Chapter 298: Microgrid Banking!
After welcoming Qin Guozhi's inspection, Micro Ke Xinke is about to start its C round of financing plan, Micro Ke Xinke's current round of financing target is 2 billion US dollars, the company's valuation is about 10 billion US dollars, Micro Ke Xinke's current round of financing is mainly used for TikTok's overseas promotion plan and Micro Xinke's cloud computing services.
The inspection of Slope Group and Weike Xinke to welcome Qin Guozhi was also on the evening news of Puhai TV that day, and Zheng Xingjian saw his son again on TV.
Zheng Xingjian specially made a phone call to his son, asking him to guard against arrogance and rashness, run the company well in a down-to-earth manner, and be responsible for the tens of thousands of employees in the slope department. Zheng Wentong smiled, he had attended the Wuzhen Summit before, and he was also received by the No. 1 leader and shook hands with the chief. As a representative private enterprise in Puhai City, it is normal for city leaders to come to inspect, so Zheng Xingjian does not have to make a fuss.
Micro is preparing to expand the size of the company's data center in Guizhou Province and deploy more servers, and TikTok will build a new data center in Ireland to store the data of European users.
Sequoia Capital, IDG Capital, Ahri and Zheng Wentong have begun to discuss the listing plan of Weke Xinke, Sequoia China and Ahri hope that Zheng Wentong will put Weke Xinke's listing place in the US stocks, but Zheng Wentong personally prefers Hong Kong stocks.
According to Xiong Xiaoge's estimates, the IPO size of Microgram Information Technology should be about 8 billion US dollars, and the company's pre-IPO valuation should be between 40 billion US dollars and 600 US dollars, of which Zheng Wentong's personal shareholding ratio will be further compressed to between 30% and 40%, and when Micro Ke Xinke is successfully listed, Zheng Wentong's personal net worth will definitely exceed 20 billion US dollars, which can almost be among the richest people in China.
Because Zheng Wentong wants to adjust the equity structure of Weke Xinke, and implement different rights of the same shares within Weike Xinke. Zheng insisted that he must have more voting rights before he was willing to reduce his stake in Micro Scitech before the Series C round of funding.
IDG Capital does not have the idea of seeking a controlling stake in Micro Ke Xinke, so Xiong Xiaoge has no objection to Zheng Wentong's proposal. Ahri and Sequoia Capital didn't want to let go, but after Qin Guozhi inspected the slope group and Weike Xinke, the two of them relaxed their attitudes and supported Zheng Wentong's proposal with different rights of the same shares, after all, the situation is stronger than people now. Puhai City has stated that it will build Micro Ke Xinke into a first-class Internet company.
Before the C round of financing, Zheng Wentong will transfer part of the equity of Weike Xinke to the management of Slope Group as an equity incentive, of which the equity incentive objects include Xu Ru, secretary of the chairman, Chen Dong, manager of the investment department, Unit Ping, manager of the securities investment department, Zhong Yiqi, financial director of the slope group, etc.
Because Qian Huichuan serves as the chairman of CEFC Financial Holdings, and Zheng Wentong has a plan to split CEFC Financial Holdings and list it separately, Qian Huichuan will not participate in this equity incentive plan this time. Zheng Wentong also officially appointed Xu Ru, secretary to the chairman, and Zhong Yiqi, chief financial officer, as vice presidents of Slope Group, and so far, Slope Group has a total of three vice presidents: Qian Huichuan, Xu Ru and Zhong Yiqi.
Zheng Wentong plans to appoint two more vice presidents before the Spring Festival, namely Lin Bing, CEO of Slope Pharmaceutical, and the head of the new energy vehicle project of Slope Group, but this candidate remains to be examined.
In addition to Xu Ru and Zhong Yiqi, the vice presidents of the slope group will be responsible for a core business line of the group company, which is also convenient for the company to manage. When Zheng Wentong is not in the company, Xu Ru needs to coordinate the company's business, and Zhong Yiqi needs to manage the group's capital expenditure, and the work of the two of them is no less important than the other vice presidents.
In this comparison, Yang Jianwu of Weimeng Media and Yang Jianwen of Jijia Real Estate have begun to marginalize the status of the slope group, and the reason why Zheng Wentong has not adjusted Yang Jianwu's position is because Yang Jianwu just divorced this year, and inertia dictates it.
Although Yang Jianwen has made a good career in the development of long-term rental apartments and homestays, this asset-heavy development model is no longer favored by Zheng Wentong. When the slope group gathered more and more highly educated talents, Yang Jianwen and Yang Jianwu, who followed Zheng Wentong to start a business together in the early days, have encountered a ceiling in the promotion space within the group.
On December 1, Zheng Wentong, Qian Huichuan, Yang Ji and Yang Luyu went to Wuzhen to participate in the 4th World Internet Conference this year. Zheng Wentong deliberately sat in the same car with Qian Huichuan to talk about things.
"Brother Ding told me that this year and next year are the last window period for bidding for private banks, and I agree with his view."
"Now that CEFC Life Insurance and CEFC Trust have been approved, CEFC Financial Holdings' financial license is only lacking in banks and securities, and when this Internet conference is over, I plan to apply for a private banking license with Wangyi, Yanjing, Puhai and Jiangchu, do you think the approval rate will be higher in that city?" Zheng Wentong asked Qian Huichuan.
"These three cities have their own advantages, mainly depending on which company you consider using as the main body of the bid." Qian Huichuan replied after thinking.
"Oh? You tell me in detail. Zheng Wentong listened to Qian Huichuan's explanation.
"If you and Mr. Ding consider using Wangyi as the main body of the application, then it will definitely be easier to apply for a private bank license in Yanjing. If you plan to use the slope group as the main body of the bid, considering that the slope group has a new energy vehicle project with an investment of more than 10 billion yuan in Jiangchu City, it is relatively easy to apply in Jiangchu City. ”
"If you consider CEFC Financial Holding as the main bidder, then it is more advantageous for us to apply in Puhai than in the other two cities, after all, we are at least a local enterprise in Puhai." Qian Huichuan replied.
Zheng Wentong replied: "At present, Puhai has Huarui Bank, Yanjing has Zhongguancun Bank, and Jiangchu has Zhongbang Bank, and these three cities have the first private banks. Follow the silver. Supervise. If we want to break through the policy restrictions, unless we go to some provinces where there are no private banks to apply, and at the same time, we also need our enterprises to form a local investment scale, I am afraid that the time is a little too late. ”
"In fact, the scale of private banks is very small, the registered capital is 3 billion, and the annual loan scale is only tens of billions, which cannot affect the plate of the six major banks at all. Despite the silver. Supervise. It will be inclined to set up only one private bank in a province, but this does not mean that no exception can be made. Puhai is the financial center of the country, so it is also the right thing for Puhai City to set up a private bank, otherwise how to reflect the special status of Puhai City's financial center? Qian Huichuan said.
Zheng Wentong thought about it, "If this is the case, then CEFC Financial Holding is not suitable as the main body of the bid, strengthening financial supervision is the general trend in the next few years, if in the name of CEFC Financial Holding to apply for a private bank license, it may also attract some unnecessary criticism." ”
"I can use the name of Weike Xinke to apply for a private bank license with Wangyi, if the application is successful, how about the bank named Micronet Bank? The name means a small internet bank. Zheng Wentong said.
"Micro-grid bank, micro-network", Qian Huichuan said it twice, and felt that this name was good, easy to understand, and easy to remember.
Qian Huichuan and Zheng Wentong reported on the personnel changes of CEFC Financial Holdings, Qian Huichuan himself will concurrently serve as the chairman of CEFC Life, Fang Wenyuan was transferred from the general manager of CEFC Insurance Brokers to the chairman of CEFC Trust, and now the position of general manager of CEFC Insurance Brokers is vacant, and there is no suitable candidate for the time being.
Zheng Wentong thought for a while, "CEFC Insurance Brokers, I have a suitable candidate, Cheng Liyuan, what do you think?" ”
Qian Huichuan was surprised, "Secretary Cheng? ”
Zheng Wentong replied, "Yes, Cheng Liyuan worked at CEFC Insurance Brokerage before, and was the assistant manager of Puhai Telemarketing Center. ”
"Cheng Liyuan's major is finance at Donghua Institute of Technology, and she is also proficient in insurance and finance. If you think it's okay, when I go back to Puhai, I'll talk to her. Supervise. The bureau approves her qualifications, and she can take up her post. Zheng Wentong said.
As the chairman of CEFC Financial Holdings, Qian Huichuan of course wanted to arrange his own people to take over the position of general manager of CEFC Insurance Brokers, but he did not serve as the chairman of CEFC Financial Holdings for a long time, and even if he poached a few old subordinates from Huafu Life Insurance, he could not immediately arrange them in the position of the top leader of the subsidiary.
When CEFC Financial Holdings applied for a life insurance license from CEFC Life, Fang Wenyuan, general manager of CEFC Insurance Brokers, was determined to take the position of chairman of CEFC Life.
In order to appease Fang Wenyuan, Qian Huichuan could only give up the idea of letting his henchmen serve as the chairman of CEFC Trust and appoint Fang Wenyuan as the chairman of CEFC Trust. As a result, as soon as Fang Wenyuan was appeased, the position of general manager of CEFC Insurance Brokers was about to be sidelined by others, and Qian Huichuan didn't know if Zheng Wentong was deliberately beating him.
Qian Huichuan's smile was a little bitter, "Since Secretary Cheng is an old employee of CEFC Insurance Brokers, she must be better than other newcomers when she comes back to take over CEFC Insurance Brokers." As the saying goes, there are no weak soldiers under a strong general, Secretary Cheng learned a lot of management experience next to Zheng Dong, I believe she can manage this company well, and I personally welcome General Manager Cheng to take office. ”
Zheng Wentong didn't pay attention to Qian Huichuan's careful thoughts, as a leader, he didn't need to consider Qian Huichuan's thoughts, Qian Huichuan only needed to carry out his orders.
"Ding Sanshi will continue to organize Wuzhen dinners at Wuzhen Jinyi Inn this year, and you and I will go over together, although it is Weike Xinke and Wangyi who apply for a micro-network bank together, but you still have to run the specific work, for your convenience, I will give you a deputy general manager position in Weike Xinke." Zheng Wentong said.