Summoning the waiter, Zhu Xiongying instructed the waiter to bring a super large wooden basin for soaking feet.

There are wormwood and other traditional Chinese medicines in the wooden basin, the water mist is thick, one old, one middle and one young, sitting warmly around this huge wooden basin, chatting and soaking their feet.

All three of them enjoyed themselves.

"Dad, how can it be said that it is a robbery for cultural people?"

Zhu Xiongying picked up a walnut from the table next to him and threw it into his mouth, he clapped his hands, chewed two bites, and said seriously: "Now my Daming treasure banknotes have depreciated greatly, prices have risen, gold and silver are expensive and treasure banknotes are cheap, so we have to let go of business and business, encourage business, do not collect taxes or even tax exemptions, first, business requires a lot of cash circulation, and second, we can also take the opportunity to promote Daming Royal Bank." ”

"Our 'emperor-private partnership' shops, to develop more, greatly encourage business to make money, at the same time less Ming treasure money, more copper money and silver money, small money with copper money, medium money with silver money, big money with money and treasure money, the more developed industry and commerce, the more money businessmen make, the more treasure money they need, so that my Ming treasure money can gradually appreciate."

"Copper and silver coins, inconvenient to take, easy to deposit and withdraw treasure money, plus the Royal Bank as a guarantee, treasure money will be popular in the world."

"At that time, we will link the post station with the bank, make the Ming Royal Bank, not only deposit money, but also through the official post mail items, businessmen, immigrants, can rely on the bank deposit in the Ming Dynasty in the post station in the royal bank to withdraw money, the royal bank then charge access and custody fees, this money can feed the post station to increase the tax and revenue, the second can dredge the trade routes, expand domestic demand."

"My emperor doesn't need to compete with the people for profit, and the people themselves will put the money in our pockets."

"Seconds!"

Zhu Biao's eyes lit up.

But in the next second, he was too excited, causing his feet to go deep into the hot water, and he was embarrassed to scream, he reached out to support both sides, stepped on the edge of the footbasin with his feet, and sighed: "But in this way, I am busier." ”

In the words, there is a bit of complaint.

Zhu Yuanzhang glanced at him and grinned: "What's the matter, Biao'er, but complain about us?" ”

Zhu Biao turned his head sideways and said: "Erchen doesn't dare, but what Xiongying said makes sense, although we are full of energy, it is inevitable that there will be emperors who are not diligent in future generations, and now although I have no prime minister in name, in fact, we have done all the work of the prime minister, and the officials of the six ministries are not more efficient than before." ”

"This is very true, Sun Er thinks that it is still necessary for the prime minister to exist."

"For example, this matter of immigration, immigrants from Guangdong, Guangxi, Shanxi, and Hubei are all scolding us, but this matter was actually proposed by Li Hangong, what does it have to do with our royal family?"

"Grandpa Huang, our Zhu Ming Emperor's family, it was for nothing that Li Hangong was scolded by the people of the world!"

Zhu Yuanzhang still didn't understand Zhu Xiongying's words, his narrow eyes narrowed, and the corners of his mouth hooked up and smiled: "There is also some truth." ”

Zhu Biao looked at his son, his expression was complicated, Xiongying, where did he learn this thought.

Zhu Xiongying took advantage of the situation to strike iron: "Grandpa Huang, you and your father, you have to grasp the big and let go of the small, and let our royal eyes and ears all over the world, so that our royal eyes and ears are all over the world, start with the Royal Bank, this Ming Royal Bank, must use my Zhu Ming clan personnel, in the future, regardless of the officials or the imperial court to allocate funds for disaster relief, all from the Ming Royal Bank to withdraw, within five years, the economic lifeline of the local government is salty, as long as we firmly grasp the post bank, we are not afraid that the local officials will not work." ”

"The circulation of goods is liberalized, the people circulate, there is no need for Huang Ce to guide the road, the merchants will naturally transport the grain to the most profitable places, such as the Jiubian Juntun, at that time, we will directly give the guard general treasure money and silver, go to the post bank to withdraw it, and buy grain on the spot, which can save a lot of effort."

"Let's just say that the fourth uncle needs a lot of grain in Beiping, we just need to increase the price of grain and grass purchased in Beiping, the merchant calculates an account, and sets off from Songhu by sea, and earns money in Beiping, so there is no businessman to do, they arrive in Beiping, we settle the Daming treasure banknotes to them, and let them consume and do business in various parts of the north to buy goods, and they can earn tens of millions of taels of silver for the Daming Royal Bank a year."

Zhu Biao's face showed disbelief.

Because now the annual tax revenue of the Ming Dynasty is only seven or eight million taels of silver, if it is said that the bank can bring tens of millions of taels of silver, Zhu Biao is still a little skeptical, but he was born in the Taiping merchant Chen Di's mansion, knowing that the merchant has a lot of money, after a little thought, he felt that Zhu Xiongying was right, and maybe in the end Huang Ming could make more money than this.

Zhu Yuanzhang nodded.

"And what about the treasury bonds you are talking about?"

Zhu Xiongying stretched, put his hands on the bench, squinted and said: "Grandpa Huang, Dad, this post bank, and the national bond, the two things are actually one thing." ”

"Why did we open a post bank? Isn't it just to increase the income of the Ming Dynasty and concentrate the money to do big things, the state bonds are like this, our Huangming's rich people today are nothing more than businessmen, nobles, cultivators, and temples and Buddha-headed monks. ”

"Open a bank, what you need is not gold and silver, you need gold and silver, cash withdrawal every day, like the Yangtze River surging, like the Yellow River rushing, we have to find a way to unite the merchants, nobles, gentry and Buddha heads, and make a small contribution to my Ming sweat and blood soldiers!"

"This national bond, we have to give interest, for example, the first phase, let's put three years of short-term treasury bonds, you first let the nobles 'take the initiative' to buy, you must be able to convince people, not strong."

"In addition, it is the brocade guard with the roster, specifically looking for those famous businessmen, the thousand-year-old temple Buddha head presided over the sale of treasury bonds, as well as the traveling merchants in this place to sit in business or something, all organized, not only to promote the benefits of the Royal Bank, but also to promote the treasury bonds, a period of treasury bonds can be divided into two kinds of Northern Expedition bonds and immigration debts, with the Ming Royal Bank as a guarantee, if you can't afford to pay back, you will mortgage the mountains and forests, salt farms, iron ore development rights, businessmen for profit, as long as they are not stupid, you can see that this business is sure to make money and not lose money."

"After talking to Shang Jia, it is the squires who lend usury in various places, and our Emperor Ming also admits the profit market released by the landlord and squire in the former Yuan Dynasty, so they must not support my Emperor Ming? It must have a large amount of money to engage in usury, and this kind of should be paid attention to by Jinyiwei, and it should be reasonable to convince people. ”

"I heard Zhou Daban say that many of the merchant camel teams in Shaanxi, Gansu and Yanjin in the north are funded by Xungui and the Southern Wen Party, and these people are very rich, like Hu Weiyong, they make a lot of money by trading with the Japanese merchants, and the emperor Grandpa, you just stare at these people, and those who have business in the north and the sea must buy more, if they don't buy it, they will be reasonable, if he is not reasonable, then we will play hooligans."

Zhu Biao smiled and asked, "What if they are also hooligans?" ”

Zhu Yuanzhang and Zhu Biao are both top smart people in the world, Zhu Xiongying's words don't need to be said, they have already understood.

Zhu Xiongying stretched his waist again, and rolled his little feet happily in the footbath: "If he plays hooligan, let's reason with them, my emperor has always persuaded people with reason." ”

The three of them looked at each other, and they all laughed.

Zhu Xiongying pouted and said: "The other is our Emperor Ming's Liangjing Rotation, what do you think of the Imperial Grandfather?" ”

Zhu Yuanzhang's narrow eyes narrowed, glanced at Zhu Biao, and said: "We think it's feasible, but your father is soft-hearted, and he can't give a heavy hand to Xungui, if you promote the two capitals at this time, the emperor is afraid of splitting, the south is rich, the north is barren, and most of my emperor's officials are southerners, if Beijing moves from Kaifeng to Beiping, the Son of Heaven and the prince sit in a capital, it is indeed beneficial to the recovery of the north, but the old people of Yingtian must be dissatisfied, if the Son of Heaven dies, then the authority will be shifted, and the prince will be very dangerous, the same reason, Those who support the crown prince will also try to get the Son of Heaven to release power......"

"The matter of moving the capital, we think that we have to wait for the completion of the third five-year plan of our emperor and Ming, the first five-year to protect the people's livelihood, the second five-year to engage in the economy, the third to grasp the military, Yunnan-Guichuan and Sichuan are stable, the north has formed a crushing trend against the remnant Yuan, and the economic lifeline of the Northern Yuan will be contained, and the Ming officials will be mostly grasped by the Zhu Ming clan, and this matter can be considered."

Zhu Biao also nodded solemnly.

"However, what you mentioned about grasping the big and letting go of the small, and establishing the eyes and ears is also useful."

"We are going to follow your proposal, change the night and not accept it as the Military Intelligence Department, specially under the command of Cao Guogong Li Wenzhong to catch military intelligence espionage, Jinyiwei newly set up the National Security Division, specializing in the affairs of all officials and hundreds of people, if you are free, we will also go to walk around the Ming Dynasty, look at the good rivers and mountains of our Ming Dynasty, look at the people of our Ming Dynasty, and look at the ......veterans of our Ming Dynasty."

Zhu Xiongying's heart moved, and he grinned: "Grandpa Huang, you and your father are working so hard, we also want to contribute to Huangming, can I let my grandson see this eagle letter from the National Security Division?" ”

"Don't say anything else, it's better to leave three points of pension land for our old man in the fish scale book......

……

After June of the fifteenth year of Hongwu, the changes in the Ming Dynasty Hall were particularly significant.

First of all, Zhu Yuanzhang, the Son of Heaven, restored the prime minister system and restored Li Shanchang to the prime minister of Zuo, the prime minister of the Ming Dynasty, in charge of civil affairs, and Li Wenzhong, the Duke of Cao Guo, was in charge of the metropolitan governor's mansion and commanded military affairs.

For a while, Li Shanchang's voice was even louder.

Li Shanchang's family is even more full of ascending to heaven, all of them have to be reused, the business is getting bigger and bigger, and more and more fertile land is hoarded.

But this also brings with it some other pitfalls.

Everyone scolded Li Shanchang, and everyone hated Li Shanchang.

The first is the grain chief of the Yingtian Division, the second is the immigrants from all over the country, the third is the local students of the Juntian land reform, and the fourth is the Ming businessman who was forced to buy national bonds, who is eager to eat Li Shanchang's flesh and invade his bones, and even the temple Buddha heads in various places secretly scold Li Shanchang.

However, all this has nothing to do with Wu Zhong, Marquis of Jinghai of the Ming Dynasty, and Zhang He, Marquis of Daming Navigation, and the two of them were recently summoned to the East Palace to be received by the national security envoy of the Ming National Security Division.

For this mysterious "national security envoy", the Ming Dynasty is confused.

I only know that he is a member of the Zhu Ming royal family, surnamed Zhu is undefeated, and he is a pedantic man.

It's a pity that because he leaked the secret of heaven, he was covered in red hair, and his old age is unknown.

Now he has no real face, and often makes himself a disciple, Zhu Xiongying, the eldest grandson of the Ming Emperor, to meet the ministers.

At this moment, Wu Zhong, Marquis of Jinghai of the Ming Dynasty, is sitting upright in the small courtyard, he is the son of Wu Zhen, Marquis of Jinghai, the first generation of the Ming Dynasty, inherited the Marquis of Jinghai, as one of the first naval gods of war of the Ming Navy, his father Wu Zhen, Marquis of Jinghai, has repeatedly fought against pirates in Ryukyu and Guangdong, Fujian, and has made great achievements in defending the sea frontier for the Ming Dynasty.

And the navigator Zhang He in front of him was the first admiral of the Ming Dynasty who was as famous as his father Wu Zhen, who repeatedly faced the Japanese and won countless victories, and repeatedly escorted ships to transport grain and grass in Liaodong.

Wu Zhong has sweat on his forehead, he has only inherited the title for a short time, and when Hu Weiyong was powerful, he hid from his father, and Hu Weiyong did a lot of maritime business, and made a lot of money, during this time the Ming Royal Bank issued treasury bonds, and ran to his house, he looked at Zhu Xiongying, the eldest grandson of the emperor who had a good time talking with Dongguan Bohe, wiped the sweat on his forehead, and asked the navigation marquis Zhang He in a low voice: "Shibo knows, dare to ask the emperor and grandson this time on behalf of the national security envoy Zhu Undefeated predecessors called me to wait, what is the purpose?" ”

Different from Wu Zhong's nervousness, the Navigation Marquis Zhang He is an old god, his eyes are sharp, the essence is flashing, although he also has white hair, but his waist is straight, he is black and thin and capable, he has been sailing on the sea all the year round, he glanced at Wu Zhong when he heard the words, and said with a light smile: "Jinghai Hou is in a hurry?" ”

Wu Zhong had a bitter face, bowed his head with a crying voice and whispered: "Don't joke with Shibo, the little nephew is really nervous, you know, my Wu family has been begging for a living at sea for generations, and before the little nephew inherited the title, he really did a few miserly things, and now he is being interviewed by the national security envoy, and he is really panicked in his heart." ”

Zhang He stroked his beard with a smile, glanced at He Zhen and Zhu Xiongying over there, and asked, "Do you know Dongguan Bo He Zhen?" ”

Wu Zhong's head was connected.

Zhang He shook his head lightly and said: "Dongguan Bo has always been honest, and both civil and military, has the talent to govern the country and the people, and Song Lian, as well as His Royal Highness the Emperor's grandson, the companion Fang Xiaoru has a lot of literary friends, when Dongguan Bo Du Lingnan, when my emperor Ming received Fujian Jiangxi, someone persuaded him to follow Zhao Tuo's story of the Southern Emperor, but he immediately beheaded the persuader, why not?" ”

Wu Zhong's eyes lit up.

Yes, Dongguan Bo He Zhen was a warlord of Liangguang Lingnan back then, knowing the general trend and having great talents, although he is old now, but quite a saint, his son He Gui served in the East Palace, once served as the commander of the soldiers and horses in Beicheng, and was a confidant of the prince Zhu Biao.

The emperor's army invaded Yunnan, Dongguan Bo He Zhen took his son He Gui to raise a navy along the way, purchase grain and grass logistics, and made new contributions, is one of the ministers who came back this year to report victory, and made new contributions, his nephew He Bi, He Run, He Jing, all gave 100 military schools, which is now the most favored upstart military honor in the court.

He and the navigator Zhang He, as well as Dongguan Bo He Zhen, all have one thing in common, that is, they all know naval warfare and naval forces, are good at raising food and grass, and can mobilize large naval ships.

"What do you mean?"

Zhang He stroked his beard again with a smile, squinted his eyes and said, "Do you think the saint doesn't know about your Wu family and Hu Weiyong's filth?" If you want to clean you up, why do you need this national security division, just a few thousand households in Jinyiwei, you can take down your family, and all the gold and silver goods of your Wu family will be exchanged for treasure money and deposited in the Ming Royal Bank, right? ”

Wu Zhong scratched his head and said bitterly: "Yes, this national security makes Zhu undefeated, he is really a god, he created this post bank system, so that our Ding soldiers, net worth, goods, land deeds, and houses are stored in it, if you have a rebellious heart, I am afraid that you can only go to the boat to blow the northwest wind......

After speaking, he realized that what he said was wrong, and quickly covered his mouth.

"Yes, such celestials are rare in the world."

"Or how about the old age is unknown, and the red hair is all over ......"