Zhu Jingyuan fully understood his grandfather's purpose.

The first is, of course, to help yourself deal with the income tax of your immediate family members, which is sure to be met with collective resistance.

But I really wanted to see myself.

Even, it is difficult for him to say which of these two things is more important in his heart.

Zhu Jingyuan was a little embarrassed and shirked and said:

"Grandpa, you don't have to carry this pot for me.

"As long as I have a good grasp of the balance and set reasonable rules, the interests of most of the middle and lower class people will not be damaged.

"They can even use the relevant regulations in reverse to ensure their family inheritance.

"Even if most of the nobles and merchants are uncomfortable, they will have to accept it in the end......

"Coupled with my special status, coupled with the fact that this kind of policy must also be formulated by the imperial court, and then implemented throughout the world.

"The vast majority of ordinary people won't count this matter on my head."

Zhu Zhongliang suddenly said angrily:

"Minimize your involvement as much as possible......" "What do you call that, boy?" Even if others don't hate you, they will hate your father.

"Of course your father is your father, and at the same time my son!"

Zhu Jingyuan's expression was strange, although the old man's words were weird, but it was indeed like this.

Zhu Jingyuan wanted to continue to explain something, but Zhu Zhongliang had already waved his hand to stop him.

Zhu Zhongliang took a breath and continued to explain his thoughts:

"Now with the telegraph and the telephone, the flow of information is too fast.

"Merchants are the most well-informed group.

"You came to the richest place in Daming, and you investigated the local loan and finance-related status.

Then Daming began to collect income tax from immediate family members.

"In addition, in the past, you have taken the lead in carrying out so many perverse reform pilots.

"If you really use your brain a little, you will suspect that this is probably a new deal made by you, the big food king!

"Even if I come and I take the initiative to preside over the promotion, there will definitely be conspiracy theorists who will suspect that you are still the leader.

"That's why I came here with as much fanfare as I could.

"And then try to show the loopholes in the tax that I found myself, and then take the initiative to ask for the leaks to be filled.

"When it comes to you and me, you can't care too much about feelings.

"You should think about things as rationally as possible.

"Think about how you can get the most out of the resources that are available to you.

"Your grandfather is this old, I don't know how many years I have to live, and I don't care about the so-called Yoyo Mouth for a long time.

"You have earned a lot of land expansion for grandpa, and grandpa should also take on as much responsibility as possible for the two of you while he can still move.

"Even if I insist on taxing the inheritance, the literati of later generations can only pinch their noses and say that the merits outweigh the faults.

"Grandpa is at least at the level of Emperor Wu of Han.

"It's also a way to make the most of it."

Zhu Jingyuan finally had nothing to say, so he could only nod and agree with gratitude and emotion:

"Grandson understands, thank you grandpa for taking care of ......"

Zhu Zhongliang exhaled:

"I'll stay in the Forbidden City for the next two days, let's make a good total, how can we do things reasonably......"

Emperor Zhu Zhongliang of the Ming Dynasty lived in the Forbidden City of Shuntianfu.

On the morning of the next day, he was worshiped by the principal officials of the yamen of Jianghuai Province and the heads of the royal family and government-run institutions in the Wenhua Palace.

In public, Zhu Zhongliang has always been very happy, and he has always been a happy old man.

Although the southern tour was nominally to learn about the development of industry and commerce in the south, the pilgrimage did not mention anything serious at all.

In private, of course, the mood is also very good, but it is a lot more serious.

After the worship was over, Zhu Zhongliang continued to live in the Forbidden City, and there was no intention of arranging to continue the "inspection" at all.

The main thing is to discuss and plan with Zhu Jingyuan how to handle the matter of the income tax given to the immediate family members.

But in the eyes of ordinary officials, the Emperor Taishang came to see Sun Tzu in the name of inspection.

Zhu Zhongliang had been living in the Forbidden City for eight days before he began his actual inspection.

First of all, accompanied by Zhu Jingyuan, he went to inspect the main yamen of Jianghuai Province.

Visit the main government-owned manufacturers in Jianghuai Province, the main manufacturers under the royal consortium, and the major banks.

Zhu Zhongliang did want to go everywhere to see the achievements of construction and development in the past few years.

Zhu Zhongliang is more concerned about the new factories, new engines and research projects for aircraft, combat vehicles, missiles and so on.

Banks are actually deliberately joining with a purpose.

Zhu Jingyuan originally thought that it would be okay for Zhu Zhongliang to come, even if he had to take the blame for himself

Zhu Zhongliang also deliberately chatted with ordinary officials, and even chatted directly with the managers and men of the manufacturer.

When I visited the bank, I deliberately invited people to chat with the business.

This is also the tradition of the Ming Dynasty, from the time of Emperor Taizu Zhu Yuanzhang, the system of meeting the emperor and the representatives of the people was stipulated.

It's just that later it became more and more formal.

By the time of the Inmu Dynasty, this system was refreshed again by Emperor Sejo.

After Emperor Shizu became the Emperor Taishang, he often traveled to various places, and then he liked to gather local people to chat.

This system has been continued in a more standardized manner.

After the Emperor Taishang finished inspecting the yamen and institutions at the provincial level, he went to the yamen and institutions at the prefecture and county level below to inspect them.

I first saw Yingtianfu, and then I lived in Suzhou Mansion.

The order was completely natural, and none of the accompanying personnel felt anything wrong.

Yingtian is Nanjing, and Suzhou is the first capital in the world, so it is normal to arrange this.

It's just that the Emperor Taishang got rid of Zhu Jingyuan and went to Suzhou with his entourage on the grounds that his inspection was a private matter, and Zhu Jingyuan, the political envoy of Jianghuai, still had official business and should continue to stay in Yingtianfu to handle work.

After arriving in Suzhou, the Emperor seemed to be on a whim, and after visiting the official and royal bank branches, he inquired about the private banks in the first capital of the world.

The largest bank in Suzhou is of course the Gusu Qianzhuang investigated by Zheng Xingyang.

The reception and entourage immediately came up with this suggested goal.

So the Emperor Taishang really went directly to Gusu Qianzhuang.

Gusu Qianzhuang is a joint venture established by a large number of private owners in Suzhou, and there is no big owner who can fully control it.

The big shopkeeper of Qian Zhuang is also a professional shopkeeper specially hired, named Qian Feng.

The presence of the Emperor Taishang in this kind of thing can be said to be the biggest event in the history of Qian Zhuang.

The main shareholders of the money bank followed the shopkeeper to meet in a proper manner.

Then the shopkeeper Qian Feng introduced the situation of Qian Zhuang to the emperor.

The Emperor Taishang was originally indispensable, and listened to Qian Feng's introduction of the general situation.

Then I asked very casually about the specific business in several aspects, including the loan business, of course.

The Emperor seemed to be very curious, and specifically asked for a more detailed report.

Then the Emperor discovered that there was a big category called marriage, and the proportion of loan amount and profit was quite large.

The Emperor Taishang immediately asked very curiously:

"It's strange, isn't our Suzhou the first capital in the world, why do the children here have to take out loans for marriage?"

Qian Feng and the proprietors who followed behind were suddenly in a strong panic.

The emperor came in a hurry, and they didn't have the opportunity to make special reports, so they could only take normal internal reports.

On the normal report, of course, there is a normal business classification.

They never expected that the Emperor Taishang would be interested in this marriage loan......

They are all instinctively praying to God and worshiping Buddha in their hearts, hoping that the Emperor Taishang will just ask casually, and never delve into this issue.

They all know that this marriage-related loan is mainly for private commercial banks to use marriage to avoid taxes.

Even if there is an occasional marriage loan for ordinary people, it is unlikely that there will be a large amount.

This is only a fraction of the total loan amount.

In other words, under this category, most of the businesses are exploiting loopholes in the law to avoid taxes.

Strictly legal, but it's also true that it's tax avoidance.

At the same time, the emperor's authority is unlimited, and if he is not afraid of being scolded by the people, he can be killed with a big hat.

Everyone's eyes looked at Qian Feng at the same time.

Qian Feng can become the treasurer of the largest private bank, and his psychological quality and ability are top-notch.

But at this time, it is a bit of a dilemma.

A normal explanation will definitely reveal tax evasion.

But if you don't interpret it normally, you can't find a reasonable way to interpret it for a while.

Qian Feng could only stubbornly reply:

"Your Majesty, our Ming Dynasty has been prosperous in recent years, and many businessmen have made a lot of money.

"These people make a lot of money easily, and they like to put on a show in all kinds of things.

"Marriage is a major life event that bears the brunt of it."

The Emperor shook his head when he heard this:

"This is not good, you have to take out a loan for a major life event like marriage, this is a swollen face and a fat man.

"How dare you repay them? Will they be able to pay it back? ”

Qian Feng can only follow this line of thought and continue to explain forcibly:

"Your Majesty, don't worry, we have to review the lender's condition when we open a bank.

"For those who are really able to repay and have enough property in the family, they will be given full loans.

"It's impossible for anyone to take out a large loan to be extravagant and wasteful.

"Most of the loans have also been recovered with interest."

The Emperor seemed to be a little surprised:

"Really? People who want to take out a loan when they get married, can they still repay the loan honestly? It's really kind of weird, let me see? ”

The Emperor continued to look through the details on the report, and at the same time continued to ask:

"Show me the documents and vouchers for the largest matchmaking-related loans you've ever made, as well as the documents and vouchers for the recently completed marriage-related loans......"

At this moment, Qian Feng and the owners were even more panicked.

If this largest document is taken out, it will be difficult to continue to hide the truth.

10,000 gold banknotes, that is, 500,000 silver banknotes, no matter how pomp and circumstance you talk about getting married, it will be difficult to use them up.

If it really runs out, then the pomp and circumstance will not be ordinary.

The point is that after this money went out, it was really not used for weddings.

If the Emperor continues to be curious and continues to let people investigate this matter, then the means of tax avoidance that have always been used will be exposed.

In fact, it has been exposed, and the Emperor Taishang came to "discover" in person, just to make things bigger.

Qian Feng and the owners didn't know what to do for a while.

The Emperor Taishang waited for a few seconds, and seeing that these people did not react, he couldn't help but urge:

"What's wrong? Can't you let me see it? ”

If it was an ordinary person, or even an ordinary official, even if it was Zhu Jingyuan, the prince, Qian Feng would dare to resist a little, using excuses such as confidentiality for customers or business secrets.

But Emperor Taishang is also an emperor, an emperor who is nominally higher than the emperor, and deliberately concealing it is a bully in the true sense.

Several of the proprietors' vests are starting to sweat.

And Qian Feng finally chose to confess under great pressure.

Because Qian Feng is an external professional shopkeeper, it is impossible to take the risk of bullying the monarch in order to keep the secret of Gusu Qianzhuang.

Qian Feng, who was like ashes, immediately confessed to the emperor, and then went to get the slip himself.

Soon after, Qian Feng sent several stacks of bills to Emperor Zhu Zhongliang.

At the same time, Qian Feng, who had completely given up, also took the initiative to introduce:

"Your Majesty, this document on the top is the largest dowry loan that has been handled recently.

"The lender is Wang Baoqing, and the loan amount is 10,000 gold bills......"

Zhu Zhongliang looked at the receipt, listened to the explanation, and deliberately asked very exaggeratedly:

"Ten thousand gold bills! That's 500,000 silver bills!

"Prince Ming's dowry for marrying his wife is only one hundred gold bills!

"Prince Daming's annuity is only two thousand gold bills!

"My initial investment in Daming Airlines was only 10,000 gold bills!

"Now this Wang Baoqing spent 10,000 gold bills on his son's marriage!

"Come on, go find this Wang Baoqing, I want to ask him how to spend this 10,000 gold bills!

"And his in-laws also found me.

"I'm going to see how they managed to spend all the ten thousand gold bills without trespassing!"

Several owners of Gusu Qianzhuang couldn't stand it at all.

Now they really hope that Wang Baoqing is really arrogant and really spent all the 10,000 gold bills.

The key question is no.

These nouveau riche are indeed very extravagant in their personal lives.

But it is absolutely impossible to put down all the value and lend a large amount of cash for his son's marriage......

The Emperor Taishang has an order, and now this matter cannot be stopped.

Immediately, some guard officers went to Wang Baoqing and Liu Yudong to find someone.

Nominally, of course, he was not a prisoner, but only two ordinary people were recruited to be questioned.

But in fact this is already being executed.

Wang Baoqing has just completed the cooperation with Liu Yudong, and the two sides have completed the de facto equity transaction.

Now Wang Baoqing is still staying in Suzhou, continuing to personally stare at the important details of the follow-up cooperation.

He was soon found by the Emperor Taishang's entourage and taken to Gusu Qianzhuang.

If it was half a month ago, if the two of them knew that they were going to be summoned by the Emperor Taishang, they would definitely be happy.

But now the situation is completely different.

Especially knowing that the Emperor Taishang is now in Gusu Qianzhuang.

During the time of waiting, Emperor Zhu Zhongliang continued to look through the information in his hand, and it was shocking.

Because Zhu Zhongliang already knew that the money was used to avoid taxes.

Seeing Wang Baoqing and Liu Yudong, after Zhu Zhongliang accepted their worship, he asked his accompanying secretary to question.

asked Wang Baoqing how he spent his loan and what he did after getting the money.

In fact, these things are open to the public in the people, and you can know about them by asking ordinary people.

Wang Baoqing and Liu Yudong knew that it was impossible to hide it, so they didn't dare to take the risk of bullying the king, and intermittently said everything they could say.

Both of them also understand that telling the truth may not lead to death, because what they do is nominally legal.

But if you don't say it or deceive it, you can really die.

Emperor Zhu Zhongliang figured out what was going on, and immediately stood up angrily and directly:

"You daring moths! You are digging the foundation of my Ming Dynasty!

"It should be said that it really deserves to be the richest place among the people of my Ming Dynasty, and the brains of you businessmen are flexible!

"The marriage of children can be used as a means of tax evasion, and they are all completely money transactions!

"The imperial court, taking into account the friendship between parents and children, exempted from income tax on the assets that parents give to their children and children to their parents, but it turns out that it has become a means for you moths to evade taxes!

"Since you are so incorruptible and shameless, then don't blame the court for using harsh punishments!

"Spread my will, immediately seize the Gusu Money Bank, all the shareholders of the money bank, and all the employees from the big shopkeeper to the associates, all of them will be put in the Suzhou Mansion Prison for investigation.

"Send a telegram to the emperor and ask him to immediately decree that from now on all dowry, dowry, and marriage loans shall be banned.

"All banks operating related businesses have been closed for rectification.

"Arrange for the Daming Royal Bank, the Ministry of Taxation, the Criminal Department, Dongchang, and Jinyiwei to come forward and organize a tax evasion investigation team to investigate the irregularities in the large loans and capital flows of the people in recent years.

"All banks that have closed down for rectification are required to cooperate in the recovery of taxes that have been evaded in recent years.

"Immediately begin to formulate a new law to change the scope of income tax collection, and any kinship will no longer be a condition for exemption."

(End of chapter)