Ah Wei used to be Ah Bing's best friend, and the two of them occupied the top one or two in the city in the class for three years in high school.

Of course, it's the countdown.

In the end, the two of them both failed to make the list, and Ah Bing thought that the good brothers would come out to work like him.

As a result, I didn't expect people to go back to inherit the family business.

This incident once made Ah Bing very unhappy, you dragged me to play with me every day for a long time, and after graduation, you went home to be a young master, and I came out to work as a security guard?

Because of this, Ah Bing has never contacted him since he graduated, and Ah Wei is his only friend, which is equivalent to saying that Ah Bing has completely cut off the relationship with his high school days.

However, Ah Wei didn't expect this, thinking that Ah Bing couldn't get along anymore, and now he was looking for himself to find a way out, he happened to be in the entrepreneurial period, and his subordinates were short of people.

After receiving the call, he quickly set off, trying to convince Ah Bing to join him.

Soon, Ah Wei, who was wearing a gray suit and combed his hair into an adult, came to Longguang Group, just in time to see Ah Bing waiting for him at the door.

Seeing that Ah Bing was wearing a training uniform, and the words "Longguang Security" were printed on his shoulders, Ah Wei stepped forward and patted him:

"Yo, you're okay with it!"

"Being able to work as a janitor in such a magnificent company is a lot of salary every month, right?"

Ah Bing put his hands behind his back and looked at him lightly:

"Don't talk about this, I want to ask you something today, last time I saw you post on Moments, I heard that you are the vice president of your pheasant bank?"

Ah Wei immediately took over the conversation: "Yes, my father opened the pheasant bank, and he said that I could take over after a few years of training." ”

Without waiting for Ah Bing to answer, he hurriedly continued: "The pheasant bank has developed well in the past two years, brother, I don't think you should be a security guard, how embarrassing the security guard is, come and follow me, I will arrange for you to be my assistant, and you can make a lot of money by keeping it!" ”

Ah Bing shook his head again and again: "No, I didn't mean that......"

"Brother, don't be afraid!" Ah Wei didn't care, "When I was in high school, we were half a pound and eight taels, I could be the vice president, what are you afraid of, I can teach you personally!" ”

Just as he was actively seeking a way out for his good brother, Tian Wenwen stepped on high heels and came over.

"Mr. Xu, the conference room is ready."

Suddenly, Ah Wei's face froze.

Allow...... Mr. Xu?

And Ah Bing turned his head indifferently:

"Good brother, I'm not looking for you to talk about a way out, I'm looking for you to talk about business."

"Please."

He made a gesture, but Ah Wei was shocked by the sudden huge contrast and couldn't walk.

Although his family's pheasant bank is a bank, its size is not as large as that of a large group like Longguang Real Estate.

And Ah Bing can be called "Mr. Xu" in such a group?

After being stunned for a long time, Ah Wei followed Ah Bing to the special conference room like a zombie.

Tian Wenwen served tea, and as soon as the two sides sat down, Ah Bing said directly:

"Ah Wei, last time I looked at the copywriting posted by your circle of friends, it seems that your pheasant bank is a comprehensive investment bank, and I came to you today to ask, can you do corporate loans?"

It was only then that Ah Wei came to his senses and nodded: "Of course you can, how much do you want to borrow?" ”

"Fifty million, preferably in three years, how much is your interest?" Bing continued to ask him.

As a result, as soon as he heard the figure of 50 million, Ah Wei immediately frowned.

"So much?"

On the contrary, this made Ah Bing a little surprised.

No matter how wild the pheasant bank is, it is still a bank, how can you shake your head when you hear 50 million?

If the 50 million emergency loan can't be made, the Logan Group will have to borrow hundreds of millions or even billions later, how can this cooperation?

Seeing Ah Bing's expression, Ah Wei hurriedly explained to him:

"That's right, our pheasant bank, the operation mode is a little different from the general traditional bank, so the concept of funds is also different."

"What's the difference?" Ah Bing came interested.

Ah Wei continued: "We are an innovative Internet bank in the new century, focusing on platform-based and decentralized operation, compared with general banks with strong savings functions, we never store money, we only do money porters. ”

Ah Bing listened quietly, wondering if you could speak human words......

And Ah Wei quickly talked about the human part:

"We don't have a physical store, we don't have a vault, we just have a website."

"In the downstream of the website, we have developed thousands of apps to collect users' borrowing needs, such as Zhang San needs to borrow 10,000 yuan, Li Si needs to borrow 50,000 yuan, and so on."

"These needs are collected, and we integrate them into an investment product, for example, Zhang San and Li Si's total borrowing needs are one million, and we package this million."

"Then in the upstream of the website, we promote these investment products to investors, and when they invest money, we distribute investors' money to Zhang San and Li Si."

Ah Bing probably understood this mode, but he still asked curiously:

"So how do you make money?"

Ah Wei smiled: "This is simple, we charge Zhang San's loan interest of 10 points, and we only return 7 points of profit from investors, isn't it 3 points for nothing?" ”

"This model used to be good, but now we have a little problem......"

Speaking of this, Ah Wei became worried:

"Recently, the economy has been bad, and all walks of life have been sluggish, which has led to a lot of people borrowing money downstream of the website, but upstream investors are not willing to spend money."

"Because the more bad the industry environment, the higher the probability of overdue people downstream, once the money is put back and can't be recovered, upstream investors will lose their money, now even if our website is now vigorously promoted, as long as the capital does not start, we can't do it."

"You just told me that Logan Group wants to borrow 50 million, which is already a considerable amount, we can help you match, and even package it into many small investment products and put it on, but now the problem is that the investment enthusiasm of the investors is not high, and they are well-informed, and they are more reluctant to hear that you want to borrow, after all, ......"

In the second half of the sentence, Ah Wei didn't say it.

But Ah Bing knew in his heart that people must also know that Longguang Real Estate has been operating badly recently, and no one is willing to lend money to a company that is about to go bankrupt.

The situation seems to have formed another dead knot.

However, after a period of silence, Ah Bing suddenly spoke:

"In that case, the key to the problem now is to let those investors find a project that they absolutely trust and have a stable return on investment, and they will throw money at you, right?"

Ah Wei nodded: "Yes, even if the rate of return is very low, what they are looking for now is stability." ”

A Bingfu asked again: "Are these investors reliable, how much money can they spend at most?" ”

Speaking of this, Ah Wei patted his chest:

"Don't worry, the resources in our hands are all top rich people, if there are really projects that make them feel that they will make a lot of money, they will pay hundreds of billions, and as long as they pay for it, I will have a way to lend it to you."

When the words fell, Ah Bing nodded slowly, and a smile appeared on the corner of his mouth:

"In that case, I really have a project that is sure to make money and not lose money."