Chapter 310: Too Harsh
What does it mean to remember the money in your bank account? It is clear that Li Xiongxin is not bad at all.
An investment of tens of millions of dollars in a real estate, which developer will pay for the construction of his own if his brain is broken, not to mention whether the general enterprise can take it out, even if it can be taken out, to press such a large amount of money on the construction will bring a huge burden to the company's finances, that is, what if it loses?
Therefore, the developer usually chooses to mortgage the land and mortgage the land to the bank, which can not only loosen the financial constraints of the enterprise itself, but also lose it to the bank, and there will be no loss to the enterprise itself and the developer boss.
These words may be able to fool others, but in front of Zheng Nan, it is a trick of a three-year-old child.
It is precisely because he understands this set of gameplay that Zheng Nancai does not believe in Li Xiongxin's set of words that the hell has no money, he just wants to lower the price.
Although this is just a mortgage to borrow money, bargaining is something imprinted in the bones of businessmen, and Li Xiongxin has so many real estate projects to develop, he really needs to keep money in his own hands to make changes, and he is not willing to borrow too much.
In addition, there is a more important point, Li Xiongxin also hopes that Fang Huanzhi will fail to take the land of Nanyuan Electronics Factory.
Although Li Xiongxin does not understand the electronics industry, as a businessman, he also understands that the less money he borrows, the lower the probability of Fang Huanzhi's success.
"Zheng Sheng, if you want to say this, it is disrespectful to me, I do have the ability to come up with money, but you want 30 million is really too much, if you insist on this number, then you can leave now." Li Xiongxin gritted his teeth and said.
When he said this, it meant that he took a step back, and Zheng Nan naturally retired: "Mr. Li, the specific amount of borrowed money is a matter for you and Director Fang, I said that I will not make a guarantee, of course, it is useless for you to tell me." ”
Li Xiongxin wanted to scold his mother on the spot: It's not your business, what are you fooling in? Why do you say so much if you don't make a guarantee? Do you know that your sentence of 30 million lives will be raised for a lifetime, what else do you want me to do later?
Later things were indeed the case, although Zheng Nangong retreated to Fang Huanzhi to talk next, but the tone had risen, and Fang Huanzhi also understood how valuable the land of Nanyuan Electronics Factory was, so even if Fang Huanzhi was still not confident in the face of Li Xiongxin, he still gritted his teeth and did not retreat.
In the end, the final result of the bargaining between the two sides was 21 million, which was very dissatisfied with Zheng Nan's eyes, and Zheng Nan's heart was on the 24 million to 25 million range, but considering that Fang Huanzhi faced Hong Kong businessmen for the first time, this result was not bad.
It's just that Li Xiongxin, as an old Jianghu is an old Jianghu, just negotiated the specific amount, and while Fang Huanzhi was relaxed, he immediately added the conditions: "Director Fang, as I just said, this money is the money I spent from the company's emergency account, so I still have two conditions, one is not to borrow for too long, and the other is high interest!" ”
Fang Huanzhi was caught off guard: "How long is it if it can't be too long?" How is interest calculated? ”
Li Xiongxin showed a smug smile: "First of all, the time is limited to half a year, and I don't say that the interest is out of nine, but it must be out of ten." ”
Fang Huanzhi was shocked at the time: "What? That's too harsh! ”
Of course, this is harsh, and it can even be said that Li Xiongxin did it on purpose, after all, what he hopes is that Fang Huanzhi can't pay back the money, and then he can logically take over the land of Nanyuan Electronics Factory and continue to play the mortgage fund flow that will never dry up.
Therefore, Li Xiongxin put forward a deadline of half a year, in order to let Fang Huanzhi not pay back the money, and he would be able to collect the land on time at that time.
And that's the land in the city center, if you have to wait for Jiangxia to bid, you don't know when to wait, and it will be far from 21 million to compete by then.
However, although the goal is land rather than money, Li Xiongxin still offered an ultra-high interest rate of 13 out of 10 according to the usury model.
This interest is not calculated on an annual basis, but refers to the total interest of a repayment cycle, just like this time Li Xiongxin limited the period of half a year, which means that after half a year, Fang Huanzhi will repay Li Xiongxin 27.3 million with interest.
Li Xiongxin knocked on the table dissatisfied: "What harsh? You actually call me harsh? Do you know how much risk I took if I lent you the 21 million? Do you really think that your piece of land can fill my 21 million hole? ”
Li Xiongxin shouted loudly that so many people up and down his company wanted to eat, and it was not a trivial matter to lose 21 million at once, so he insisted that he must pay it back in half a year.
"As for these ten out of thirteen, this is our rule in Nangang, originally it was still nine out of thirteen, and now I have given you a cent of profit in Zheng Sheng's face, why do you still have to inch in?"
Li Xiongxin deliberately stared at him, looking hideous.
Fang Huanzhi seemed to be frightened, and hurriedly said that Nanyuan Electronics Factory has not even begun to learn the use of lithography machine technology, and if such harsh conditions are set now, Nanyuan Electronics Factory will not be able to accept it at all.
"Mr. Li, the production of electronic devices is a long-term process, how can it be limited to one and a half years? I can't do it! If you're going to do that, I'm afraid we won't be able to cooperate. Fang Huanzhi said.
Zheng Nan shook his head as he listened to it, thinking that Fang Huanzhi was not showing weakness to his opponent?
Sure enough, Li Xiongxin sneered on his face after hearing this, and spread his hands: "I'm sorry that this is your Nanyuan Electronics Factory, it has nothing to do with me, I will only think about it from my own standpoint." ”
"If you want to say that you really can't cooperate, then please do it, but don't blame me for not reminding you in advance, now no one in the whole Jiangxia except me can come up with such a large sum of money at once."
"And the situation of the Nanyuan Electronics Factory, I think the director of the factory knows better than me in your heart, I am taking a considerable risk in this loan, why can't I ask for high interest, and I don't think the interest rate is very high, because as far as I know, the treasury bills issued by your authorities have an interest rate of close to 20%, if the interest rate is low, it is better to buy treasury bills."
Li Xiongxin's words were proud, especially when he saw Zheng Nan closing his eyes and looking out of the matter, which made him raise his chin proudly, as if he was winning.
Fang Huanzhi was speechless by Li Xiongxin's series of words, he subconsciously looked at Zheng Nan, but found that Zheng Nan did not intend to pick up.
Fang Huanzhi suddenly woke up.
Syllable!
Fang Huanzhi slapped himself hard in the mouth, and the crisp voice startled Li Xiongxin.
Director Fang, what are you doing here?
Fang Huanzhi's eyes became firm when he looked at Li Xiongxin again: "I have listened to Mr. Li's words, then I also want to talk about my own opinion, I take back what I just said, Mr. Li's conditions cannot be said to be harsh, but should be said to be unreasonable!" ”