When Lin Yi and the others came out of Incheon Airport, it was already completely dark, and the sky was still drizzling, and the temperature was a little low.

Several people came to the parking lot, and Lin Yi found the car he parked here, and finally stuffed a few large suitcases into the car.

After getting into the car, Bae Joo-hyun habitually sat in the co-pilot, and then said to Lin Yi, who was driving:

"Oba, you can send me back to the dormitory."

"Okay, would you like to go eat first?"

"Don't eat, I'm not hungry at all, you can take Xiao Nan and Yuan Ying to eat."

"We won't eat either." The two girls sitting in the back seat of the car also said loudly.

These days in Huaxia, Bae Zhuhyun and Mingjing Nam also temporarily forgot about the weight problem, eating and drinking every day, this trip down everyone at least five pounds, this time back to South Korea, the first problem faced is to lose weight.

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Lin Yi drove the car to the bottom of Bae Joo-hyun's dormitory, took her luggage from the car, and helped her take it to the elevator.

"Oba, I'll stay in the dormitory these days, and I'll look for you in a few days."

"Okay. The car you ordered at the auto show should be almost there, so I'll take the time to ask for it in the next two days, and we'll pick it up together when the time comes."

"Well, okay, then I'll go up first."

Bae Joo-hyun hugged Lin Yi and kissed him on the face, then walked into the elevator with his luggage.

After Lin Yi returned to the car, he started the car and drove in the direction of the apartment.

After returning home, Lin casually put his suitcase in the cloakroom, planning to clean it up tomorrow.

After taking a simple shower, Lin Yi took his mobile phone and went to bed, adjusted a comfortable posture and began to scroll through the website here in South Korea to see what important news there was in the past few days when he went to Huaxia.

The next day, Lin Yi didn't go to the company and rested at home for a day.

The next day, Lin Yi came to KaKao and called the assistant in.

"Assistant Li, there's nothing wrong with Shencheng."

"President, it's no problem, everything is working well over there in the deep city."

"Okay, then the handover of the work over there in the deep city will be handed over to you, and you will report to me if you have anything."

"Yes, President, I see."

"Okay, you go out first, and help me call President Kim over."

"Yes."

Not long after Assistant Li left the office, Kim Jong Kook knocked on the door and walked in.

"President, are you looking for me?"

"Well, you sit down first, I have something to discuss with you."

"Okay, President, please speak."

"The company has been in existence for almost two years now, and in the past two years, it has grown from a small company with less than 100 employees to its current size, and you and the veterans who joined the company have contributed a lot."

"Your reputation, President, is inseparable from your wise leadership."

Lin Yi waved his hand, and then said, "My idea is to go public next year with KaKao, so that all employees of the company can enjoy the dividends brought by the company's development."

Hearing that Lin Yi was going to list KaKao company, Kim Zhengguo was excited, Lin Yi promised him that the company would be listed and the shares in the option pool would be distributed to him part, although this part of the shares will not be too much, but it is also an important shareholder of the company, can enter the company's board of directors, and has key voting rights.

"Chairman, I am raising my hands in favor of the company's listing, but are we going to go public in Korea or in the United States?"

"Listed in South Korea, KaKao is not suitable for listing in the United States." This was also planned by Lin Yi a long time ago.

After listening to this, Kim Jong Kook thought about it for a while and said:

"If you want to go public in South Korea, the current conditions for the company's listing are not met, so you can only go public through a backdoor listing."

"Well, I know this, so I called you over today to discuss this matter with you, you adjust it first

Check to see if there's a suitable company, and then have a meeting to discuss it, and I'll discuss this with other shareholders as well."

The reason why Lin Yi wants KaKao to go public is that he feels that the company's development has reached a bottleneck period, and the speed of development has slowed down, which is a very bad signal for a newly established Internet company.

Internet companies need a lot of financial support if they want to maintain their own rapid development, and KaKao's own profitability can no longer maintain high-speed development.

Therefore, financing or listing are the only two ways.

Financing, Lin Yi didn't think about it, KaKao's shares were not much in his hands, and if he refinanced, there would be some unpredictable dangers to himself and the company.

So listing is the only way, in addition to Lin Yi visited Tencent this time, and also learned about Tencent's development route by the way, Tencent was also listed in Xiangjiang in 2004, only began to develop rapidly for nearly ten years, and Tencent's market value has been squeezed into the world's top ten Internet companies.

"President, I know, I'll do it right away."

"Well, when the time comes, you can form a report and show it to me after you finish your investigation."

"I understand."

"Okay, I don't have anything else to do, do you have anything to tell me?"

"I have something to report to the president." Kim Jong Kook took out a report from the folder he had just brought and handed it to Lin Yi.

Lin Yi took the report and looked at the title "Feasibility Report on the Establishment of KaKao Internet Bank".

"What is this?"

"President, this is the company's development strategy department submitted yesterday, the company's research and development of the online payment software has been completed internal testing, will be launched in the near future. All of the company's online payment products will be supported to pay, so that the company's account will generate a huge cash flow, and we can better manage this part of the funds if we set up an online bank."

"Is there such a policy on the Korean side? Can I apply for a banking license?" Lin Yi is really not very clear about the financial management policy of the South Korean government.

"Yes, in fact, it is easy to apply for a banking license in South Korea, as long as you meet the basic conditions, after all, we are a capitalist country. It's just that now the banking institutions in South Korea are occupied by big foreign banks and domestic chaebols, so we have no choice but to set up online banks, which is also a gap in the Korean banking market."

Lin Yi took the report and looked at it carefully, he also minored in economics in college, and also got a degree in economics, and he could understand the various economics professional terms in the report.

Lin Yi had never considered the issue of establishing a bank before, and he was also imprisoned by inherent ideas, and he didn't even have to think about setting up a private bank in Huaxia, but he could set up a private bank in the United States, but that was all done by big conglomerates.

At present, neither Lin Yi nor KaKao Company has anything to do with the term consortium, so he has never considered this issue.

However, after reading this report, Lin Yi actually felt that it was not difficult to set up a bank, because KaKao now has a stable source of funds, and there is no need to absorb public deposits like other banks, which solves the biggest problem of a bank, the problem of cash flow.

Moreover, the biggest advantage of online banking is that it can save huge costs, neither need to build bank branches, nor do you have to hire too many bank staff.

As long as it can be used in major shopping malls, supermarkets, stores and other consumption places in the future, it can attract many people to deposit their money in KaKao's online banking.

"Well, President Kim, I'll take a look at this report first."

Lin Yi will not blindly make this decision, he still has to think carefully and ask a professional person to give him a reference, after all, the financial weapon of the bank is not simply established if you want to.

"Okay."

"Do you have anything else to do?"

"No, President, the rest of the company's work is going well."

"Well, okay, then you go first

Go get busy, I'll look for you again when I have something."

"Yes."

After Kim Jong Kook left, Lin Yi thought about it, took out his mobile phone and dialed a call.

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