Qi Jin squinted his eyes and looked at his righteous son.

Wu Bangde is thirty-three in his twenties this year, in fact, if you talk about age, it is more than enough to be a grandson for Qi Jin.

But the old Wu family has this bloodline left, Qi Jin was in Jizhou, was robbed of his life by Wu Weizhong from Mongolia, the two have been bloodied side by side for many years, and now Lao Wu goes to heaven to enjoy happiness, he Qi Jin has to take care of the only fire of the Wu family, and considers him the youngest righteous son to take with him.

Qi Jin wanted Wu Bangde to take the road of the imperial examination, after all, in this world, civil officials can gain power, and martial artists are oppressed.

However, Wu Bangde looks elegant and elegant on the surface, but he still has the blood of his ancestors who are brave and martial in his bones, and he still likes to mix with Qi Jin's relatives and guards on weekdays, and often asks his father-in-law Qi Jin for military affairs.

At this moment, Qi Jin said to Wu Bangde: "You are right, you Laozi and I also estimate that Liaodong is in chaos, and the imperial court still has to come to find our Qi family's army."

The old general sighed again, stood up, and said to Zheng Haizhu, "Miss Zheng, the old man and Bond, I will take you to see the drill first, and then I will talk about the side."

When the first old and the second child went out from the back door of the General Soldier's Mansion and bypassed a section of the city wall, Zheng Haizhu pointed to the dilapidated wall and asked, "This is the iron urn city wall of Sun Quan in Eastern Wu?"

Qi Jin patted the wall tiles: "It was at that time, don't look at the crippled, the remaining half of the wall is still so strong, not to mention the trebuchet thousands of years ago, even now, it can block the cannon."

Zheng Haizhu looked up at the Iron Urn City: "The Taixi countries on the foreigners' side are all castles of small lords, with empty structures, and the artillery of the Taixi people was originally just a substitute for trebuchets to collapse those hollow city walls. But our Han people, since ancient times, have been the capital of the state, the thick body like terraced embankments, and the method of attacking the city is still based on the attacker suppressing the defenders, destroying the firepower on the city, and waiting for an opportunity to enter the city."

Qi Jin and Wu Bangde were already about to continue walking, but they suddenly stopped and stared back at Zheng Haizhu.

For the first time, they knew that there were young civilian women in this world who could talk about weapons and siege tactics with relish, more meticulously than they were about hairpin ring jewelry and embroidery.

Zheng Haizhu said: "Of course, artillery is necessary, for example, if an enemy attacks the city, it doesn't matter if he is a cavalry or an infantry of the Japanese country, if the city directly bombards his mother, will they still be copper-headed and iron-armed? But blindly defending the city, after all, passive, the current situation, the Jurchens and the Northern Yuan ***, skilled in arches and horses, good at field warfare, we still have to find out how to fight against the Jurchens, so in terms of armament, there must be a large number of lightly armed firearms, cavalry and infantry can be carried, and don't always like to blow up, in the end I have to be an iron rod."

When Qi Jin heard the last sentence, he no longer hid the surprise in his eyes, and the young Wu Bangde laughed directly.

As a descendant of the Qi family, Wu Bangde can certainly hear where Zheng Haizhu's last sentence is.

That's the terrier of the three-eyed gun.

At that time, Qi Jiguang's soldiers were equipped with firearms, mainly birds, supplemented by three-eyed guns. Qi Jiguang clearly disdains the three-eyed gun, and Xu Guangqi's judgment is the same, thinking that the three-eyed gun is short and weak, the accuracy is not good, and it is easy to blow up the chamber and damage itself, no wonder the soldiers only use the three-eyed gun as a cold weapon for melee knocking on the head.

Qi Jin nodded Zheng Haizhu: "Girl, your mouth is a little poisonous, but it seems that she knows a lot about firearms."

Zheng Haizhu smiled frankly: "General Qi, I have experienced naval battles in Penghu, and I have personally seen the firearms used by Brother Yan and the Franky people, in addition to the breech-loading guns that bombard the ship, there are also light fast guns. The fast gun has a longer barrel than the common bird gun, and the gunpowder works in the barrel for more time, and the speed of shooting out is fast, so it can naturally shoot farther, and the armor-piercing ability is also more powerful."

Qi Jin doesn't understand modern physics terms like "doing work", but this is not important, the important thing is that he can understand the meaning of Zheng Haizhu's words.

He pouted: "The girl's three words are inseparable from your god-like Fujian fellow. Hehe, Haikou, you have money, what new gadgets can't you get?"

Wu Bangde muttered: "In the past, when the first assistant was there, he was not short of money."

"Presumptuous!" Qi Jin heard him mention the dead Zhang Juzheng again, and reprimanded him, "Talking nonsense, don't you have a head?"

The old general had a calm face and did not dare to lead

The two young men who spoke again stepped on the grass that smelled of mud in the summer.

He climbed a high slope before he spoke again: "Girl, the old man is a rough man, but he still understands the minimum etiquette, and I invite you to come to the school to thank you in person."

Qi Jin first pointed to the foot soldiers in the east who were in charge of all kinds of and, formed a small formation, and said: "That's our Zhejiang soldiers, they eat the silver of the imperial court, and the monthly grain is one or two or five yuan, if you go out to fight, the food will be counted as another two taels per month."

Zheng Haizhu looked at it intently, and could see that there were about a dozen people in each small array, and the weapons held by the soldiers were different, and the forks like sugar gourds on the periphery were very eye-catching, and it was estimated that they were wolf mills.

The battalion soldiers led by Qi Jin are really in good spirits, and they are full of vitality, which is completely different from the guards who are like many old dogs in the Ming Dynasty.

"This is Qi Shaobao's Mandarin Duck Array, right?" Zheng Haizhu asked.

Before coming to Zhenjiang to meet Qi Jin, she had already asked Lu Xiangsheng to be her teacher, and she studied the mandarin duck array inherited and carried forward by Qi Jiguang from Tang Shunzhi, and used it to get close to Qi Jintao.

Qi Jin nodded: "It's a mandarin duck array, but my father-in-law emphasized it when he was alive that this formation is suitable for the hills and ravines of Nanzhi to Fujian, or when it is used in street battles. If the desert is in Liaodong, the land is vast and the plains are wide, and the cavalry of the *** are all pressed over, galloping like the wind, this kind of formation is not used."

Qi Jin turned to the large gravel field to the west, which was full of haystacks and horses, and said solemnly, "Miss Zheng, that team of fifty or sixty people is the cavalry that General Suima helped train for a while. Their ancestors and fathers, in fact, are also our people from Yiwu, Zhejiang, because they followed us to the north, these children were born in Jizhou, but they have been on horseback since childhood, and they are good material for cavalry. It's a pity that although they inherited the military households, they have not received military salaries in recent years, and some of them can only work as coolies like horsemen and slender men, and many of them are tired and frozen to death......

When Qi Jin said this, his words froze, he quickly blinked his eyes, suddenly raised his hand and patted his temple, scolding, "Huang Meitian's mosquitoes are really fucking fierce", and then wiped his cheeks.

Zheng Haizhu always watched and listened attentively, how could he not see that Qi Jin was talking about the descendants of his old subordinates, and he was bitter and hiding his choking.

Wu Bangde hurriedly picked up: "Miss Zheng, my father-in-law sold some of the fields in Zhejiang, made up seven or eight taels of silver per person, first recruited the first batch of dozens of young men and family rolls to Zhenjiang, and then bought twenty horses that were not wanted by the imperial court from the stables raised by the nearby civil officials, and everyone rode up in turns to train and form this cavalry."

Zheng Haizhu rolled his eyes and calculated the account: "Horses are trained like this, they can't just eat forage, they have to add bean cakes and salt, and the horses of our Songjiang Mansion have to eat one stone of beans and twenty bundles of hay every month, and they have to get twenty or thirty taels of silver a year to raise. It's cheap to buy a horse, but it's expensive to raise a horse. These twenty horses alone cost five or six hundred taels of silver a year. The annual salary of fifty cavalrymen was nearly a thousand taels. Regardless of the cost of helmets, armor, and spears, this small cavalry consumes at least 1,500 taels of silver every year. Can General Qi report to the Ministry of War for them?"

Qi Jin sneered: "The old man went to the military department early in the morning to find people and transferred them from Jizhou to Nanzhili. The Ministry of War originally said that the celebrant and the cabinet were about to approve it, but suddenly they said that there was no money, and King Fu was married, and the household department couldn't bear it, so he gave out 100,000 taels to the Lord of Long Life."

Zheng Haizhu was silent and did not ask for details.

The old Zhu family is too capable of giving birth, and a large number of moth-eaten descendants of the imperial court and the imperial court for nothing are indeed a heavy burden for the empire.

Not to mention the pearl of Wanli and his favorite concubine like King Fu, ah no, the fat pearl in the palm of his hand, and getting married at public expense, will naturally remove a lot of people's fat and people's ointment.

But Rao is like this, the annual income of the imperial court is 2 million taels of salt, is it true that even the military salary of 2,000 taels of silver can be approved?

What's more, these young cavalrymen were originally inherited from the old man's military status, and they should have received a monthly salary.

Qi Jin saw what Zheng Haizhu was guessing, and said bluntly: "If you inquire again, it is the imperial history of the court, and I have participated in several books of the old man, saying that I want to use public funds to support domestic slaves. Zhang Shilang of the military department found someone to intercede, and said that they were all the sons and nephews of the heroes of Jizhou back then, and the relatives took them in, and there was no evil intention, and the matter was settled. Zhang Shilang is really a good person, and he turned around again and asked the ministry to transfer the general to train the troops, which is equivalent to announcing to the court, old

There is nothing wrong with this cavalry, rightly speaking, appearing in Zhenjiang."

So that's what happened!

Zheng Haizhu finally understood today, why on the ship back to Songjiang from Yuegang, Fujian, Liu Gonggong often mentioned to Ma Xianglin that your father-in-law is a rare scarlet civil official who is willing to stand up for a military general.

Zhang Quan, the squire of the military department, has his father and his daughter, the young Fengqing is in the old Fengsheng, and Zhang Fengyi, the daughter of General Ma and Zhang Quan, will definitely be like the official history, Qin Se and Ming, and relieve the national disaster together.

Zhang Fu is worthy of Qin Liangyu's son. Zheng Haizhu was happy from the bottom of her heart that Ma Xianglin had such a family affair.

The bleak look on Qi Jin's face that had existed a moment ago gradually dissipated.

The old man suddenly turned around, and actually made a gesture to Zheng Haizhu: "Girl, the old man is going to thank you here today, the thousand taels of silver you sent have solved the old man's urgent need, and can support the expenses of this cavalry for more than half a year."

Zheng Haizhu hurriedly bowed and returned the salute, and said with three points of self-shame and seven points of sincerity: "Mr. Qi, Mr. Zhang Shilang contributed, General Ma contributed people, I can pay for it, Mr. Qi will accept it, I really don't know how willing I am." I just hate myself for having just started to buy and sell, and I still have too little to do."

Qi Jin looked at the training ground where he practiced hard work and shook the sky, and sighed: "Girl, I believe that you are a good person who is rarely rewarded by God in this world, and I also believe that your fellow countryman who is favored by the court will not be a widow. But please be considerate and considerate, the last bit of face for my family. Our Qi family army, these Zhejiang soldiers led by me, if they have the opportunity to fight side by side with Leader Yan in the future, they will definitely go all out and cooperate sincerely. But for now, I don't want to make friends with people from the sea, and I don't want to take any more money from the sea."

When Zheng Haizhu heard this, she was about to cry.

It's not that I feel frustrated because I failed to help Yan Siqila circle of friends.

It is precisely the feeling of emotion and sigh at the stubborn self-esteem of this old general of the Ming Dynasty.

How many civil officials who were born in Jinshi and are full of benevolence, righteousness and morality, "Today's Li Mansion worships the godmother, and tomorrow's godfather will be surnamed Zhang", is there still a few?

And these military generals who are despised by scholars often stick to the bottom line of their beliefs and sacrifice two words: no retreat.

Zheng Haizhu didn't think that Qi Jin's rejection of Yan Siqi, a sea hero, was a manifestation of pedantic arrogance.

The more principled people are, the more they can be reliable partners.

Zheng Haizhu then said cautiously: "Chief Qi Bing, the juniors understand. The juniors no longer mention bringing my Brother Yan to visit me, but they have another thought, I want to talk to the old man and Wu Gongzi."

"Girl, you say."

"Why don't you start a new business yourself? Zhenjiang goes north to Linqing and south to Songjiang, and the transportation is busy, and the waterways are prosperous, so it is a pity not to do shipping insurance."

……

In the general army's mansion, Zheng Haizhu spread out a piece of paper and wrote a few words: cargo owner, carrier, insurance company, premium, insurance, claim, and accountability.

"Just the three of us, let me give you an example," Zheng Haizhu put down the brush and said, "Qi Zongbing is the owner of the goods, and let Wu Gongzi, the boss of the ship, drive the ship from Zhenjiang to Songjiang. Unexpectedly, before I arrived in Songjiang, the ship sank, and all the tea leaves of five hundred taels of silver were finished. Fortunately, before Mr. Qi shipped the goods, in my Zheng Haizhu's insurance trading company, I spent a premium of five taels of silver to buy a cargo insurance. Now that the goods are really out of danger, I, Zheng Haizhu, want to compensate Qi Zongbing for 500 taels of silver."

Qi Jin stroked his gray beard, stared at him, and wondered, "This ...... I gave you five taels, you paid me five hundred taels, and you lost four hundred and ninety-five taels, why?"

The young Wu Bangde, but his brain was very bright, and he had already vaguely felt some doorways, so he couldn't help but be excited, and hurriedly replied: "Father-in-law, on the canal, on the Yangtze River, you are not the only boat, how can every boat go by the back and capsize. Therefore, if there are many, many boats, they all ask Miss Zheng to buy insurance for five taels of silver, as long as the number is large enough, even if a few of them are sunk, Miss Zheng will still make money. And what the owner thinks is that the premium is only a few taels of silver anyway, but if the ship sinks, a few hundred taels will not be in vain."

Zheng Haizhu clasped his hands together and said, "That's exactly the reason. What Wu Gongzi said is the law of large numbers and the principle of luck shooting in the insurance industry. To put it simply, it's very

There are many more people to share a risk. This risk may happen to you, or it may happen to me, I don't know, depending on who is lucky and who is unlucky. But if you buy insurance in advance, the unlucky ones can recover their losses."

Qi Jin slapped his thigh and said with a smile: "When the girl says this, the old man will know. When the old man was training the soldiers, what he said was that when you rush forward in battle, you may not die, but if you retreat, the military commander will definitely let you die. Even if you die while rushing into battle, the old man will give a pension to your wife, daughter-in-law, and doll, so you can rush with peace of mind, and someone will support you."

Zheng Haizhu nodded and smiled: "The old man is transparent, this shipping insurance is for the shippers."