May.

Midsummer Night.

Lin Yi was wearing a thin home coat, lazily lying on the courtyard mat, Chunmei Xiu'er used a fan to drive away flying insects by his side, and Yinlian fed him fruits.

Cui Niannu, Pan Jinlian, and Linglong were chatting quietly beside them.

What a quiet and warm scene.

Lin Yi likes this feeling.

The whole person's body and mind are relaxed, and there is even a hallucination of the wandering soul, and the whole body is crispy and numb.

Cui Niannu crawled over.

whispered in Lin Yi's ear: "Master, I discussed with Sister Jin Lian just now, do you think the sandalwood lipstick looks good?" ”

Sandalwood is the modern color of flesh and nude.

Lin Yi thought of the moist lips of those young girls in later generations, looked at Chunmei and Xiu'er, and said with a smile: "Sandalwood is suitable for girls, it will make people look more youthful." ”

"Well, then I'll have someone produce a batch to sell and try." Cui Niannu said.

During this time,

Lin Yi saw that the women were idle, gave them a business, and let them run rouge gouache.

In fact, there are many styles of rouge gouache in the Great Song Dynasty, such as thrush ink, lipstick, makeup powder, rouge, flower day, lipstick paper, etc., which are also divided into various colors.

Lin Yi let the women operate, naturally he would give them some good things, perfume, soap franchise for them, and also taught them how to make tubular lipstick, in fact, lipstick is very simple to make, in addition, alabaster was also introduced.

The ancients described the beauty of women, and used the words "white skin", "skin like clotted fat", and "Youlan", and used the cosmetics sold by Cui Niannu, which can improve the beauty of women by several grades.

The cosmetics of the Lin family's shop are good at everything,

The only downside is that it's expensive.

Only this business can easily earn 100,000 yuan a year, but for Lin Yi, it is just to find something for women to do.

The real big business is out there.

The Royal Merchant House has now become the largest merchant house in the entire Great Song Dynasty, with goods connecting the north and the south, and the ancient business earns money from poor information, because it has its own intelligence organization and grasps the most timely information, so that the Royal Comptoir can take the lead.

The firm has been in operation for nearly a year, with a profit of 30 or 40 million yuan.

There is also the Treasure Pavilion, which is also the most profitable, and most of the goods in the Treasure Pavilion originally came from confiscation, so there is no cost, in addition to the hard currency such as houses and land.

Just talking about land, the Chinese people love land the most, especially the land forcibly occupied by corrupt officials and corrupt officials, almost all of them are familiar land, and they can be robbed madly wherever they are placed.

However, Lin Yi did not sell it.

He has his own ideas.

The recruitment of tenants is more important, one is to harvest grain and lay the foundation for the grain business of commercial banks, the other is to solve the problem of displaced people in the disaster, and the other is to reduce the proportion of tenant rents extracted by the landlords and gentry across the country.

There were not many famine years in the Great Song Dynasty, and there were many places that were affected, and how to solve the problem of the victims was a headache for the officials of all dynasties.

Lin Yi left these lands and set up a national land leasing company, leasing them to the disaster victims at a low price, solving the land problem on the one hand, and solving the disaster victim problem on the other.

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As for the rent of the land, which can be adjusted by a large amount of land, the rent collected by the landlord is too expensive, and he can lease the royal official land, and no one will give them tenant farmers, and the rent will naturally fall, which is also a kind of pension for the peasants.

Lin Yi even had an idea,

Later, when there is more money, or if you go out, most of the land you get will become company land, and then rent it to the peasants at a cheap price, so that the rental price of domestic land will not become a straw that will break the camel's back.

In fact, what the peasants want is very simple.

If they have a few acres of land, they will not starve to death, and they will not rebel if they can eat a meal of meat and wear new clothes for the New Year.

Many times rebellion,

I really can't live anymore.

And there's more.

The snowflake salt and sugar industry has not been expanded in Beijing, and as for the production capacity, it has been transferred to the raw material production area, which is convenient for processing and saves costs.

Now there are more than a dozen large factories in the industrial zone, which produce products such as glass products, mirrors, soaps, perfumes, artillery weapons, etc.

As for the production of gunpowder and ammunition, it is not here, but a wilderness area dozens of miles away from Bianjing, where there are no people for dozens of miles, and the factories are heavily guarded.

And the 36 prisons in the world, which produce steel, were transformed by Lin Yi.

Lin Yi came up with technologies that far surpassed this era, such as coking coal smelting, new iron-making furnaces, and steel-making by churning method, which would only appear in the middle of the Qing Dynasty, but there is no difficulty in realizing it now.

With these methods, wrought iron and steel can be obtained in large quantities, which is dozens of times faster than the original speed.

With good steel,

Nature can make a good weapon.

In the past, there were thousands of divine weapons, and in the future, Lin Yi could be mass-produced here.

With better steel plates, armor can be made thinner and more powerful, which can also play a vital role in the performance of generals and soldiers on the battlefield.

With the coking coal ironmaking method,

The most intuitive benefit is that the output of wrought iron and steel has been greatly increased, iron is money, and the extra iron can be sold or made for a large amount of money.

As early as this winter, just after the end of the New Year, Lin Yi received reports from all over the country one after another, and he sent people to look for mines, and several groups of people found ore veins.

Lin Yi immediately ordered people to directly enclose the surrounding mountains and assign them to the state, and asked the Ministry of Industry to send people to survey and survey how large the reserves were.

After several months of surveying, the results were very gratifying, all of them were high-quality large ore veins, Lin Yi immediately ordered people to mine and excavate, and all the copper and iron ore dug out were sold to the 36th National Supervisor for smelting.

As for the news of the discovery of several super-large copper and iron mines, Lin Yi did not hide it, but told the world through the morning newspaper, and the people were naturally happy to see the good news.

First of all,

At the end of the Northern Song Dynasty, there was already a newspaper, called Chaobao, which was published by the government in a unified manner, and recently there were two tabloids on the market, which belonged to private newspapers, and it was not easy for the imperial court to allow these two private newspapers to be printed, and people's enthusiasm was very high.

In fact, they didn't know that these two newspapers were all made by Lin Yi privately, and they also made the two families have a tendency to oppose each other, to put it bluntly, it is the left hand to the right hand.

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No one in this world knows better than him the importance of controlling public opinion.

Public opinion can rejuvenate the country.

Public opinion can also subvert a country.

......

The large-scale spinning and textile machinery that Lin Yi made has now established a large-scale factory in the Jiangnan area to recruit skilled workers for production.

The Royal Bank is the industry that Lin Yi attaches the most importance to.

After half a year of development, the Royal Bank has completely made a reputation, in the first few months, people were still skeptical, but after the number of people who tried it gradually increased, people found the benefits of the bank, and the business volume showed explosive growth.

At present, the inventory of the Royal Bank has reached 300 million yuan, about 100 million yuan of Jiaozi has been issued, 100 million yuan of silver notes have been issued, and more than 80 million yuan of loans have been issued.

The largest customer of loans was the Great Song Dynasty.

The mortgage is to repay the interest with the annual tax revenue of the imperial court, and if there is a traveler who comes over, he will definitely find that this model is very in tune with the Federal Reserve and the US government.

......

On this day,

Lin Yi came to the head office of the Royal Bank.

Today there will be a big move by the banks, and that is to sell mine stocks.

And this news,

It had already been spread to the world through the Korean newspaper and the two private newspapers, and more than 30 branches of the Royal Bank began to sell shares to the outside world today.

Lin Yi took out three mines to test the water.

One coal mine and two iron mines.

The coal mine is in Chentian Town, Lanling, where the Royal Commercial Bank has discovered a large open-pit coal mine, which has now been officially mined.

Lanling is the Zaozhuang of later generations, Zaozhuang is known as the coal city, the proven reserves of this open-pit coal mine are 500 million stones, the quality of the coal is very good, and the mining is convenient.

There are two iron mines, one is in Huangshi City, Hubei, that is, one of the veins of Daye Iron Mine in later generations, with reserves of 800 million stones, and the other is Ma'anshan Iron Mine, located at the junction of Jiangsu and Anhui, with reserves of 1 billion stones.

The survey technology of the Song Dynasty is naturally incomparable with that of later generations, but there are quite a few of them.

Iron can be much more expensive than coal, the Great Song Dynasty implemented iron money, and iron dug out is money.

The bank opened, and many big businessmen and big family treasurers came one after another, and these people came to the mine.

Everybody knows,

With a mine, generations don't have to worry about upgrading.

But as many people know,

Those mines may not be able to be swallowed by their family, of course, Lin Yi didn't want any of them to swallow, his plan was that these mines would still be operated and mined by the Royal Commercial House, and the operating expenses would be removed, and the money earned would be shared by everyone according to the shares.

Until ten o'clock in the morning,

Three or four hundred came one after another.

These can be said to be the most powerful businessmen and groups in the Great Song Dynasty, Lin Yi did not come forward, but was in charge of the big treasurer of the Royal Bank in Beijing.

The big shopkeeper took the lead:

"Ladies and gentlemen, let's talk about the sale of these mine shares, the total price of the mine is calculated according to the discount of the total reserves, and each mine is divided into one million shares, for example, for example, the coal mine in Lanling, the total price is about 60 million guan, the discount is 30 million guan, and then half of the shares are sold, that is, 15 million guan, which is divided into one million shares, that is, 15 guan per share."

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"The rule of our bank is to sell at least 10,000 shares, and no more than 200,000 shares can be sold without adding long."

At this time, someone asked: "How to calculate the profit, I don't think anyone here wants to make a loss-making transaction?" ”

The shopkeeper nodded: "That's right, no one wants to make a loss-making business, and the operation is still in charge of the royal firm, but you can send a supervisor to check the accounts, of course, the supervisor's salary is paid by you, and everyone will know how much you will earn at a glance." ”

Everyone felt that this plan was acceptable.

Then comes the sale.

First came the coal mines.

Then there is the iron ore.

Iron ore is expensive, the two iron mines are discounted by hundreds of millions of yuan, when buying iron ore, many people scramble, and in the end many only buy tens of thousands of shares.

In one day, all the shares of the three mines to be sold were sold out, and in the end, the Royal Merchant Bank received 128 million yuan.

Coming to an end.

The shopkeeper said, "Next month, there are still two mines to sell shares, a tin mine and a copper mine, and those who are interested are welcome to come and buy them." ”

Many people chased after the bank shopkeeper to ask about the situation of the two mines, and the shopkeeper said, "I don't know the specific situation, but don't worry, it is estimated that it will be announced in the newspaper in a few days." ”

The deal was a success.

Lin Yi was very happy.

also lamented that there were so many rich people in the Great Song Dynasty.

When this matter reached the court, many ministers were even more shocked and excited, so that in the future, the court will be short of money, and it will be able to sell mines, and it will naturally be able to solve the urgent need.

However, before people could wait for the next mine auction, the bank launched a new way to play, that is, Lin Yi launched a mine fund.

The fund is based on the remaining shares of the Royal Comptoir Mine and is issued with a commitment to interest rates between 3% and 5% per annum.

The interest rate on deposits at Royal Bank is now 2%.

The main reason for this is that the people are not active in saving, and many small merchants, landlords, old money, and wealthy households still do not trust the banks very much, and prefer to bury silver and copper coins in cellars.

Lin Yi wanted to use this method to dig out the money they had hidden in the ground.

Lin Yi's advertisements in newspapers are very attractive.

He only counted one account.

"Buy a 10,000 fund, 10 years later, it can become 16,500, buy a 10,000 fund, after 15 years it becomes 20,700, completely double, buy a 10,000 fund, after 30 years, it becomes 43,200, quadruple."

"Always start selling, the principal of the fund can be withdrawn at any time, guaranteed by the Royal Bank."

The fund is purchased in the bank, and more than 30 royal banks across the country are sold at the same time, and a special counter has been opened, and the amount is always sold, and the amount is set by itself, anyway, the interest rate is there, and if you want to make more money, you will invest more.

Not to mention,

The day after the newspaper was released,

There are many people who come to ask about the purchase of funds, some flower sisters, it is not safe to put money in the green building, it is better to put it in the bank, some small trading shopkeepers, the money earned on weekdays, in addition to buying land, actually do not know how to invest, it is better to put money in the bank to make money.

In fact, many people's money is really useless, and they should save a family business for their son in the bank, regardless of various reasons, in short, there is an endless stream of people who come to buy funds every day.

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Gold, silver and copper coins flowed to the Royal Bank.

In the months that followed,

Every month, the Royal Bank auctions two or three mines, and at the same time distributes funds to absorb idle money from society.

In July,

The total amount of reported funds has reached 600 million.

Even so, Lin Yi was not satisfied,

He used a more direct method, that is, to issue a new currency, after consulting with Song Huizong, and consulting with officials at all levels, Lin Yi used the funds of the Royal Bank as collateral to start mass production of 'royal banknotes'.

Jiaozi is too rough.

It's not comparable to a silver ticket at all.

The royal banknotes completely replaced Jiaozi and became the new legal tender of the Great Song Dynasty, and obtained the right to issue currency, did you think of the Federal Reserve and the US government again?

The royal banknotes use the latest printing methods, which are extremely difficult to counterfeit, and the denominations have also changed, which are consistent, five and ten, and the previous Jiaozi only had five and ten times, which is actually very inconvenient to use.

Consistently, it is natural to use copper coins, more than ten times, such as one hundred, and silver tickets can be used, and the minimum silver ticket starts from 100 times and goes all the way to 5,000 times.

The consistent, five-run and ten-run banknotes are different in size, color, and pattern, which can be distinguished at a glance, and it also saves the need to carefully check the amount when trading.

The Jiaozi in circulation can be exchanged at the bank at will, and it will not be long before the Jiaozi will be completely replaced.

At the same time, banks in various localities sent large quantities of silver money to Bianjing in batches and put them into the treasury of the head office.

And this money will be collected by Lin Yi in a few days.

200 million,

400 million,

600 million...

The amount of the system wallet is constantly increasing.

This money,

Lin Yi didn't want to take it all, the money was in his hands, which was just equivalent to a different place for the Great Song Treasury, and it was safer.

When needed, he can exchange it at any time, and what he exchanged is still the silver that the Great Song Dynasty lacks, which is more useful than Jiaozi banknotes and iron money.

800 million,

1 billion...

"Ding~!"

Just when it was over a billion, a long-awaited system prompt sounded in Lin Yi's mind.

Lin Yi was excited,

1 billion taels of silver, equivalent to trillions of yuan.

Finally achieved the goal.

He quickly clicked on the system panel.

"Congratulations to the players, the wallet funds have reached 1 billion taels of silver, and the system mall has opened new products."

Lin Yi looked at the panel.

There's a new skill in it.

"Money makes the devil grind."

Interesting name.

Last time, he gave a "this worship", and this time he gave a "money can make the ghost grind", and he felt that the system was getting more and more demonic.

Click on the instructions to view.

Money can make the ghost grind: It is a direct use of skills, no need to buy, you can use this skill when you encounter any ghost, spend money to control the ghost to do things, the more powerful the ghost, the more it costs, the more difficult it is to control what to do, and the greater the consumption.

See this skill.

Lin Yi's first thought was Sadako.

He immediately grinned.

"Hahaha, this time Lao Tzu can finally go to the end of the world of foot basin chicken, Lao Tzu once swore that he would get Sadako pregnant in the past!"

......

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【I have a game world】 【】

Count down to 3 counts...