Chapter 23 Mortgage of Fertile Land
In this way, Fang Shiru easily coerced the powerful forces in Datong Mansion, wanting to create an accident against the acting king.
Acting for the king's house, study.
Zhu Gui sat behind the bookcase and watched Xu Miaoqing and Steward Wang sort out a pile of bills.
After a while, Xu Miao glanced at Zhu Gui innocently and said: "It has been sorted out, yesterday there were 5,122 taels of deposits a day, but there were 32,200 taels of loans." ”
She obviously doesn't understand Zhu Gui's 'money' behavior, if you want to make money, the interest rate is pitiful, most of them are borrowed by those people, and it is unknown whether they can be repaid.
However, Xu Miaoqing can imagine that Zhu Gui should have offended many people this time.
"This king didn't know you were so good at settling accounts."
Zhu Gui looked at Xu Miaoqing with some surprise.
Originally, he should have done it himself, but Xu Miaoqing was caught when she secretly came to get the bullet, but she took the initiative to take over the job.
Zhu Gui is naturally happy to be idle.
"Hmph."
Xu Miaoqing snorted coldly, but there was some joy in her heart, this fool finally knew how powerful she was.
At this time, the steward Wang said: "Lord Wang, if this continues, I am afraid that the money village will be unsustainable." ”
The small treasury of the Acting Wang's Mansion was in the hands of this king's steward, and during this period of time, the income from the sale of refined salt could not keep up with the continuous large-scale investment.
Before Zhu Gui could speak, Xu Miaoqing on the side reached out and took out a stack of silver tickets from his arms.
It was exactly what Zhu Gui gave her before.
"Give these to you, I know what you have done is a good thing, you don't need to say thank you or something, just let me borrow yours, and you will return it to me with interest in the future."
After Xu Miaoqing finished speaking, he took the bullet and left.
Zhu Gui was stunned for a long time, then nodded slowly, and then took out a stack of silver tickets from his arms.
"Let's deposit all this in the bank, the caravan is coming back soon, and the bank won't always have so many people borrowing money."
"Yes, lord."
Steward Wang nodded, took the ledger and the silver ticket and left.
Zhu Gui sat alone in the study, thinking about things.
He didn't worry too much about the initial investment of the bank, which belonged to hiding the wealth from the people, and he didn't expect to receive more taxes from the people.
The main purpose of this move was to revitalize industry and commerce, and they were the main contributors to the tax revenue.
But there was another thing that bothered him.
That is, in his memory, the vassal kings of the early Ming Dynasty should have been guarded by princes, and the kings of Jingjiang, Qin, and Jin in his memory, including Zhu Di, the king of Yan, had all formed a personal guard in the fifth year of Hongwu.
That was before they became vassals.
And as the last generation of kings to become vassals, that is, he himself, also has a personal guard in history.
This is because the territories of these vassal kings are basically in the border areas, and in order to defend against the Mongols outside the fortress, they will be equipped with three guards.
And Zhu Gui, as one of the early Nine Great Emperors, why doesn't he have the right to form a personal guard until now?
Could it be that Zhu Yuanzhang forgot about it because he became a vassal in advance?
This is a big negligence, if Zhu Gui has been restricted to death, then no matter how rich he is, it will be difficult for him to survive under the first wave of Jianwen Emperor Zhu Yunwen's policy of cutting the domain.
No, I have to find a chance to talk to the old man about it.
But now is clearly not a good time.
It's better to wait until next year to pay enough taxes and silver, and then take the opportunity to make a reasonable request for the formation of a guard.
……
Early in the morning of the third day of the opening of Datong Bank.
A group of people carried a sedan chair to the door of the money village.
There was a person on the sedan chair, it was Fang Shiru.
He was surrounded by people and walked into the bank.
The miscellaneous people in the money village are all people from various merchants, and there is no one who does not know the patriarch of the first family of Datong Mansion.
They immediately called the shopkeeper.
On duty today is the Liu family, one of the five major salt merchants.
Liu Tingfang walked out and arched his hand: "What kind of wind blew Patriarch Fang here?" Disrespectful and disrespectful. ”
Fang Shiru waved his hand and said: "The old man came here, naturally to discuss business, I want to borrow a sum of 200,000 taels, when can I get it?" ”
"Two hundred thousand taels? This is not a small amount, and doesn't the Fang family also have a rich bank? Why do you want to borrow money from Datong Bank? ”
Liu Tingfang saw that he was not good, but he still threw out the problem.
"Hmph, how can the Fang family's money village compare to the Datong money village of the acting king? It's closed, and the Fang family is not what it used to be, so they can only borrow money to get by. ”
Fang Shiru's tone became more and more unkind.
"It's okay to borrow money, you just need collateral." Liu Tingfang glanced down to the people while dealing with Fang Shiru.
"Collateral? Even if you can't trust the old man, can't you still believe the reputation of the Fang family? Fang Shiru said loudly.
The Fang family behind him rolled up his sleeves and took a step forward, wanting to overwhelm people with power.
"Patriarch Fang, this is the rule set by the acting king, I am just a manager, if it is a few hundred taels, I can be accommodating in the next, but two hundred thousand taels, I really can't call the shots."
Liu Tingfang said helplessly.
"Hmph, you can't call the shots, just find someone who can call the shots."
Fang Shiru said loudly.
As soon as he finished speaking, a voice came from outside the door, "The king has arrived."
When everyone in the Fang family heard this, they immediately made a way.
Zhu Gui, the acting king in a python robe, walked in from outside with his hands behind his back.
"I heard that there is a big customer today, and this king happens to be idle, so I came over to take a look, who is this?"
Zhu Gui looked at Fang Shiru and asked Liu Tingfang on the side.
"Lord Wang, this is Fang Shiru, the patriarch of the first family of Datong Mansion."
Liu Tingfang hurriedly introduced.
That Fang Shiru looked at the childish young king in front of him, the corners of his mouth twitched, but he still knelt down and saluted: "Grass people Fang Shiru see the acting king." ”
"Get up, this is the money village, you are a guest when you enter the door, is Patriarch Fang here to borrow money or save money?"
The soldiers moved a chair, and Zhu Gui sat down and asked.
"The grass people are here to borrow money, during this time, the Fang family is in the middle of the road, and they can't make ends meet, I heard that Datong Money Village has a low interest rate on borrowing money, so I want to raise some money to save the emergency."
Fang Shiru got up and said.
"That's it, Xiao Liu, have you told Patriarch Fang about the rules?"
Zhu Gui nodded and asked Liu Tingfang on the side.
"The subordinate has already said it."
When Liu Tingfang heard the word 'Xiao Liu', the corners of his mouth twitched.
"That's good, 200,000 taels of the same money can still be obtained, I don't know what Patriarch Fang used as collateral?"
"This ......"
Fang Shiru frowned.
He had come to ask for trouble, but he didn't really want to borrow money.
But he didn't want to alarm the acting king, if he lost his words for a while, I was afraid that he would annoy the other party.
Now you have to borrow if you don't borrow.
Before he could think about it.
Zhu Gui said again: "I heard that the Fang family has tens of thousands of acres of fertile land, and there has been a lack of manpower to cultivate it, although these lands are not worth 200,000 taels, but this Wang Nian is looking at the face of the Fang patriarch, so he reluctantly uses them as collateral." ”