As soon as the short man came in, he was very enthusiastic, shaking hands with Ji Sheng and asking for warmth.

Ji Aiguo and Liu Zhi didn't know the identity of this short man at first, and they didn't feel anything wrong yet.

But Lao Qi is different, he has been dealing with the bank all the year round, how can he not know who the real identity of the short man is?

This is the president of the bank!

Even the president has to be polite to Ji Sheng?

Not only polite, but looking at this eager attitude, there is a hint of stuttering in it.

People are loans, not to give you money, can you use this?

Lao Qi couldn't understand it very much, but he knew an important truth, that is, since Ji Sheng deserves so much attention from the bank, it must be because of his strength, this is a very awesome guy, and he must find a way to make friends!

Not to mention that Lao Qi's mind was in a hurry.

Here, Manager Zhu introduced, "Mr. Ji, this is President Lin of our branch, yes." ”

The last three were accentuated by him.

Of course, Ji Sheng understood it, and it was nothing more than to show that he valued himself, and he also stood up for the first time and shook hands with President Lin with a smile, "President Lin, please take care of me." ”

"Mr. Ji, please take a seat." President Lin invited Ji Sheng to sit down, and only after Ji Sheng sat down did he sit down, and then turned his head sideways to Manager Zhu and said, "Xiao Zhu, how can you let Mr. Ji drink boiled water?" Go get my Longjing tea leaves. ”

"Okay, I'll go."

Manager Zhu answered, went out to get tea.

Ji Aiguo and Liu Zhi were also taken aback after hearing President Lin introduce their identities, in the eyes of ordinary people like them, the president of the bank is already a big man with a very social status, but he is such a person with social status, and he still has to treat Ji Sheng in a slightly flattering tone?

They thought it was incredible.

Ji Sheng didn't know what other people thought at all, he had already chatted with President Lin, and the two sides didn't talk about loans at first, just chatting about family things, and laughing when they talked about interesting places.

This situation continued until Manager Zhu came back with Longjing tea and made tea for Ji Sheng and others.

President Lin changed his words and said, "Mr. Ji, let's talk about cooperation?" ”

This Longjing should be a high-end product, Ji Sheng smelled a fragrance before he drank it, and he snorted, "You say, I'll listen." ”

"If you take out a loan of 10 million, I can approve it for you." Governor Lin spoke very calmly: "It's just that the term and interest are still up for discussion. ”

The main reason is that the loan environment was not very good in the past few years, when many loans did not need to be mortgaged, as long as a signature could be done, so the loan officer was very popular, every day the east ate and the west drank, and the last bad debt was flushed, and the loan officer had nothing to do with the loan.

It has been tightened a lot in recent years, so the loan deadline is very tight.

It is only relative to the early and middle of the eighties, in fact, between the eighties and the four years of the year, the domestic loan procedures are simple and unexpected, and the contracts and IOUs are arbitrary, and there is no problem without collateral and guarantees.

Ji Sheng was able to take out the mortgage of Changchuan Machinery Factory, which is already kind to the bank in the current era.

Of course, the loan procedure is simple, but it is an indisputable fact that the loan term is now very dead.

Lao Qi thought that President Lin would also set a very short loan term for Ji Sheng.

But what made Lao Qi unbelievable was that President Lin came up and said directly: "I hope that Mr. Ji's loan can be borrowed for a longer time, preferably more than five years, and we can give you a maximum of ten years." ”

Ji Sheng is happy, the national per capita wage has risen this year, but it is only more than 100 yuan, and it will be almost 800 in ten years, if he can really take out a loan for ten years, on the surface, the interest paid seems to be very high, but in fact, with inflation and other factors, this money is equivalent to giving it to him.

Seeing that he didn't speak, President Lin thought that Ji Sheng was not very happy, after all, the interest rate of loans over five years was the highest, and he hurriedly added: "I know that Mr. Ji may think that there may be an additional interest rate because of this, but I can help you apply for an interest discount, which is actually more cost-effective than a short-term loan." ”

As he spoke, he also gave Manager Zhu a look.

Manager Zhu understood and added: "If Mr. Ji still feels that the repayment cycle is too long and the interest rate is a bit high after the discount, I have a value-preserving bond that I can recommend, with an annual interest rate of up to 14.14 percent, and you can use the excess money from the loan to buy value-preserving bonds, so that you not only don't have to worry about the loan interest rate, but also make a lot of money." ”

Governor Lin said with a smile: "Yes, the annual interest rate of our loans for more than five years is 4.9 percent, and the discount is only 3.6 percent, and if you buy value-preserving public bonds, you can still earn 10.54 percent of the interest rate every year." ”

Lao Qi was about to vomit blood when he heard it next to him, he had cooperated with the bank for so long, but he didn't see Manager Zhu trying to make money.

Ji Aiguo and Liu Zhi were also dumbfounded, they came to take out a loan, but the bank not only agreed to borrow money, but also took the initiative to tell Ji Sheng that he didn't have to do anything after borrowing money, and he could earn more than one million yuan a year by buying money to maintain his value.

This is a loan, it is clear that the bank stuffed money into Ji Sheng's pocket.

But to everyone's surprise, this was obviously a matter of money falling from the sky, but Ji Sheng refused without hesitation, "Oh, forget about the value preservation of public bonds, if there are stocks, maybe I will buy some." ”

"Stocks?" President Lin's eyes lit up and said, "Is Mr. Ji interested in stocks?" I just happen to know that there is a stock that is selling well for only ......."

Ji Sheng was full of excitement and said, "You mean that you can buy stocks now?" ”

"You can buy it from '84, what's unusual?" Governor Lin looked at him with puzzled eyes.

Gu Yu

Ji Sheng really didn't know about this, and hurriedly said, "You continue." ”

"Do you know about vacuum electronics stocks?" President Lin asked, seemed to think of something, patted his head and said: "Look at my memory, Mr. Ji just said that he doesn't understand the stock market, this vacuum electronics stock, now a share is worth 100 yuan, but the price is only 91 yuan, and there is 15% of the year-end guaranteed dividend, assuming you buy 30,000 yuan and do nothing, you can become 45,000 at the end of the year." ”

Manager Zhu said: "Of course, there is a risk in buying stocks, which is based on the condition that it does not fall, if it falls, it may lose money, but in the same way, if it rises, you can make more money." ”

Ji Sheng secretly recorded this information in his heart, when he checked the information in the eighties and nineties in the modern society, he had seen the relevant information of the vacuum electronics stock, but he didn't pay much attention to it, and today he heard President Lin and Manager Zhu talk, and he decided to wait for the things at hand to go back to the modern society to check the information.

"How about Mr. Ji, would you like to have a longer loan term?"

President Lin is very concerned about asking, after all, there are too few people who have borrowed 10 million now, if you can take a loan from Ji Sheng for more than five years, it will definitely be a big performance, he in order to persuade Ji Sheng, and finally added, "If Mr. Ji is really willing to take out a loan for more than five years, I can help you say hello to the CBRC, the State Administration of Foreign Exchange or other authorities in the future, didn't you say that you want to convert Changchuan Machinery Factory from industrial land to residential land?" I can also help say hello with this. ”

Ji Sheng originally wanted to take out a loan, and the time limit of the loan could be as long as possible, but now he heard President Lin promise so many benefits, and said without hesitation: "Since President Lin has reached this point, if I don't agree again, I don't know what to do, ten years?" ”

"Okay! Okay, okay! That's great! President Lin was overjoyed.

Manager Zhu also frowned and said, "Mr. Ji, if you have any other requirements, just mention it, as long as we can do it for you." ”

Ji Sheng smiled and said, "I just have one request, the money can arrive quickly." ”

"It's normal to go through the process for a week, but since Mr. Ji is in a hurry to use the money, I'll urge you for three days at most." President Lin directly promised him.

Ji Aiguo and Liu Zhi haven't taken out a loan, so they don't know how the process is, and they don't feel anything after hearing these words.

But Lao Qi is different, he used to procrastinate in lending to the bank, and when he came to Ji Sheng's side, he directly promised that he would receive it within three days? What a special person is more popular than a dead person!

Subsequently, Ji Sheng handled the loan with the bank in the name of the company, and he was not asked to do any work with all kinds of procedures, but President Lin and Manager Zhu were personally handling it for him.

After completing the formalities, Ji Sheng and the others took their leave.

President Lin and Manager Zhu also cordially sent them out of the bank.

Outside.

Lao Qi stared at Ji Sheng for a long time, and then said with a wry smile: "Boss Ji, I asked me not to talk nonsense before, I was afraid that you would offend Manager Zhu and not be able to get a loan, but I didn't expect it...... I didn't expect you to be so capable! ”

Ji was not complacent, on the contrary, he was still very modest and said: "Today, thanks to Mr. Qi, you introduced Manager Zhu to me, so let's invite me to dinner in the evening?" ”

"I please, I please." Lao Qi also intended to make friends with Ji Sheng, and said busily: "It's the first time we have met, let me invite you to this meal." ”

Ji Sheng was polite with him, and made an appointment to have dinner together.

……

It was already five o'clock in the afternoon when I returned to the rented house, and Ji Qing, Chu Zhonglin, Gao Feng Wang Jian and other people who ran the business came back.

As soon as they saw Ji Sheng and Ji Aiguo coming back, they greeted each other one after another.

"Brother Xiaosheng is patriotic, are you back?"

"When did you come back? How did I not know? ”

Ji Sheng also responded one by one.

At this time, Gao Feng asked with concern, "Boss, has the matter of payment been resolved?" ”

Hearing him ask about this, more than a dozen people next to him, including Wang Jian and Chu Zhonglin, all looked towards Ji Sheng.

However, everyone has the same idea as before, and they don't think that Ji Sheng can solve the matter of two or three hundred thousand yuan in a trip to Shenzhen, isn't this nonsense, two or three hundred thousand yuan is not two or three thousand yuan.

Ji Sheng smiled and looked towards Liu Zhi, "Brother Liu, you can talk to them and let everyone have a good time." ”

"Okay, I'll tell you." Liu Zhi knew what Ji Sheng meant, after all, most of the people present were brought by him, and he spoke to make those people feel more at ease.

Everyone brushed the floor again, and their eyes all converged on Liu Zhi's face.

Liu Zhi smiled and said: "The boss not only solved the matter of the payment, but also borrowed 10 million from the bank!" ”

"it!"

"How much?"

"One...... Ten million? ”

Everyone was dumbfounded, they thought that Ji Sheng would rack his brains even for two or three hundred thousand payments, but they didn't expect that not only did they solve it, but they also borrowed 10 million!

Nima, how did you do that?

Everyone looked at Ji Sheng with strange eyes, as if they had seen a ghost.