Chapter 229: Two hundred million is not a lot!

Throughout the end of May, there was no shortage of heat in the land sky.

Especially after the submarine was successfully salvaged, which made the heat that had gradually disappeared last for several more days, and even some media contacted Wen Sha to say that he wanted to interview Lu Tian, but he refused.

However, the benefits of this incident to him are not only in terms of popularity, you must know the location of the submarine found by Lu Tian, and it is only four nautical miles away from the coast, if it is not Lu Tian's "accidental" discovery, if such a nuclear submarine has not been discovered, then it may not be a trivial matter when it is discovered, so this time he is not the pennant mentioned earlier but a commendation!

It can only be said that the magic capital is really rich, and while inviting him to come over to receive the award, the bonus given this time is also very generous, and then under the watchful eyes of a group of media, he took a group photo with people from a certain bureau with a check and commendation documents.

That's when he realized how outrageous the power of the Lucky Event Card was.

The first time he used him to obtain a large number of shares of miha, he can imagine how profitable this company will be in the future, after all, in the previous life, this game directly rushed to the market value of 100 billion after it was listed, but the second time he used it, although he caught a submarine, he was still a little disappointed, after all, he couldn't see what benefits he could bring him in addition to the short-term heat, he could only say that his vision was still short-sighted, and the props of this system really wouldn't let him down.

Way.

Jiang Yining sat in the co-pilot, looked at the commendation certificate and medal in his hand, and then looked at Lu Tian with interest and said, "Go find a photo studio and watch it!" Hang it on the background wall of your live stream! ”

Lu Tian smiled and nodded.

Truly.

The background of his live broadcast is a white wall, which is somewhat monotonous, after all, the other streamers are either flower pots or trophies behind them, although he has a shark annual honor certificate to hang on, but that thing doesn't feel like an honor worth hanging up.

Back home, Lu Tian took photos of the award-winning certificates and medals and sent them to the group.

Eggplant: "it! It's sour! Why don't we have a share! It's all people in the same boat! ”

PDD: "Hahaha! The ship is land and sky, and he was the first person to discover it, of course, he is the only one who won the award! Eggplant, you want to eat it! ”

Brother Bao: "This medal is okay!" But how can it be an outstanding youth in the magic capital instead of the top ten outstanding youths! ”

Puppy: "You're going to have dinner, right?" What to say at night! Crayfish walking? ”

Lu Tian: "It's easy to talk about eating!" But I'm going live tonight..."

......

After showing off in the group, Lu Tian felt that the whole person was much smoother.

Then he walked to the study with the certificate and medal he had watched, and hung them on the wall facing the computer, during which he had to adjust the angle from time to time, and after making sure that the position was correct and could be included in the camera, he was satisfied and ready to call Jiang Yining to come over and see his masterpiece.

But at this time, the phone rang suddenly, and he didn't even look at the call message and connected it directly.

"Hello, may I ask if it's Lu Tian~ Mr. Lu, right?"

"Yes, you are?"

"I'm sorry to disturb you, because your personal deposits in our bank have reached 200 million yuan, I am the exclusive customer service of personal banking arranged by our bank for you, my work number is 134369, and my surname is Zhang."

Forehead...

Hearing this, Lu Tian glanced at the caller on his mobile phone, he downloaded the anti-fraud app, and he could see that there was nothing wrong with the caller ID at this time.

Immediately asked suspiciously, "Huh?" Any questions? ”

At this time, Zhang Li also looked cautious, after all, Lu Tian's customer can be said to be rare and special in the country, a person who can save 200 million yuan in an ordinary savings card.

200 million liquidity!

Memory card!

You must know that the money in the savings card is calculated according to the current deposit interest rate, the annual interest rate of the major banks is basically 0.3%, according to the interest = principal x deposit x interest rate to calculate, with Lu Tian's current deposit of 200 million at this time, the interest of a year is only about 600,000, you must know that even if there is a current interest rate of three percent in the balance treasure, it can be said that Lu Tian only needs to save money in another place, and 600,000 yuan will directly become 6 million this year.

What is the concept of six million interest a year?

That's the freedom of wealth, okay!

The interest is more than 10,000 yuan a day, as long as you don't take drugs or gamble, you basically only have the trouble of what to eat for three meals a day.

Subsequently.

Zhang Li explained her intention to Lu Tian, saying that Lu Tian's deposit method is too low, and suggested that he can contact some financial products to increase interest rates.

After hearing that Lu Tian didn't speak for a long time, she thought that Lu Tian was worried that these financial products would be risky, and immediately explained: "Mr. Lu, don't worry! As your exclusive customer service, I will only recommend risk-free financial products if you have no needs, which can guarantee that your annual interest rate can be more than four points! ”

The purpose of her so-called exclusive customer service identity is to let Lu Tian leave the deposit in their bank, in fact, with Lu Tian's economic situation, five points can also be discussed, but if it is as high as six points, she can't call the shots, after all, Lu Tian only enjoys 0.3 points at present, and it is conceivable that he may change the deposit at any time.

I have to say that the temptation is still quite high, Lu Tian really didn't pay attention to this aspect of things before, after all, he entered the society from the orphanage, although he has been relatively frugal, but thrift does not mean how much money can be saved, house, water, electricity, food, drink, travel, clothing and other daily burdens consume eighty percent of his salary, and the remaining two percent count the occasional going to the hospital, it is quite good that he can do it without going into debt for a year, anyway, in his previous life, he only came to five figures on the card in the month of the New Year.

Although he doesn't understand financial things very well, he understands that 0.3 percent and 4 percent are more money, but this is not a mobile package, Lu Tian didn't want to make a decision easily on the phone, and immediately said in a deep voice: "Let's talk next time!" ”

He meant to say it when he took a leave of absence.

But Zhang Li understands that her sincerity is not enough, although the deposit of 200 million yuan is not a lot of money for the bank in the city of Magic Capital, but the place where Lu Tian applies for the card is only a branch, and it can be regarded as a small God of Wealth for them.

At this time, she was in a hurry and was about to say her bottom line, but Lu Tian didn't give her a chance to supplement at all, and hung up the phone directly.

As a high-quality customer and a customer who may run away at any time, Zhang Li did not dare to continue calling, after all, once Lu Tian was in a bad mood and did something unfavorable to the bank because of her call, then her job could be said to be over, at this time she could only wait for a while to call or wait for Lu Tian to take the initiative to call.

Lu Tian found Jiang Yining after hanging up the phone.

Subsequently.

After admiring his masterpiece with Jiang Yining.

Lu Tian sat on the sofa thinking about the content of the call just now, he was so excited that he couldn't sleep when the deposit exceeded 100 million for the first time, but he didn't feel much about breaking through 200 million this time, if it wasn't for the bank coming to remind him, he probably wouldn't have thought of the problem of interest, after all, he came to the money too quickly, so fast that he didn't have much feeling about the money.

"Who do you want to ask? Brother Bao? pdd? Hmm..."

These are the two who can be regarded as rich among his friends, although Han Chen may be the richest among WeChat contacts, but he is still not very familiar with it, at this time he picked up his mobile phone and prepared to call PDD, after all, he seems to be the richest one among his acquaintances, in the end, he can raise a team member, and he still knows more about deposit interest matters.

Just as he was about to press the dial button, looking at the time shown, he canceled the call.

"I'm going to PDD! Be right back! ”

After reporting to Jiang Yining, he went out with the car keys.

After all, there were some things he thought would be better to talk about them in person.

Thirty minutes later.

After PDD opened the door, he said with a surprised face: "Ah! Rare guest! Why did you want to come to me to play today! Fast! SLM gets a pair of slippers for Brother Lu! ”

The husband and wife warmly welcomed Lu Tian into the room, and then after sitting down, Lu Tian directly expressed his intention.

In fact, he just wants to know how much interest can be on general deposits under the premise of capital protection, after all, it is inevitable that he will be pitted only when he talks with the bank, although it is estimated that he can save 0.3 until death if he is not reminded of him, but at this time, since he knows this situation, of course, the benefit is maximized as much as possible, after all, no one wants to suffer losses.

PDD heard that you had found the right person with an expression, and after pouring a glass of water for Lu Tian, he looked at Lu Tian with a smile on his face before raising his glass of tea and asked, "Let's talk about how much you plan to save first!" I do have a good way to get a high interest rate! ”

PDD's self-confidence made Lu Tian very satisfied.

Thinking that he really didn't find the wrong person, after lifting the cup and sending this sip of tea to his mouth, he said with a determined face: "Two hundred million!" ”

Puff~

Cough! Cough! Cough!

"How much? Two hundred million! ”

PDD was frightened by Lu Tian's words, although he said that his net worth was more than 200 million, but what Lu Tian just said was his deposit, which means 200 million liquidity, you must know that being worth more than 100 million and having a deposit of more than 100 million are completely two different concepts.

The so-called worth of more than 100 million means that all your assets are valued at more than 100 million, whether it is a house, a car, stocks, antiques, etc., all things add up to a value of more than 100 million, and a deposit of more than 100 million is that you can take out more than 100 million yuan of funds anytime and anywhere.

Be reasonable.

PDD knows that Lu Tian is rich, after all, he lives in Tomson Yipin's house and parks a luxury yacht with hundreds of millions of dollars, so the car he drives is ordinary, after all, although the Lincoln Navigator is not a cheap car, it is still not worth mentioning compared to the previous two, but there are still 200 million cash is something he can't imagine.

He said in his heart that this TM is so rich in what a family.

That's right!

At this time, their gang of people privately made up Lu Tian's identity as a stupid son of a certain family, and he was always the same kind of person as a green onion, but Lu Tian was relatively low-key.

Lu Tian didn't understand why PDD was so frightened, after all, in his mind, PDD should be considered a rich man, in his opinion, 200 million would not be like this for PDD, and immediately said with a smile: "200 million is not a lot!" Why do you have such an expression~ Tell me about it! What is the maximum normal bank interest rate, and today the bank called me and said that it could give me the lowest four points! ”

"Brother! Awesome! Your words are really awesome! One hundred million is trivial, and two hundred million is not a lot, you rich people really know how to play! ”

PDD gave a thumbs up with both hands at this time, and his expression was like you were talking to the end, at this time he really felt that he had been stabbed in the heart, he had struggled in this life and was proud of his achievements, which was easy to get at his fingertips in Lu Tian, and he suddenly had a feeling that life was not worth it.

Looking at Lu Tian at this time, he had an expression of "don't make trouble".

After pdd poured himself a cup of tea, he blew the tea soup lightly and drank it all, then looked at Lu Tian and said with a serious face: "The annual interest rate of non-fixed deposits in the magic capital can give you a guarantee of four points, which is not low!" But for your 200 million deposit, it's not too high! In fact, if you have 200 million, you can go to the second-tier cities directly to talk to the president of a branch, generally speaking, the second-tier cities are in a hurry to develop, the bank's desire for large deposits is difficult to imagine, it is estimated that the annual interest rate of five to seven points is the opportunity to talk down, but you had better find the five major banks of the Workers, Agriculture, Postal and National Communications, and you don't save other small local banks at high interest rates. ”

PDD still has some knowledge, which can be regarded as telling Lu what he knows from the bottom of his heart.

The proposal to deposit money in a second-tier city was also what he heard from a friend at the wine party, although he didn't know the truth very well, but at least it was a good direction.

Lu Tian nodded again and again at this time.

After listening to PDD's words, he didn't run in vain today, at least he roughly understood how much interest he should charge, and then the two chatted about his award in the morning, and when he saw that the time was almost three o'clock, he was ready to get up and say goodbye.

"Brother! Don't! Eat at my place at night! After eating, I'll start broadcasting! I have all the computers! ”

Hearing this, PDD hurriedly shouted and pulled Lu Tian to sit down again.

After all, it was rare for him to come here, how could he not grasp this once-in-a-lifetime opportunity?

At this time, Lu Tian, who sat down again, said helplessly: "That's it!" My daughter-in-law is still at home! ”

"No! It's all coming! How can I do it without eating a bite of food, and I thought I would not be able to entertain guests when I said it! Ate it at my house today! Your daughter-in-law is at home, right? Call her over! I've reimbursed the taxi fare, okay! ”

Let's put it this way!

When he opened the door and saw Lu Tian standing at the door, he didn't plan to let Lu Tian go back to the meal, and his wife had already been arranged by him to go out to buy groceries.

Seeing PDD's strong retention, Lu Tian reluctantly said that he would leave it at that, and at this time, he could see PDD's expression of joy.

Half an hour has passed.

Jiang Yining, who came by taxi, happened to meet SLM who came back from grocery shopping, and the two who had met several times said hello to each other, and then the two entered the house one after another.

Then.

Lu Tian was sitting in front of the computer, and PDD was whispering something in Lu Tian's ear, and then the two laughed together, which can only be said that the atmosphere is quite good.

The sound of the door opening made the two of them turn their heads to look.

didn't wait for the two to speak.

SLM, who was carrying two large vegetable baskets, looked at PDD with a hesitant expression and said, "Ah! Husband! What to do! Auntie has something to do at home and goes back! ”

Only the aunt in their family can cook, and usually the aunt is not there, and it is basically takeaway.

PDD frowned at this time and said, "Ah! What to do that night! I left Lu Tian for dinner! I don't know how to cook! ”

.......

Lu Tian sat on the chair at this time and rolled his eyes.

I thought to myself, sure enough, PDD kept him for a purpose.

Looking at the clumsy acting skills of the PDD couple in front of him, he immediately got up and said, "Okay!" I'll do it! What a dish bought! ”

Lu Tian started broadcasting at five o'clock.

Therefore, dinner is usually eaten very early, and at this time, PDD looked at Lu Tian, who was busy in the kitchen, and called the puppy in front of him.

"Lu Tian is cooking at my house!"

"Coming soon!"

The two of them used exactly ten words on the call, and they could see their attitude towards Lu Tian's cooking skills from the conversation, in fact, PDD wanted to call a spicy man at this time, but after all, he cheated Lu Tian at this dinner, and the puppy was an acquaintance, so it was not a big problem, if he was calling someone he didn't know to enter the game, it seemed that his emotional intelligence was low.

PDD deliberately turned on the voice, and he didn't say much when he heard that it was the puppy Lu, if PDD really dared to call a bunch of people he didn't know, he really dared to leave directly, after all, being a friend and being a cook are two different things.

Both Android and Apple are available. 】

Dinner was plentiful.

Being able to get a big yellow croaker of more than three catties in such a short time is also a well-connected PDD, after all, this weight of large yellow croaker is hard to find, and you need a certain amount of luck to spend money to buy fresh.

"Wow! I smell it as soon as I walk through the door! It smells so good! ”

Be reasonable.

This is somewhat exaggerated.

Lu Tian was still processing the ingredients at this time, but his eyes lit up when he looked at the things that the puppy was carrying, and he immediately stepped forward to take the liquor in his hand and said, "You came in time!" Just one door away! ”

High-end ingredients are naturally indispensable to use sauce technology.

The puppy looked at Lu Tian, who rinsed the fish when he opened the bottle, and wanted to say that this wine was more than 6,000 bottles, but at this time he couldn't say anything in his mouth, after all, the fish in front of him reminded him of the taste he had eaten on the boat.

PDD watched Lu Tian smack his tongue when he used tiger grass as cooking wine, and he was also thinking back to the taste he ate that day, and he had nothing to say, so he could only say that maybe the food meant a certain amount of waste.

Domination-level cooking is a real bug, and you can see that the skills related to chefs in his data panel have been upgraded to majors, which may be the reason why you have to consume additional skill books from the beginning of your major.

Then the fragrance spread out to the kitchen in his hands, PDD wanted to turn off the range hood that was competing with him for the fragrance at this time, the puppy looked at the ingredients in the pot with fiery eyes at this time, and could see a pair of fast children tightly in his hands, at this time he waited for the finished product to come out and taste it first in the name of tasting the food.

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