At this moment, the credit management department of the asset management center was quiet, and the sound of a needle falling to the ground could be heard, and in the face of Mr. Ling's question, Song Hewan was thinking about how to answer.

She observed his expression and felt that he should be very unhappy at this time, and couldn't help but sweat for Chen Lu in her heart.

Just as he was about to speak, Chen Lu walked over from a distance holding a computer. Song Hewan breathed a sigh of relief, fortunately, this "wicked person" didn't need her to do it, and it was best for Chen Lu to explain it herself.

"Where have you been?" Mr. Ling's voice was not distempered, but there was an indescribable majesty.

Chen Lu was nervous, she had inquired before, usually Mr. Ling went out for a meeting, and he would not return to the company in the afternoon. Unexpectedly, he not only came back in the afternoon today, but was also hit by him.

"In the afternoon, Mr. Xing from the macro allocation strategy department said that there was not enough manpower and asked me to help record data, so I went." Chen Lu whispered.

Mr. Ling's face suddenly fell, and he frowned and asked, "Who did you say hello to?" Before I leave, let the two of you ask Tang Yuwen if you don't understand, did you ask? ”

Chen Lu was silent.

"Tang Yuwen, did she tell you about going to the macro to help?" Ling Yi asked angrily, and his attitude towards Tang Yuwen was not even very friendly.

"No, Mr. Ling. The fourth project department told me that I had made a temporary appointment to conduct due diligence on the company in southern Xinjiang on Wednesday, and I had been busy making a list of interviews this afternoon, and no one came to talk to me. Tang Yuwen explained.

She spoke unhurriedly, and she still looked confident in the face of the angry Mr. Ling, and ignored his face. Song Hewan could guess that she must be a very capable person.

I hope that one day, she can also do it like Teacher Tang.

Ling Yi turned his head and stared at Chen Lu directly, and asked, "Then who did you ask for instructions to go to the macro level?" ”

Mr. Ling's aura was too strong, Chen Lu was instinctively a little scared, she subconsciously felt that she couldn't admit that she had a problem, and she had to think of a way to get it done.

"I, Song Hewan knew when I left." She whispered.

Song Hewan on the side was mentioned inexplicably, her mind was full of doubts, she raised her eyebrows, what is this Chen Lu doing with nothing?

The question is who you have consulted, and who you don't know......

Speechless.

She didn't want to get involved in this mess, but she was pulled into the water for no reason. So, she had no choice but to avoid the question and explain the actual situation from her point of view.

"Mr. Xing came to us for help, but I haven't finished learning the system, so I refused." Song Hewan shook a thousand pounds in four or two and said concisely.

"Hmm." Mr. Ling snorted, as if he was affirming Song Hewan's approach. Then, he asked Chen Lu sharply: "Ask who you asked for instructions, you should be able to understand, right?" ”

"I ......" Chen Lu knew that this Ling was always a bad fool, so he lowered his head and said nothing.

"You didn't ask anyone, so you ran to help by yourself!" Ling Yi's tone was full of disdain and disdain. "Then what I asked you to do, have you done?"

"It's done, it's done." Chen Lu thought to herself, isn't it just looking at the system? I've read it a long time ago. It's just idle, so what's wrong with me helping out?

This Mr. Ling is really disgusting, a big man, so calculating.

"Okay, I'm done, this is what you said yourself." Mr. Ling sneered, his expression full of mockery. "Don't you like to go to the macro, so what is the process of entering the pool of overseas bonds?"

Each financial investment institution will establish its own target investable pool. After the entities and related bonds that meet the investment conditions are included in the pool, the investment manager can buy them directly when they talk about the appropriate price, which can not only improve the work efficiency of the investment manager, but also avoid the failure of the bid due to the time of credit evaluation work (being taken by other institutions).

This may seem simple, but in practice, it takes a lot of work.

When Song Hewan was in the finance department of Mingfeng Securities in her last life, she did not notice that the work of the credit management department was so cumbersome and cumbersome. But now she can understand - any target, to enter the pool, means that you can buy later. You can buy at any time, which means risk.

Hearing Mr. Ling's question, Chen Lu's mind went blank. She racked her brains for a long time to remember before she finally remembered a little bit. So, she replied stubbornly: "First of all, the researcher will evaluate whether it can be voted, and then hold an internal review meeting of the department, and if it can be voted, agree to enter the pool; If you can't vote, stop the project. ”

Ling Yi snorted coldly and rolled his eyes, he was really impatient with this intern.

First of all, he was already very dissatisfied with the fact that he recruited two girls to stuff him.

Later, when I looked at the resume, the girls' school in it was not on the TOP list. Until now, she can't even understand the system, and her answer is a mess. even made his own decisions and went to other departments to listen to other people's arrangements.

"What are you talking about?" Ling Yi squinted at her, a sneer on the corner of his mouth.

"You answer." He suddenly asked and looked at Song Hewan, who was trying his best to reduce his sense of presence on the side.

Song Hewan is helpless, can't she be avoided in this matter?

Forget it, that's it for the same period. Two people who came at the same time, it was inevitable that they would be compared, and she was helpless.

Song He straightened out his thoughts.

Although she can't completely memorize the original text of the system, she has a clear flowchart in her head.

The investment manager puts forward the target demand to the credit researcher, and the credit researcher makes a judgment based on the basic conditions such as the subject and the term of the bond, and draws a conclusion that it is "investable" or "not investable". Among them, if it is the subject of the preliminary assessment, it is necessary to hold a credit review meeting within the department, and 4 or more people need to participate, and the head of the department must be present. ”

"If it is not possible to vote, the process of entering the pool of the target will be terminated directly. If it can be invested, there are two more situations, OC (prospectus) and no OC. In the case of OC, combined with the issuance terms of OC, the credit researcher will make further judgments, such as controllable risks, and report and merge into the investable pool; If the risk is uncontrollable, the credit researcher will prompt the risk, and the subject will be included in the alternative pool. ”

In the case of no OC, there are generally two reasons: one is the Bullet bond issued directly in China, in which case the investment manager determines the terms of the bond and sends it to the credit researcher, who reviews it and reports it to the investable pool; If the terms provided do not meet the conditions for entering the pool due to factors such as the investment period, the entry into the pool will be terminated. ”

"The other is a bond or a bond with rights and interests issued by an SPV with credit enhancement measures, which needs to be provided by the investment manager to provide an OC for formal issuance, and the researcher judges whether it can be entered into the pool according to the terms of the issuance."

Song Hewan finished such a complicated process in one breath, her mouth was a little dry, and she wanted to pick up the thermos cup and take a sip of water. However, she didn't.

Mr. Ling was angry and asked her to let Chen Lu know what the problem was.

As for Chen Lu, her face was red and white, and she even resented why Song Hewan was able to write down such a complicated matter. In this way, doesn't it highlight her badness even more?

Moreover, this kind of system process, when it is used in the work, it is better to turn it out and take a look, wouldn't it? Could something go wrong?

Ling Yi looked at Song Hewan in surprise.

He threw the two of them a corporate system, 20 documents with hundreds of pages, to say the least. I thought that after watching this intern for a day, he should be able to answer a few more words than Chen Lu, which would be enough for the current situation.

Unexpectedly, she made the process clear. Instead of relying on complete rote memorization of the full text, but using his own words, like drawing a mind map, accurate.

It was a pleasant surprise.

Ling Yi cleared his throat, and his anger had subsided a lot because of Song Hewan. But when he looked at Chen Lu again, he was still very dissatisfied in his heart.

The academic qualifications are not good, and the brain is not very good, so I can leave quickly.

But after thinking about it, this Chen Lu is already a senior, even if she is not allowed to stay in the future, this internship experience is very important to her. Now that winter break has begun, it's almost hard for her to find other internships.

He is actually a hard-mouthed and soft-hearted person, and he doesn't want to embarrass a little girl too much. Although, she is stupid and stupid, self-righteous, and willing to be smart.

"Did you hear that? You've finished reading what you said, it's different from what people said, right? Oh yes, others are not embarrassed to say that they have finished reading it! Mr. Ling's mouth was so black and poisonous, he had already thought in his heart that he would not be embarrassed by the intern, but he still couldn't help but complain about her.

"You're a senior, aren't you? You see, people are sophomores, and they are two or three years younger than you, so they know what to do and what not to do, and how to do the tasks assigned at work. You learn from others! ”

After speaking, Ling Yi seemed to be very impatient. "Okay, Chen Lu, I'll tell you again, this kind of thing is not allowed to happen again in my department today. In other departments, no matter who it is, including my superiors, you have to ask me first, do you remember? ”

Chen Lu: Sooner or later, I won't do it under you, there are so many problems, what a chicken feather!

But at present, Mr. Xing has not given her a letter, she can't offend Mr. Ling, and if she messes up the internship again, the gains outweigh the losses. So, she pretended to be sincerely repentant, looked at Ling Yi's eyes, and whispered, "I remember, Mr. Ling, I will definitely correct it in the future." ”

Mr. Ling turned around and walked away, striding to his desk.

As soon as he sat down, he seemed to remember something, and said, "Tang Yuwen, and that girl, Song Hewan, you two come here." ”

Tang Yuwen put down the work in her hand and went over with Song Hewan.

"Mr. Ling, what's the matter?" Tang Yuwen said.

"How's your due diligence list going?" His slender fingers tapped on the tabletop, as if he was asking questions and thinking about something.

"The project department only proposed it in the afternoon, and there is still a part of it." Tang Yuwen smiled, and continued unhurriedly: "I'll work overtime tonight, sort it out and show it to you tomorrow morning." ”

"What time do you plane?" Ling Yi asked again.

"I'll leave tomorrow at 2 p.m., I have to fly for five hours, and I'll go to the company early on Wednesday morning."

"Who did you date? It's so far away, I didn't see anyone after I went, so I tossed it in vain. When Ling Yi and Tang Yuwen talked, they would not be so domineering anymore, and they were much more modest.

"The project department made an appointment with the general manager, the chief financial officer, the head of the investment and financing department, and the leaders of the city's asset management. If you can really make an appointment with these people as they say, it should still be rewarding. In Tang Yuwen's tone, there seemed to be a faint doubt about the ability of the project department.

Mr. Ling paused for a moment, and then said, "In this way, you take Song Hewan on a trip and let her see the world." ”