In fact, the net profit of +140% in 5 trading days has greatly exceeded Ma Xiaofei's expectations.

Two days ago, Xia Chunyan was worried that Ma Xiaofei would lose money in stock trading, so she didn't dare to ask about it.

Staying in a hotel, eating and renting a room, Xia Chunyan is rushing to give money.

Ma Xiaofei didn't mention the stock speculation, just waiting to surprise her now.

After closing, Ma Xiaofei handed Liu Changjiang and Wang Yulin a cigarette:

"Brother Liu, Brother Wang, I have cleared, I will go to Anhe County tomorrow, and I will come to Jinyang in a few days, and when the time comes, I will invite you to dinner."

"You're all clear?" Liu Changjiang and Wang Yulin were both a little surprised.

Ma Xiaofei said: "Yes, it's all clear, good luck, it will double in three days, I'm content, I'm not greedy." ”

"Awesome!" Liu Changjiang and Wang Yulin both cocked their thumbs.

Liu Changjiang and Wang Yulin both reduced their positions by 5 percent in the morning, and after discussing for a while, the two decided to reduce their positions by 3 percent in the afternoon, leaving two percent positions for observation.

Ma Xiaofei didn't persuade either, investment is his own business, and each has its own style.

Ma Xiaofei also thought about it, and when he officially became a reporter, he slowly dated Liu Changjiang and Wang Yulin.

This year, A-shares began to implement the T+1 trading system, and the stocks sold today can only be withdrawn tomorrow, and you have to say hello to the sales department in advance.

Ma Xiaofei found Zhang Xiaoguang, general manager of the sales department, and handed a cigarette: "Mr. Zhang, my shares are cleared, and I will withdraw it tomorrow morning." ”

Zhang Xiaoguang said with a smile: "Brother, I've made a lot of money these days, how much do you want to mention?" ”

Ma Xiaofei said: "My account has a little more than 240,000, and I will withdraw 240,000 tomorrow, and the fraction will remain in the account." ”

"Earned 140 points?" Zhang Xiaoguang looked shocked, "My brother turned out to be a master, the market has been so good these days, so don't you do it?" ”

Ma Xiaofei smiled slightly: "I'm content, I'll rest for a while before I watch." ”

Zhang Xiaoguang said again: "Brother, your funds are placed in the account, it is very safe, don't worry." ”

Ma Xiaofei shook his head and smiled: "Mr. Zhang, after a while, if I have the opportunity, I will transfer the money in." ”

Ma Xiaofei didn't dare to leave the funds in the account, in this era, and even in a few years, it is a common phenomenon for brokerages to embezzle customer margins.

Brokerages are also speculating in stocks, and in this era, proprietary business accounts for a large proportion of the business scale of brokerages.

In the next few years, several first-line brokerages almost went bankrupt because of misappropriation of customer funds and huge losses in stock speculation.

After leaving Huatou Securities, Ma Xiaofei and Xia Chunyan first went to a nearby ICBC savings office, each opened a bank account, and deposited the money in the bank first after withdrawing the money tomorrow.

After opening the account and leaving the bank, Xia Chunyan asked, "Xiaofei, do you want to continue to speculate in stocks?" ”

Ma Xiaofei said: "Yes, I will study it again after a while to see if there is a chance." ”

Xia Chunyan said again: "Then the 38,000 I gave you, you can keep it for stock speculation first." I still have more than 50,000 yuan in the credit union, and the barber shop should be able to transfer a few thousand yuan, which is basically enough to open a store. ”

Ma Xiaofei smiled slightly: "Okay, then I'll keep it first, and if I make money in the future, it's all yours." ”

Xia Chunyan gently pinched the back of Ma Xiaofei's hand, and said angrily:

"I'm all yours, and I'm so clear. You are so good at making money, and the money is in your hands, and it is more useful. ”

Ma Xiaofei smiled, and on the street, he hugged Xia Chunyan and kissed him.

Because he took the initiative to attack, Xia Chunyan had a little more attachment to a little woman in front of him.

In the afternoon, Ma Xiaofei took Xia Chunyan to the train station to see the shops.

Xiyuan wholesale market began to paste exterior wall tiles, planning to officially open on this year's National Day, and the shops have just begun to pre-sell.

When asked about the price, facing the railway station square, several shops on both sides of the market entrance, such a prime location, the price is only about 800 yuan per square meter.

Ma Xiaofei asked the beauty in the sales department: "Can your shop take out a mortgage?" ”

The beauty said: "Yes, 20% down payment, up to five years of loan, the interest is 15.3%. ”

In this era, the loan interest is so high, the annualized rate is more than 18%, and now, many banks are collecting savings and even giving gold jewelry or something.

Ma Xiaofei pulled Xia Chunyan, and then went to look at the shop on the right side of the entrance of the wholesale market, pointed to the first shop, and said:

"Sister Yan, let's buy this 110-square-meter shop, which can be divided into three parts.

Use 30 square meters to make a commissary, selling tobacco, alcohol, non-staple food, beverages, instant noodles or something, this location, business must be good.

Then divide twenty or thirty square meters, which is used as a warehouse and Xiao Wu's dormitory.

The remaining sixty or seventy square meters are used for the wholesale of beauty salon products and daily cosmetics, which is enough. ”

Xia Chunyan said: "I'm similar to what you think, but the loan interest is so expensive." ”

Ma Xiaofei said with a smile: "Sister Yan, if you do business, as long as you can make money, don't miss the opportunity to take out a loan." If you don't have a mortgage loan, if you pay in full, you will have too much money to lose, and it will not be cost-effective. ”

Xia Chunyan thought for a while, pursed her lips and smiled: "Okay, then I'll listen to you, the location of this shop is good, and you don't have to worry about not making money." ”

Ma Xiaofei said again: "Let Xiao Wu help you, follow you to learn to do business, and when you are familiar with it, the purchase will be handed over to Xiao Wu."

When you make money, you can also buy a van and drive to Shudu to buy goods.

If you go with other shops, you can also charge a fare......"

Xia Chunyan praised: "Xiao Fei, you are really business-minded, I think that according to your method, you will definitely be able to make money, Xiao Wu and they also have a way out." ”

Ma Xiaofei said: "Xiao Wu, they are the most trouble-prone age, continue to stay in Long'an, I am afraid that there will be a few more disasters in the future." ”

Xia Chunyan said: "Well, I don't want to see them don't learn well and follow the path of Ma Yong......"

After discussing, the two went to the beauty of the sales department to negotiate the price, and after some bargaining, they talked about the unit price of 780 yuan, with a total price of 85,800 yuan.

Xia Chunyan paid a deposit of 500 yuan and agreed to pay the down payment and apply for a mortgage loan within a week.

On Tuesday, May 23, after 9 o'clock in the morning, Ma Xiaofei came out of the financial office of the business department of Huatou Securities, and the stock market just opened.

The hall is still full of people, and the trading terminal and the telephone are full of people.

More people are queuing up to write orders and entrust them to the staff to place orders.

Some of the stockholders who chased the high and bought yesterday were beating their chests and stomping their feet, anxious to cut their meat.

Some people are also talking about it, this is the dealer washing, just looking for an opportunity to increase the position.

Ma Xiaofei glanced at the electronic screen, the Shanghai Composite Index fell 102 points, or -11.47%, and many stocks plummeted by more than 15% at the opening.

Today is destined to be a massacre, and experienced investors should have been able to detect yesterday that this round of short-lived market is likely to peak.

It's a pity that the fate of leeks is the same in any era.

The short-term game of stocks is the process of wealth transfer.

Ma Xiaofei glanced at it, then stopped paying attention, and went out of Huatou Securities with Xia Chunyan to deposit money at ICBC not far away.