377. Revitalization plan
The so-called going out is to take the initiative to sell goods overseas.
The Song Dynasty was always encouraged in this regard, so private overseas trade flourished.
Especially after the southern crossing, large-scale maritime trade flourished, and selling profits at sea became a common phenomenon in coastal areas, and many people have been doing this for generations, and the maritime merchant class came into being.
From East Asia, Southeast Asia, the Indian Peninsula, the Persian Gulf and even the east coast of Africa, there are footprints of Song Dynasty merchants and sailors everywhere, which eventually replaced the maritime superiority of the Great Food Merchants in the Indian Ocean and Southeast Asia.
Unfortunately, this momentum of rapid development was abruptly interrupted 50 years ago, and the boom turned to decline.
It was the Kaiju year, and the powerful minister Han Yanxuan led a northern expedition to Jin, but first, the preparation was not thorough, and second, there were too many people who dragged their feet, so the result could only end gloomily.
Lao Han himself lost his life, and his head was cut off and sent to the Jin State for apology, which is not counting, after the fiasco, if he wants to renew the peace treaty with the Jin State, he has to meet the more unequal demands of the other party.
Originally, the emperors of the Song and Jin dynasties were commensurate with their nephews and uncles, but this time the Jin Kingdom was going to increase their seniority, and it was changed to a nephew-uncle relationship, and the annual coin was increased from 200,000 taels of silver silk to 300,000 taels per year, and an indemnity of 3 million taels of silver was also given to the Jin Kingdom.
This, coupled with the attrition of the war, made the Song Dynasty's already passable finances become tight, and it had to start increasing taxes.
And Shi Miyuan, who was in power later, was a traitor to the country, and there was no way to govern the country, and the relatively honest officials in the early stage of the Ningzong Dynasty began to be corrupted, and the wind of corruption flourished.
As a result, not only did the maritime merchants have to bear heavier taxes, but they also had to be taken advantage of by the officials, and overseas trade became unprofitable.
Taking the most used 2,000 material sea ship at this time as an example, its carrying weight is about 200,000 catties, but it is impossible to load all of it, at least half of it must be left for the crew and merchants and their living materials, and the remaining half can be loaded.
The Song Dynasty exported hundreds of goods, among which the most cost-effective, the most profitable commodity should be copper coins, copper coins have always been about six catties, even if all the copper coins are 15,600 yuan, and so on is to load other export goods, the value is about 10,000 yuan.
When returning to the voyage, if it was loaded with a shipload of frankincense, it was worth about two or three hundred thousand guan, but it would have to go to Dashi, and most Song merchants only went to Southeast Asian countries to reduce the risk, and the goods they brought back were worth about six to eighty thousand yuan.
The gross profit of one round trip is at least six or seven times, and this transaction is naturally very attractive.
Under normal circumstances, when all the methods are summed up, the government of the Song Dynasty generally extracts three-tenths, which is more than 20,000 guan, and then subtracts the cost of freight and goods, and the maritime merchant still has 40,000 guan.
Under such circumstances, people are highly motivated to engage in overseas trade and are eager to go to sea.
However, when the tax is increased by half, and there is the encroachment and extortion of officials, and the manipulation of the market by big businessmen like the Pu family, the profits of the maritime merchants will be reduced to less than 20,000 yuan.
It seems that there is still money to be made, but many small and medium-sized maritime merchants rely on loans to raise capital, and the interest on private loans is usually doubled at this time, so how much can be left if this is less than 20,000 yuan?
If you are not careful, you are afraid that even your pants will be compensated, so a large number of maritime merchants have gone bankrupt, and fewer and fewer ships have gone to sea.
Of course, if you have your own funds, you can still make money, but if you have this money, wouldn't it be better to lend directly?
There are also some people who can circumvent the extortion of officials and the exploitation of big businessmen, which is a minority after all.
In addition, although the export goods of the Song Dynasty did not have to pay taxes, they had to be registered with the government and receive a 'public certificate', which meant that the goods brought back were reported by the government, and they were basically unable to use smuggling for profit.
On the contrary, the merchants are not restrained, for example, the Pu family obviously lived in the Great Song Dynasty, and even became an official of the Song Dynasty, but they are still treated as a businessman, and they are like a fish in water when they engage in smuggling.
At the moment, Zhao Mengqi is about to reform the system of the city, so this decline will gradually change, but where is he willing to wait.
"In another month or two, it will be the northeast monsoon, and time will not wait."
Hearing this, many people present nodded subconsciously.
In the era of sailing, navigation was highly dependent on the climate, and the seasonality of maritime trade activities was extremely strong, and the wind direction and ocean currents during the three or four months of winter were conducive to sailing to the South Seas, and when spring began to turn into the southwest monsoon, just to return to the sea.
How could these gentry and wealthy businessmen in Quanzhou not know this law, but they are not easy to take risks, and they usually take action when they are old, and they have no intention of going to sea for the time being.
And in their minds, Yanwang is most likely to follow the example of the East China Sea Trading Company and establish a company like Nanyang Trading, so it is good to buy some stocks depending on the situation, the income is not the most ideal, but the risk is much smaller.
Just thinking like this, he listened to King Yan continue, "Lone's energy is mainly focused on counterinsurgency and flow of affairs, so he doesn't want to participate too much in the sea trade, and is ready to let go of the people, to put it simply, Lone is responsible for getting the policy right, managing the officials well, and then providing you with some support, and the business is done by your own family, as long as you come back and pay taxes according to the regulations, make more money and less depending on the ability of each family." ”
Let go?
With such a large amount of money, King Yan doesn't plan to hold it in his hands?
Everyone present was surprised and began to guess the reason.
In fact, the real reason is that Zhao Mengqi really doesn't have so much energy, and he doesn't have enough manpower to get any Nanyang company.
Second, the Nanyang road is farther, the scope is larger, and there are dozens of small countries, and the situation is much more complicated than that of the Japanese state of Goryeo, and it is not appropriate to engage in monopoly.
Sanlai Maritime Trade is the pillar of Quanzhou, and it has a broad base in the people, and mobilizing these forces can shorten the time to restore prosperity.
Fourth, Zhao Mengqi has a lot of ideas about those small countries in Nanyang, and many of them are not good to carry the official name of the Song Dynasty......
The gentry thought about it, and they could guess some, especially the second and third ones, but they admired the rationality of King Yan a little.
Immediately, Chen Zhi asked on behalf of everyone, "The old man has the heart to respond to His Royal Highness's measures, but this sea is not something that can be done, there must be a sea ship that can go to sea, experienced sailors, and it also takes money and time to raise goods, and the sea is not quiet, not to mention natural disasters, and it is not good to tell fortunes when encountered, but the sea cowards who wander in the South China Sea are like carps crossing the river, which is really a bit embarrassing." ”
Zhao Mengqi touched his chin, "How can a living person be suffocated by urine, these problems that Elder Chen said are not without solutions, first of all, there are nearly two hundred ships that captured the Pu family and other traitors this time, of which there are sixty or seventy ships that can go to sea, and Gu intends to resell most of them at a low price." ”
At this time, it takes about five or six thousand yuan to build a new two-thousand-material sea ship, which is not low but it is easy to say, but it takes about 10,000 workers, that is, 100 craftsmen to build it in 100 days, and in fact it will be extended, and when it is built, it will definitely miss the monsoon.
Zhao Mengqi also needed ships himself, but what he wanted was more for military use, so it was better to monetize the captured merchant ships and build new ones.
"As for the sailors, I think you must have a way to recruit them, and Lone will also release some from the captives."
"In terms of goods, Fuzhou can provide a part, Quanzhou can also organize a lot, and Gu Zai will inform Guangdong to appease Feng Mengde, and let him organize a batch in Guangzhou, so that the needs should be met, and the funds do not have to worry, the Royal Bank will also arrive with the follow-up army in a few days, as long as the collateral is provided, the loan can be made, and the interest is not more than three points."
"The problem of Haikou is that the imperial court does not have the strength to clean up in the short term, but it will vigorously recruit security, and you must also have channels to contact them, and it should not be a problem to solicit them for their own use with high profits, and they are nothing more than seeking wealth."
It is an open secret that pirates are inseparable from the support and cooperation of 'powerful people' on land in terms of logistics and sales of stolen goods, but Zhao Mengqi said it so bluntly that many people were embarrassed.
Some pirates are actually the smuggling fleets of some gentry, and if they can profit from legitimate trade in the future, they will also try to transfer them to the light, but unexpectedly, King Yan simply gave a chance to wash his name.
At this time, Zhao Mengqi knocked on the forehead and said thoughtfully, "Although the business is done by your own family, but the forces are too scattered, maybe there will be contradictions and conflicts between each other, so Lone suggests that you set up a unified maritime merchant guild, and elect the head of the bank to unite and cooperate, help each other, and coordinate disputes, so that the escort and protection forces can be hung under the name of the guild, and it can also save the ban, Lone just plans to clear some soldiers and generals in the army, and simply place them in this escort team, in addition, it is indeed dangerous between the wind and waves, Therefore, Gu was prepared to let the Royal Bank cooperate with the maritime merchant association to carry out the insurance business. ”
"Dare to ask Your Highness, what does this insurance business mean?" Chen Zhi couldn't help asking.
Zhao Mengqi smiled, "It probably means that according to the value of the cargo going to sea, a premium will be charged, and if the ship is unfortunately in distress, it will be paid in full, and even the crew can be included in the insurance coverage in the future, and compensation will be given after the accident, which can also reduce the pension pressure of the shipowner and cargo owner, and whether to participate in the insurance is all voluntary, not mandatory." ”
Some of the gentry were awake, and soon realized that this was actually a disguised collection of export taxes, and it was not for the government, but for the royal bank controlled by King Yan.
However, the export cargo is usually only worth 15,600 yuan, and paying one-tenth can get the full compensation, which greatly reduces the risk, which is also a good thing.
And the so-called escort team is obviously under the control of King Yan, but the cost of raising the army is borne by the maritime merchants, which is really a good calculation.
With insurance and escort, King Yan can maintain a strong influence on the Maritime Guild, and why don't you participate......
The gentry slandered their stomachs, but they didn't expect the government or King Yan to really let go completely, as far as the current level of control is still acceptable, as long as they can get rich, they can say anything.
At this time, the gentry began to calculate, regardless of whether they had directly done sea trade or not, they couldn't help but be a little impatient in the face of the good opportunity given by King Yan.
If in the past, they could still rely on lending money to get a piece of the maritime trade, but when the Royal Bank came in, it would inevitably monopolize the lending market with low interest rates, and this usury could not do it.
And with the style of King Yan, it is estimated that the space for profiting from the land will only get smaller and smaller in the future, if you don't find a way to make money for a long time, most of your own family will decline. 33
What's more, after being cut off by King Yan for twenty years of field tax, the loss is so big, you have to make up for it, not to mention far away, take advantage of King Yan's vigorous promotion this time, wouldn't it be happy to make a lot of money first.
Everyone hooked their fingers, calculating how much real estate they could take out as collateral, whether to buy a boat or hire a boat, whether to find someone to partner with, what goods to sell and what to get rid of, where to go, and what kind of goods were more profitable......
But Chen Zhi has a deeper thought, now that the Pu family has fallen, and the family will not be able to stay for long, the throne of the first family in Quanzhou cannot fall into the hands of the Lin family, the Cai family, and the Ke family, how can the Chen family be in charge.
If you want to achieve this goal, one is to hug the thigh of King Yan, and the other is to seek the position of the head of this maritime business.
Although the Chen family was not deeply involved in maritime trade in the past, there were many side branches of the Chen family, among which there was a man named Chen Sijin who was one of the best in Quanzhou's local maritime merchants, as long as he got his support and the reputation of the Chen family, the position of the head of this line would be eight or nine.
Thinking about it this way, Chen Zhi became more eager, "Your Highness has taken great pains for us, and the piles and piles are so thoughtful, which makes the old man feel very admired, no matter how other families are, anyway, my Chen family will fully cooperate, many dare not say, three big ships can still be bought, the maritime guild is indeed very necessary, both public and private are of great benefit, when the formation as soon as possible, although the old man is old and dull, but he hopes to make a modest contribution to the revitalization of Quanzhou." ”
When the other gentry heard this, they immediately woke up, although this maritime guild is only a private organization, it has a great influence on Quanzhou, a city of maritime trade, and can seek greater benefits for their own families, not to mention, it is very likely to become a big celebrity under the throne of Yan, and the future wealth is unlimited.
As a result, many people argued on the spot, even if they didn't explicitly say that they wanted to compete for the top of the industry, but they didn't deviate from this meaning.
Seeing the commotion in the hall, Zhao Mengqi couldn't cry or laugh, so he clapped his hands and stopped the noise, "The matter of the guild, when it is formed, you will discuss it yourself behind closed doors, Lone has no intention of interfering, now Lone will talk about something else, the prosperity of sea trade is predictable, in the near future, the total amount of goods going to sea will be three or four times more than the peak in the past, and the flow of development also requires a massive supply of materials, so production must keep up, the bigger the various workshops, the better, the better, Lone will mobilize a group of top talents in various industries from Pingjiang to do exchanges, teach the latest and best technology, and naturally have bank support in terms of funds...... In short, whether it is industry or business, it is better than digging in the soil I don't know how many times, and everyone's life will only get better and better in the future. ”
“…… In addition, the sea ships built in Quanzhou can be said to be the best ships in the world today, how can the shipbuilding industry not vigorously develop the reason, Gu is ready to send an order to Quanzhou shipbuilding, three Shenzhou class, 10 10,000 class, 50 5,000 class, 80 2,000 class, according to the market price prepayment...... Well, today's banquet ends here, and when the sun rises tomorrow, it will be the beginning of the revival of all industries in Quanzhou! ”
Hey, King Yan is really generous, this order is roughly estimated to cost more than two million yuan, and all the shipyards in Quanzhou will make a fortune......
The gentry present were all shocked, and it could be seen that King Yan really wanted to revitalize the economy of Quanzhou, otherwise in the past, the ships needed by the government were basically made by the official shipyard, and the craftsmen were all recruited and requisitioned to reduce costs, and it was rare to buy real money at market prices.
As for what King Yan wanted so many ships for, few people cared.
After eating this reassuring pill, hundreds of gentry and wealthy businessmen left the pacification department yamen with excitement.
Although it was already a long time after the banquet was dismissed, Zhao Mengqi was not in a hurry to rest, but pulled Uncle Xie Fang, Zhao Jujing and others to talk for a long time in the small study.
“…… The main force of the thieves fled, and when Master Chen arrived, he presided over it with Xie Xiang, and slowly conquered it, so there was no need to worry...... All the captives were first organized into labor camps and put into the construction of Quanzhou, and those who have a skill will stay in Quanzhou to work in the future, otherwise they will all move to Liuqiu, and for the heroes who participated in the rebellion, they will be imprisoned first, and then they will be disposed of when I return......"
“…… Please Xie Xiang hurry up and arrange the supplies tomorrow, I'm afraid that Liuqiu is already waiting to be fed. ”
"Your Highness, you can just send a few powerful ministers over there, why do you need to go there in person?"
"Everything is difficult at the beginning, Liuqiu must open the situation as soon as possible, I can't let go if I don't go, Xie Xiang doesn't have to worry about anything."
"That'...... Your Highness must cherish it. ”
Some people died, but not completely......