Chapter 49 [Everything is ready]
Not to mention this unexpected Huanghuali stationery box in the middle of the Qing Dynasty, even if you mortgage the old BJ fried sauce noodle restaurant that you have been operating for 20 years to the bank. Mother Yang Lan only has Yang Nianzhong, a relative and a son, and all the centers of life revolve around Yang Nianzhong.
Since ancient times, the relationship between parents and children in China has been different from that of the West, the key to the West is mine, and yours is your father and son. Only when Lao Tzu dies can the son inherit Lao Tzu's things, but the Eastern concept is not like this, all the things of the parents are the children's.
His son Yang Nianzhong is doing a serious career, not messing around and not doing anything illegal, can Yang Lan, who is a mother, not support it. Not only support but unreserved support, this time the amount of funds Yang Nianzhong needs is too big, and he can't make up the money by smashing the pot and selling iron, so he can only mortgage the old BJ fried sauce noodle restaurant to the bank.
Mother Yang Lan has made psychological preparations in this regard, and when Yang Nianzhong is in urgent need of funds, her mother will not hesitate to mortgage the only property of the mother and son. But now it's different, Yang Nianzhong auctioned back the veterans' warehouse at the least cost, and actually found a yellow pear stationery box in the middle of the Qing Dynasty.
In this way, the predicament of the mother and son has been changed, and there is no need to mortgage the only property and the only source of livelihood in the family. Instead, I chose another collateral, that is, this stationery box, my mother Yang Lan has lived in New York for so long, although the main thing is to run the old BJ fried sauce noodle restaurant, but her professional interests have not given up.
In the past, it was because it was not enough to pay compensation and bail to Yang Nianzhong because he made some money, so his mother Yang Lan could only suppress her hobbies. Don't touch those antiques and works of art, but with the expertise of my mother Yang Lan, I can be called a master in identifying antiques and works of art, even in the United States, the most popular and expensive are the works of European and American oil painting artists.
However, the contents of this mid-Qing Huanghuali stationery box are not favored by mainstream consumers, but its value is definitely more than hundreds of thousands of dollars. At this point, my mother Yang Lan can use her own credit as a guarantee, so she mortgaged this stationery box to the bank, and she was able to bring out a loan of more than 250,000 US dollars.
Although reluctant, my mother will not stop Yang Nianzhong from mortgaging the items he obtained by accident, not only will she not stop it, but she will also support it. Yang Nianzhong felt incredible about the change in his mother's attitude, looking at his son's stupid appearance, the mother burst out laughing and pinched Yang Nianzhong's nose and said.
"In your kid's eyes, my mother is a stingy landlord, isn't she? It's just an old-fashioned sapoo girl, isn't it? ”
Yang Nianzhong hurriedly raised his hands in surrender, who dares to say this about his mother, Yang Nianzhong will break the other party's neck. At this time, the old mother Yang Lan blinked, looked at Yang Nianzhong slyly and said.
"After so many years, my mother has long adapted to the living conditions in the United States, even if he is a billionaire, he is also carrying a lot of loans, not to mention those ordinary people."
"This stationery box is rare, we can't sell it for as much as our baby son gives, but it is mortgaged to the bank. Not only can you take out a loan to develop your business, but you can also store this thing in the bank's vault, which is safe and saves money, saving us the cost of opening a safe in the bank. ”
"Things are dead and people are alive, with my son's ingenuity and outstanding ability, this loan doesn't seem to be a pressure to talk about, I believe that you will definitely redeem this thing within half a year, so my mother supports you."
Mother and son are bent on profit, and the support of the mother is the motivation in Yang Nianzhong's view, and it is also pressure, but the difficulty is like a spring, if you are weak, it will be strong. There is no pressure, where is the motivation to devote yourself to your career, how can you bear to give up this, the warehouse of the import and export terminal, which is very rare in the warehousing auction house, auctions this piece of fat.
This piece of fat Yang Nianzhong must eat it in his mouth, whoever dares to grab meat from me to eat will dare to play with whomever I want, others are gambling on their luck and experience. Yang Nianzhong has a cheating device against the sky, others can lose, but Yang Nianzhong will definitely not lose.
As my mother said, with my excellent ability to repay the loan, it is easy to redeem things. It's just that I put it in the bank for my own safekeeping, and by the way, I got some start-up capital back, which Yang Nian still has in his confidence.
Otherwise, it would be impossible to devote himself to the warehousing and auction industry, and he would have been scared away by some of Old Tom's crooked fallacies. My mother actually agreed that Yang Nianzhong's start-up capital was already in place, and now everything is ready, only Dongfeng is left, and Dongfeng is to mortgage this Huanghuali stationery box in the middle of the Qing Dynasty to which bank.
How much is the loan, how much interest is repaid each month? What is the time? The mother and son duo were carefully studied and calculated. It is considered that a six-month term is the most appropriate to have six months to fund the loan, for example, a $250,000 loan that will be repaid after six months is $280,000 and a one-year term is $300,000.
Yang Nianzhong doesn't have to take so long, and he doesn't have to send $20,000 in interest to the bank in vain, six months is beyond the period of Yang Nianzhong's heart. Because Yang Nianzhong has had a problem since he was a child, he doesn't like to owe others, let alone the money from the bank, and the only person who owes is his mother Yang Lan.
The mother and son discussed until midnight, and the matter was settled, although they had already contacted the information management department of the storage company two days ago. registered his auction number, but in order to eat fatty meat and catch big fish, Yang Nianzhong had to give up these delicious snacks.
Therefore, in the next two days of auctions, Yang Nianzhong will not participate, but devote himself to the mortgage processing. The mother and son are not procrastinating personalities, and the next morning, Yang Nianzhong had already called to inform John that he didn't need to come over, and he was tired enough to give him two days off and let him go out to play and relax.
Mother Yang Lan informed the chef and Aunt Chen that they were no longer available, and they were closed today, which made some old customers who were accustomed to the taste of the old BJ fried sauce noodle restaurant very annoyed. But what can you do if people don't open the door? Originally, Yang Nianzhong planned to go to the bank in person to run the loan, but he didn't expect his mother to raise a phone call and get it all done.
At this time, Yang Nianzhong really understood how capable his mother Yang Lan was? At nine o'clock, after the mother and son were fully dressed, they took a taxi to the café next to Citibank in New York, and after entering, they saw a middle-aged white man in a suit and leather shoes.
Seeing the mother smiling and hugging each other, the two began to talk happily, and after chatting for a while, they remembered their son Yang Nianzhong. Then his mother Yang Lan introduced the two of them, looked at Yang Nianzhong's mother, Yang Lan smiled and pointed to the middle-aged man and said.
"Son, this is your Uncle Griffin, and my mother's classmate and friend at Yale."
Then he looked at Griffin and introduced Yang Nianzhong very proudly. "Coyote, this is my son Yang Nianzhong, let's see if he is tall and handsome."