Originally, Chengxin was still thinking about building trails and planting various fruit trees on the hills on the side of Chai Mountain.

But the weather is not right, the temperature is low now, not suitable for planting fruit trees or anything.

So Chengxin still plans to wait for the beginning of the year.

If you have to plant, you can still grow and live, and the survival rate will be very high.

After all, Chengxin has some spiritual liquid.

However, if you use spiritual liquid seeding, most of the fruit trees in this winter are bare.

This uses spiritual liquid to plant fruit trees and directly give out green shoots, which is a bit too unreasonable.

The trail has already started, and Chengxin will also take a look at the district from time to time to make suggestions or add some facilities.

After two days of idleness, Chengxin took out the big scissors that had not been used for nearly a year and went to comb and distribute the wild camellia planted in the orchard.

These wild teas have been in Chengxin for almost two years.

The diluted spiritual fluid that was poured by him from time to time grew quite luxuriantly.

There are more than a dozen small tea trees, and the main trunk is more than twice as thick as when it was planted.

The tea crown is also more than a lap larger than it was then.

The height has not changed, and she has not taken care of them for more than half a year, and many new branches have emerged on the crown of tea, which has made her grow a lot taller.

The three large tea trees also grew a little thicker, but not as long as the small ones.

However, after almost two years of cultivation, the tea crown is much more lush than when it came, and there are many new large branches.

The leaves of the mother tree change a little in terms of the tea crown, and there is not much difference in the others.

Chengxin spent a day arranging them into flat and round heads again, and the branches that newly grew tea crowns this year were trimmed neatly.

There are almost no dead branches.

After the beginning of the year, there will definitely be a lot more spring tea this year than last year, especially the tea leaves of small trees.

However, Chengxin is not very happy.

Before it sprouted, many people came to ask for tea.

His father Zhong Laoqi, his future father-in-law Su Dingguo, his future brother-in-law Suning, and Mr. Su.

It also includes several of Su Xue's uncles!!

These people were all the ones who sent tea from Chengxin last time, and when they tasted the taste of this tea, they called Su Xue a little shamelessly and asked their niece to give them a little filial piety.

They eat people one by one, either for two catties or for one catty.

This amount is almost not enough for the amount harvested in spring and summer last year!

After Su Xue replied that they were only a little more than five catties a year, a few people lowered their requirements, but it only changed from one or two catties to at least half a catty.

The tea leaves are pruned, and the fruit tree has to be pruned, right?

This year, the pruning of fruit tree branches is not as good as before.

After more than two years, the fruit trees have grown a lot, and many of them need to climb the trees to prune.

After several days, Chengxin cuisine was completely completed.

The potted plants at home do not need to be pruned, they are close, and Chengxin will prune them if they are fine.

Now a lot of them are almost one person tall.

As a last resort, Chengxin pinched the treetops of several pots to prevent them from growing taller than they continued to grow.

It's okay to be thicker, the thicker the better.

The bamboo that has been raised in captivity on the hillside behind the house is now very large.

It's hard for people to walk in.

Fortunately, I had the name of foresight and got a cement ring, otherwise I don't know where it would have gone.

"Daughter-in-law, at the beginning of next year, I plan to go to the bank for a loan, and I don't know how much I can borrow."

In the pavilion of Chengxin's house, he sat opposite Su Xue and said to the other party.

"Loans? What's wrong? ”

Chengxin is rich Su Xue knows, why did he suddenly think about taking out a loan.

"Next year, tourism will be developed, various facilities will be built, and in the village, I also plan to subsidize money or interest-free loans to the villagers to renovate their houses."

Chengxin's so-called subsidies and loans to villagers to renovate their houses are not something that can be applied for casually.

He didn't get to that point.

It is mainly to prepare for future travel.

If you want to subsidize and apply for interest-free loans, you have to be young people who can earn money.

It has to be renovated to open a farmhouse.

Moreover, in the future, the farmhouse must also be managed by the development company, and the development company will not charge indiscriminately, and the development company will also have dividends.

Anyway, there are various requirements.

"Also, we have to build a hotel, a resort or something."

"It all takes money."

"There is no money in the development company's account, so I plan to take out a loan, and I don't know how much I can borrow."

Hearing Chengxin's words, Su Xue nodded, and also felt that she was going to take out a loan.

Although he knew that Chengxin still had a lot of money, he also knew that the development company was not privately owned.

The contract said that Chengxin only paid 400 million, and now that the money is spent, it is impossible for Chengxin to use his own money to subsidize it? He's not that stupid.

What, the money will belong to him in the future, right?

"The loan must be able to be loaned, not to mention more, the vegetable base, the annual turnover is tens of millions."

"Relying on these, loans and tens of millions should be fine."

Su Xue thought for a while and said.

"Tens of millions? Well, maybe it's not enough, I want to borrow at least more than 100 million. ”

Loan tens of millions, then repay the loan and Mao, Chengxin felt troublesome.

At least 100 million yuan to start, otherwise he will lend money to the development company, should he need a bank to make a sum of money?

"More than 100 million, to be honest, Chengxin, may be a little difficult."

"After all, we don't have any other good assets except for the vegetable base, and it is difficult to borrow so much, unless."

Su Xue stopped as she spoke.

！！ This, why do you talk one by one!!

"Unless what?"

Chengxin asked.

"Unless the city leader says hello, or you go to vouch for it."

"My own guarantee?"

Cheng Xin didn't even think about it when he greeted him in the city, after all, his future father-in-law was a high-ranking official in the city, which was a bit of an abuse of power.

"Well, you vouch."

Su Xue nodded.

Chengxin didn't need Su Xue to explain. I also know what Su Xue means.

He has more than 200 million yuan in the bank, so as long as he guarantees, the bank will be very relieved to give a development loan of more than 200 million.

"Well, there is only this way, so I will look at it at the beginning of the year, if I can borrow directly, then I will take out a direct loan."

"If it doesn't work, then I'll vouch for it."

The guarantee is guaranteed, and he is deciding how to use the money when it comes out of the loan anyway.

Anyway, next year, the vegetable base will be able to earn at least 10,000 to millions a year, which is enough to repay the interest.

As for repaying the money, when next year passes, you will be able to earn a lot of money from tourism.

When the bank sees that the development company has made money from traveling, will it come to urge you to repay the money?

Maybe at that time, the bank will take the initiative to come over and let the queen say two cordial greetings.

"Brother, do you still want money? This time we will give you a percentage point lower, how much do you want? ”

Banks are like this, you have no money and lack of money and want to take out a loan, this kind of reason is not good.

If you make money, when you have money, the bank will take the initiative to come to you for a loan and give you all kinds of preferential and low interest rates.

There is also a kind of relationship, if you have a relationship, or a bribe, hehe, it's easy to starve for a loan.

I didn't look at a certain old Xu, but he actually had a debt of 19 trillion yuan, how many of them came out of bank loans?

If he really relied on fixed assets, he could borrow so much money, hehe.