Although the situation Pei Yongcheng said is complicated, it seems to be very understandable in the eyes of Li Han, a person who has been engaged in financial management and investment for a long time.

This bank manager's behavior is a legal loophole, and the fund bought by Pei Yongcheng is actually a high-risk and high-return wealth management product.

When this kind of wealth management product is purchased, the financial manager will normally remind it of high risk.

Just like a long time ago, when Li Han and Wang Zhenyu bought those financial management, the other party reminded him of these risks and persuaded him to buy something else.

However, the wealth manager who communicated with Pei Yongcheng was the opposite, he lied that the return of this wealth management product was low and high-risk, and deceived Pei Yongcheng to buy this wealth management product first.

Because when a customer buys this kind of wealth management product, the wealth manager has a commission.

Moreover, Li Han speculated that it was very likely that the financial manager had colluded with the project party of the wealth management product and ate the kickbacks of the other party, so he deliberately helped the project party to collect money.

After getting this batch of funds, the project party donated money and absconded, and the matter was exposed, and the bank manager used this kind of loan reason to deceive the victim into using wealth management products as a pledge and bank loans.

The bank manager would blow up to Pei Yongcheng at that time, saying that he would not have to pay back the 700,000 yuan in the future, and just use the proceeds of wealth management products to pay off the debt, which would be equivalent to Pei Yongcheng investing one million and getting back one million without any loss.

But in fact, the bank manager only made a verbal promise, and what he took out was an ordinary loan contract.

You must know that the oral contract has no legal effect, but the loan contract does, so the 700,000 yuan with interest should still have to be repaid after the maturity of the wealth management product. If the financial income is negative, and Pei Yongcheng only has 500,000 yuan left, then he has to pay the remaining 200,000 yuan and the interest on this money.

In the end, the project team cheated the money and left, the bank earned interest, and the bank manager received the project party's kickback and the bank's commission. Thus, the world where only the user is injured is complete.

If the user takes the legal route, there is no evidence and there is nothing to do, and even if some people have retained the evidence in advance, the bank only needs to say that these behaviors are the personal actions of the financial manager and do not represent the attitude of the bank, and it will be over.

The court will not let the bank pay the compensation, but will judge the responsibility to the bank manager's personal responsibility, but the user must still repay the money to the bank on this loan, otherwise he will be included in the list of dishonest and become a fraud.

So, there is absolutely no harm in the whole process.

Of course, this situation is generally caused by some small local banks, and large banks such as commercial banks and CCB will not rely on this method to cheat money.

"You're really ......" Li Han sighed in disappointment, "Why don't you look for me if you lack money?" ”

"I, I'm afraid that you will blame ......" Pei Yongcheng said with a handful of snot and tears, "My wife's leukemia needs long-term treatment, and it costs hundreds of thousands of dollars every year, and when I have a suitable bone marrow, I will have to do hundreds of thousands of surgeries before I buy that financial product." As a result, I was deceived by this financial manager......"

"I see." Li Han frowned and said impatiently, "I will help you pay for your wife's medical expenses first." But ......"

Now Li Han is a little embarrassed, he doesn't know what to do with Pei Yongcheng.

Although Pei Yongcheng did this for a reason, after all, it was a match-fixing, and this kind of behavior in the e-sports industry must not be tolerated.

However, on the other hand, Pei Yongcheng is indeed out of helplessness, and if he is in Pei Yongcheng's situation, he may do the same.

If it was for Wang Man, he would also do bad things.

For example, Dong Yuehua's kidney, his handling method is of the same nature as Pei Yongcheng's this time.

Thinking about it like this, Li Han softened, and he couldn't fire the other party ruthlessly.

"But," Li Han continued, "I won't just settle this matter with you, and if you can win the championship in this competition, then I won't hold you responsible." If you lose this competition, then you can resign and leave, and don't mix in this industry in the future. ”

"Yes, thank you, Mr. Li......" Pei Yongcheng wiped his tears, "I will definitely seize the opportunity." ”

Li Han dragged him to stand up: "But I said in advance, no matter whether you win the championship in the end or not, you have to stand up and issue an apology statement on the official, carefully explain your situation, and then give a fine." ”

"Yes." Pei Yongcheng nodded again and again, "Sorry for causing you trouble." ”

"That's it for today." Li Han sighed in distress and prepared to leave first.

"Mr. Li." At this time, Su Lin followed, "Thank you for not firing Manager Pei." ”

"His family is in need of money at this time, didn't I kill his wife by firing him at this time?" Li Han said helplessly.

"Don't worry, we're going to win this game." Su Lin replied firmly, "Otherwise, I will take the initiative to leave the club and make amends to you." ”

"Further expand my losses? What are you worth, don't you have any points in your heart? Li Han poked his chest angrily and asked, "Let me ask you, did you participate in this match-fixing?" ”

Su Lin was stunned, and then nodded: "It's considered indirect participation...... I sensed that something was wrong with them, as if they were deliberately mistaken. But I also knew about the situation at Manager Pei's family, so I didn't say it......"

As he spoke, Su Lin bowed to Li Han: "Sorry to disappoint you." ”

"Well, I can't talk about it." Li Han frowned and said, "The right and wrong in this world are very vague things, how can there be any black and white in the adult world?" I forgive Lao Pei because if I were in his place, I would do the same. That's all. ”

However, this does not mean that Li Han will just forget it, there are always people who are responsible for this matter.

Therefore, the next day, Li Han came to the Chenhui Street head office of Chenhui Bank in Beichang City.

Chenhui Bank is a small local bank in Beichang City, with more than 100 branches in Beichang City, with a registered capital of more than 4 billion yuan and a current market value of more than 5 billion yuan.

It just so happened that he and the bridge company recently used this soybean futures to make nearly 10 billion, and in terms of his ability, it is the least cost-effective to store money in the bank, so it is better to use it for investment and financial management.

And Li Han, as a "legendary investor", is there any more suitable investment project than a bank?

As long as he gives a few words to the bank, sorts out the appropriate financial management items and asks the bank manager to recommend them to the following customers, then the income is still stable?

With Chenhui Bank's influence in Beichang City, he will not lack big data points in the future.

As long as there are big data points, he is a god!

Li Han is also the one who drives the limited-edition Rolls-Royce Phantom, so he attracted the attention of the entire bank before he got out of the car.

After parking the car and entering the bank, the lobby manager of the bank took the initiative to greet him before he had time to queue up.

"Hello sir, I am Yang Jichuan, the lobby manager of Chenhui Bank's head office." The lobby manager greeted warmly, "I don't know if there's anything I can help you with?" I can help you get a VIP number and handle the business for you individually. Our bank has a lot of high-quality financial programs, and there may be one that you are interested in. ”

"You're teaching me how to manage money?" Li Han smiled and asked, "Do you know who I am?" ”

"Who are you?" Yang Jichuan asked curiously.

Li Han looked around in the bank: "I did come to manage money, but I am not interested in the projects you recommend, you call your president to me." ”

"Sir, you're like this, to be honest, I'm quite embarrassed......" Yang Jichuan said with a wry smile.

"Make no mistake." Li Han stepped forward to help him straighten out the collar of his suit, "I just don't want to embarrass you as a worker, so I asked you to call the president over to me." Go for it. People who are almost 40 years old still have to support their families. ”

Without waiting for Yang Jichuan to answer, an uncle in his fifties came out of the bank.

"Ouch, Mr. Li!" The uncle trotted in front of Li Han, held his hand and said respectfully: "Mr. Li, you can come in person to really make my trip shine!" I am Sun Zhengcai, the president of this head office. ”

Saying that, Sun Zhengcai turned to Yang Jichuan on the side and reprimanded: "It's really a sight that doesn't know Mount Tai, doesn't this one know anyone?" The richest man in Beichang City, the legendary investor Mr. Li! Less than three years after stepping into the investment world, you are worth hundreds of billions, do you still manage money for others?! ”

Yang Jichuan was stupid when he heard it, and hurriedly apologized: "I'm sorry, it's really disrespectful!" ”

"It's okay, you go and get busy with you." Li Han said, turning to Sun Zhengcai, "President Sun, let's talk about financial management." ”

"Yes, please advise." Sun Zhengcai smiled flatteringly, "I don't know if you need us to raise funds for you, or if you have any loan needs?" We'll do our best to help. ”

Li Han pointed to the top of his head and said, "I'm going to buy your bank." ”

Seeing that Sun Zhengcai was stunned on the spot, Li Han added: "Oh, it's not your bank, but all the Chenhui banks in the entire Beichang City, and I, Cranberry Food Co., Ltd., and Qiaokou Company will acquire all your shares." ”

"You, you can be humorous." Sun Zhengcai smiled and said, "This matter is not for me to decide." ”

"So I've come to you and told you to talk to the people above you." Li Han smiled slightly, "I really can't make concessions, only buy 67% of the shares, in short, Chenhui Bank, a private bank, I want it." ”

"But, why?" Sun Zhengcai asked puzzled.

"Do you have to ask this?" Li Han smiled, "Look, when everyone thinks that when a person is rich, don't they all say things like 'does your family open a bank'?" I'm going to open a bank this time. ”

Saying that, Li Han patted Sun Zhengcai on the shoulder: "Tell the people above you, if you are interested, you can contact my assistant." ”

(2 commuter passes thanks to book friend 160613150239401, thanks to OnePiece commuter pass)

(End of chapter)