Chapter 505: Solution
After the two sides signed the agreement, Li Han got 60% of the shares of Xilik Bank and the corresponding board votes, and now he is the largest shareholder. And after he took office, he naturally began to save the run on the Silik Bank.
So the first thing he did when he took office was to announce the transformation of the bank.
In the past, Silik Bank did not provide personal loans, but only for businesses, and only opened its savings services to high-tech companies, which received more subsidies from the state and were usually more wealthy.
Now, the bank offers access and wealth management for everyone.
To this end, Silik Bank has also expanded, recruiting a new group of people to serve general customers.
However, this method alone certainly cannot give depositors confidence, so in parallel with the reforms, Li Han asked Xilik Bank to issue a new batch of bonds, which are capped at $100 billion and have a yield of 6.2%.
In fact, the issuance of bonds is not new, it is a common financing method used by enterprises, which is equivalent to borrowing money from ordinary people, and this income is interest to ordinary people.
Before Li Han came, Xilik Bank had actually considered this plan, but in the end it was not approved because they had no bottom. That's 6.2 percent isn't a small amount, and at the end of the year, they'll have to give $6.2 billion to their customers.
$6.2 billion is not a small amount.
What's more, whether the 100 billion yuan can stop the bank run is still a question.
Now the shareholders are betting on the name of "legendary investor".
As a result, after the issuance of the bank's own securities, Li Han immediately led its Qiaokou Company, Cranberry Food Co., Ltd., Qiaokou Bank, and Romantic Home Foundation to use a large amount of funds to buy $25 billion in these securities.
This act seems to say, "This bond will definitely make money, and if you buy it later, it will be gone", so after that, the bond was sold like crazy.
Although the financial advisors of various institutions have clearly stated to customers that this batch of bonds has a high risk and needs to be carefully considered when buying, it just can't stop customers around the world from buying frantically.
Some of these customers are institutions, but most of them are retail investors who buy through apps.
In just two days, more than $70 billion of the $100 billion bond was sold, and the remaining $20 billion or so should be sold soon.
At this time, in fact, Wall Street people already know the gap between themselves and legendary investors.
This is actually a trade-off, Li Han has gained a high popularity among retail investors by constantly frustrating Wall Street, so everyone will trust him. In addition, Li Han bought such a large amount of this bond himself, which naturally gave customers and financial institutions confidence.
After all, it took less than three years for this young man to become the richest man in China, and he has never missed a deal in financial management. After this bond issuance, Li Han directly led his company to buy more than $20 billion in bonds, apparently because he was very confident in the use of the money.
And the tens of billions of dollars exchanged for this bond can be used to withdraw money from depositors. But at this time, because Li Han had already led the Qiaokou Company to settle in the bank, the depositors did not want to take out the money.
Because after the issuance of this batch of bonds, Li Han also increased various interest rates on bank deposits.
This is a legendary investor, this name has been heard of by people in the industry, you must know that the shares of Qiaokou Company are hard to find in the local area, and now this person has come to become the largest shareholder of Xilik Bank, so it should be relatively safe to keep the money here.
After all, this interest has exceeded the income of many funds.
As a result, the run on Xilik Bank was immediately alleviated, and everyone's enthusiasm for withdrawing money quickly cooled down. And because the bank is now accepting personal savings, more people are starting to come to the bank to make deposits.
"Brother Han, it's amazing!" After the video was cut off, Liu Jiana said excitedly, "I didn't expect to take this bank for only tens of millions of dollars, I thought it was ......."
"Why, do you think I'm going to have to pay for my own savings to make up for the shortfall?" Li Han teased, "How is it possible? Business is business, charity is charity. I took this bank, of course, to make money, how could I use my own money to help them plug the hole. ”
"I really didn't expect to be able to do this...... Liu Jiana said a little embarrassed, "to be precise, I didn't expect this to work so well." After all, the bank is about to be delisted......"
"This is the power of the proletariat." Li Han laughed and said, "Otherwise, why is capital so afraid of the proletariat uniting?" Fundamentally, of course, the success of this project is due to the people on Wall Street. ”
"Because you've beaten them so many times and built up your prestige among retail investors?" Liu Jiana asked curiously.
"No, it's a long time ago." Li Han sighed and said, "This is karma...... Although Wall Street may not have imagined that the incident would produce 'bad retribution' in this way at this time. ”
Liu Jiana doesn't seem to understand, but she also knows that this is Li Han's style.
Li Han's series of operations made the shareholders of the bank stunned, and they never dreamed that the problem would be solved so simply. But they didn't rejoice too early, now Li Han just drew a cake, and this cake must be able to be cashed, otherwise the day of cashing will not be able to give the cake, and the bank will eventually collapse.
Therefore, it is useless to get the money, it depends on how the money is spent next and whether the money spent can be earned.
Of the $100 billion obtained from bonds, only more than 20 billion yuan was used for depositors to withdraw money, and the remaining more than 70 billion yuan was still in hand. Reserve 20 billion to meet the access needs of customers, and the remaining 50 billion, Li Han is ready to invest.
As for what projects to invest in in order to make a steady profit without losing money...... Isn't the answer to this question obvious?
"Nana, this 50 billion investment plan is like this." Li Han cleared his throat, "Take out 10 billion funds to invest in overseas branches of glass handmade hamburgers, and 10 billion funds to invest in Jinwu Power to build solar power stations in Europe." For the rest, hold it in your hands and wait for your chance to see if any of the unlucky ones are going to mess with me. ”
Now the glass handmade hamburger is in a state of rising at home and abroad, and is welcomed by civilians from all over the world, so it is the time when you need funds to expand your store quickly.
Moreover, Li Han used the money from his bank to invest in his own company, which can be regarded as a fertilizer that does not flow into the fields of outsiders. The shareholders did not take advantage of the opposition to him, and everyone knows how popular the brand is in countries around the world.
As for Jinwu Power, it is also similar, recently Jinwu Power has won large orders in Europe one after another, and decided to build its own power stations in some European countries to sell green electricity, which is also the time when it needs money to expand rapidly.
Of course, this money will not be used to exchange shares, and Li Han will certainly not let foreign capital settle in his company, even if the controlling person of this "foreign capital" is himself.
"Puff ......" Liu Jiana couldn't help laughing when she heard this, "You are really shrewd, buy a bank with tens of millions of dollars, and then use the bank to raise funds, and then use the funds to invest in your own company...... The little woman can only say that she admires. ”
"Just kidding, what do you think I relied on to become the richest man in China in three years?" Li Han said proudly, then stood up, "Then I'll leave the rest to you, I'm going back to accompany my wife." ”
"Yes." Liu Jiana smiled and nodded, "I'll send you down." ”
When he got home, Li Han had just parked the car and saw Wang Man drying clothes in the backyard.
She is wearing a loose slanted shoulder half-sleeved knit sweater today, and a pair of white loose slacks underneath, which looks particularly feminine. Li Han parked the car and came to the fence in the backyard: "Which lady is this?" So pretty? ”
Wang Man raised his eyebrows and glared at him with slanted eyes: "Come, come in, see if I can beat you." ”
"Come on, come on." Li Han said, went around to the main entrance and opened the door, and then was hit head-on by Soft.
"Alright, let's go see Mom." Li Han rubbed the dog's head and took it to Wang Man's side.
"I'm coming." Li Han held Wang Man's face, "Aren't you going to hit me?" ”
"Hit you......" Wang Man patted him on the shoulder, then leaned over and kissed him on the mouth, "My husband is in a good mood today?" Is there anything good about it? Tell me about it. ”
"It's worthy of being my wife, and you still know my emotions best." Li Han kissed her twice on the mouth, "I'll help you, I'll tell you when I go in after drying the clothes......"
Although Wang Man doesn't know much about finance, Li Han still likes to tell her that he doesn't want Wang Man to think that he doesn't say it because he dislikes her for not understanding, and Wang Man listens happily every time.
"My husband is just amazing." Wang Man touched his face and smiled sweetly, "Then have you completed your task now?" Will the U.S. force the acquisition of Cranberry Foods Ltd.? ”
"Not yet, they have no excuses." Li Han took her hand and kissed it, "But maybe it's still possible in the future, but it's okay now." If they want to make a compulsory purchase in the future, then I will use Silik Bank to buy my own shares. Anyway, in the end, the management of the company is still in my own hands. ”
"That's good." Wang Man said, wrapping his arms around his neck, "It's hard work, let's make something delicious for you at night." ”