After being polite, Xu told the truth about the situation just now, the two captains analyzed it, and they both felt that there was nothing to guard against, Zhang Yuqi asked Han Rui and Huang Xinyi to go out, closed the door, and officially talked about the case with Xu Zheng.

It turns out that this case is not simple, this is a trans-provincial or transnational fraud group, their main target of fraud is young people working in big cities, and they are also elite-level high-income people.

The main means is to target these people in their thirties and forties, with high income, high consumption and high frequency of credit card use.

Because most of these people use credit cards for consumption, this is because among all the lending models, the interest rate of credit cards is the lowest, which is a few percentage points lower than Alipay's borrowing (credit loan) and bank loans, which means 10,000 yuan, and the total interest is less than three or four hundred yuan.

If you compare it with online loans, it will be less.

Therefore, these high-spending young people must prefer credit cards when spending, of course, this is the cost, if you cash out the credit card and pay in installments, then the interest will come up, no lower than the bank loan.

When using a credit card, in addition to the benefits that come with the card, many stores also have discounts and benefits, plus there are also online sales of credit card coupons, discount coupons and so on.

These young people have high consumption, and their natural IQ is not low, no, they will be in the welfare group of various credit cards, for example, if you use credit cards frequently, the points every month are a sum of money, of course, this is a small amount of money, I am worried that after you have a large amount, there will be a lot of discount coupons, discount cards, and points exchange, you can put it on the salted fish platform for sale.

There are many ways to use credit card mattresses, and this gang of fraudsters has resorted to a variety of scams.

The first step is to build a variety of high-end wool herds, the kind of fifty crooks, first think of ways to feed you and raise your credit card limit.

The second step, after raising you, train you to manage money, after all, you are a high-income group, you know how to manage money, this is just right, they will establish various financial management companies in the background, of course, this is fake, and then falsely report financial statements to lure these 49 scammers.

The third step, when you see that the 49 people in this group have invested money in these financial management companies and made a lot of money, you are not tempted for a month or two, and you are not tempted for one or two hundred thousand or thirty thousand, but after two or three months, you will not be tempted when there are hundreds of thousands and two hundred and twenty thousand...

To put it simply, your credit card limit was only 10,000 at the beginning, and with the help of everyone, you increased by tens of thousands, and when you were finally raised by a fraud gang, your limit was in the millions.

At this point you're fattened and ready to be slaughtered, so you cash out the money from your credit card with their help, and then invest, and then you have...

Zhuang Qiang's undercover gang is this kind of fraud, of course, the process must be more complicated than this, and they have other fraud methods, not only by fraud credit cards.

The main thing is to defraud credit cards is to raise pigs, and for a long time, during this period, they will engage in some small fraud methods, and if they succeed, they will change cities and places to defraud.

Today, the woman next to Zhuang Qiang is a member of the fraud gang, and it is said that with her face like Fan Shuishui, her place in the fraud gang is not low.

Zhuang Qiang plays the role of a deputy general manager of the company, who is rich and not very rich, but he likes to spend high everywhere, and he has to use discount coupons for mattress wool for consumption.

For example, the Range Rover he rented today, it costs 2,000 yuan a day to rent it normally, and the money he gets from mattress wool can save about 500 yuan.

Moreover, in order to fish and appear real, Wei Rugang also asked him to deliberately leak the information about the car rental to this beautiful woman "accidentally", so as to meet the character that Zhuang Qiang wants to play, otherwise, a deputy general manager, how can he have the money to drive a Range Rover?

Of course, if you want to lure a woman to take the bait, you have to rely on men's capital. capital, because according to Wei Rugang's investigation, this woman has a rich nightlife, great desires, and often changes boyfriends, and boyfriends are generally tall and strong.

Zhuang Qiang looks like he fits this condition very well, and his 32-year-old age is just right.

Moreover, in the two days of the May Day holiday, Zhuang Qiang met a woman in a bar, and then there was a rhythm of various credit cards, according to the normal process, he could stay and fly with a woman that night, but this time, our brother Qiang played an innocent man.

The rhythm of marrying this woman.

Therefore, at present, he and this woman are still in the stage of distraction, and they can't go to bed, tonight is a big test for Zhuang Qiang, the police are not allowed to have a relationship with the suspect during the undercover period, and if it happens, he will be taken off his police uniform if he doesn't get it right. (Refer to KM City undercover police officers who went to massage parlors to perform tasks and were administratively punished, and were eventually dismissed from their police careers.) ）

In this regard, Xu Zheng was not worried about Brother Qiang, after such a year of police life, he believed that Brother Qiang could avoid this kind of behavior.

Besides, this kind of woman who can see the tips of her toes when she stands up straight is not Brother Qiang's dish at all.

"Brigade Zhang, Brigade Wei, at present, do we have to wait for Zhuang Qiang to officially enter the fraud gang before we can close the net, and now we can only chase and protect him?"

Wei Rugang shook his head, "Fraud is different from other cases, this kind of case fraudsters will immediately change their targets as soon as they see that they are unsuccessful, and even in order to prevent revealing their whereabouts, it is possible to move quickly."

Therefore, when we are handling cases, if we can catch big fish in the long run, we will wait for a while.

If these fraudsters are ready to leave our Changming City, they can only be arrested. ”

Seeing that Xu Zheng's expression was a little strange, Wei Rugang explained with a smile, "It's not what you think, we are not doing this to earn merit, because when they leave a city, they will spend part of the defrauded funds, and sometimes they will even spend all the money in order to retain the hearts of employees."

This money may not be much, hundreds of thousands or millions, but this money is also the hard-earned money of the people, so we still have to catch it.

As for Zhuang Qiang, I'll tell you the truth, we didn't take any protective facilities against him, including tracking, including the use of monitors, locators and other means. ”

Xu Zheng has not been in contact with undercover operations until now, and he has only heard about the whole process, what Wei Rugang said is not the same as what he heard before, and for a while, he was a little confused.

Could it be that his colleagues participating in undercover did not even have any protection?

It's really like the movie:

"When will I go undercover when I'm going to come back?"

"When the case is over, you will be welcome at any time."

And then the case is over, and the people are gone ....

Zhang Yuqi saw Xu Zheng stunned, and faked a cough, "What do you think?" It's not that we don't protect him, the current fraudsters are too shrewd.

The first task when he came to Changming City was to 'visit' the various members of the anti-fraud brigade and sort out their information, so the Wei Brigade asked the Wan detachment to send him a special agent.

Such a cautious fraud gang, the methods you said can't be used, and if you use it, it will hurt him.

We not only weaved a real identity for Zhuang Qiang, from household registration information, ID card, work information, various bank card flows, etc., but also created a circle of friends for him. ”

Zhang Yuqi asked Xu Zheng to take his WeChat profile and pulled him into a WeChat group, "This group is our own people, Zhuang Qiang is also in this group, you are the group leader, there are currently 49 people, wait for Zhuang Qiang to pull that woman into this group."

At that time, it will be 49 policemen and one fraudster, so it will be up to you to cooperate with Zhuang Qiang's actions when the time comes. ”

Xu Zheng opened this WeChat chat group, and there were various credit card discount coupons and coupons in the group, is this the credit card mattress wool?

"The two leaders rest assured, I will understand the credit card mattress wool mechanism as soon as possible, and I will not hold back."

Zhang Yuqi pouted, "I didn't tell you if I knew you were taking wedding photos in the past two days, you shouldn't have a credit card, right?" Hurry up and get a few when you go to work tomorrow, remember, Hanhai Bank's credit card must be done.

When the time comes, contact the comrades of the economic investigation and get you a temporary credit card with a large amount, but you can only use this card for this mission, you know what I mean? ”

"Well, I see. But Team Zhang, I'm the leader of this group, is it possible that I can only issue credit card coupons in this group, so who will pay for it? It can't be a credit card from Hanhai Bank, right?"

Wei Rugang took over, "Of course not, we specially applied for a case handling fund for this case, don't worry, Xiao Xu, how can you spend money?" ”

Speaking of this, Wei Rugang turned his head and asked Zhang Yuqi a little tightly, "Team Zhang, Zhuang Qiang won't take this woman to spend money at will, let's prepare a lot of funds this time, but we can't let him make it casually, especially if a woman spends money, then..."

Zhang Yuqi frowned and rubbed her hands together, "You mean to say that you are also worried that this woman named Fan Qingqing is a chopper?" ”

"Aren't you worried? If she sees so many discount coupons for two or three percent off in the group, she can't go crazy? Wei Rugang is worried, there is a lot of money for handling the case, but it can't be wasted.

Well, the funds are only relatively much, 50,000 to 100,000 can be used, but this time it is a lot of money, if there is no effect, will the leaders approve so much next time?

Every person who is a leader, this reimbursement, that reimbursement, and there is an incorrect account when it is reported back and forth!

After talking about things, Xu Zheng still doesn't have to carry out the task tonight, first, he still doesn't understand the specific process of mattress wool and the new scam of fraudsters, and second, he doesn't have a credit card, and he can't perform his duties as a group leader without a credit card.

"Brigade Zhang, I think it's just right for this group leader to let Brother Qiang do it, he wants to have as much mattress as he wants, and he can make any kind of wool on the mattress, and other people are the group leaders, so it's not convenient for him to come."

Wei Rugang thought for a while, "That's okay, but it's okay for Zhuang Qiang to be the leader of the group, but Xiao Xu you have to tell him, the minimum is five percent off, so don't think about the wool with two, three, or four discounts." ”

Xu Zheng nodded, this, to be honest, he nodded, he would also tell Zhuang Qiang, but you are reluctant to spend money on how to trap this woman.

And according to Zhuang Qiang's character, there must be a lot of discounted rolls with two or three folds, and it is estimated that the two captains should be distressed about the funds by then.

After talking, Xu Zheng took Han Rui and Huang Xinyi home, on the way, "Huang Xinyi, let's send you home first, right?" ”

Who knew that Huang Xinyi, who was sitting in the back, hugged Han Rui, "I don't want to go home so late, I'll sleep with Xiaorui tonight."

Hmph, you don't have to thank me, I'm helping Xiaorui take a leave, like a cow all day long.

Don't you know that the ground will be plowed? ”