As for why Chen Jin was so confused that he lost his mind, Zhou Yu guessed the reason as soon as he heard it.

The maids in Zhou Yu's family were all bought by Feng Liang from the tooth shop, even if Zhou Yu didn't know their origins, he could know them with a little inquiry. Even if one or two are of unknown origin, who else can be sold to the dental shop? It's just some poor people who can't afford to raise their children. Besides, even if someone wants to break into a specific place through this means, how can they accurately guess when the other party will buy it? In addition, Zhou Yu was just a little-known junior at the time, and it was unlikely that he would be targeted by some powerful person just after buying a house, so Zhou Yu's maid can be said to be no problem.

But Chen Jin is different, his maids, servants, and guards are all brought from the capital, and further speaking, they are personally assigned by Emperor Wen, if he asks about their identities and origins for no reason, doesn't it mean that he doesn't believe in Emperor Wen? If this is passed into the ears of his father, I am afraid that it will invite some unwarranted disasters.

Therefore, these people who get along with Chen Jin day and night are completely unknown to him, and besides, Emperor Wen strictly forbids him to buy servants from the outside privately, so this matter is worth thinking about.

At present, there are two possibilities, one is that Emperor Wen is worried about his safety, if someone wants to be unfavorable to him, it is too difficult to send assassins directly, after all, there is Yang Chuan in charge, then the only way to send someone to secretly poison him or something. And the people around him were all brought from the capital, and they never bought people in Yaxing, so this road would not work. In this way, Emperor Wen blocked most of the way for the lawbreakers with different intentions, as long as Chen Jin himself did not die, then he would be quite safe. Of course, there is another possibility, that is, Emperor Wen is spying on him in addition to security considerations. Although a prince who left the capital lost the limelight in the political struggle, it did not affect his own influence and appeal. If he privately co-opts forces among the people and becomes the climate, it will be a big problem.

Both of these assumptions have some truth, but it is difficult to judge for a moment which is the real purpose of Emperor Wen.

And Zhou Yu's advice to him was to let him make friends with these subordinates and influence them with his heart. People are not plants and trees, who can be ruthless? Even if they were chosen by Emperor Wen, as long as they found that King Yu was a good person and was good to them in their hearts, then it would be clear who they should work for.

Even if this goal is still difficult to achieve for a while, Chen Jin can start from the basics, first get closer to everyone, get some information in daily communication, and wait until he gets acquainted, everything will be easy to do.

Chen Jin didn't ink either, and immediately rushed back to the palace. Zhou Yu didn't keep him, today is the first day of the Lunar New Year, and they have to go back to their hometown to worship their ancestors. As early as before the New Year, Zhou Yu bought another Mongolian horse to drive, but a few days ago he was sent to Yuwangfu to feed, because he was afraid that it would see the feed of chasing the wind and even strike, and he didn't let him send someone back until he was going to use it today.

Zhou Yu rode the wind and walked in front of the road, Feng Yue and He Shuiling sat in the carriage, and it was still warmer than outside with the curtain in the way.

The three of them first worshiped Zhou Yu and Feng Yue's grandparents, then Zhou Yu's parents, and finally Feng Yue's parents. Further up the ancestral graves, they don't know where they are.

Then I went to visit Father and Mother, now these two elders are the most powerful people in the village, especially Father He, because there is such a good son-in-law, the people who used to call him Lao He have changed their names to "Brother He", which is not good. Now the young people in the village have followed Zhou Yu out, and the old people who stay in the village can often receive orders from Juxian Lou, all of which are for mutton skewers, and even the salary has quadrupled compared to the original. In addition, Zhou Yu allocated funds to repair the road before leaving the village, and now the efficiency of everyone's travel is also improving, and life is getting better day by day.

……

The capital, the Jade Concubine's dormitory.

"When Your Majesty drove last night, there were clouds between your eyebrows, I don't know why Your Majesty is worried?" Concubine Yu cautiously served tea to Emperor Wen and asked.

"There are disasters in Hebei, Guannei, and Longyou, and now the treasury is tight, and the money for disaster relief is more than a month late. Emperor Wen took the teacup, put it on the table again, and said with a sigh.

"The matter of money, but there are two ways, one is open source, the other is to throttle, most of the silver in the treasury comes from taxes, and it is difficult to want a new open source, so the only way to reduce the amount of money is to reduce it." Jade Concubine said.

"Why don't I know this? Now the palace is tightening clothes and food, I have allocated 100,000 taels of silver from the treasury to the treasury, and even the expenses of the Queen Mother's 60th birthday have been greatly reduced, but this silver is still not enough to spend! Emperor Wen was already full of sadness.

"There must be a road before the car reaches the mountain, Your Majesty must not worry too much, so as not to hurt the dragon's body!" Concubine Yu leaned on Emperor Wen and sat down and comforted him.

"By the way, the beginning of next month is the birthday of the Queen Mother, and I am ready to recall Jin'er to the capital, what do you think?" Emperor Wen asked.

Concubine Yu's heart moved, but she still said with an unchanged face: "Everything is up to Your Majesty, and the concubine has no objections." ”

Emperor Wen nodded and said, "I will make a decree and let Jin'er return to the capital after Shangyuan." The queen mother has a big birthday, and he should be present as the emperor's grandson. ”

"Your Majesty Shengming!" The jade concubine saluted.

"Okay, I still have to go to see the Queen Mother, you take care of your health." After Emperor Wen finished speaking, he left with Lin Chun and the others.

Concubine Yu looked at his distant back, a trace of strangeness appeared in her eyes, and the silk in her hand was also clenched tightly, as if something big had happened.

"Niangniang, is Your Highness coming back?" The maid Fengchun asked.

"This matter must not be publicized, otherwise it will breed trouble!" Concubine Yu said solemnly.

"Yes, slave and maid understand!" Feng Chun replied with his head down.

Concubine Yu looked at the sky quietly, and Feng Chun didn't know what she was thinking.

……

A few days at the beginning of the year was the day when everyone came to visit, and not long after Zhou Yu arrived home, several groups of people came to visit, all of whom were some business partners. But Zhou Yu is not uncommon, the shops on the street are still closed, and they are deserted, that is, some suitable places can attract some people. Zhou Yu is now an otaku, and he has to stay at home alive or dead, so the two girls have to accompany him.

An afternoon passed, Zhou Yu was finally willing to come out of the study, and a development plan on the table was the result of his whole afternoon, Feng Yue and He Shuiling began to read.

"One hundred thousand taels of silver?" Feng Yue was frightened by this number, and hurriedly pulled Zhou Yu over and asked, "Xiao Yu, why are we raising so much silver?" ”

"Billing number." Zhou Yu replied.

"Ticket number? What is the ticket number? Even He Shuiling, who has been away all the year round, has never heard of this word.

"I ask you, if you want to buy a valuable article of three thousand taels of silver, how should the buyer and the seller trade?" Zhou Yu began his unique method of explaining questions by asking questions.

"Of course, the buyer brings the silver, the seller brings the goods, pays the money with one hand and delivers the goods with the other, and the money and goods are cleared!" He Shuiling said without thinking.

"If it's tens or hundreds of taels of silver, I can still put something in my arms, where should I carry three thousand taels of silver? Let's not talk about whether I can take it down, I'm afraid the weight of the silver alone can crush me! Zhou Yu said with a smile.

"Then pack the silver in a box and take it to trade." Feng Yue said.

"Isn't it too dangerous to carry three thousand taels of silver to swagger through the market?"

"This ...... People can't tell it's silver! ”

"What if the handle of the box breaks, and the silver inside spills out, and the thief sees it?"

"Hmm...... Then I'm afraid I'll have to be more careful myself......" Feng Yue said after thinking about it.

"Since there are so many risks involved in the transaction of three thousand taels of silver, if a rich man with ten thousand taels of silver wants to move, how can these tens of thousands of taels of silver be transported?" Zhou Yu continued to ask.

"Tens of thousands of taels of silver, I'm afraid it can only be pulled by a carriage!" He Shuiling replied.

"If the thieves know that there are tens of thousands of taels of silver in this carriage, they will come to grab it even if they fight for their lives, after all, if this ticket is done, the rest of their lives will not be worried!" Zhou Yu made further assumptions about He Shuiling's answer.

"This ......" He Shuiling also choked.

"I don't know if you've noticed, but the problem with all of this is that the means of trading are all cash transactions, and people are worried about the safety of their property when they want to spend large sums of money. What the ticket number has to do is to provide a platform for everyone to store assets, you deposit money into the ticket number, and the ticket number provides a deposit certificate, and then the money deposited in the voucher is withdrawn when you need to spend money. The biggest advantage of the ticket number is that it can be used for people to handle deposit and withdrawal business in different places, for example, if you deposit a sum of silver in Luozhou and want to withdraw it in the capital, you can use the deposit voucher to withdraw the silver from the semicolon of the capital. In this way, people don't have to worry about their money being robbed on the road, and they don't have to worry about large sums of money being traded in other places. Zhou Yu began to introduce the business of ticket numbers.

"Sounds good!" Feng Yue said, but at the same time, she also raised her own questions: "But how can people be willing to save money?" If this is a lie, then won't your hard-earned money be wasted? ”

"You're right, so we're going to hand over a large amount of security deposit to the government for management, and if the ticket number runs away with the money, then the government can use the money to compensate those who have suffered losses." Zhou Yu also told the two of them about the risk prevention mechanism.

"And how does this ticket number make money?" He Shuiling asked.

"Every customer deposits money into the local semicolon, we will charge a certain management fee, which is called a handling fee, if you want to take it out in a different place, then the handling fee will be higher, after all, the ticket number will also bear some risks." Zhou Yu explained.

"So where are you going to start with this ticket number?" Feng Yue asked.

"With our current financial strength, I'm afraid we can only do the normal operation of two semicolons, my initial idea is to open a branch in Luozhou and Beijing, and the upper limit of each person's deposit is 1,000 taels, and see how the benefits can be made before making the next plan."