Chapter 162: Team Crisis

Ye Chen took the account book and flipped through it, and the old accounts appeared one by one.

Juanxiu's font shows Fei Jinghuan's hardships when he took care of this bank.

In the reform of the banking system, the central bank increased the registered capital of private banks in order to better control the current economic market development.

With a decrease in the number of depository customers, businesses that cannot make ends meet will sooner or later face the danger of bankruptcy.

Sitting down and reading carefully, Ye Chen saw the names of some big customers.

Ye Chen was accustomed to analyzing data with charts, and took straw paper and a pen to quickly sketch out the income and expenditure of Huajin Bank.

I found the red pen on the table to mark the profit, and the blue pen to mark the profit and loss, and in an instant, the indicators of the bank's operation were presented in front of everyone.

Ah Zhong said in surprise: "If you don't have more than ten years of work experience in this chart, I'm afraid you won't even be able to draw a line." ”

Hearing Ah Zhong's praise, Ye Chen was not complacent.

If it weren't for the accumulation of business experience in the previous life, maybe even this simple chart would have been drawn crookedly in this life.

Fei Jinghuan put on his glasses and wiped his palms with a square towel.

Ye Chen handed it over with both hands.

"Xiao Ye, your chart is really very level. If my son can catch up with you by half the time, I'll be satisfied. ”

"Is Ling Lang also an employee of Huajin Bank?"

Fei Jinghuan fell into deep thought.

Ah Zhong whispered to Ye Chen: "Young Master Fei, he came to the bank a few years ago to do business, and was robbed by a group of bandits on the way.

Even the corpse could not be found in the capital after his death, and it is still an unsolved case hanging in the Public Security Bureau. ”

Ye Chen also asked quietly: "Is the bank's debt also owed during that period?" ”

"There is a high-interest loan of 100,000 yuan that the master made up a ransom to save the young master, and the remaining few are bridge payments from other small banks.

We make mortgages to customers, and customers have no money to repay, so they keep delaying, urging several times, and finally they can't recover the arrears. ”

A few gentle knocks at the door pulled the thoughts of the three people back.

Ye Chen saw a few men and women standing at the door, and immediately asked Ah Zhong, "Do we have a conference room here?" ”

"Turn right at the end of the hallway and you'll see the conference room, I'll take you there."

Ah Zhong walked ahead of everyone.

As soon as he pushed the door and entered the conference room, Ye Chen was instantly dumbfounded.

On the table and on the floor in front of me, there are cluttered stacks of bank transaction ledgers and bills for depositing and withdrawing money.

Carefully finding a place to sit down, the others seemed to pick up casually.

The female clerk with the roster squatted on the ground and tidied up a little, and took out a notebook to make meeting minutes.

Judging by her poor appearance, she can be regarded as a type of small jasper.

"Let's all report to ourselves."

"My name is Tang Yunyi, and I am in charge of the bank's personnel recruitment, and I also serve as the secretary to the president and the secretary of the meeting minutes."

"Wu Zhigang, responsible for the access control and security work, there are a total of 8 people in the guard office, and now with me, there are 5 people left."

"Liu Guifang, Accountant of the Finance Department."

"Dang Xiaojie, teller leader."

Gao Zhizhong, director of the office and deputy general manager. Fei Lao's son Shaokang is the general manager. ”

Ye Chen asked everyone: "How many employees does Huajin Bank have now?" ”

Tang Yunyi blurted out, "There are a total of 31 bank staff on the register, and there are 16 people who need additional support. ”

borrowed the meeting minutes in Tang Yunyi's hand and wrote down a few to-do matters.

"Starting tomorrow, all tellers, lobby managers and clerks on the job, except for the doorman, will be divided into three parts to sort out the bank accounts.

First, sort out the problems of the bank's external creditors, and register the reason for the loan, the amount of the loan, the periodic interest, and the maturity time.

Second, sort out the industry details of the bank's assets and investments, who is the relevant person in charge, as well as the scale of investment and the return cycle.

Third, sort out the information of bank depositors, and the detailed accounts of access and expenditure should be registered in association with the gold deposits.

Fourth, I want a personnel file, as detailed as possible. ”

Everyone looked at each other.

Tang Yunyi began to assign work according to the minutes of the meeting: "Director Gao, you should be no stranger to the bank's foreign debt problem when the general manager is here, how about you take the lead in handling the first article?" ”

Gao Zhizhong nodded in response: "This is no problem, I have an account over there, and I can take it out at any time." ”

"Sister Liu, you know more than everyone else how many assets this bank has, you can sort out the second and third ones with the big guys."

Liu Guifang wanted to resign, but Tang Yunyi publicly named her, and it was not good to brush the face of the new boss, so she had to take over the task.

Turning her face, Tang Yunyi reported to Ye Chen: "I locked the personnel file in the cabinet, and I will give it to you later." ”

Ye Chen nodded, and glanced at his watch after a while: "It's not early today, let's go back and rest early." Thank you very much. ”

After the meeting, the big guys left in twos and threes.

Ye Chen vaguely sensed that there had been a suspicion within the bank for a long time, and the unknown situation was more serious than what he saw at the moment.

"How many years has this Shaokang been dead, and Tang Yunyi still thinks she is a young grandmother."

"That's it, this tone of giving orders has long been unpleasant to her."

"She shoots the new boss's sycophants very loudly, let's be careful in the future."

These harsh voices in the corridor were heard by Ye Chen, and Tang Yunyi, who also returned to the office to get the personnel file, also heard in his ears.

The two looked at each other and came to the conference room to hand over.

"Boss Ye, after the bank settles the debt, I plan to resign.

You should familiarize yourself with this personnel file first, and if you have any questions, you can always ask me to understand. ”

Ye Chen put aside the personnel file unhurriedly, and said with a smile: "Can I call you Secretary Tang?" ”

"Whatever the boss likes, you can call it anything."

Pointing to the bills in the conference room, Ye Chen asked curiously, "How can there be so many bills in this conference room?" Don't tellers and accountants keep accounts? ”

Tang Yunyi's eyes drooped, and she said reproachfully: "Since Shaokang disappeared, the old man's physical condition has become very poor.

Most of the bank's business is supported by Uncle Zhong, and the managers of other departments are also in charge of a stall, and over time, the bank's internal affairs are getting worse and worse. ”

Picking up the bills on the ground, Ye Chen carefully looked at the order number on it, and then looked at the deposit and withdrawal amounts, all of which were daily transactions with a small amount.

Ye Chen asked curiously: "The second floor of the bank is everyone's office, what do the third, fourth, and fifth floors do?" ”

"The third and fourth floors are dormitories for former employees, and the fifth floor is a utility room."

In order to let Ye Chen understand the internal structure of the bank more intuitively, Tang Yunyi walked to the shelves of the conference room and turned out the decoration plan of the bank a few years ago.

Spread out on the table, Ye Chen carefully understood the structure of the entire building.