"There was once a stock in front of me, but I couldn't come up with the money to buy it, and then it was bought by the old man next door.

From then on, he lay down and counted the money, eating and drinking spicy food, while I could only guard one acre and three points of land, pickles and rice."

Most of the gentry present thought of a similar scene, and began to feel anxious, scratching their hearts and lungs.

Zhou Jiufu pondered for a while, and his face was full of sincerity, "Your Highness, although the three companies are still only in the process of being built, the old man dares to assert that no matter which one of them is bound to have a bright future, and my Zhou family, as the most loyal follower of His Highness, must be fully supported."

This?

Do you still need to say that the money of the three companies is still in charge?

If we can come up with the money, we can't wait to buy all 600,000 shares!

is obviously greedy for money, but what do you say to support Your Highness, this week the old man is really stinky and shameless!

How can there be such a brazen person in the world? To be old and not die is to be a thief!

"Zhou Yuanwai's words are generally true, but if you want to say that your Zhou family is the most loyal to His Royal Highness, this is not agreed with by Xia, obviously my An family is the most loyal to His Highness, what His Highness says to do, we will do it......

"Don't fight, my Hua family is the most loyal, His Highness said that he needed food, let's not think about it, and immediately bring 200,000 stones!"

"What is this? We, the people of Wujiang, handed over all the food to His Highness early on, and this is the most loyal ......."

"It can't be counted like this, I, Zhu Gui, have gone astray before, but I also repented in time, and swore to the ancestors of heaven and earth, and from then on I will be the head of His Royal Highness King Yan, and I will be loyal, and Zhu is eager to take out his heart!"

Niang Xipi, I haven't finished speaking, you guys grab a fart!

Zhou Jiufu was so angry that his eyebrows trembled, "Everyone! Ladies and gentlemen! It's good to let the old man finish speaking...... Your Highness, the old man means that we really want to support His Highness's measures at the first time, but at the moment there are really some unfortunate ones, so there is a reluctant request, can we exchange the field rolls for the shares of the three companies, even a slight discount......

Yes, although Tanamaki is also a good investment, compared to the three companies, it is nothing.

Sesame seeds and watermelon, how to choose and use people to teach?

At this time, the gentry all reacted and echoed one after another, and some people shouted, "Your Highness, can you let the court buy the land now?" After His Royal Highness's teachings, we don't want to do that squeezing farmers anymore, and we don't want to do it for one more day......

Originally, the gentry were not very reluctant to buy the land by the imperial court, and it was just a helpless choice after weighing the pros and cons, but now most people have become impatient.

Seeing these rich landowners crying and shouting to sell their fields, Zhao Mengqi was still a little uncomfortable for a while, and touched his nose again.

"Ahem... The fields can be traded freely, and of course you have no problem selling them for money, and there will be no shortage of buyers, but Lone does not recommend that you do this."

"The so-called eggs don't put in a basket, from the perspective of financial management, this sentence is still very correct, all investment, in fact, there are risks, only in the size, the three new companies are expected to have high returns, but the risk is relatively high, the income of the field roll is low, but it is better to be stable, so I feel that investment should be both, in case of bad luck, the problem is only a part."

Hearing this, everyone nodded again and again, after all, the Chinese people as a whole are still conservative.

His Royal Highness is really benevolent and genuinely considers everyone, and it also shows that he is not worried that the stock will not be sold at all......

Zhao Mengqi continued, "As for the redemption, the two prefectures of Pingjiang and Jiaxing are implementing the meridian boundary, which is no problem, but the other state capitals have to wait, after all, the public land after the redemption will be changed into a grange, but the grange system is still in its infancy, there are still many imperfections, and the relevant talents are not enough, so it can't be spread too much at once, and it has to be done gradually."

"However, everyone's actual situation is also considered, so Lone will set up a bank to lend to everyone."

Bank? What is it?

Another new term is unfamiliar to the gentry.

"As we all know, although the Taihu project is funded by orphans, in principle it is still an official act

Non-lonely private projects, to put it simply, are to lend money to the imperial court to run a project, and then the imperial court uses the income generated by the project to return to Gu, so in order to clarify the public-private relationship, and in order to better manage this fund, Lone established a Great Song Royal Bank."

Although the feudal era is said to be a family in the world, but the system is improving and improving, the royal money and the court money are not the same thing, the inner treasury is the inner treasury, the treasury is the treasury, both have their own sources, but also have their own uses, when the politics are clear, they will strictly abide by this rule.

Of course, if you meet an unruly emperor, the whole world is his, and there are private people who spend money from the treasury, such as the old witch of the pigtailed dynasty, who actually embezzled the money to buy warships to build a garden for herself.

The emperors of the Great Song Dynasty generally did not reach out to the treasury except for a few individuals like Huizong, and even if they had this idea, they would be pushed back by the big turban, but many times they had to take out money from the inner treasury to subsidize the treasury, in fact, it was a kind of family and country.

It is not that the emperor of the Great Song Dynasty was noble, mainly because a lot of the financial revenue from industry and commerce was allocated to the inner treasury, and the commerce of the Song Dynasty was very prosperous, so the inner treasury was relatively wealthy.

Zhao Mengqi intends to completely cut off the royal treasury and the state finance, and also gradually return the income of the pit governance, the goods and the city to the household department, as for the source of the royal income, he has other arrangements, the shares of each company are counted as a part, and the bank is also a part.

In addition, in the past, the project funds were directly allocated to the yamen, but this is easy to produce many drawbacks and be embezzled and misappropriated, so the Taihu Lake project funds are no longer allocated, and will be settled through banks in the future to reduce corruption.

"The Royal Bank was established by Lone Capital, and the existing principal is more than 70 million yuan, although the Taihu Lake project will cost 50 million yuan, but this expenditure process has lasted for five years, and the money is piled up there is too wasteful."

"Money, circulation is useful, otherwise what is the difference with scrap iron, now since everyone needs capital turnover, everyone is naturally welcome to come to borrow, interest, even if the annual interest is good, you can use field rolls, real estate workshops, shops and the like to mortgage according to the market price......

The gentry are no strangers to this type of loan, not only private lending is in this form, but also pawnshops have a similar meaning, but this interest is unique.

Not to mention that nine out of thirteen, borrowing one to repay three usury, even if the loan between relatives and friends is at least two or three percent of the interest.

In fact, the whole private sector has a great demand for borrowing, for example, ordinary farmers can often only borrow usury to survive, and then fall into heavy debts, so they go bankrupt.

The loan sharks are generally the gentry and the magnates, as well as the so-called "monks" of the monasteries and temples.

In the past, Wang Anshi's "Green Seedling Loan" was actually to solve this problem, but the original intention was more inclined to collect money for the country, and the implementation was out of shape, but it became a burden on the people.

Pawnshops are slightly better than usury, but also for some people to tide over the difficulties to provide help, some difficult people often in the summer as some money, wait until the autumn harvest, and then redeem it for the winter, half a year often spend four or five percent of the interest, and so on in the next year, so it is difficult for the poor to have savings, will only get poorer and poorer.

Zhao Mengqi needs a healthy and reasonable banking system to improve this problem, but it is only now that it has started, and it will take time to grow, first carry out lending business to these gentry, so as to improve the charter system and cultivate relevant talents, and then slowly carry out the business of absorbing savings, exchanging money, and issuing currency.

After a general understanding of the role of the bank, many of the gentry present were keenly aware that if the bank was fully rolled out, it would have a huge impact on private lending channels such as usury and pawnshops.

Many of them have borrowed money to make a profit, and subconsciously resist this so-called "bank", but immediately think about it, the shares of the three major companies are much more fragrant than loan sharks, and everyone is really in urgent need of financing now, should they refuse such low-interest loans?

After figuring it out, I no longer reject the bank so much in my heart, but feel that it has a feeling of timely rain. z.br>

Alas, this King Yan also took great pains for those mud legs......

King Yan is really a business wizard, let me wait for the money to build a company for him, and earn a hand of interest, it's really a cow.

His Royal Highness is still very kind, I am afraid that it has never been so low in history, and the green seedling loan is two percent, and compared to the stock income, the interest of two cents is even more insignificant.

Ooh... This His Royal Highness has a strange plot to fall out, and what is even more terrifying is that he is still so young, if he continues like this, the Great Song Dynasty will inevitably change the world, and if we continue to stick to the old way, we will definitely fall behind.

Hey, since His Royal Highness has given such a good way to borrow, isn't it a fool not to make good use of it, in His Royal Highness's words, it is too unproductive to dig food in the soil, so why do we need so many fields, leave a hundred and ten acres for the family, and the others will be mortgaged first, and then slowly sold......

By the way, the shops can be kept, after all, the industry and commerce will flourish in the future, but those small workshops can be sold, but I don't know if anyone will buy them.

All kinds of different ideas wandered in the hearts of the gentry, and more of them silently counted their families and calculated how much money they could borrow.

Wu Qian looked at the scene in front of him, and his heart was also full of emotion.

His Royal Highness King Yan is only fifteen years old, but he is extremely old and spicy.

At the beginning, he just wanted to manage Taihu Lake a little, but His Royal Highness was extraordinary, and he insisted on expanding the scale tenfold, and also derived a series of follow-up plans to reform the Xiangjun with work.

The Taihu Lake project was used to solve the food crisis, and the grange system was established to reform the public land, which made a lot of money and paved the way for the merger.

Now, with the sugar company as bait, the development company and the trading company are drawn, and then the bank is introduced, layer by layer, interlocking, so that these powerful gentry consciously and voluntarily fall into it.

Each of these things is difficult to accomplish on its own, but under the planning of His Highness, the initial goal was achieved without any surprise.

With this master, the Great Song Dynasty is in sight!