Chapter 628 The Problem of Business Model
In this case, he doesn't want others to come to Mengzhou to eat another piece of the pie, and he is also a very powerful person, which is human nature and understandable.
"The scenery of Mengzhou City is really good, I want to play here for a few days, Lord Zhang shouldn't be in such a hurry to catch people."
Yun Xiaoshuang drank a glass of wine, then smiled indifferently and said softly, and did not continue to talk about Qian Zhuang.
She had to get a good understanding of the operation model of his money bank first, hoping to find his weaknesses so that she could continue to persuade him.
Seeing that she no longer mentioned the matter of Qianzhuang, Zhang Ji couldn't continue to drive people away, so he could only continue to laugh and start a family routine with her.
She didn't say anything about her relationship with Zhao Mocheng, but she just made Zhang Ji think that she was the person of the Eighth Prince, so it was better to do things.
After eating, they said goodbye and left, and after they went out, Murong Ye became a little anxious, "Shuang'er, what should I do?" ”
"This guy doesn't get oil and salt, it looks like he will never allow our money bank to open here."
Murong Ye frowned, he really couldn't think of any good way, just now Zhang Ji opened his mouth so loudly, the purpose was to prevent their money bank from opening in Mengzhou City.
He was skeptical of the bank's business, after all, he had never done this kind of business and didn't know much about it.
But since he started managing Qianzhuang's business, he realized how right the choice Yun Xiaoshuang had made.
In less than a year since the start of Qilin Qianzhuang, the daily income is like flowing water, which is more than the income of all the businesses in the capital combined.
This also made him know how important it is to collect the silver, with the silver in his hand, he can do a lot of things, and the money will naturally roll in.
So when Yun Xiaoshuang decided to open a penny bank, he agreed very much, but he didn't expect to encounter such a big resistance in Mengzhou City.
"Don't worry, knock on the bow of the boat naturally, there will still be a way, let's go to the money village in Mengzhou City first."
Yun Xiaoshuang smiled slightly, she was not in a hurry, because she already knew the reason for Zhang Ji's refusal, and she could understand it.
In her opinion, it is necessary to know more about the other party in order to better negotiate with the other party.
Seeing that she was confident, Murong Ye didn't say anything, so he could only let her investigate.
Anyway, for him, since Yun Xiaoshuang came to Mengzhou in person, then he just left it to her next, and he was very confident in Yun Xiaoshuang's ability.
After coming to Mengzhou Qianzhuang, she couldn't help frowning, Mengzhou Qianzhuang opened in a very inconspicuous place in Mengzhou City.
Neither in the center of the bustling city, nor in the surroundings of the Lord's Mansion, but in a very remote place.
The overall store of Qianzhuang is not large, and it looks very inconspicuous, and she has some understanding of why the business of Mengzhou Qianzhuang is so bad.
If you want the people to store their silver in the bank, then the level of trust is very important, such an inconspicuous bank, and it is opened in such a remote place.
If it were, she wouldn't want to keep her hard-earned money here, because no one knew when the owner of the money bank would run away.
Thinking of this, she walked in directly, and in the money village, there were only two guys sitting listlessly, and it seemed that there had been no guests for a long time.
"Yo, guest officer, please, this is the largest money village in Mengzhou City, you can deposit silver, borrow silver, as long as you can think of it, you can do it here."
Seeing Yun Xiaoshuang and his party walk in, the two guys suddenly became energetic, and their eyes flashed green.
Yun Xiaoshuang was startled, and then laughed helplessly, it seems that no one has been here for a long time, so she was so surprised when she saw them coming.
"I'm just going to take a look."
Yun Xiaoshuang understood, and then sat on the chair, Li Zhu and Murong Ye stood beside her left and right, like two door gods.
"Tell me about your pattern of depositing money here, and I'll hear it."
Yun Xiaoshuang took a sip of tea, and then said softly.
One of the fellows hurriedly rushed over, and then carefully introduced the pattern of depositing money in the bank.
After listening to his introduction, Yun Xiaoshuang frowned, no wonder the business of this money bank is so bad, this management model is very problematic.
Mengzhou money and Qilin money are very different, in order to collect funds, the early Qilin money will promise a high interest, so that people will continue to store the silver in the Qilin bank.
Then the funds are collected, the interest rate will be reduced, but it will also allow the people to make money, so that more people will come to deposit the silver in it.
Because everyone has imagined that Kirin Money may raise the interest rate to the time when it first opened.
It would be a pity for those who had not put their money in it before, and they would put more silver into it, and those who had already got it cheap would naturally deposit more silver as well.
This is a virtuous circle, and then the funds are collected to complete, and there is silver in hand, you can do other sounds, and the silver will naturally roll in.
However, Mengzhou Qianzhuang not only does not have high interest, but even the interest can be ignored, and even in some cases, even the silver that he has deposited cannot be withdrawn.
Such a money bank is naturally not trusted by the people, so it has become what it is today.
After learning this, Yun Xiaoshuang knew it, and after arguing with the guys for a while, she left the money village.
"Sure enough, there is a big problem with the business model of this Mengzhou money bank, no wonder the business is so bad, if it weren't for Zhang Jikai, it is estimated that it would have been unable to persist for a long time."
Yun Xiaoshuang said as she walked on the road, thoughtful in her heart.
Murong Ye was also listening to it just now, and nodded thoughtfully, the business models of Mengzhou Qianzhuang and Qilin Qianzhuang are very different.
In fact, when Yun Xiaoshuang said his business model before, Murong Ye was also very unoptimistic, after all, there were too many losses in the early stage, and it was difficult to recover the costs.
But as time went by, Qian Zhuang's business became more and more prosperous, and he realized how correct Yun Xiaoshuang's strategy was at the beginning.
Because of this strategy, the business of the money bank can be so good, and they can make so much money in purple and black, otherwise the Qilin money bank will not be able to compete with the royal money bank at all.
So when the guys from Mengzhou Qianzhuang said their business strategy, he finally knew why Mengzhou Qianzhuang's business was so bad.
The poor choice of location is only one aspect, the most important thing is that this strategy is doomed from the start.
"What do you tell us to do?"
Murong Ye walked up to her and asked softly.
Now that she knows that there is a problem with Mengzhou Qianzhuang's business strategy, then she should already have a good solution.
"I haven't thought about it yet, let's talk about it later, anyway, this matter is not in a hurry, let's play for a few days first."
Yun Xiaoshuang said casually, she is not without a good way, after hearing the business model of Mengzhou Qianzhuang, she has already thought of several ways.
But none of these methods are the best way, they are still too radical, and they still have to think of a perfect way for Fei Haicang.
Along the way, she was very curious about anything in Mengzhou City, after all, she had never been here, and the living habits of Mengzhou City were also very different from those in the capital.
The slow-paced life in Mengzhou City made her very comfortable, although she was not used to it, but the feeling of comfort still came to her face.
And at this moment, there was a sudden commotion not far ahead, Yun Xiaoshuang looked at it, and the people around him were all hiding everywhere as if they had encountered a plague god.
Seeing this situation, Yun Xiaoshuang frowned, and although she didn't know what was going on, she still walked to the side, intending to dodge.
After all, this is Mengzhou City, and she doesn't know much about things here, so she doesn't know what's going on, so it's better to be less involved.
"Wait."
At this time, a man's voice came to mind, Yun Xiaoshuang was stunned for a moment, and saw three people coming out of the crowd.
Seeing the person in the lead, she finally knew what it meant to be a gentleman, because there were four big characters written on this person's face.
The man in the lead was dressed in a white robe, with a lewd smile on his face, a folding fan stuck in his back, and he walked very arrogantly.
Judging from the jade belt around his waist and the clothes he wears, he looks like a rich child in Mengzhou City, and he is the kind of person who is very gentlemanly.
Because normal people don't walk like that, and they don't walk so arrogantly on the street, for fear that no one will know him.
"Is Childe calling me?"
Yun Xiaoshuang turned her head, Shi Shiran saluted, and then said softly.
Although she didn't know who the other party was, she didn't want to deal with the other party because she didn't have the ability to do it.
But after all, the other party is calling her, and there should still be politeness, and this is Mengzhou City, not the capital, so more is better than less.
"The girl is so beautiful, let me introduce myself, my name is Sun Yu, I fell in love with the girl at first sight, I don't know if you can accompany me to play."
"Of course, whatever the girl likes when she plays, I will pay for everything."
Sun Yu smiled lewdly, and then whispered, there were a lot of people around, and when they saw this, they immediately sneered at Sun Yu.
But no one dared to say anything, seeing this, Yun Xiaoshuang, who had no other ideas, nodded secretly, it seems that this Sun Yu is an overlord in Mengzhou City, and no one dares to care about it when he is molesting people and girls on the street like this in broad daylight.
"No, the little girl still has something to do, so I'll leave first, thank you for the kind invitation of the son."
Yun Xiaoshuang didn't have time to deal with such a gentleman, so she refused directly, and then turned around and wanted to leave.
However, Sun Yu had already taken a fancy to her, how could she let her leave so easily, Sun Yu stopped in front of her, and the two little guys who followed him did the same, directly surrounding Yun Xiaoshuang.