The harsh desert sun shines through the golden garden, and a clear spring erupts. Bring a touch of coolness to this scorching desert city.

Bahrain was dressed in a pale gold silk suit, and since he came here, he naturally had to follow the local customs. After two days of observation, Bahrain discovered that the entire Sea of Stars was ruled by these greedy and arrogant parliamentarians, and not only did it retain the primitive slavery system. And the financial system here is even more chaotic, to put it bluntly, it is the usury model of the ordinary underworld.

As a wizard known for his intelligence, Bahrain knows very well that the most lucrative business of any age is always a money business. The financial sector is the benchmark for measuring the prosperity of a region.

So naturally, Bahrain set its sights on usury. In the past two days, Bahrain has been visiting all kinds of businesses with the Golden Festival in hand. One more conclusion was drawn.

This is a world ruled by wizards, and wizards with supernatural power from above have no intention of grabbing the riches of the bottom. To the wizards, gold was just a metal that could be used for experimentation.

And the wandering wizards, who were in desperate need of wealth, only set their sights on the more convenient raids. Wizards have their own pride.

Most of the highly intelligent people have chosen the path of wizards, and the rest are lacking in wisdom. In particular, there is a lack of talent for mathematics.

So today, the world's financial system is still simple to the point of primitiveness.

In the words of the gold coin members, you are trying to figure out other people's interest, and others are trying your capital.

But Bahrain has its own ideas. Bahrain has never denied that he is a genius.

Once settled, Bahrain was ready to begin the first steps of his whole set of plans.

So early this morning, Bahrain sent an invitation to a blacksmith shop in the East End.

The Unsullied in a black wallet carries a middle-aged strong man with black hair.

Old Clin, the owner of the blacksmith shop in Kling on the East End.

The reason why Bahrain used him as a breakthrough in the implementation of his plan was that the only daughter of the elder Klin, Karina, was now one of the four maids around Bahrain.

Old Klin's craftsmanship is okay, but the iron ore he bought a few years ago was looted by a gang of robbers. At that time, Old Kling had already signed a contract with a merchant of the Gold Coin Organization and collected a deposit from the other party.

This time, the raw materials were looted, and the old Kling was suddenly lost. Soon the creditors of the gold coin organization closed the door, and old Kling had no choice but to watch his only daughter being taken away by the creditors and branded as a slave.

He lost his daughter and was unable to repay the arrears, and he is still struggling with poverty to this day.

Therefore, Bahrain, who is holding the daughter of old Klin, naturally does not worry about the other party running away.

Of course, using blood to restrain each other is not a long-term solution in the financial industry. But this is the first step in the Bahrain plan, and it has to be secure.

Old Clint lowered his head and stepped into the golden garden under the guidance of the two Unsullied. It was the second time in his life that he had set foot in this place. The first time was when I came to sign a contract with a creditor.

Back then, old Clint was also high-spirited. is full of hope to make a fortune, but who knows that he has stepped into the abyss. Now that I think about it, I regret it to death.

He looked up slightly at the young man sitting in the garden drinking wine, the pale golden silk, the fine drinking utensils, and the golden wizard's heart that surrounded him.

This is a great wizard. For citizens like Old Klin, who are struggling at the bottom, there is not much difference between a formal wizard and a wandering wizard. They are all so unattainable, with terrifying supernatural powers.

Looking at his daughter beside the young wizard again, Old Klin's throat squirmed a few times, but finally nothing came out. He just bent down and prostrated himself in front of Bahrain and kissed the tip of his shoe.

"All mortals die, great benefactor" For the citizens at the bottom, those who live in the golden garden like heaven have only one identity in front of them, no matter what their status, the benefactor.

"All mortals die, get up, Mr. Klin" retracted the foot kissed by Klin, and the smiling watcher prostrate the strong man who was prostrate under him, and then looked at the straight unsullied man standing behind Klin with a black wallet and spear in hand. A flame called power burns in the heart of Bahrain.

Tilted his head slightly, he motioned to Karina, who was waiting behind him: "Help your father up, let's talk"

Karina looked at her father, who had gray hair, and didn't know what to say. found that his father was such a self-servant, and the clothes of the people were not as good as his own slave.

Silently stepped forward and helped his father up. Quietly wait for the benefactor's command. I was anxious and wondered what the new benefactor had called his father for.

"I heard you owe Hassan three gold coins?" Bahrain asked.

Old Klin was shocked, could this mysterious wizard benefactor come to force debts by Lord Hassan Entrust? Klin's heart was full of bitterness, he had been owing this huge amount of money to Lord Hassan for five years. It's not that he doesn't want to pay it back, it's true that he can't afford to pay it back, otherwise how could he be willing to give up his daughter, the beautiful little Karina, who was branded as a slave?

Karina supported her father and stood silently in front of Bahrain, and she was also bitter when she heard the words. White teeth bit her lip, and her pretty wheat-colored face trembled slightly.

"Yes, great benefactor. Humble Clint didn't mean to repay his debts, he was indeed unable to repay the debts of the great Lord Hassan!, I ......" Old Clint tried to explain something with a decadent face. At this moment, he seemed to have met a cruel future. Perhaps the next moment his blacksmith shop will be confiscated by the Unsullied, and he will be captured in the gladiatorial arena to become a precarious gladiator. Trade his blood and life for the pleasure of his benefactors on high.

However, before he could explain, he was interrupted by Bahrain.

"I know what you're trying to say. Your blacksmith's annual profit is only a few dozen silver coins. Without the capital to buy raw materials, the output will naturally decline. Many high-quality weapons could not be produced, and only some inexpensive tableware, small jewelry could be made. As a result, your income is getting lower and lower. Also to repay Hassan's interest. It's a vicious circle," Bahrain said slowly.

Old Kling smiled bitterly and sighed for a long time: "The great and wise benefactor is as you say. The humble old Kling is powerless to turn the situation around."

Balin suddenly laughed: "Yesterday afternoon, the application submitted by the Knight of Truth to replace a batch of equipment has been approved. The cashbox will soon allocate a sum of money to help the Knight of Truth change his equipment. This is a chance for you. Tell me, aside from Hassan's three gold coins, how much money do you need to take this order?"

Old Kling raised his head in surprise and looked at Balin, not knowing what the other party meant?

"Tell me, what is your funding gap," Balin's idle man asked as he looked at his surprised expression as he handed a few pages of paper to Old Clin.

"The cost of returning to the great and merciful benefactor requires a gold coin"

The order volume this time was not large, but it was just the repair and replacement of some old equipment. Among them are also a lot of crossbows, leather and other equipment. There wasn't much iron equipment.

"How much can you earn?" asked Balin again

"The purchase price of the Truth Knight's Sword will basically not change, and the villain estimates the profit of no less than ten silver coins. ”

"Before you owe Hassan money, how much profit is calculated from the number of orders in a year?"

"About seventy or eighty silver coins"

One gold coin can be exchanged for a hundred silver coins, and one silver coin can be exchanged for a thousand copper coins, so the profit in a year is probably close to one gold coin.

Balin silently calculated something in his heart, and then took out four shiny gold coins from his pocket and put them on the table: "Go back and make a balance sheet of annual income seriously, well, I have a ready-made table here." You take it and fill it out. All expenditures and revenues must be supported by appropriate documentation. If you can take this order and prove that your past annual income and the profit from this knight's order are okay, I will lend you these four gold coins.

Give you six years equal principal and interest, twelve silver coins per annum, and register your blacksmith shop as a mortgage, do you agree?"

So Link hurriedly agreed, full of thanks.

Bahrain added: "Every month, every quarter, every year, fill in this form for me." Well, and this income statement, with detailed financial notes"

Kling scratched his head in embarrassment, feeling that he really didn't understand these things that were all table numbers. Bahrain naturally saw the difficulty of this big old man, and stretched out his hand to Karina: "Don't worry, your daughter is quite smart, she has learned this simple set of financial statements." After that, she will go back to your smithy once a day, and all the accounts will pass through her. ”

In the Bahraini system, there should be at least two financial officers, one cashier and one accountant. It's a pity that this system has just been built, and no one will. Bahrain is ready to buy a group of careful female slaves from the slave market in a few days and train them to become financial personnel.

In the future, every merchant who borrows from him will be assigned two, which is not only to monitor the flow of loan funds, but also to help merchants straighten out their finances, and then pave the way for the second step.

Kling thanked him again for a while, turned around and was about to leave, when Balin spoke up again: "Well, this loan of yours is all paid in a targeted manner, do you know? And after you go back, you can ask if there are other high-quality merchants who need short-term loans." Within the limit of one gold coin, you can refer them to me. 1.5% monthly interest. As for how much intermediary fee you will charge from it, you can negotiate it yourself. After signing the intermediary agreement, I can help you collect and return the loan on your behalf."

Link naturally nodded in response, not to mention that this is also a financial road.

Seeing the elder Clint leave with his daughter Karina, Balin straightened his clothes. I took a mirror and carefully trimmed the mustache that had just been left unformed with scissors against the mirror.

Although Bahrain is only in his twenties, he has a different identity now. Naturally, you need to carefully retouch your appearance. Keeping a mustache can make your overly young appearance more mature and stable.

Got up and asked the maid to set up her clothes again. He handed the money bag to the maid beside him, Ge Wen, and took the golden scepter placed aside to symbolize his identity, and said, "Let's go to the slave market to have a look."

Gowen silently put away his purse and followed behind Bahrain with the two Unsullied.