At the same time, there are two main additional treaties. The first is the return of salary, we are deposited into our bank by default, and we must explain the meaning of the deposit to them. If you don't want to take it out, you don't need to give it directly. In fact, it is equivalent to the salary deposited in the master, right? ”

But in this way, as long as it is not taken, it is equivalent to the salary not being paid, and the employer side represented by Gu Chuan has more room for maneuver.

Converting to the previous life, the simplest example is that you can eat interest for a few more days.

"The second additional treaty is that we are allowed to owe or partially owe this tuition. If you only owe money, you need to go through our review and sign a strict loan contract with us, and directly deduct the return ratio until it is full. ”

The children were listening.

"In addition, we will sell a second product at the same time, and this product is the normal money custody business that we are supposed to do in banks."

Gu Chuan said as he took out more detailed papers.

"Our currency custody is free of all fees and can be withdrawn at any time. But as long as it is stored in our bank for a full term, you can get one percent of the interest, and there is no upper limit. It's just that this product will be difficult to sell at first, and I'm afraid we won't have to wait until we recruit enough 'apprentices' to have a chance. ”

In the words of later generations, the second product is the concept of a disciplined free deposit. However, the interest rate may not be scientific enough, due to the lack of overall economic data in Sunset City.

The first product is much more complex.

Commission is a simple concept, and many salesmen in later generations can also get a commission from the business they sell. It's just that the business itself is to develop others into salesmen, and the business that others do after becoming salesmen, and the people who develop him at the beginning can also get the achievements is not so simple concept.

If the officials have encountered a similar concept, they should also understand that this is a pyramid scheme without considering the return of the original money!

Usually promise a high commission for development, and blow the return to the sky, as if the money was blown by the wind, and it just happened to be in your mouth!

However, Gu Chuan chose to return 10% of the full amount for each solar term, which makes this product, although it integrates the concept of pyramid schemes, there are few analogies in history, and it is more like some kind of special fundraising.

This also makes the conscience of the young people very peaceful.

As long as they don't think about the terrible consequences if they fail.

"It's almost time to go?"

Yuhua counted the time and reminded in a whisper.

Everyone woke up.

"Indeed."

The concave three-storey building is located in the Heyuan District of the ** Mausoleum District.

When they set foot in the small building they had rented again with their luggage, they had mixed feelings. After they locked their luggage in the reserved room, Gu Chuan said to them to go to the roof and have a look. The teenagers nodded. So Gu Chuan walked in front, while the others walked behind, following closely. The group walked to the top of the third floor together, and there were still many debris on the top that had not been cleaned up. It's a different perspective from the mountains.

When I looked outside, I saw that the mountains were high and the sun was small, and the river was coming. From the nearest street, the outer city is lined with buildings that look like rolling hills.

There are high places in the hills, that is, high-rise buildings that are being built with new technology or have just finished building a few solar terms. The hills are low-lying, and those are the old buildings that have been here for a long time, even as old as Sunset City.

The sunset light on the sunny side of each floor of the building is the rise and fall of the outline of this "hill", elongating the shadow of all the trees and all the buildings falling.

At that time, Gu Chuan felt that he was overwhelmed by countless shadows.

In the shadow of this jagged change, he sometimes thinks that he is really a stupid person who loves to talk big but is timid.

"But it's finally coming to this."

He raised his hand to shield his eyes from the light.

There may be people in those buildings who are the same as the people of Rizhao Village before them, and they may also be secretly looking out, and they will all look at the most important part of Sunset City, which is the inner city of Sunset City, where almost no frontier people can set foot further.

And every young man on the roof knew that they were about to get busy with something that might be theirs, and what might be theirs, and what would belong to each of them.

At that time, the river bank asked Gu Chuan like this:

"Then we'll call it a bank? And we're working on our own cause? ”

"Yes, now we have created our 'bank'."

Gu Chuan turned around and looked back at the stairs going down.

The highest mountain was called a mountain in the beginning, and it was not until the discovery that the mountains of the world were infinite and innumerable that the names of the mountains were differentiated. At the beginning, the big river we knew was called the big river, and it was not until we knew that there were countless rivers in this world that we had to name the river, and call it Jishui, Jiangshui, Huaishui, Weishui or Xiangshui.

The original bank, of course, did not need to be called any other name, it only needed to be called a bank.

To add a definite article.

It was a bank of rivers shining in the sun.

"It's going to be even harder in the future."

It's the more he thinks about it, the more difficult it becomes.

But the excited teenagers had long forgotten their worries and bounced together:

"Yay!"

Sunset City has no concept of business administration - the council does not regulate industrial or commercial entities in any way, only collects taxes, only pays you or not, so all kinds of things grow spontaneously and savagely, and it is not until they reach the extreme point that they can attract the sharp knife of the council.

The concave face businessman has already begun to take advantage of the east wind of the "Million Covenant" to blow the reputation of the bicycle even louder. However, the unassembled and streamlined production of bicycles is still difficult, and now it remains in the category of handmade, making it closer to some aristocratic goods.

Coinciding with the coming-of-age ceremony of the eldest son of the patriarch of the Yuanta family in the inner city, the concave-faced merchant presented a bicycle as a gift, making the name of the bicycle a sensation in the city, and it has the potential to become a fashion luxury for citizens.

Compared with the exuberance of bicycles, the opening of the Sichuan Bank seems to be quiet and subtle.

The young people re-signed contracts with their original tenants one by one, and then hired cleaners with the dividends of bicycles, and set up a chic canteen and tavern on the first floor, and business was dismal.

Gu Chuan was not in a hurry, and said to them on the riverbank:

"It's not for passers-by, it's for us and our colleagues. For passers-by, you have to collect money, but not for colleagues, you have to use bills. ”

There are many kinds of bills, meal tickets are also bills, work permits can be regarded as bills, and bank deposit books can naturally be regarded as bills.

The anti-counterfeiting of bills and documents is a big problem. You don't see that even in the second half of the 20th century, which was already extremely developed, there was no escape from forgery. For example, the famous Frank Abanel, when he was a minor, used forged checks to deceive 26 countries and continuously arbitraged millions of dollars in assets. After being caught, they were subdued by the United States, and the redesign of the check for them became a good talk.

Gu Chuan didn't want to see Frank Abanel in this world, so he needed to rely on the design of enough craftsmen.

But in the very beginning, the money storage business was difficult to sell. Those who need it will usually choose to store it at the mint or in the pawn line.

The "business" of tuition fees alone is not yet necessary.

In the days that followed, the young people's lives became monotonous again, and in the evenings, they would gather together to read the books that Gu Chuan had copied himself or brought back from Mr. De.

During the day, they are scattered again into all walks of life.

"Pebble originally studied jewelry, Yuhua used to do etiquette, although he has resigned, but he still has a little understanding of their respective industries. Even if we don't understand the industry, we are still familiar with the place of work and the vicinity, so we can spread out and expand the influence of the banking concept in all walks of life, and spread the word that we are here to recruit apprentices. ”

On the second night of studying together, Gu Chuan seriously proposed this approach.

Pebbles, Yuhua and others nodded one after another.

The young people are distributed in the construction, jewelry, ceremonial decoration, books, manufacturing and other industries. In particular, construction and manufacturing are the inevitable industries that the border residents who first come to Sunset City will consider.

Thinking first doesn't mean best, just because they know.

In contrast to these, the concepts of currency exchangers and currency custodians, and the concept of specialized lending or lending, are still too new to the border people, and it is difficult to know without relying on publicity.

This is a small advantage that the people of Rizhao Village have accumulated.

"As for He'an and Hongsha, the two of you will mainly stay in the bank, and at the same time be responsible for hiring some casual people, working as nurseries, and advertising in some places."

There was no opening ceremony, no rituals about Sunset City's Heroic Spirits, everything was unremarkable, and the cleaned three floors looked exceptionally refreshing.

"But you know. All the waves that sweep the world may start out as an undercurrent deep under the sea. ”

Gu Chuan said calmly.

But just like that, that's it, such a demonic wind that was at least two hundred solar terms ahead of time blew into the depths of Sunset City.

It belongs to the radiation area of Sunset City, and most of the young people and young people from the villages along the countless tributaries of the Rizhao River do not have the resources to know people in Rizhao Village! After arriving in Sunset City, they occasionally hear a voice from someone close to them on their first night of confusion after the excitement, or on a day when they have become exhausted for an apprentice.

Heyuan District, which is outside Pingling District, is recruiting apprentices, and they also have to charge tuition, but they are covered with food and lodging, and they are returned in full, and there is also a special commission to make money.

A tempting condition.

Assuming that they don't go to the source of the river and don't hear about the people of Rizhao Village, of course they will retreat.

Suppose they go to the source of the river and don't hear about the people who have been bought by the riverbank, they may still miss out.

But if you meet the people of Rizhao Village, or the people who were bought by the riverbank.

"I've heard of this! It's called a three-tier system. As long as you develop more and more people to learn, you can make more and more money. ”

He began to take out the special words that the river bank had taught them, a set of traps of mathematical calculations that Gu Chuan had carefully prepared, and began to tell them about the five percent, and the two percent that the five percent gave birth to, and the more and more they were born, to countless numbers.

"With just twenty people, you pay for yourself. Let's say you only develop fifteen people, but each of these fifteen people develops two people, and you make twice as much money. Let's say you've only developed five people, but each of these five people has developed five people, and you've already made a lot of money! You don't even have to pay the money yourself, you can owe money to study, then if you develop twenty people, you will earn for nothing! ”

"But how can they make money!"

"Stupid! It's not the main business of the bank, you still have to learn more from them, it's your extra income. If you call someone to work for them, do you want to be able to collect a piece of money as an intermediary! In the past, those intermediaries swallowed up the money, but now, you can just take the money. ”

With that, these hired vagrants wanted to give it a try.

It is impossible for ordinary people to stay awake all the time.

Especially newcomers who come to Sunset City after a long period of labor are often mentally exhausted, and eventually choose to scrape together a sum of money.

So the door of the "bank", on the first day, was still deserted, and the door was full of birds.

The riverbank was bored, sitting on the steps, waiting all day until the border people who lived in the bank returned one after another.

He went from being full of confidence at the beginning to cringe.

Gu Chuan is the only one who has not resigned, and he is still rubbing craft literature with Mr. De. Now that he came back with his bag and saw the decay of the riverbank, he patted the riverbank on the shoulder.

Sitting on the steps of the riverbank raised his head:

"You're back, Ogawa."

"No one today?"

"None of you seem to be able to persuade anyone."

A few young men complained that they had told several people, but they were indifferent, and said that a few of them said they would come to see it, but they didn't come.

"Normal, normal."

Gu Chuan is just ordinary. In his previous life, there were countless failures, and many more unexpected failures or unexpected successes, and he had already developed an ordinary mind.

"Big deal, we won't rent it, what are you nervous about! Isn't there still a bicycle thing to do? ”

The young people's emotions of gain and loss have calmed down a little.

The next morning, it was still uneventful, with people coming and going.

The riverbank waited boredly.

Hour after hour, there was a terrible noise in the distance, and the noise of several houses in the distance. The clouds in the sky drifted from one end to the other, and the ants on the ground climbed down from their shoes on the riverbank and climbed up the steps.

Suddenly, on the riverbank, I saw several young men and women who were in company, young and simple, looking cautiously over this side.

"I see that there are several families in that building that are inhabited, are they the ones who recruited them?"

And one of the thugs he hired said to them:

"Yes, that's right, it's the guy the bank recruited. Here is their dormitory. ”

I have to say that this three-story building is capable of bluffing. The gangster was also a person who was bluffed, and after thinking for a long time, instead of being a messenger and an advertising person, why didn't he make up his own money and go in as an apprentice.

The river bank stood up, and somehow, confidence suddenly surged into his heart, and he walked towards this group of young and simple young men and women with a smile on his face.

On the afternoon of the third day of the bank, the riverbank, which had already received many people, greeted a father and son with an apprentice who had been accepted yesterday.

"What are you going to do with the workers here?"

The father asked quietly.

The riverbank saw the shadow of his father in him, and somehow, his heart twitched, and he said:

"You have to train first, you have to learn arithmetic and language, and then you can become a scribe and a teller! After that, we have a rich and diverse development channel here, divided into several categories, do you want to know about it? ”

Then came the fifth day of the bank, full of people coming and going.

The riverbank is no longer gone, but with Hongsha and other people from Rizhao Village staying in the clean office hall on the first floor.

Young faces like them entered the door one after another, and sat neatly in the small cheap chairs that had been arranged.

After sitting in column after column, I stood in row after row.

"Sign up one by one."

Gu Chuan, who came back, saw that He'an and Hongsha had picked two new apprentices who could write at the registration entrance, and he couldn't help but laugh out loud when he saw He'an and Hongsha picking two new apprentices who could write at the registration entrance, and he couldn't help but laugh out loud.

"You can't even write a few big characters yourself, don't hurry up and learn more, don't be overtaken by the apprentice!"

He smiled at the two men.

By the night of the sixth day, the rooms on the first floor were already densely packed.

Gu Chuan took the people of Rizhao Village to continue to discuss and study collectively in the only large room on the third floor. Gu Chuan's face was extremely focused, and his expression was solemn.

But most of the young people, their eyes flickered, and they could not concentrate, and frequently looked to the side of the room.