Wang Xiaoxiao lay on the bed, listening to the singing sound from the headphones, her calves swinging back and forth, and she was in a beautiful mood.

Zhao Xinqing, the cousin who chatted with her just now, can be described as her idol and role model.

Two years ago, Zhao Xinqing married a rich second generation with a rich family, but it didn't take long to find out that the other party was "stealing food" outside, but she didn't make a noise, but has been collecting evidence, and coaxed the other party to let the family buy assets for them, and then last year, she directly took out the evidence in her hand, and filed for divorce, and divided more than half of the property.

Relieves anger and hatred.

Right now......

is single, has no children, and has money, at least hundreds of millions of assets in his hands, and tens of millions of dollars lying in his bank card, which makes Wang Xiaoxiao envious.

It took less than two years to achieve financial freedom.

So Wang Xiaoxiao wanted to "emulate" a wave.

and successfully found a rich second generation as a boyfriend, but when she "paid" a lot, she found that the other party ate clean and wiped her mouth and had no intention of being responsible.

There is not even a possibility of being on top.

It turned out that the other party's family had already helped him find a marriage partner, and she, the so-called "girlfriend", was actually just one of the other party's fun targets, not even as good as a junior.

The desperate Wang Xiaoxiao realized that she wanted to cheat other people's money, but in fact, in the end, she was the clown who was played.

If you really want to treat the rich and the rich second generation as fools, such people are really stupid.

Wang Xiaoxiao also discovered later that most rich people are very shrewd, not to mention counterattacking like her cousin Zhao Xinqing, under normal circumstances, they may not even be able to enter the other party's door.

In desperation, Wang Xiaoxiao could only change his goal.

It didn't take long to set his eyes on Ge Huaixin.

A single man in his thirties, with a good job income, quite savings, and a house at home, the value is not low.

Although the housing prices in Jiangcheng are not as good as Yangcheng as a whole, they are not cheap, especially in the houses with good locations.

What's more, the other party's hukou has not moved to Yangcheng, and if you want to buy a house in Yangcheng, you will definitely not be able to avoid her.

As for her idea, Zhao Xinqing, as a cousin, not only did not object, but also expressed support.

Although he had a calculation before, he "pitted" the cheating rich second-generation husband, which can be regarded as the other party's deserved, after all, the other party was at fault first, but since then, Zhao Xinqing has been a bit of a "hateful man".

She didn't seem to think there was something wrong with her cousin's plan.

Thereupon.

With Zhao Xinqing's advice and assistance, Wang Xiaoxiao began to intersect with Ge Huaixin, and through getting along again and again and "encountering", the relationship between the two was gradually narrowed.

Young and beautiful, gentle and considerate and coquettish, which man will not be fascinated?

As an ordinary man, Ge Huaixin naturally fell quickly.

Although she has not been with Ge Huaixin for a long time, Wang Xiaoxiao has always been gentle and considerate, and her relationship between the two quickly "warmed up", and they reached the point of getting married in just a few months.

In the process of talking about marriage, Wang Xiaoxiao behaved very or even excessively "sensible", not only did she not have any sky-high bride price, but took the initiative to keep the bride price very low, which made Ge Huaixin a little embarrassed.

Naturally, Ge Huaixin wants to give Wang Xiaoxiao, the "perfect girlfriend", a home.

The matter of buying a house was put on the agenda, and Ge Huaixin also told Uncle Ge, who was far away in Jiangcheng, about it.

Knowing the economic conditions of Wang Xiaoxiao's family, the down payment for the purchase of the house was naturally borne by Ge Huaixin, and Wang Xiaoxiao also actively said that he would bear the follow-up decoration of furniture and the like.

As for whose name is written on the real estate certificate, there is no dispute, after all, if you want to buy a house in Yangcheng, you can only write it in the name of Wang Xiaoxiao, who is qualified to buy a house.

However, buying a house will belong to the joint property of the husband and wife after obtaining the certificate and registering the marriage, and Ge Huaixin did not think about it so much.

However.

In the process of looking at the house, the topic came to the time after marriage,

couldn't help mentioning Ge Huaixin's father, Wang Xiaoxiao, who knew that he was a filial son, took the opportunity to propose to take care of the other party's father after marriage.

That's right, this is also part of Wang Xiaoxiao's plan, and it was her cousin Zhao Xinqing who helped improve it.

They knew that with Wang Xiaoxiao's consent, Ge Huaixin, as his own son, would most likely not object, and would even be grateful to Wang Xiaoxiao and love him more.

It's the idea of the house in Jiangcheng.

After all, people don't live there, and whether it's rented or sold, the house will definitely have to be dealt with.

Next, they naturally have other plans to "guide" them to sell the house, and change the way to let Ge Huaixin buy the house with a mortgage to the full amount, otherwise even if they divorce at that time, Wang Xiaoxiao will not be able to share too much money.

It's just that they didn't expect that before they could start the next step, they had just persuaded Ge Huaixin's father to agree to come to Yangcheng to settle down, and the other party proposed this idea on his own, which saved trouble.

After only two days, the matter of selling the house has been settled, which makes Wang Xiaoxiao not excited.

Progress was faster than she had imagined.

Originally, Wang Xiaoxiao planned to go back with Ge Huaixin in the afternoon to "supervise" and "follow the progress" of the sale of the house, but after thinking about it, he felt that he couldn't be too rushed and anxious, otherwise it would be easy for them to become suspicious.

Buying a house later is the key.

Fortunately, Ge Huaixin felt sorry for her and didn't want her to run around, so Wang Xiaoxiao agreed easily.

Thinking about the "beautiful" life after the divorce next, Wang Xiaoxiao couldn't help humming happily.

……

Jiangcheng.

After the plane from Yangcheng landed at Jiangcheng International Airport, Ge Huaixin took a taxi home.

Hurry up and take a plane from Yangcheng, mainly to take advantage of the weekend of these two days to finalize the house as soon as possible, and it is best to wait for Monday to complete the transfer procedures after work.

Regarding the matter of selling and buying a house, Wang Xiaoxiao, Ge Huaixin and Uncle Ge have already discussed it, and they all have a perfect plan.

Uncle Ge's sale of the house is the first step.

After selling the house in Jiangcheng, handling the affairs in Jiangcheng, and taking Uncle Ge to Yangcheng, Ge Huaixin and Wang Xiaoxiao went to register their marriage, and then directly bought the house that he had been optimistic about before.

It's just that no one expected that the first step would go so smoothly.

When he returned home, Ge Huaixin quickly learned more about selling the house with his father in detail, and he had just briefly talked about it on the phone before to get a general idea.

Usually, buying and selling a house is not a trivial matter, and most of them are not decided in a day or two, but the buyers are the neighbors who have lived upstairs for decades, and they know the bottom line, and they are not bad for money.

Pay off the house payment at one time, and there is not so much trouble, even if the price is slightly reduced, Ge Huaixin can accept it.

The key people do not lower the price, and trade according to the normal market price.

In fact, even if Ge Huaixin doesn't come back, Uncle Ge can handle it alone, and he doesn't have to worry about being pitted.

After learning this, Ge Huaixin was in a good mood, but when he saw that his father seemed to be speechless, he couldn't help but ask, "Dad, do you have anything to say, or do you have any concerns?"

Soon, Uncle Ge told his son everything Ye Xiangyang told him in the morning.

"Dad, have you listened to anyone gossiping?"

Listening to his father's worries, Ge Huaixin's face began to look bad.

Ge Huaixin knew that his father's sale of the house and going to Yangcheng with him would definitely cause some discussions, and even rumors.

But Ge Huaixin really wants to take his father to take care of him, after all, his mother is no longer there, and he is in Yangcheng all the year round because of his work, as his father grows older, if there is no one to take care of him, he is not worried that he is alone here.

And once he is picked up to settle in Yangcheng, it means that he will return to Jiangcheng less often, this set

The house was idle, and it was troublesome to rent, but Uncle Ge himself proposed to sell it, which happened to fit his son Ge Huaixin's heart.

After all, as a son, even if he thinks it's better, it's not good to mention such a thing as selling his parents' house.

He can ignore the gossip of others, but in the face of this kind of thing, he must be a little unhappy in his heart.

But......

When he knew that it was Ye Xiangyang who said it, especially when Jiang Qin and Ye Rou as the buyer were also present, Ge Huaixin was silent.

If it was someone else, it would be fine, but Jiang Qin's family, Ge Huaixin would not think that the other party would have any bad intentions.

Especially Jiang Qin.

You must know that in addition to the fact that the two families have been neighbors for decades, Ge Huaixin is also a student taught by Jiang Qin in middle school.

Ge Huaixin still respects Jiang Qin very much, and he will not doubt her character, including Ye Xiangyang and Ye Rou, he is no stranger.

Moreover, according to the information provided by Ye Xiangyang before, Ge Huaixin also learned about the incident of the "washing room".

Seeing this, Ge Huaixin also hesitated.

It's not that he doesn't trust Wang Xiaoxiao, but he can ignore these things for what he earns, but his parents' house, he can't "use it for his own use" without any burden, and there may be risks.

"Otherwise, we will still take out a loan to buy a house according to the original, and we won't pay in full," ...... thought about it, Ge Huaixin continued, "This house is kept and rented out, and there are neighbors who have been around for many years, and you can also help take care of it, and you can have an extra income every month in addition to your pension."

Originally, Ge Huaixin was not very enthusiastic about selling the house, but Uncle Ge insisted on selling, and he thought that since he didn't come back to live, it would be easy to dispose of it, but he didn't take into account the rest.

Now that I think about it, it's not without benefit to keep it.

And to buy a house in Yangcheng, the savings he has saved over the years are enough for a down payment, his monthly income is not low, and after marriage, coupled with Wang Xiaoxiao's salary, there are not many problems and pressures in repaying the loan and living.

It doesn't have to be paid in full.

In this way, there is no need to worry about the previous one.

married Wang Xiaoxiao, Ge Huaixin never thought about divorce, and believed that she was not the kind of scheming woman who would calculate other people's property, and she didn't want her father to think too much and affect family harmony.

"This ...... Actually, I don't suspect that Xiaoxiao has a problem, although I only met last time, but I can feel that she should be a good girl, but buying a house is not a trivial matter, especially in a place like Yangcheng......

Uncle Ge still wants to sell the house, but at the same time, he is also worried that if there is a problem between the two after marriage, and there is a divorce, his son will suffer.

In the end, there is still selfishness.

Even if he is satisfied with Wang Xiaoxiao, the future daughter-in-law, Uncle Ge still puts his son first in his heart.

"Why don't we talk to Xiang Yang and them?"

Seeing that his son didn't speak, Uncle Ge had no idea in his heart, and this was the first time he had encountered this kind of thing.

Ge Huaixin nodded, and did not object.

Sometimes, it's not a bad thing to listen to other people's opinions.

And since Ye Xiangyang will remind his father of this, he will definitely know more about this.

Because Ye Xiangyang was not at home in the afternoon, Ge Huaixin and Uncle Ge, father and son, had dinner at home before officially coming to the door.

Ye Xiangyang obviously knew that they were coming, and when Jiang Qin and Ye Rou took Ye Zixin and Jiang Zichen out for a walk, they stayed at home.

"I can't interfere with the specific choice, you still have to make your own decisions, I can only give you some advice at the legal level at most."

Knowing their intentions, Ye Xiangyang directly said this.

As Ye Xiangyang himself said, this is a family matter that belongs to someone else's own family, and he doesn't want to point fingers.

"That's enough."

Ge Huaixin nodded, in fact, his purpose was only this.

"In the ratio of capital to buy a house

For example, what are you both planning now?"

In response to this matter, Ye Xiangyang specially discussed this aspect with Shen Qing, but now he needs to have a further understanding of the matter of buying a house.

"That's right, Xiaoxiao has a younger brother at home, and she doesn't have a good relationship with her parents, the other party's parents shouldn't help in this regard, and we are mainly paying for it at present...... If it is a mortgage loan, I will pay the down payment, and we will repay the loan together; If I sell my dad's house, I might consider paying for it in full......

"The name is written by the other person's name, right?"

"Yes! My dad probably mentioned this to you, although I have been working in Yangcheng, but the hukou is still in Jiangcheng, Xiaoxiao is local to Yangcheng, and the hukou is also local, because of the local house purchase policy, so if you want to buy a house at present, you can only register it in her name, but she also took the initiative to mention it before, and I will add my name later......

「……」

In fact, whether to add or not, it is no longer meaningful.

The house is registered in the woman's name, even if the man contributes the capital, it is the joint property of the husband and wife, which is legally recognized as a gift from one party to the other party, and jointly holds the property rights of the house.

Unless the name is added to the registration later, it is clear that Ge Huaixin has a specific share of the house.

And as Ye Xiangyang said to Uncle Ge before, if they buy it wholly owned, they can directly register it in Uncle Ge's name, or only write Ge Huaixin's name, so it is still personal property before marriage.

But obviously, if you want to buy a house in Jiangcheng, you can't avoid Wang Xiaoxiao at all.

In fact, they didn't intend to do that in the first place.

Otherwise.

Even after marriage, if one party uses the proceeds from the sale of pre-marital property to purchase a new property, the price of the property is equivalent and is not mixed with other marital joint property, the new property is only registered in his own name, and there is no other special agreement with the spouse, the new real estate purchased after marriage can be regarded as the transformation of personal property before marriage and is still the personal property of one party.

According to the provisions of the Civil Code, the personal property of one of the spouses shall not be converted into the joint property of the husband and wife due to the continuation of the marital relationship, unless otherwise agreed by the parties.

However, this kind of transformation is not easy to achieve in practice, in many cases, the newly purchased real estate often needs to add part of the house payment, or the price from the sale of the house is placed in the same account as the joint property of the husband and wife, and the property is mixed, at this time, it is impossible to distinguish whether it is purchased with personal property or the joint property of the husband and wife, so the court will generally identify it as joint property, and divide it according to factors such as the capital contribution status and the time of purchase of the house.

It's just that none of these have anything to do with Ge Huaixin now.

"According to your current situation, my suggestion is to write an agreement, specify the proportion of capital contribution, reasonably share the risk, retain evidence, and stipulate the corresponding liability for breach of contract, which is good for both parties."

This suggestion is actually Shen Qing's point of view.

And if there is no agreement, the house is registered in the woman's name, and Ge Huaixin and Uncle Ge take money to buy a house for the woman, which may be regarded as a gift or a loan.

"Do you have to do this?"

Ye Xiangyang's suggestion is actually similar to writing a prenuptial property agreement or a marital property agreement, and Ge Huaixin can't accept it.

mainly thinks that this is unfair to his girlfriend Wang Xiaoxiao.

The other party is so considerate and understanding of himself, but he cares and calculates so much.

"It's not that you have to do it, it's just a suggestion, it's a way to protect your own rights."

Ye Xiangyang also said just now, and he didn't intend to interfere with their decision, but just gave his opinion.

"I think this is unfair to Xiaoxiao, if she really gets divorced, wouldn't it make her leave the house?"

Ge Huaixin shook his head, obviously not quite agreeing with Ye Xiangyang's statement.

"Aside from the emotional element, there is actually no question of suffering."

Regarding what Ge Huaixin just said, Ye Xiangyang was a little speechless, and couldn't help but say, "If the house is bought by you and Uncle Ge in full, this is Uncle Ge selling

The money you get from living in a house for most of your life has nothing to do with the wealth you have accumulated over the years of working and the other party, and the other party does not need to pay rent when you live in it during the marriage.

If the house is made with your personal pre-marital property for the down payment, and the couple repays the mortgage jointly after the marriage, the property needs to be divided in the event of divorce, and the interests of the other party can be safeguarded, and there is no loss......

Regarding Ge Huaixin's consideration of the impact on the marital relationship and feelings, or the woman will suffer, it is up to the benevolent and the wise to see the wise.

In Ye Xiangyang's view, marriage is, to a certain extent, a contract signed for the purpose of maintaining property, and two people who are willing to register their marriage together, including emotional breakdown and divorce, cannot rely on a marriage certificate to protect each other's feelings.

The significance of the law to marriage lies more in the protection of the rights and interests of both parties and property.

But it's not all that absolute.

People are complex, and everything often has two sides, and it is not denied that Ge Huaixin's concerns exist objectively.

Even if the woman is not so realistic or has other thoughts, an approach like what Ye Xiangyang said may indeed affect their previous relationship.

After all, everyone's personality and ideas are different.

Of course.

This is also mainly for the respective pre-marital property of both parties, and the joint property after marriage, such as the wages, bonuses and labor remuneration of both parties, as well as the income from production, operation and investment, etc., including inherited property, etc., no matter who earns more or less, they are all jointly owned and jointly controlled by the husband and wife.

Except for some special circumstances, the property is basically not divided from each other.

"Can you tell us about the way you borrow?"

Ge Huaixin obviously heard his father say this, but Uncle Ge himself couldn't say it in detail, so he asked such a question.

As for what Ye Xiangyang said just now, it really made him unable to refute.

If you are really divorced, if you haven't paid anything, then what's the loss?

Relationships are not a business, and neither is marriage.

Protecting one's own rights and interests does not mean harming others.

However, when Ge Huaixin went to talk to Wang Xiaoxiao about signing an agreement at this time, he couldn't open his mouth, after all, the bride price some time ago made him feel indebted.

So he thought of another way.

「…… Sign a loan contract with Uncle Ge, and at the same time be sure to write in the purpose of the loan that the purpose of borrowing money is to purchase real estate for you to live in after marriage.

The purpose of this is to turn the purchase price into a joint debt of the husband and wife, even if there is a divorce in the future, the house will be divided in half as the joint property of the husband and wife, and the debt will be borne in half, even if the other party gets half of the property, it can still be paid to Uncle Ge by repayment.

However, in this case, the part of the house that has increased in value during the period cannot be recovered......

At first glance, it sounds ruthless, but the money is their own.

And as long as they live a good life after marriage, the IOU is in Uncle Ge's hands, and it is actually the same whether there is or not.

But once the other party has any bad intentions and wants to seize and divide the house they have funded, the result may be tragic......

……

The next day.

After thinking about it all night, Uncle Ge's father and son finally decided to sell the house, and they also planned to use the advice provided by Ye Xiangyang to choose to borrow money from Uncle Ge to buy a house in Yangcheng with full ownership.

In any case, the majority of the funds for buying a house come from the money from the sale of the house, and this house is Uncle Ge's only asset, no matter how much Ge Huaixin trusts Wang Xiaoxiao, he has to consider his father and leave an insurance.

Maybe.

This "insurance" will not be used for the rest of your life.

On the same day, Uncle Ge signed a contract with Ye Rou to buy and sell the house, and then when he went to work on Monday the next day, he went directly to the local housing authority to go through the relevant procedures.

It will take about half a month to a month to complete the change of property rights and get a new real estate certificate according to the normal process, and the situation in each place

There may be differences, but considering that Ge Huaixin wants to get married and buy a house as soon as possible, Ye Rou, who has a lot of money, transferred the money to Uncle Ge's account in advance.

Next, Ge Huaixin went back to Yangcheng first, and Uncle Ge stayed in Jiangcheng for the time being, and when the relevant matters of the house here were dealt with, Ge Huaixin was taken to Yangcheng.

Within two days, Ye Xiangyang heard from Uncle Ge that Ge Huaixin and the girl named Xiaoxiao had received the certificate, and he also received happy candy.

The house is ready to buy in the next few days, and it has been optimistic before, it is a hardcover existing house, but it should also be properly renovated and added with furniture, and it will take a while to move in.

Because of this, they plan to postpone the wedding until then.

Unconsciously, half a month passed, and the house here in Jiangcheng was in trouble, and Ye Rou also got a new real estate certificate, and officially turned the house downstairs into her own.

Originally, Ye Rou promised Uncle Ge that he didn't have to move until he moved into the new house in Yangcheng, but now that the house is no longer in his name, Uncle Ge is not good at occupying the magpie's nest, and Ge Huaixin has re-rented a house in Yangcheng, which is urging him to go over, so he didn't choose to stay.

On the day that Ge Huaixin picked up Uncle Ge to Yangcheng, the real estate certificate of their new house also came down for two days.

Because it is to buy a house in full, there is no cumbersome process and long cycle as a loan, plus Wang Xiaoxiao secretly stuffed a red envelope, and the sales of the house helped them to apply for documents very actively, and it was dealt with in more than a week.

However.

Just when Ge Huaixin went to the airport to take the opportunity, Wang Xiaoxiao, who used to be very well-behaved, did not accompany him, but found a reason to withdraw and came to his cousin Zhao Xinqing's villa.

"Sister, I want to get a divorce?"

As soon as they met, Wang Xiaoxiao's first words directly made Zhao Xinqing stunned.

"Isn't that in such a hurry?"

Zhao Xinqing was obviously a little unable to understand Wang Xiaoxiao's operation.

I have to wait, wait for a while, and then find another reason to divorce, otherwise anyone can see that there is a cat.

Unless the other party is a fool.

But apparently not!

Wang Xiaoxiao said depressedly when she heard this: "I can't wait, Ge Huaixin has already taken his father over today, and when the time comes, the three of them will live together, and they will have to serve the old man, my own parents have never served, I don't want to pretend anymore......

「……」

Regarding what Wang Xiaoxiao said just now, Zhao Xinqing really didn't know what to say.

I don't want to serve someone's father for a day, and I have to take away millions of other people's things when I change hands, and even Zhao Xinqing, who has been giving her ideas, feels a little too much.

Although she has received at least hundreds of millions of assets through divorce, she has at least survived for more than a year, during which she can't find any problems with her in-laws.

If it weren't for this, it wouldn't make the ex-in-laws feel ashamed of themselves, and they didn't have all kinds of precautions against her at the beginning, and even when they divorced, they didn't choose to make things difficult for her.

Even if she knew that she was calculating them and their son, remembering the past feelings and her son's indisputability, she also reserved the last dignity for both parties.

And Wang Xiaoxiao ......

"Sister, the real estate certificate has come down, and it's still my name! Now the initiative is clearly in my hands!"

"Is there any way to divorce him quickly?"

"I really can't wait......