Chapter 169 Finance

Yang Xin continued: "For another example, something extreme has happened, and the Wa Kingdom is also the same as Goryeo, there has been a unsalable event, and our contract has not expired and executed, at this time, what will I do?"

Naturally, I gave up the deposit, and I would rather lose a small part of the deposit, and it is impossible to ask for Concubine Fan's goods again, right? ”

Everyone nodded again, but the more they listened, the more confused they became, feeling that Yang Xin had been talking for a long time, but he hadn't cut to the topic yet, which showed the complexity of this matter.

Yang Xin said patiently: "As for Concubine Fan, although she received a small part of my deposit for nothing, she transported all the goods to Weihai Wharf as required, did she lose more?" ”

None of them spoke, but continued to nod their heads, for the situation was so obvious that everyone could understand it.

Yang Xin continued: "In this way, this transaction, because it is not an immediate transaction, there is a special situation, I and Concubine Fan will both lose, even if there is no such extreme situation, the price of silk after a month is different from the current price, if the price of silk rises, Concubine Fan will lose, I earn, if the price of silk falls, Concubine Fan earns, I lose, can you understand?" ”

Everyone gasped, and after talking for so long, they hadn't gotten to the point.

"So, is there a way to guarantee that Concubine Fan and I will not lose money under any conditions, even if we encounter an extreme event like Goryeo, we can make a steady profit?"

Yang Xin finally got into the topic.

Everyone was dumbfounded, Fan Yuxuan was the most qualified businessman, and said: "How is this possible, unless the price has remained the same, but the market price is changing at any time, just like you just said that extreme situations can happen, if I don't rescue them this time, all the maritime merchants of the Qing Dynasty will go bankrupt!" ”

Everyone hurriedly agreed, trying to break their heads, but they couldn't think of a way to ensure that both sides did not lose.

Yang Xin smiled and said: "This is the purpose of the establishment of our exchange, and our exchange can do it, so that both sides of the transaction can make money in an extreme situation like Gaoli!" ”

Fan Yuxuan hurriedly waved her hand when she heard this, and said: "It's impossible, even if Zhuge is reborn, he can't think of such a way, you hurry up and tell this palace, how does your exchange ensure the interests of both parties?" ”

Yang Xin smiled and said: "It's very simple, bring in a third party and give him both risks and benefits, and we can ensure that both parties will make money at the price originally negotiated." ”

The crowd returned to a state of bewilderment, and heard in a fog.

Yang Xin smiled bitterly and said: "Let's continue the analogy, let's say the princess is this third party, but she is neither a maritime merchant nor a silk merchant, and she doesn't want to work hard to buy silk or do maritime trade, but she listens clearly, she has a lot of silver, and she wants to get rich but doesn't want to do business."

For example, Aobai, a Manchu general, will fight, if you have money, you can only save money, charge a meager interest, I can sell the agreement signed with Concubine Fan to Aobai, Aobai will not do sea trade, he just wants to make money, I just need to buy it back before the agreement expires next month, if the price of silk rises during this time, he can make money by buying my agreement at the price at that time, in turn, he will lose money, anyway, as long as the agreement expires, he must sell the agreement, he is not qualified to execute the agreement, Is this understandable? ”

Everyone finally nodded, and this example came out in one fell swoop, and it was easy to understand.

Yang Xin breathed a sigh of relief and said: "This is the customer our exchange is looking for, they have money and want to invest, there is nowhere to go, they can come, he can not only buy our agreement, but also sell a copy of the same agreement out of thin air, the same, as long as before the expiration, buy back this non-existent agreement and cancel it, if there is such a thing as Goryeo, the price of silk will drop sharply, he will start to sell the agreement at a high price, and finally buy it back at a low price, but he can make a lot of money!" ”

Everyone was dumbfounded, and even Fan Yuxuan was dumbfounded, and said: "What is your head made of, you can think of such a magical idea, that is to say, whether it rises or falls, maritime merchants can guarantee the most basic returns, and the risk is on the third party of the purchase and sale contract?" ”

Yang Xin nodded and said, "You have finally understood, think about it, can an exchange like ours ensure that the interests of maritime merchants and traders will never be affected by any extreme circumstances?" The most important thing is that we have to charge for this kind of transaction, and we charge him a handling fee of one point for each purchase and sale contract, so is it faster than the money bank's matching loan? ”

Everyone's eyes lit up when they heard this, especially Fan Yuxuan, who shouted out excitedly and said, "Good way!" With this, this palace feels that all maritime merchants and traders will come to our Daxing futures exchange to trade, so that the maritime merchants and traders of the whole country can be firmly controlled in my Daxing! ”

Fan Yuxuan is worthy of being an expert in doing business, and she can see the key to the problem at a glance.

Yang Xin nodded and said: "Not only that, as long as you do well enough to attract enough third parties to trade, our exchange can determine the price of silk, tea and porcelain in the world, the most important thing, trading here in us, you must use the silver ticket of Daxing Qianzhuang, they have to deposit all the silver in our Daxing Qianzhuang, at that time, hehe, do you say that we Daxing will still lack silver?" ”

This time, even Fan Yuxuan is not calm, the scene depicted by Yang Xin is so grand, far beyond her understanding, compared with Yang Xin, her previous so-called business is just a child playing at home.

The crowd cheered in unison, apparently understanding.

Yang Xin was already tired and sweating, and said: "It's good to understand, Cheng shopkeeper, Fang shopkeeper, you two will do what I say, the exchange must be built with a high-end atmosphere, because the entertainers are rich people, you can train some guys to come out, set up a large panel in front of each kind of goods in the exchange, and these rich people will quote the price, if someone is willing to buy and sell, they will immediately keep the account and sign the contract, and they must complete all the processes of the transaction that night, and receive the silver ......"

Yang Xin described in detail to the two of them how to operate the specific operation, and the entourage brought by Cheng Fang and the others was already tired and sweating, and the content of the record was enough to write a book.

In this way, the first modern futures exchange of this era was established in Daxing Weihai Wharf New Town, and the current sea trade in Daxing has basically expanded with the Qing army's territory, including the entire northern region north of the Huai River, including the rich Jianghuai region.

Of course, Haimao is presided over by Daxing, and naturally there is a large enough volume to support the establishment of the exchange, which is also the biggest advantage of Daxing's developed business system among the countries, and Weihai has now almost become the most prosperous city in Daxing.

Yang Xin's speed of making money is incredible, just spent 25 million taels of silver in the capital, and turned back 15 million taels from the sale of Goryeo overseas stocks, once this exchange is established, Daxing Qian Zhuang will become very easy to receive tens of millions of taels of private deposits.

Moreover, the most critical acquisition of the Fan family bank, which previously had 50 million taels of private deposits, although it suffered a run during this time, the crisis has passed, and the private deposits will soon return, which will provide Daxing money with far more silver.

Therefore, in response to the war of the Japanese state, silver is not a problem at all, Daxing is currently lacking elite soldiers and good weapons, the new tunnel pistol after a few months of manufacturing, there are currently less than 5,000, every month Yuxin business and Daxing business rifle workshop can produce about 1,000 pieces, the output is far from meeting the needs of the army, most of the army is equipped with old-fashioned arquebuses.

However, this is already a local tyrant, far from being comparable to Da Ming and Da Shun.

The Daxing Imperial Court is mobilizing in the whole country, and Fan Yuxuan is the whole family mobilization, and the entire palace has been arranged by her clearly, and even Yang Xin's schedule is now intervened, and she is already a veritable hostess.

The princess didn't dare to collide with her, now that she had just given birth to a boy, and she was in the limelight, the princess could only rely on Li Xiangjun's national beauty and fragrance, and left Yang Xin in the Concubine Palace these days, hoping to let herself conceive a child before Yang Xin set out on the expedition, and she didn't care too much about everything else, let Fan Yuxuan toss.

The next day, Li Xiangjun wrote an essay to beg for the widow and was reading it to Yang Xin and the princess.

Sure enough, the talented woman made a move, it was different, and she scolded the Wa State to the point of incompleteness, starting from the ancestors, saying that the Wa Guo was established by a group of boys and girls sent out by Qin Shi Huang's soldiers to find the elixir, from China, but she forgot her ancestors, cruel and greedy, and ruthless and unrighteous, etc., but they were all in the language of Wen Crepe, and she really didn't bring a dirty word to scold, in Li Xiangjun's recitation, Yang Xin listened to it with great pleasure.

The Ming Dynasty did not have a good impression of the Japanese state, at first the Japanese invaded the southeast coast, and then Toyotomi Hideyoshi's hundreds of thousands of troops invaded Goryeo, it can be said that Li Xiangjun's hatred of the Japanese was no less than Yang Xin.

Yang Xin looked at Li Xiangjun, who was shaking his head and reading the text of the war, and asked, "Has the envoy who sent the envoy to the Japanese State to submit the war letter have been chosen?" Be sure to choose one that can spray, and go over and scold that Tokugawa Iemitsu to death! ”

Li Xiangjun hurriedly said: "Weichen has a candidate here, this person's name is Jin Shengsi, he is a famous man in Jiangsu, after Jiangsu was defeated by the Qing army, he was unwilling to take refuge in the Qing army, I heard that I was the first assistant in Daxing, and a few students came to take refuge with a few students a few days ago." ”

In the eyes of the geniuses of the Ming Dynasty, Li Xiangjun is now Shi Kefa's protΓ©gΓ©, she entered Daxing as the first assistant, and naturally there are many literati and ink writers who want to seek refuge in the official.

Most of these people are from the original Ming territory captured by the Qing army, a bit of national integrity, unwilling to be an official in the Manchu court, and Daxing is now in the eyes of the Ming literati, can only be regarded as a local warlord of the Ming Dynasty, refuge in Daxing at least than refuge in the Qing Dynasty, Dashun's reputation is much better, one is a foreign Tartar, one is a Ming anti-thief, Daxing at least did not oppose Daming on the surface, and the princess is still the princess of Daming, these Confucian students who want to face do not have the slightest psychological burden to take refuge in Daxing, and they have the same idea as Li Xiangjun in their hearts, and they also want to win over Daxing, Anti-Qing and restoration of sight.

Yang Xin has no good impression of these people, nor does he have a bad feeling, he can even tolerate people like Ou Keli and Li Anbo, and these Qingliu literati will not care, in fact, the entire high-level of Daxing does not care about these literati, and the core power organ of Daxing is not a local official like Daming at all, but Daxing Qianzhuang, Daxing Firm, Maritime Administration, and the army and so on.

It is because the general education level of the veteran citizens of Daxing is very low, and after they occupy important positions in Daxing, they are hiring some literati as assistants, such as the entourage brought by Cheng Fang and the others just now, Yang Xin can see that he is obviously a scholar, otherwise it is impossible for the brush to write so quickly.

As for opening a new school like other traversers and cultivating their own talents, Yang Xin has no interest in it at all, Yang Xin's approach is to take it, he is not afraid that he will not be able to recruit talents, so why bother to cultivate it himself, it is too slow, and he has no extra energy to deal with such a complicated matter as running a school.

Yang Xin nodded and said: "Well, just do as you say, take refuge in your literati, you can arrange to be a petty official in the local area, anyway, you can decide with the princess, and if there are good talents, you can also recommend them to the king." ”

Li Xiangjun was overjoyed, with Yang Xin's words, she would be much easier to do, and she could slowly cultivate pro-Ming forces in Daxing, so she hurriedly promised, and asked tentatively: "King, I don't know if Weichen can establish a academy in Daxing, and I have never mentioned the imperial examination in Daxing, isn't the king ready to take the imperial examination and recruit talents?" ”

Yang Xin was stunned for a moment, he really hadn't thought about this, thought for a moment, and said: "It's okay to set up an academy, but you can't use the treasury and the money of Xingwangfu, there are many local tyrants who want to run an academy, you can just go and sponsor yourself, as for the imperial examination, you reminded me, Wei'er, you go back and ask Daxing to make a business out, specifically to provide examination business for students, of course, the fee can't be low, don't come to the exam if you don't have money, go and find a way to make a reputation, attract the attention of this king, and you will consider using it." ”

The princess and the princess were stunned, but they didn't expect Yang Xin to be so picky, which means that the selection of talents not only does not cost a penny, but also makes money?

Yang Xin's devilish operation, the princess and Li Xiangjun couldn't understand it at all, and the princess hesitated and asked, "Husband, what about those poor students?" Isn't Daxing a thought for the poor? ”

Yang Xin smiled slightly, and said: "I Daxing country is small, and I don't have the ability to take care of them, remember, you can only have people in your eyes, other people, not even second-class nationals, not even the people of my Daxing, I Daxing currently only have more than 2,000 people, plus their families, there are only more than 10,000 people, these people are called Daxing people, others love to come to my Daxing, we welcome, you can go at any time, our government is just for public security management, it is convenient to collect taxes, Their identity and address are only recorded temporarily, and they will not be registered. ”

This kind of remarks is so unbelievable and appalling that the princess and Li Xiangjun were so shocked that they couldn't speak, and looked at Yang Xin blankly, all along, they thought that the people were just a title for investing in Daxing, but they didn't expect that in Yang Xin's eyes, the people are the people, and they are the real people, not for fun.

Yang Xin looked at their surprised eyes and explained: "There are too many people in this world, and my Yang Xin's ability is limited, you can understand the Daxing Imperial Court as a large business, I Yang Xin is a real person, every citizen who receives it, must be responsible for their future, to ensure that they have no worries about food and clothing, a bright future, and their children and grandchildren will continue to be rich and prosperous, and they will never seek personal interests for themselves under the banner of being good for the people. Do you understand? ”

The princess patted the frightened little heart and said, "Isn't the husband doing this to lose his demeanor as a Ming Jun?" ”

Li Xiangjun also said: "The king said this, isn't it too selfish, it is not easy for the people of the world." ”

Yang Xin smiled and said: "I know that it is not easy for them, they have to work hard to find a way to join us Daxing and become our people, we will try our best to cooperate and assist, as long as they join, they will be the king's people, the king will give them absolutely fair treatment, everyone will work together to build a perfect country, otherwise, the king will not be able to help, the Tao is not the same, everyone in this world to survive, it is not easy." ”

The second daughter was deeply shocked, and began to seriously recall Yang Xin's words, and was silent for a while.

Daxing Imperial Court operates efficiently, the preparations for the expedition to the Japanese state are done very quickly, these citizens are clear about the great benefits of laying down the Japanese state, the key benefits everyone has points, that is the real silver, direct dividends every year to get money, do not play false, last year the people per share of more than 3,000 taels, this year more, nearly 4,000 taels, a three-share national dividends every year can get more than 10,000 taels of silver, not counting the usual money, their own private industry, etc., so, do not work hard to be sorry for yourself.

In this way, after more than ten days, even the 50,000 troops of the Qing Dynasty were transported from Tianjin to Weihai by the naval division, and the coalition army of 120,000 people hired a group of tens of thousands of people to be responsible for transporting the baggage.

Of course, when you really go to the battlefield, this 10,000 people is far from enough, Yang Xin plans to go to the king of Goryeo to ask for a people's husband, so you don't have to pay your own money, the people recruited by Weihai are not cheap, the monthly salary is one or two halves, and it also includes food and accommodation.

There are people from all over the country who rush to come over to be people's husbands, especially Fujian, which is well-informed, and the most people come, crowded the wharf in Weihai, Lin Hai is one of them, he heard the news of a villager in the village who worked as sailors for the maritime merchants in the south of the Yangtze River, saying that Daxing is preparing to conquer the Japanese country in the east, and there must be a lot of people needed, and Daxing has a minimum employee protection regulations, and any hired worker recruited must not be less than one or two per month.

Such a high monthly salary is simply an astronomical amount for ordinary farmers in this era, just like the monthly salary of 10,000 yuan in later generations, and food and shelter, which is nothing for rich people, and for ordinary workers, the temptation is absolutely enough.