148 loans, divergence
My wife, Li Yan, rarely comes to the city, so I walk on the street and constantly look at the buildings on both sides, which feels very novel.
When passing by the park, bursts of music could be faintly heard, and Wang Yuan and his family got closer to see that someone was breaking and dancing.
Li Yan frowned: "Why are they so weird?" It was as if the hand was broken. ”
Wang Yuan laughed at his daughter-in-law who was really cute:
"That's how you jump, why don't we go over and have a look, you can also try jumping."
The music rumbled, and the group of young men and women were very confident, some skillful and some rusty, but most of them didn't care about the strange stares cast around them.
Li Yanxiu's eyebrows furrowed even deeper: "I don't jump, I'm afraid that I will be arrested as a madman." ”
Wang Yuan laughed instantly, and then took her away.
The two walked around the city and went to the photo studio to take a group photo.
However, Li Yan was still thinking about why she couldn't conceive a child, so her interest along the way was not high.
In the end, the two came to the big hotel jointly opened by Wang Yuan and Li Shen, and soon after entering the door, the hotel manager "Liu Yong" ran over, taking small steps all the way and looking very eager.
From a considerable distance, Liu Yong shouted with a smile on his face: "Boss, you are here, I miss you so much." ”
"Fuck off, do you still have a private room?"
"Yes, of course, boss, I'll take you over, the third floor has the best view, and the most luxurious private room has been prepared for you."
Liu Yong, who combed his back and wore a white shirt and black trousers, trotted all the way to lead the way, and some of the new employees felt very novel and couldn't help whispering.
"Who's that young man?"
"How could he be our boss? Isn't our boss a gentleman? ”
"I don't know, envy, if "Lick Yong" can do this to me......"
"Just dream about you, Liu Yong, that guy only licks those who are better than him, how can he lick you? Don't even think about it. ”
Seeing Wang Yuan and the three of them walking all the way upstairs, the employees who were chattering before closed their mouths and went to work with their heads down.
In addition to being called "Licking Yong", Liu Yong is also known as "Hades Yong" in private, with a hard background, it is said that black and white eat all, and he is also very ruthless in dealing with employees.
The largest private room on the third floor is decorated with a golden decoration, with intricate tables and chairs, and a thick wool carpet on the floor.
After casually ordering some signature dishes, Liu Yong smiled with a smile on his face, nodded and left quickly.
Bang~
The door of the private room was closed, and there were only two people in the private room, Wang Yuan and Li Yan.
Li Yan was shocked by the luxury here, and her fingers swept over the tabletop, feeling that an ordinary table was so beautiful, just like the table of a big family in a TV series.
"This is our hotel?"
"Sort of, we have a 49% stake." Wang Yuan drank the tea leisurely, and then smiled at Li Yan:
"Well, you're not fooling around, are you? The shares of this hotel are really a drop in the bucket compared to our family business. ”
"Really? It costs a lot of money to eat a meal here, right? ”
"Of course, an ordinary meal costs dozens of yuan, and if you order a few more hard dishes, the price will be about 100 yuan, or even hundreds of yuan."
Wang Yuan didn't lie, a bottle of Moutai is nearly 200 yuan, and there are flying dragons, bear paws and so on for sale here.
The number of flying dragons is really small, so the price is very high, and the price of a cooked flying dragon is more than 150 yuan.
The foreign devils order a lot, and they are not short of money.
Because Lindu has an international "Momoyama International Hunting Ground" established with the approval of the State Council, hunters from abroad often come here to hunt.
"So much money, huh? What family can afford to eat? ”
"Most of them are in business, and some people's money is packed in sacks, and they don't care about eating and drinking for a small amount of money." Wang Yuan smiled:
"Of course, some merchants invite them to dinner, so why don't you eat better? It's usually going to be here. ”
Wang Yuan and Li Yan chatted, and soon the meals were served one after another.
The taste of the dishes is not superb, but it is also quite good, and the presentation is very exquisite, which is 108,000 miles stronger than the previous small restaurant.
"The Point Guard Is Here"
Li Yan was still a little restrained at the beginning, but slowly began to get used to it, and watching Wang Yuan eat the food in a big mouthful, she also relaxed and ate.
"It's delicious, it's a bear's paw, isn't it? It tastes so good. ”
"I'll have two bear paws when I have time, let's go home and stew them ourselves."
There are still a lot of bear's paws in Wang Yuan's space, and he has never wanted to sell this rare thing, so he keeps it.
After a while.
Just when Wang Yuan and his family were chatting and eating food, there was a sudden knock on the door of the private room.
Winter, winter, winter~
Wang Yuan thought it was a waiter delivering food, but he didn't expect it to be Li Shen.
Li Shen was wearing a black suit, and his whole person was full of energy and radiant.
"Haha, Xiaoyuan, you're here, why don't you let them notify me?"
Li Shen took a bottle of Moutai wine and sat on Wang Yuan's left side, now that this big hotel is making money, of course he is very happy.
"I didn't expect you to be in the store, by the way, how about the lawsuit with the bald dick?"
"The first trial is over, and he was sentenced to pay us 20,000 2, and he appealed if he was not satisfied, and the second trial has not yet been held."
Li Shen opened the wine bottle and poured it full for Wang Yuan, then glanced at Li Yan and said with a smile:
"Xiaoyuan is really blessed, he married a beautiful woman as his wife."
Li Yan was a little embarrassed, and Wang Yuan answered: "Of course, I have always been a very blessed person, and the profit of this hotel has been good recently, right?" ”
"It's really good, by the way, I'm going to talk to you about this, I plan not to pay dividends, and use the money I earn to open a big hotel in Harbin, what do you think?"
Wang Yuan naturally supported Li Shen's idea, because he was not short of money now, and since Li Shen told him about it, he planned to do so.
If Wang Yuan refuses without a particularly valid reason, then the relationship between the two may break down.
Li Shen was very happy, and drank a few drinks with Wang Yuan in a row, and then said that I had taken out a loan.
"Loans? Why? ”
"Zero-interest loans, so why don't you take out a loan?" Li Shen's eyes are shining:
"Now the state vigorously supports enterprises, and banks are looking for customers to lend, and they don't want a penny of interest, just borrow 8 million and repay 8 million when they come.
You know the depreciation of money, right? That is, you can buy a pound of pork at 2.2 this year, and you may need 2.8 to buy a pound of pork next year.
To put it bluntly, money is becoming less and less valuable, so the future 8 million is not as valuable as the current 8 million......"
In order to make Wang Yuan understand, Li Shen said very carefully, and Wang Yuan naturally understood these truths.
And he remembered a little, in his previous life, he also knew a little bit of information about this era, and there was a period of time when it was indeed a zero-interest loan, and the bank was very willing to lend out.
Of course, this has also caused a series of consequences - for example, a lot of money will not be returned, and the bank has a lot of bad debts.
Even the four famous asset management companies established later, Huarong, Great Wall, Oriental, and Cinda, were established to deal with the non-performing assets of the four major banks.
"Okay, you can borrow as much as you want! We're not afraid of a lot of money! ”
"Haha, Xiaoyuan, your idea is the same as I thought!" Li Shen took a sip of liquor, the light in his eyes changed, and after a few seconds of silence, he suddenly smiled and said:
"But if you only use restaurants and hotels as collateral, the amount of money you can borrow is limited, so I have a bold idea, I can get more money, but I don't know if you dare to do it."
"Oh? What method? ”
Li Shen's appearance made Wang Yuan have a bad premonition, and his brows couldn't help frowning slightly.
Li Yan next to her was eating in small bites, she had actually been listening to the conversation between Wang Yuan and Li Shen, and listening to Li Shen open and close her mouth for 8 million, she felt very shocked!
Yes, it's horrified!
Then her gaze moved to Wang Yuan, who seemed to be shining, which made her beautiful eyes squint - is her husband already so powerful?
Li Yan didn't know how much money her family had, and she didn't want to know.
She is a woman with a very small heart, and she wants to live a simple, free and free life.
After the air was quiet for a few seconds, Li Shen said solemnly:
"I have a way, as long as we can get enough ID cards!
An ID card can be loaned out for 2,000 yuan, a thousand pieces is 2 million, and 10,000 pieces is 20 million!
Doesn't your cooperative have a lot of farmers participating? Those old farmers know a fart, and they can't understand that the ID card is gaha.
Just lend it out for ten days and half a month, and then pay them back, and they have nothing to lose. ”
After finishing speaking, Li Shen looked at Wang Yuan's expression seriously, and then found that the latter was a little unhappy.
Wang Yuan was unhappy, he heard that Li Shen looked down on peasants, but he forgot that Wang Yuan was also a peasant, and Wang Yuan's wife, parents, grandmother, and grandfather were all peasants.
Moreover, Wang Yuan felt in his heart that the peasant group did not owe the country, but the state owed something to all the peasants.
The point of deficit is that the grain price is too low, and the low grain price will lead to a very low income of the peasants, and the income of the vast majority of the peasants is far less than that of the workers, but the payment is not small.
Li Shen continued: "I chatted with other bosses, and many of them said that they didn't have to pay back the money they lent.
When the time comes, let the bank go to whoever borrows it in its name, and if the peasants have no money, the bank may not want it if they don't go back. ”
Wang Yuan's face was black: "Then those fellow villagers won't dig up my ancestral grave?" If the bank finds them and tells them about it, the fellows will definitely understand that they have been tricked. What will I do then? ”
Li Shen scratched his head: "This ...... It's not a big deal, right? The bank has no problem with the fellows, so it is likely that this matter will be settled.
The fellows don't have anything to lose, they don't give money to the bank, and the bank doesn't have a problem with them. ”