Fang Hong's Weibo was updated to respond to the so-called "soul torture", which caused a huge response on the same day, and was forwarded by netizens and self-media, and once again rushed to the hot search every day.

[I admit that I lived the belly of a gentleman with the heart of a villain and apologized to God K.] ]

[Meanness is the pass of the mean, and nobility is the epitaph of the noble.] In this world of refined egoists, the actions of God K seem so out of place that it is difficult to adapt. ]

[Time will tell, I believe in K-God!] ]

[You don't even want to believe that Qin Shi Huang on the phone doesn't want to believe me...... (Manual Funny)]

[To borrow a phrase from netizens, you can always believe in K God.] ]

[The rhythm of not being allowed to enter the temple after a hundred years...... (Tears laugh .jpg)]

[Let's talk about one thing that everyone is about to overlook, and that is the age of God K, who is still so young, it is really terrifying.] ]

[Isn't that a good thing?] ]

[But for some people, this is a big bad thing, they can't survive it, and they may be sent away in advance, haha!] ]

[Glad to see!] ]

[Up and down the 5,000-year history of splendid civilization, there will be fierce people in every era, such as how young Huo Qubing is in history, bravely crowning the three armies, and sealing the wolf Juxu. ]

[In future history textbooks, Fang Hong's name will definitely be included.] ]

[Definitely.] ]

[I did hesitate before, after reading the latest Weibo news of K God, I no longer hesitated, I have made up my mind to fill up 1 million, I can take out 700,000 myself, and the remaining 300,000 loans are full.] ]

[Congratulations, you have caught this pouring of wealth.] ]

[In other words, you just believe that the wealth management products of this wealth fund are 100% profitable? ] How can there be a good thing in the world that makes sure you don't lose money? ]

[Admittedly, what you said has some truth, but it is an irrefutable fact that K God has never missed, or do you think that your investment ability is better than that of K God?] Anyway, I'm full, this splashing wealth has not been encountered for ten years, and I will regret it for a lifetime if I miss it. ]

……

Fang Hong updated the Weibo news feed, and did not go offline immediately, but was browsing the comment area, and from time to time he would interact with the netizens who left messages.

After a while, a message attracted Fang Hong's attention: [K God, I think there is a place where the wealth fund is designed to be very unreasonable, why can everyone only subscribe once in their life? Have you thought about it, if you have to redeem it after ten or eight years because of an urgent need for money due to an emergency, I will be like buying it back but I can't buy it, and I can't make up the position. ]

This message comment, there are a lot of posts at the bottom, and it has also received a lot of likes.

Obviously, many people are not satisfied with this mechanism of wealth funds, according to the current agreement, the subscriber must be real-name system, that is, a family unit can only subscribe once in their lifetime, and will not accept re-subscription in the future.

Investors who buy this financial product want to get enough income, they must hold it for a long time, the longer they hold, the greater the compound interest effect will roll, the return rate in the first few years is relatively small, and the income will increase visibly after ten years, and the principal of 1 million can bring more than 15 million net income after 20 years.

But no one can guarantee that this money will not be moved for 20 years, especially the middle and lower class people, when they have money, they must have the need to improve their lives, and it is a rigid demand, which requires money.

If you don't have money, even if you have tens of millions, you can't spend it, which means that there is a mountain of gold that you can only watch, so what's the use?

This is also the most pitiful place for many people to think of this wealth management product.

After reading this message, Fang Hong immediately edited a long text and replied to the post.

[K3478 reply to the post //: Let's not fool people around any bends, let's be honest, this regulation is to encourage investors to hold for a long time without redemption, and hold it for 10, 20, 30 years or even longer if they buy. Why? To ensure stability.

With such a large amount of funds, if someone deliberately creates panic and causes investors who do not know the truth to redeem, triggering a large-scale run redemption, it will force some long-term investment projects of wealth funds to be interrupted and shelved, or even sold at a low price to cope with the large-scale redemption pressure.

This will affect the interests of everyone, just because you have been fooled and redeemed to damage the interests of more people, you can be fooled to show that you don't trust me, and because of this, you have damaged everyone's interests, do you have to bear a certain price?

And this price is that you can't get on the bus again, since you choose not to trust me, from a personal emotional point of view, I don't want to do wealth management for you anymore, from the perspective of risk management, you may be fooled again in the future and follow the trend to redeem, you have to be isolated as a risk. 】

After Fang Hong replied to the post, the comments on this layer immediately became lively.

Soon, some netizens left a message asking: [What you said is also reasonable, but have you considered the problem that we need this money to redeem the emergency one day in the future? ] It's not that I don't trust you, but I really need to use this money in an emergency, if I can't use it, what's the point of investing? What is the use of this wealth management product? ]

This comment also resonated with many people, and they enthusiastically left messages.

Fang Hong couldn't help but smile silently when he saw this comment, and immediately started to edit the text and post:

[K3478 post reply //: It seems that it is going to popularize a little bit with the big guys how to use financial tools to facilitate their own lives.,There is a solution to the problem you said.,There's a way to get the best of both worlds to solve the problem that you can keep going.,And you can get money to save the emergency.。

What if you need money urgently and don't want to redeem your wealth management products? For example, if you urgently need 1 million cash now, and your wealth management product is worth 5 million, then you can exchange it for 1 million cash according to the corresponding pledge ratio.

During the pledge period, you pay the corresponding interest to the financial institution, and when you get through the difficulty, you will go to the decompression, so that you not only solve the emergency problem, but also do not need to redeem the wealth management product, the price is to pay some interest to the financial institution. 】

The netizens who were watching and those who cared about this issue suddenly realized when they saw Fang Hong's latest reply to the post.

Can there still be such an operation?

This is actually a very common basic operation in the financial circle, but the vast majority of the general public knows little about it and does not know that it can be operated in this way, and many people have learned about it for the first time.

As soon as Fang Hong said this, he suddenly woke up like a dream, and some people quickly drew inferences.

In the same way, through this kind of pledge operation, you can not redeem the wealth management products of the wealth fund, but also use the cash flow in front of the pledge to consume, buy a house or buy a car.

It is nothing more than paying an interest money, as long as the wealth management products over there are generating positive returns every year, and their investment income can outperform the interest paid, then there will be no pressure.

In this way, you can have money to spend and continue to grow your wealth without redeeming it, which is the best of both worlds.

Netizens have forwarded and spread it, and after Fang Hong added a little bit of it, the people who originally had concerns about it were completely dispelled, and they didn't have to worry about the uncomfortable thing that couldn't be used to defend the gold mountain.

There is no longer any objection to the rule that there is only one subscription opportunity in a lifetime.

……