn't have any money on hand.

Modu car wants, but can't afford it.

Huaxia FAW also wants it, but it also can't afford it.

In the end, Lan Feng helped contact the management committee of the central enterprises in Beijing.

After discussion, if GM defaults, the superior department only needs Hanwha's 2% stake and Citibank's $1 billion bonds, with a total value of $2 billion.

The Daewoo General Factory is indeed a good thing, it can be called the world's most advanced automobile manufacturing base, and it can sell at least 2 billion US dollars when it changes hands. But he can't get it back to China, even if Xu Fei has property rights and the help of the Navy SEALs, he can't blatantly transport large items, otherwise he will be discovered by North America, and the other party would rather destroy it than transport it back at home.

And the magic capital is universal......

Without the support of General Motors, in addition to brand authorization, the four automobile bases under construction are really of little value in themselves, and can only be regarded as an addition.

Xu Fei found the person in charge through the name of the leader introduced by Lan Feng, handed over two mortgage procedures, and obtained 2 billion US dollars in foreign exchange.

If GM does not default and the mortgage becomes invalid, the PBOC will deduct $2 billion from the payment and remit $1.15 billion to itself.

If GM defaults, the PBOC will be able to dispose of the two mortgage contracts (Hanwha's 2% stake and Citi's $1 billion bond).

This kind of operation can be regarded as "pledge" the mortgage contract to the bank.

As for why the rush to change money?

Buy crude oil.

Xu Fei was busy all morning, invited the person in charge of the Gucheng People's Bank to have lunch, and then came to the Gucheng Industrial and Commercial Bank branch.

Find a window with a little girl, wait for half an hour, take out a bank card with foreign exchange, and ask the other party to help count zeros.

When the person in charge of the branch patted his chest to ensure that there were 9 zeros, he asked the other party to convert it into red money and count the zeros.

"Mr. Xu, aren't you busy today?"

"It's okay, I just built 900 tanks and sold them for some money."

Xu Fei left the counter and let the people behind him continue to handle business.

The branch manager opened the side door and invited the inside to chat.

"If you could open a branch in Daze Industrial Park......

"Mr. Xu is joking, let's open a branch!"

"You have the right to decide?"

"I can help you get it done, I just hope we have more business dealings in the future."

"Ha, I like motivated people, so it's decided, you get the branch and be the person in charge, and I'll help you complete this year's tasks when I get back."

"Mr. Xie Xu promoted."

"This is called fate, but let's talk about it in the past, my employees, as well as holding companies, cooperative enterprises, etc., handle business in Daze Branch, the deposit interest is higher, the loan interest is lower, and the relevant procedures are simple and fast."

"You can rest assured that the branch only reports to the head office, and some approvals can be decided directly."

"That's good."

Banks in Huaxia are generally classified as follows:

Head office→ branches→ sub-branches.

Corresponding city.

The capital → a city→ a county seat or a developed township.

Although the news of Hongqi General Factory settling in Daze has not been made public for the time being, there must be some rumors inside.

Coupled with TEP foreign companies, tin toy factories, Daze power, and power plant projects, you may really be able to get a branch qualification.

Xu Fei was very satisfied with this.

And wait for it to leave.

"Governor, do you really want to help Osawa apply for a branch?"

"1.8 billion US dollars, how many dog farms do you have to invest in, and how many employees do you need? Besides, there is a lot of business in the tin toy factory, and the superiors will definitely agree."

Xu Fei walked out of ICBC and ran to ABC again.

Eggs can't be put in one basket, there has to be competition to have higher interest on deposits, lower interest on loans.

If these two banks share the same hatred and unify the interest rate, we will introduce CCB and Bank of China......

After a busy day's work, return to Huangnigang in the evening.

Xu Fei looked at the reflection in the car window and suddenly realized that he had forgotten to get a haircut.

"I was going to come out for a walk, why did I get my job again?"

Fortunately, the skyrocketing personal savings can be regarded as bringing some comfort.

The director of the toy factory, with a monthly salary of 2 million.

Director of TEP Power Plant, with a monthly salary of 2 million.

Daze Power's own, with a monthly salary of 1,500 yuan.

The director of Hongqi Automobile Factory has a monthly salary of 50,000 yuan, which is the basic salary negotiated when hiring, and I don't know when it will be paid.

In addition, the foreign traders who ran Nanyang to open up the market collectively congratulated 5 million in the New Year.

The small stalls and vendors in the big canteen congratulate the 200,000 yuan of the Chinese New Year.

The founders of TEP rewarded another 2 million marks, about 20 million red banknotes.

Xu Fei opened the notepad, took out the calculator, and calculated carefully, his personal savings have exceeded 100 million, and he has successfully entered the billionaire sequence, becoming the highest-paid, youngest and strongest professional manager in China.

And this money has been loaned to the tin toy factory in the name of a person at an interest rate of 5/10,000 per day.

Approximately... 50,000 interest?

Xu Fei calculated again, that's right!

"I suddenly want to spend it, but I don't know where to spend it......

"Is this the distress of the rich?"

………

Back to Osawa Power.

Two Hongqi prototypes have been completely built.

Such a magical assembly speed makes the newcomers involved in research and development all stunned.

However, the final finalization was not based on the scheme of Xu Fei's combination, but was re-optimized by the designers.

A pure classic car, the front of the car resembles a small locomotive, and there is a red flag logo on the front end of the hood, like a fire burning in the wind, with a strong sense of age as a whole.

Length, width and height: 6210x2110x1620

Wheelbase: 4165

Maximum speed: 320kh.

0-100kh acceleration: 4.5s

Fuel consumption: Not tested.

Front track: ......

Rear track: ......

Self-weight: 8.5 tons.

Type: Bulletproof, explosion-proof, waterproof.

Optional built-in: 24-hour oxygen storage tank, three defense and counterattack mechanical devices (horror robots), one shoulder swish ~ boom!

In comparison, the second unit is no less impressive.

Straight headlights, heavy body, low chassis......

These two complete prototypes all use multi-pass electroplating processes.

Not only is the black more pure, but also has a slight three-dimensional effect, especially under the lighting, it looks high-end at a glance.

"10 pure classic cars and 20 vintage cars.

"Okay director."

Xu Fei arranged the task, returned to the workshop office, adjusted the production plan, and manufactured the parts of the "industrial robot".

The so-called robots are actually robotic arms.

Some are responsible for lifting, some are responsible for consignment, some are responsible for spot welding, some are responsible for gluing, and some are responsible for screwing......

Some rely only on gear transmission, some need various motor drives, and some need single-chip microcomputers and digital signal processing (DSP......

According to the function and quantity, the corresponding parts are produced, and the engineers are arranged to assemble a set of emergency first, and then the trainees are arranged to practice assembly, or the additional production line is used, or sold to FAW Audi, Modu GM, and Dongshan Heavy Duty Truck.

"Unexpectedly, before I knew it, there were three big customers."

After being busy, Xu Fei contacted Lan Feng.

"Crooked, leader, it's time for our red flag to go public, when will I officially take office?"

「……」

Lanfeng, far away in Ji Province, suddenly had the illusion of being driven to the shelves.

To provide you with the fastest update of "Industrial Maniac" by a lot of gods, in order for you to see the fastest update of this book next time, be sure to save the bookmark!

Chapter 133 Crooked, Leader, Our Car Is About to Go on the Market Free Reading.