Chapter 68 General Principles of Treasure Money Reform

That's because the growth of the quantity of money contributes to the growth of productivity itself, and later generations have proved that appropriate monetary easing contributes to economic development.

This is also the reason why He Xi is so concerned about the reform of treasure money.

Why didn't the Industrial Revolution happen in ancient China, too many answers, may not be correct. But it is not necessarily wrong, after all, such a grand problem, the decision is a comprehensive problem, not a single cause, but the sum of many reasons.

He Xi said: "This time, you only need to succeed and not fail. I think there are three ways to recover a huge amount of treasure money, the first is the land in the city, except for the official office, the palace, and the imperial court, all of which are sold, and only treasure money is collected. The second way is to sell all the unimportant factories that were built in Beijing this time. to offset the treasure money. Finally, in the whole process of building Beijing City, all the environments only need to use silver tickets and treasure money. Collect treasure money and make silver tickets, of course, treasure money can also be used appropriately. In a period of three years, the treasure banknotes are stored to a very small amount. Then open the exchange. ”

Yao Guangxiao said: "My lord, in this way, the treasure banknote will continue to appreciate." ”

The value of treasure money is never dead. It has been depreciating before, but it has begun to stabilize in recent years, and that is because of Zhu Yuanzhang's various rescue policies. Although it is said that the financial means and tools in Zhu Yuanzhang's hands are quite scarce. There's not much that can be done. At least, more than 4 million treasure banknotes are recovered every year, and the annual support is slowly equal, which makes the price of treasure banknotes stable.

Now that a large number of treasure money is recovered, the price of treasure money will naturally rise.

In this way, I don't know if it's good or bad.

The advantage is naturally that He Xi used a lot of assets to offset the indiscriminate issuance of currency, and the problem is that if the treasure banknote is nailed to the price first, and then exchanged, the cost is not too high, about tens of millions of taels of silver, and it is probably not possible to use silver tickets. After all, it has just been pitted by paper money. If this method is used, when the huge amount of treasure money is almost recovered, the price of treasure money will rise. However, the consumption of silver votes is no longer few.

He even wanted to make a move on the treasure banknote, and now the news is only circulating among the top levels, and the price of the treasure money has increased a lot.

You can see it.

He Xi said: "It doesn't matter, as long as the big things are done well, you don't need to just care about a little money." He Xi's general idea, on the one hand, to reduce the over-issuance of currency, on the other hand, to increase the total demand for currency in society, that is, to develop productive forces. Boost the economy and let society consume excess money on its own.

It's like He Xi is also playing a lot in Liaodong.

But in the end, there was no problem, although many people don't know that there is this kind of play, but more importantly, the development of Liaodong industry needs more currency, and the development of maritime trade also needs more currency.

If it is only the Liaodong industry, it will not be able to support this plate.

Now, the Jingshi has to support at least 80 million to 100 million taels of plates in order to resolve the risk of treasure money exchange.

That is, the total value of real estate in Beijing, plus the total value of the industry that He Xi can sell, and the total amount of production in Beijing and nearby places to use money should reach the level of 10,000 taels. Or even more.

He Xi actually didn't know if he could do it.

He vaguely felt that it could be done. And even more.

But there is no specific data and statistics, He Xi can only rely on his feelings, but this feeling, whether it is right or wrong, can only gamble.

He Xi explained the truth to everyone in detail.

Some people hear it in a fog, and some people understand it. He Xi seems that the people who understand best are actually Yang Zhen and Yang Shiqi.

Yang Zhen is in the business world, and he is the most sensitive to money. And Yang Shiqi is also very good at internal affairs.

Yang Shiqi said: "Your Excellency is wise, Xia Guan originally had no clue about this matter, but now when I hear it, I understand my lord's intentions, but if my lord wants to do this, the current banking department is far from it." The minister asked the lord to expand the banking department, at least in Liaodong, Hebei, Goryeo, Japan, Nanyang, and other places, and even in Nanjing, Jiangsu, and other places, there must also be branches. Only in this way can the treasure money be digested to the greatest extent. ”

Yang Zhen said: "What Lord Yang said is very true, students have heard that in many places in Nanyang, gold and silver shops take into account the exchange of silver tickets, these things, I don't wait, others will do it." ”

Yao Guangxiao said: "This requires many people? ”

When He Xi heard this, he immediately frowned.

When people use it, they just don't have it.

The same is true today. Now I don't know if there are a thousand bank personnel, but they spread out as they said, not to mention more, more than a dozen branches, hundreds of points. It's all less. Enough manpower is appeased everywhere. The number of people in the banking department should be at least more than 10,000.

And the people that the banking department needs are not ordinary people. At least literacy and hyphenation, mathematically not too bad. If you miscalculate, it can be catastrophic.

Where do these people come from?

The little bit of people cultivated in Liaodong is far from enough.

And He Xi also has to consider one thing, that is, the cost of the bank, and it also costs to maintain this big bank. Perhaps, it will cost more than raising tens of thousands of troops. This cost must also be accounted for.

He Xi said: "How do you think this problem should be solved? ”

Yao Guangxiao suddenly took out a folding fan from his hand, turned it in his hand a few times, opened it with a bang, smashed it in his hand with a bang, and said: "My lord, since Beijing is Beijing and Nanjing has a Guozijian, does Beijing also have one?" ”

He Xi said: "Beijing Guozijian? ”

Yao Guangxiao said: "Exactly. Ten years of trees, 100 years of people. ”

He Xi looked at Yao Guangxiao, seemed to understand, and didn't seem to understand, and said, "The students of the Guozijian are not suitable." ”

Yao Guangxiao said: "The adults are too worried. Your Majesty will consider your lordship's thoughts. As long as there is a suitable reason. ”

He Xi's gaze swept over the others, and the others' eyes flowed, looking at He Xi without speaking, but there was support in his eyes.

In many other aspects, Yao Guangxiao's ability is not outstanding, but in terms of political struggle and calculating people's hearts, Yao Guangxiao is He Xi's subordinate, and he doesn't think secondly. Yao Guangxiao's sentence, is it to solve the problem of manpower shortage for He Xi?

Yes, but no.

It is to build a reserve force and establish an academic base camp. I want He Xizhixue to become the authentic sect in the north, so as to compete with Confucianism.

As mentioned above, the situation in the north has been perennial wars, and the north is a shallow place in the eyes of Confucianism, that is, it doesn't care too much about Confucianism, and even in the Yuan Dynasty, it seems that the Yuan Dynasty values Confucianism, but in fact, in the eyes of the Yuan Dynasty, Confucianism and Taoism, monks, and Catholicism are put together. It is a religion, not a political doctrine.

Even when the Confucian ministers fought with the Hui merchants-turned-ministers, they had to fight to the point of life and death. It's miserable.

So in the north, there is not such a strong Confucian power.

In this way, the government-led doctrine can easily gain the upper hand.

For example, He Xi's doctrine.

He Xi's doctrine is easy to implement in Liaodong, that is because there are not many scholars in Liaodong. Not many people care about Confucian authenticity. In order to have enough to eat, many people do not mind going to the Guanwai to defect to the Mongols and the Jurchens. Where do you care if it's a Confucian minister?

Guozijian is the highest institution of learning in the Ming Dynasty, and both Nanjing Guozijian and Beijing Guozijian have equal status in this regard.

Although Nanjing Guozijian is in the hands of He Xi, it is essentially in the hands of Song Lin, who has limited academic achievements but is special in identity, and is the son of Song Ne. With Song Lin here, many Confucian ministers will not be too difficult for him. Similarly, Song Lin's support will not be too much.

This is also why, there have always been voices against He Xi in Nanjing Guozijian. It's just not mainstream.

He Xi couldn't really suppress all the voices. After all, thoughts can't be killed. The geographical location of Nanjing Guozijian determined that it was impossible for them to be free from outside influences.