Jian Zhiyan's eyebrows were tightly locked, and he could see at a glance that Ding Xiaohan was clearly pretending. He looked around, just in time to catch a glimpse of Li Huaicen standing crookedly not far away, looking at this side and laughing secretly.

He pondered that it would be better to hand over Ding Xiaohan to this kid, and he heard Song Hewan's gentle voice on the side.

"We're just going back to the city, why don't we go back together?"

But Ding Xiaohan didn't buy it, "I said I was uncomfortable, what are you going to do when you go back to school? I want to go home, Brother Zhiyan, you can send me home."

As she spoke, her voice began to rattle, making people sound uncomfortable.

Jian Zhiyan shuddered, and said seriously, "No, by the way, Li Huaicen, you send her back, we'll go back to school."

As he spoke, he grabbed Song Hewan's wrist and turned around to leave.

Ding Xiaohan stood in place, his face pale.

Li Huaicen walked over slowly, smiling with a spring breeze on his face, "How is it? Let me tell you, it's impossible to like you in a nutshell, so don't waste your efforts."

Ding Xiaohan was already on fire, but when he heard him start talking cool again, he glared at him and said, "I want you to take care of it!" Wait and see, sooner or later I'll get a quick word!"

Li Huaicen smiled but did not speak.

Jian Zhiyan and Song Hewan greeted Jian's father and mother before leaving the Jian family's mansion.

After getting along tonight, Uncle Jian was quite satisfied with Song Hewan. This girl is beautiful, generous and smart, and Xiao Yan's vision is really good.

I heard that she also advocated the previous investment in the Zhang family, and the next time we meet, if there is a chance, I will test her. In the end, it is just a matter of willfulness, or is there really a plan.

"Don't complain and meddle too much." Father Jian paused, and said to Mother Jian in a low voice, "This girl is good, you can get along with it again."

Mother Jane seemed to have heard a big joke, and she suddenly became anxious, "Old man, you are also confused? Just seeing this today, you think she's good?"

"Xiao Yan is your own son, can you be a little more attentive? Do you know her? That's good, tsk, none of the two of you have a heart, and they were bluffed by a little vixen."

Father Jian frowned.

His wife is usually gentle and atmospheric in front of outsiders, and she knows that she is angry with him and yells at him at home.

Alas, what else can I do with the daughter-in-law I chose? Just spoil it.

He had no choice but to explain, "You know? This girl has a very good face, and she is a kind and blessed ......."

Before he could finish speaking, Father Jian's words were interrupted by Mother Jian, "Still face? When will you old guy look at your face? Oh, I see, did you think that the little girl was beautiful, and you had some crooked thoughts?"

"Look at you, how do you speak? I'm suspicious every day, that's Xiao Yan's girlfriend, you're really not serious."

"Am I suspicious? I'm not serious? I think you're in arrears......

Jian Zhiyan's father is a wife who loves him, although he is surprised in the mall, licking blood at the tip of a knife, and he is a tracheitis at home, and it took half a night to make Aunt Jian happy.

It's April.

Ninghai is extremely beautiful at this time. The flowers are in full bloom, the earth is rejuvenated, the greenery is abundant, and all things are growing and thriving.

On such a sunny and ordinary day, the domestic market broke out a big news that will cause a sensation in the entire financial field in the future.

An authoritative Sino-foreign joint venture credit rating agency downgraded the main rating of Kangyang Construction Group Co., Ltd. from - to -, and the outlook of the rating was downgraded to negative.

This is something that has never happened before.

There must be a demon when things go wrong, but-

Financier 1: "Have you read the news of Kangyang Construction? What's going on, does anyone have the inside story?"

Financier 2: "I haven't heard of it, but it's never happened before. Kangyang Construction won't default on the contract, right? Such an old construction company just collapsed?"

Financier 3: "Yes

Isn't it still sequential? The rating indicates that the enterprise has a higher degree of creditworthiness and less debt risk. Generally speaking, it is judged that the enterprise has a good credit history, good operating conditions, high profitability, and broad development prospects, and the impact of uncertainties on its operation and development is very small."

Financier 1: "You seem to have some truth in saying that! If there is really any big problem with Kangyang Construction, those credit agencies will simply downgrade him to or C series?"

Financial person 4: "I heard that the CEO of Kangyang Construction was on the list of old men, and according to some peers, it was investigated overnight, and there were two unsettled payments, one of which was 170,000 yuan and the other was 200,000 yuan."

Financier 5: "I've heard about this, and although it's not a big boss, it's a little bit of money, but it's also strange. My colleague went to Rongcheng to investigate the construction site of Kangyang Construction, and I have a few conclusions to share with you."

Financier 1: "The god upstairs, yes, pick up the little bench and sit down."

Financial man 5: "The great god didn't dare to be, so he borrowed flowers to offer Buddha. First, the production and operation of Kangyang Construction are normal, and the winning targets are one after another; Second, all employees' salaries are paid as usual, and year-end bonuses are not missing; Third, funds are indeed tight, and the industry is very tight; Fourth, can bond financing be affordable? Answer, if the CEO of Kangyang Construction wants to pay it back, he will definitely be able to pay it back, because there are a lot of accounts receivable, it depends on what the boss thinks."

Financier 1: "Sounds reliable! I think Kangyang Construction's financial statements are really good, the profits are growing steadily every year, and there are a lot of accounts receivable, so the money should not be bad."

Financier 6: "You have to pay attention to one more thing, the domestic bond market is a relatively strange market, which can be rigidly paid over the years, regardless of the fundamentals of the cycle, we close our eyes to buy high coupons, and it is important to make money quickly."

The discussion in the major financial groups is in full swing.

At this time, there has been no default in the domestic market, and as long as the general enterprise does not lose money in its annual report and does not default on bank loans, basically everyone will feel that there will be no major problems.

I also took a look at the new bonds issued by Kangyang Construction after the downgrade, which are high-quality bonds with a premium of 104% serial ratings, even if there is some unfavorable news, it would be good to cut the meat and reduce the position.

This is the case with capital markets.

The desire for profit often makes these financial elites and high-achieving students "blind" and indulge in the dream of huge profits.

It's just that the truth isn't always as rosy as people think.

But Mr. Ling of Hengchuan Asset Management didn't think like everyone else, he watched the news and felt that his opportunity to turn over was coming.

Although he tried his best to persuade him not to invest in Kangyang Construction in front of the risk control director.

But later, the man surnamed Xing actually stabbed the matter to the top leader.

The top leaders of Hengchuan Asset Management have always been close to these investors, and then I heard Xing Yansong complain about how much money was lost because of Ling Yi's decision-making company, and I saw that nothing happened for a few months. He doesn't look into these things in depth, and he doesn't spend too much time trying to get into a company's situation.

After all, it is a project that has been killed on the risk control side, but after listening to it a lot, he has to have some prejudices against Ling Yi.

This is the case for many financial institutions.

At this point in time, the domestic financial market is a very good year, and it is also a few years when people can make a lot of money. People are like crazy people grabbing assets and expecting high returns.

Ling Yi knew that the intern under him during the winter vacation was right in his analysis and prediction.

It shouldn't be long before his decision will be confirmed, and then he can be used to slap Xing Yansong's peacock face!

With the precedent of defaulting on market bonds, his credit management department will become more and more important, and the profession of risk control and credit evaluation will become more and more valuable and popular.

Thinking about it, he even moved his mind to leave Song Hewan officially inducted. You know, his department never recruits "unmarried and childless" women.

But that girl, who can analyze these before she graduates, is indeed a good seedling. Look at her as a person, calm and efficient, and extremely intelligent

Ming is cautious, if he can come to work under him, he is really better than some boys.

"Ahh Ahh Ahh Song Hewan sneezed three times in a row.

"Who is talking about me?" She muttered with laughter.

"What's wrong? It can't be a cold, right?" As Jian Zhiyan spoke, the big hands touched Song Hewan's forehead, "It seems to be okay, but you have to pay attention." The weather is warm now, but it's also the season for colds. You must pay more attention to keeping warm."

"It's fine, just a few sneezes." Song Hewan felt that Jian Zhiyan was always making a fuss, and as soon as she had something, he was nervous like something.

She's not papier-mâché or muddy, is she so careful?

"Okay, so are you tired? Shall we continue watching?"

Song Hewan and Jian Zhiyan had no classes this afternoon, and the two of them made an appointment with a real estate agent to see houses in several prime areas of Ninghai City.

She had already planned to buy a house.

On the one hand, her script shark shop has already opened, and sometimes she is busy outside, and going back too late will disturb Han Jia's rest, and she doesn't want to affect others.

On the other hand, she knows how outrageous the housing prices in Ninghai City will rise in the future, especially the school district housing. Taking advantage of the fact that there is no purchase limit, she can really buy a few sets and buy a few sets, the more the merrier.

Thinking about it, when the script shark shop will make more profits in a few months, she will justifiably give Shu Yue more profits and ask her to buy real estate in Ninghai as soon as possible. After the savings, housing prices skyrocketed, and it was difficult to start.

"No, I'm all optimistic, I'll buy the one and this set next to the school first."

"What?" Jian Zhiyan was taken aback, He Wan actually bought two sets at a time?

He never understood where she got so much money, and he had already invested so much money in the Zhang family before, thinking that that was her limit.

But now, is it the profit of her store?

But although the business of Hewan Script Shark Shop is very good, it has only been open for more than a month! You can't make two properties at once, right?

"The school is convenient, this set of locations is good, you can also consider starting. However, I am only a suggestion, and I have no reference value!"

Song Hewan didn't know what Jian Zhiyan was puzzled about, and said to the intermediary in an atmospheric manner: "Xiao Zhang, just these two sets, prepare to sign the contract and pay the deposit!"