"Shopkeeper Chen, although your rice shop is not large, it has also been suppressed by the business methods of this official. But it can be seen that you still have some business talents, and you haven't closed the door under the suppression of this official. In many cases, you can also have wonderful ideas, so that your rice line can be brought back to life under the nose of the official, and you can also be the deputy of the official. ”

"Thank you, Lord Shen!" The shopkeeper surnamed Chen was only in his twenties, and he was pleasantly surprised when he heard the words.

The rest of the crowd watched and cast envious glances at the two.

His eyes were red, and he only hated that he was not taken by Shen Wansan.

The crowd remembered that the shopkeeper Zhao who was promoted by Shen Wansan, the last time the imperial court purchased the grain and grass of Huayunlong's expedition to Goryeo, Shen Wansan only did not accept his family's grain, so that the crowd thought that there was a festival between them. It's unbelievable that he is being promoted now. Lord Shen's behavior is unfathomable! The crowd thought to themselves.

"The rest of the shopkeepers didn't feel disappointed." Shen Wansan said, "Although the official did not let you follow the official and serve the imperial court, the official will release all the previous business for you to take over." ”

Will Shen Wansan let out his previous business? The crowd was pleasantly surprised.

In the past, Shen Wansan almost monopolized all the money-making businesses, and Shen Wansan ate meat, so they could only drink soup. Sometimes they drink soup, and it depends on whether Shen Wansan is in a good mood or not.

Now that Shen Wansan is willing to let go of the business for them, they don't have to be so submissive, and they can show their strength.

It's really a change in the emperor's concept, and all the businessmen have benefited.

"This is also what the emperor asked me to do, you don't have to thank me, thank the emperor for it." Shen Wan Sandao.

"Thank you, Your Majesty!"

"It's really a great emperor!"

The crowd said.

"The official has given you most of the business for you to take over, and whoever can do it big and do well depends on your respective abilities. At the same time, this is also a test for you by the official, whoever does better in the future, the official will recruit him into the Ministry of Commerce to serve the imperial court, after all, the Ministry of Commerce is still very short of manpower. However, the premise is that you all operate above board, and show your powers within the limits of the law. ”

"Yes!" One by one, the crowd was overjoyed.

Seeing that the rest of the people got Shen Wansan's business, they were able to make money. Shopkeeper Zhao and Shopkeeper Chen, two shopkeepers who have become officials, are not envious, what kind of business can they do when they become officials?

"As for overseas trade, you don't have the ability to take over yet. I wanted to give you a chance, but you couldn't grasp it. Therefore, for overseas business, I have to let the Shen family shop do it. Shen Wansan sighed, "It's really difficult for this official to be an official after being busy with official business after the Ministry of Commerce, and he still has to work for overseas trade." ”

The shopkeepers were silent when they heard this.

Indeed, none of them had the ability to take over Shen Wansan's overseas business. First, there is a serious shortage of funds, second, there are no channels, and third, overseas businessmen only recognize Shen Wansan.

And it is obvious that Shen Wansan really wants to give them to them. They can't accept that it is completely a matter of strength, not a language barrier, and overseas businessmen at this time want to come to Daming to do business, and they need to learn the Ming language by themselves.

Daming has no idea of learning overseas small Chinese languages at all, and the Celestial Empire is learning the language of the countrymen?

Unless you want to go overseas to plunder, you need to learn a foreign language.

"In addition, the money bank opened by this official before will be open to you for lending." Shen Wansan said, "The annual interest is only five percent!" ”

"Five cents a year!" The crowd was shocked again, "This is the equivalent of lending us silver for nothing." "In ancient times, the interest rate on loans was very high, and Wang Anshi's reform was known as people-oriented, with two cents of interest, and the interest rate was about 50% a year. In normal times, the interest rate is around 80% to 100%, and in the turbulent years, the interest rate is as high as two or three times.

As a result, many people dare not borrow money, and if they can't pay it back, they have to sell themselves into slavery.

And the five percent interest that Shen Wansan gave them was only equivalent to 12% of the interest a year, which was simply for nothing to them.

"Great! With Lord Shen's money bank to lend us money, we don't have any worries. The crowd said.

The meeting with the merchants ended quickly.

After sending the crowd away, Shen Wansan and the two ladies hid in the study.

In the middle of the study is not the god of wealth, but a shabby-looking cornucopia.

That night, the three of them drafted business regulations and stayed up all night.

Now Daming's business has just begun to develop, and business opportunities are everywhere in the country. I believe that as long as you are not too stupid bosses, you can make a lot of money in this business tide.

fo

Merchants bought and sold the necessities needed by the common people, using Hongwu treasure money.

With their joining, it will greatly help the circulation of the new face value Hongwu treasure banknotes, so that the people will no longer rely on Hongwu Tongbao copper coins, which is more conducive to currency reform. In the past, it was difficult to implement the currency reform of the imperial court, because even the merchants did not agree.

Now with the recognition of businessmen and the support of Shen Wansan, a hugely rich bank, the implementation of the currency reform will be smooth.

From this point on, the Ming Dynasty used Hongwu treasure banknotes in the country, which is just around the corner.

Moreover, after the imperial court took back all the copper, gold, and silver, the status of Hongwu Bao's banknotes would be more stable.

The only drawback is that the Hongwu Bao banknote is a bit large, just like A4 paper. When people make big deals, they have to take a big stack, and sometimes they have to use a bag the size of a school bag to hold money.

……

The merchants of the Ming Dynasty were collectively happy, but those feudal nobles were sad.

Lee House.

Li Shanchang was discussing with Hu Weiyong behind closed doors.

Now the emperor's brocade guards are so powerful, almost everywhere. The big and small things that happened in the families of many ministers could reach the emperor's ears the next day.

Li Shanchang also repeatedly confirmed that it was impossible to be overheard, so he dared to discuss with Hu Weiyong in the secret room. And he was afraid that the emperor would be suspicious of the emperor if the movement was too big, so he only invited Hu Weiyong.

"Without land, we will be like ordinary people in the future." Li Shanchang said, "What's the use of money? In troubled times, land and food are the most useful. ”

"Eun Gong is right." Hu Weiyong said, "And with the implementation of the emperor's currency reform policy, we will only have Hongwu treasure banknotes and no silver in our hands in the future." In troubled times, treasure money is paper. ”

"The land system and the 'Tui En Order', coupled with the current currency reform, have greatly reduced the possibility of others rebelling against the imperial court. The power of the emperor was strengthened like never before. Li Shanchang said, "That man's plan for the emperor is really vicious!" ”

In the eyes of ordinary people, Qin Yu's two absolute governing strategies are definitely major measures for the benefit of the country and the people. Strengthening the imperial power is also beneficial to the people, the court is not stable, and the people naturally do not have a good life.

But these two articles violated the vital interests of Li Shanchang and others, and they felt very vicious.