Chapter 909 [Fortune needs to be more sensible]

When his wife heard this decision without hesitation, she was stunned for a moment, and then looked at him with a surprised face when she came back to her senses: "Do you really want to sell it to him?" ”

At this time, Mr. Liu looked at his wife and said: "If you don't sell it, you can't do it, don't look at him politely, it's not something that people like us with no background can provoke, I didn't say anything about winning the lottery except you, how did he know?" And I knew so quickly, I only learned from the bank a few hours ago, and he came to the door in person so quickly, have you thought about the problem? ”

His wife said disapprovingly: "Doesn't he claim to be a person in the financial industry, maybe he has an internal relationship with the bank, but even if he has a relationship, can I force him to buy it if I don't sell it?" ”

Seeing his wife's thoughts, Mr. Liu looked at her intently and said, "You, your mind is too simple. Have you ever heard such a sentence? Seeing a three-year-old child holding a gold brick in the downtown area, everyone in the world is a devil; When encountering a smiling face, Maitreya stands next to the Dharma Protector Vetuo, and the demons are all sages; Haven't you heard another phrase? Piff is not guilty, but he is guilty? ”

Mr. Liu paused for a moment and then continued: "Our diligence now is like a three-year-old child holding a gold brick in the downtown area, that is, the horseman with a jade bi, the surname Li just got the news he knew and found our family so quickly, this matter is a little careful thinking is frightening, we have no background and no power, he said in a good voice this time, but if you don't agree, you can't guarantee what means he will do in the future, the interests are too big to drive people to take risks." ”

Saying that, Mr. Liu pondered and added: "For example, if we don't agree, he may secretly cause a man-made accident, such as a car accident or others, such as you and me, or our children, or our parents, in short, to cause a result for our family, it takes a lot of money and 100,000 urgent, what can I do when the time comes?" ”

"If that really happens at that time, I can only beg him, and I have to beg him, and at that time, he will sit on the ground and start the price, it will not be as simple as selling 2 million, maybe all of them will have to be packaged and transferred to him. A splash of wealth has become a disaster for the whole family, and I dare not bet, so I must agree. ”

His wife was also shocked when she heard this, and couldn't help but say, "Wouldn't it? What you said is too scary, and now they dare to be so lawless in this society? Are you not afraid of being severely punished by the law? ”

Mr. Liu sighed: "Alas~, the law can only control the good people who obey the rules, but it can't control the wicked people who don't follow the rules." Teacher Ma said well, when the profit reaches 10%, they will be ready to move; When the profit reaches 50%, they will take risks; When the profit reaches 100%, they dare to trample on all the laws of the world; When the profit reached 300%, they dared to risk hanging. ”

Mr. Liu turned to his wife and said firmly: "In the long run, how can the profit of this wealth management product be more than three times?" We are ordinary people with no background and no power, and I don't dare to risk my whole family to bet on the character of that person or the person behind that person. ”

"Blessings and misfortunes, I can't let a splash of wealth become a disaster for the whole family, I also know that I am weak and thin, I just want to live a well-off life with you and the whole family, but my biggest advantage is self-knowledge, so don't be too greedy, take the initiative to give up most of the benefits, and the rest is completely enough for our family to live a good life."

At the end, Mr. Liu said: "Fortune needs to be more rational and sober, just think of it as a broken fortune to ensure safety, let's not be the three-year-old child who hugs gold bricks and the city, and the province is scared." ”

After hearing this, her wife thought about it and looked at Mr. Liu: "If you say sell, then buy, you are in charge of the major affairs of the family, and I will listen to you." ”

Mr. Liu smiled: "Next week, let's go to a few real estate projects to see if there is a favorite house." ”

……

The situation of Mr. Liu is being staged to varying degrees all over the country at this moment, and the capital brokers who are active in various places have come to the door, some of them choose the same decision as Mr. Liu, agreeing to sell a future beneficiary right, and some people choose to refuse, preferring to endure a few more years of hardship.

Some fund brokers choose to give up and find another opportunity after coming to talk about cooperation and eating a closed door, while others are unwilling to give up this huge benefit, and even fail to achieve their goal.

When faced with the same thing, everyone is making their own choices, and they are different, and they will also bring corresponding results due to their own choices, and the result may be a blessing or a curse, whether it is a blessing or a curse, it is their own choice.

……

In the following weekends and weekends, the hottest topic on the domestic Internet is wealth funds.

Those who won the lottery or did not win the lottery have been informed in the past two days, and those who have won the lottery are naturally ecstatic, and those who have not won the lottery sigh with regret and bad luck.

At about 10 o'clock in the morning on the weekend, the wealth fund announced the statistical results of the lottery data, and the lottery was carried out in a centralized and unified manner at the headquarters of the wealth fund, so the results were also very fast.

According to the data, the final lottery result of the first phase of raising 2 trillion yuan was that 3.5983 million family units won the lottery, and the actual probability of winning the lottery was 43.45%, and each family invested an average of 555,800 yuan to buy the first phase of wealth management products.

Judging from the final data results, the vast majority of families have not reached the full limit of 1 million yuan, and the majority of those who directly lend to Stud like Mr. Liu have a full 1 million yuan quota.

Mr. Liu himself has 320,000 yuan and has a loan of 680,000 yuan, which is equivalent to twice the amount of funds he has just given himself, which requires a lot of courage for an ordinary person.

The final data is actually normal, because this wealth management product of the wealth fund is aimed at the middle and lower class people.

This group has two characteristics: one is that the family background is not solid, and the cash flow that can be taken out immediately for investment and financial management is already very good; Another characteristic is that because the family background is not solid enough, cannot afford to lose, and the error tolerance rate is low, so it is more risk-averse and adopts a more conservative strategy.

Like Mr. Liu, there are not many people who dare to decisively give themselves twice the leverage, and there are not many people who have 1 million full funds, and most families have to leave some money for themselves to deal with sudden diligence, and it is already the limit to be able to take out one or two hundred thousand.

In this case, an average of 555,800 yuan per family invested in this wealth management product, which illustrates a problem, everyone still increases leverage to varying degrees, but it is not as double as Mr. Liu.

As for the leverage of investors, the wealth fund has internal data, but it has not been released to the public.

Its internal data shows that the overall leverage ratio of the 3.59 million households who purchased the first phase of wealth management products is in the range of 0.96 times to 1.05 times.

…… (End of chapter)